General Insurance gives financial protection against specific eventualities through various types of non-life insurance policies. It discusses general insurance covers like motor, health, accident, travel and home insurance. The document provides details on the types of each insurance and the covers provided. It aims to educate about general insurance products available.
2. COMPANY
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http://insurance.smartway-group.com/
General Insurance
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General Insurance, also known as non-life insurance, comprises of a
gamut of insurances that provide specific covers to the insured against
specific forms of eventualities.
Claim Process Every insurance company presents its best facet while
selling a plan but it is the Claim Settlement that really decides how good
the company really is.
Tax Benefits
Of all the forms of general insurance, only Health Insurance comes with tax
benefits. As per Section 80D of the income tax act 1961, the premium paid
for a health insurance plan qualifies for tax deduction from your total
income.
4. COMPANY
LOGO
http://insurance.smartway-group.com/
Motor insurance
A standard motor insurance or better known as a
car insurance policy is usually the insurance
coverage mandated by law to drive on the road.
Thus, it primarily covers you against liability
damages and unexpected repairs.
Types of Motor Insurance :
Car Insurance
Two Wheeler Insurance
Commercial Vehicle
5. COMPANY
LOGO
http://insurance.smartway-group.com/
Health Insurance
Health Insurance or Mediclaim as commonly know
refers to protection that is provided to a policyholder
as a cover against unexpected medical emergencies.
Types of Health Insurance :
Cashless Mediclaim
Family Floater Plan
Individual Health Insurance
Group Health Insurance
Travel Health Insurance
Critical Health Insurance
Senior Citizen Health
6. COMPANY
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http://insurance.smartway-group.com/
Travel Insurance
Emergency Medical Expenses
Emergency Medical Evacuation
Repatriation of remains
Emergency Dental Expenses
Hospital Cash
Accidental Death and Permanent Total Disability Common Carrier
Personal accident
Loss of Passport
Loss of Checked Baggage
Delay of Checked Baggage
Personal Liability
Financial Emergency Assistance
Travel Insurance / Overseas Medi-claim policy is a
basic requirement when one travels abroad, either
its for business, sight-seeing, shopping or pleasure.
Types of Health Insurance :
7. COMPANY
LOGO
http://insurance.smartway-group.com/
Home Insurance
Home Insurance policy provides a cover to the
Structure and contents of your home from all
unforeseen natural & man-made catastrophes.
Fire, Lightning
Riot, Strike, Malicious
Bursting and overflowing of water tanks
Storm, Cyclone, Typhoon, Tempest, Hurricane
Earthquake, Volcanic Eruption & other Convulsions
Impact damage by rail/road vehicle and animal
Subsidence and Landslide including Rockslide
Missile testing operations
Leakage from automatic sprinklers installations
Bush
8. COMPANY
LOGO
http://insurance.smartway-group.com/
Accident Insurance
Travel Insurance / Overseas Medi-claim policy
is a basic requirement when one travels
abroad, either its for business, sight-
seeing,shopping or pleasure.
Think for a moment , what all can happen
if one meets an accident , what can
happen , what are different kind of end
results of it ? An Personal Accident
Insurance policy
covers almost all of them.