1. RESO-Garantia
St. Petersburg Branch,
November 2013

2. Russian insurance market, 6 months of 2013
Total insurance premium in Russia in 6 months of 2013 was Rbl 467,5 bln. The main parts were automotive
insurance – 21.7%, medical -16,2%, CMTPL (OSAGO) - 13,5%, property insurance for legal entities – 12,4%.

3. Premium collected in Russia by top-20 insurance
companies in 6 months of 2012 and 2013

4. Premium collected in St. Petersburg by top-20
insurance companies in 6 months of 2012 and 2013
Premiums in St. Petersburg reached more than Rbl 31 bln with growth of 14,9%

5. Premium collected in Leningrad region by top-20
insurance companies in 6 months of 2012 and 2013
Premiums in Leningrad region reached more than Rbl 1,8 bln with growth of 4,3%

6. Property insurance in Russia in 6 months of 2013
Property and casualty insurance (without motor insurance) in 6 months of 2013 г. reached Rbl 70,8 bln

7. One should underline that property and casualty
insurance (without motor insurance) in 6 months of
2013 reached Rbl 70,8 bln.
In the meantime insurance for agriculture was only
Rbl 6,4 bln.

8. Today the best alternative to a doubtful
agricultural insurance might be P&C
insurance as well as insurance of
entrepreneurial risks and responsibility
insurance
This is out proposal as a proposal of
a regional leader in premium collected

9. Insuring your risks in a releiable company
means that a client’s claim will be settled.
Out top settled claims in the North-Western
region are:
- Rbl 309 mln for Syassky Paper and Mill Factory,
- some Rbl 40 mln for Synyavino Poyltry,
- some 30 mln for Badaev warehouses fire
(http://en.wikipedia.org/wiki/Badayev_warehouses),
- recently a claim for Rbl 15 mln for a fire has been
settled in St .Petersburg.
The largest insurance compnaies REALLY SETTLE
their claims.

10. Definitely agriculture insurance has
certain problems
No transparency,
Wrong approach in subsidizing tariff rates and not
the claims settlement,
High corruption risks in the process of making
arrangements for insurance in agriculture.

11. Problems of agricultural insurance are demonstrated by
the premium in this filed in 6 months of 2013
Insurance for agricultural entrepreneurs makes only 1,5% of total Russian classical insurance.
Additionally there was a drop of 8,6% comparing with the previous year. Also in the top-20
agricultural insurance almost no one of the top Russian insurance companies is present.

12. Leaders approach:
 The real insurance =
 = P&C insurance

13. The insurance market is
developing right now
The Russian cabinet of ministers now investigates
issues of catastrophe insurance as well as insurance
of private property in countryside
… and it will be followed by other innovations in the
insurance field.

14. A lot is not insured yet.
Let us work on it together!