1. Bankruptcy question...?
I got into about 12,000 in credit card debt and got laid off and couldn't pay it
t back so it all went to collections. I would like to work on my credit but can'
t afford to pay it back. The way the collection agencies want it is just not pos
sible for me to pay it. I don't make a lot of money at all. Would I be able to f
ile for the one you pay back maybe? I just don't know what to do. It has been a