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Louisiana Does it Again: 
THE URBAN INSTITUTE




                      The First Use of Express Lane Eligibility 
                      to Automate Children’s Enrollment and 
                                     Retention
                          Prepared by:    Stan Dorn, Ian Hill, Fiona Adams
                                          Urban Institute
                                          Washington, DC
                          Supported by:   State Health Access Reform Evaluation,
                                          Robert Wood Johnson Foundation 
                          Presented to:   AcademyHealth Annual Research Meeting
                                          Seattle, WA
                                          13 June 2011
Outline of Presentation

 • Research methods
 • Federal policy and Louisiana’s approach to 
   Express Lane Eligibility
 • Preliminary results
 • Lessons for States and Policymakers




                                                 2
THE URBAN INSTITUTE
Research methods
 • Document review
 • Site Visit ‐ Key informant interviews
     –   State Medicaid officials
     –   State nutrition program officials
     –   Local social service agency staff
     –   Community‐based outreach organizations
 • Focus groups with parents of children enrolled via 
   Express Lane Eligibility
 • Next Steps – Analysis of state administrative data

                                                     3
THE URBAN INSTITUTE
Express Lane Eligibility (ELE): federal law
 • An option created by CHIPRA (Children’s Health 
   Insurance Program Reauthorization Act of 2009
 • State Medicaid and CHIP programs may use 
   findings of other need‐based programs to 
   establish eligibility
     – Irrelevant to such eligibility are technical differences 
       between programs’ eligibility rules
     – ELE can be used to establish any element of 
       Medicaid/CHIP eligibility except for citizenship   

                                                                   4
THE URBAN INSTITUTE
Federal ELE law (continued)
 • Before data from other program is accessed, 
   family must be given a chance to “opt out”
 • Before a child is “automatically enrolled,” family 
   must affirmatively consent
     – By phone, in writing, or through other methods
 • Can use ELE for enrollment, renewal, or both
 • ELE is one of 8 “best practices” (to qualify for 
   CHIPRA performance bonus, states must 
   implement at least 5 of 8)
                                                         5
THE URBAN INSTITUTE
Louisiana’s history with eligibility 
                simplification
 • Renowned for innovative strategies to streamline 
   enrollment
 • Leader in automated/ex parte renewal
 • Received CHIPRA performance bonus ($3.6 million in 
   2010) for employing:  continuous eligibility, no asset 
   test, automated renewal, no in‐person interview, joint 
   Medicaid/CHIP application and renewal forms
 • State legislature passes Express Lane Eligibility in 2007, 
   before it was even a federal option
 • Formally adopted by state shortly after passage of 
   CHIPRA in ‘09
                                                             6
THE URBAN INSTITUTE
Louisiana’s approach to ELE
 • Grants eligibility based on findings from the 
   Supplemental Nutrition Assistance Program 
   (SNAP, formerly known as Food Stamps)
     – SNAP eligibility limited to families with “net incomes” 
       below 100 percent FPL
     – Household definitions, income disregards different 
       from Medicaid’s
 • Used for both enrollment and renewal


                                                                  7
THE URBAN INSTITUTE
“It happened one night”
 • In February 2010, 10,573 children enrolled into 
   Medicaid in a single night, based on SNAP records 
   ‐‐ How did this happen? 
 • In 2009, data matches with SNAP identified 
   children receiving SNAP but not Medicaid
 • State narrowed list of such children to
     – Identify and remove “duplicates” already receiving Medicaid
     – Limit initial enrollment to children already known to 
       Medicaid from prior applications or coverage
 • With previously unknown children, manual 
   confirmation needed before enrollment
                                                                8
THE URBAN INSTITUTE
More lead‐up to that magical night
 • State sent “opt‐out” letters to parents of all 
   children remaining on the list
     – Result:  very few parents opted out (<1%)
 • Affirmative consent process
     – Sent Medicaid cards to parents, w/ letter 
       indicating that use of the card = consent to 
       enrollment
     – Note: Louisiana Medicaid is fee‐for‐service 


                                                       9
THE URBAN INSTITUTE
Enrollment: Not just a one‐night stand…
 • Starting in Jan. 2010, SNAP application forms 
   modified to include ELE “opt‐out”
 • Except for children who opt out, monthly data 
   matches identify children receiving SNAP but not 
   Medicaid
 • State moving towards daily data matches
 • SNAP application changed again in Jan. 2011 to 
   have “opt in” check‐box

                                                     10
THE URBAN INSTITUTE
Coming back for more:
                     Renewals
 • Renewing eligibility for all children
     – At renewal, if data match shows a Medicaid child 
       is receiving SNAP, the child’s Medicaid eligibility is 
       automatically renewed
     – Does not apply to a family if Medicaid is provided 
       to (a) a parent or (b) a child not receiving SNAP
 • Renewing eligibility for ELE children
     – Parents who did not use the card get another 
       change to consent – very few take advantage of 
       opportunity

                                                             11
THE URBAN INSTITUTE
Results:  Enrollment
 • By December 2010, 20,589 children had been 
   sent Medicaid cards via ELE
 • 11,149 of these children used services
 • Community outreach groups said:
     – Before ELE, always saw uninsured children at 
       community events
     – After ELE, no uninsured children at these events!
 • Appear to be reaching “poorest of the poor”

                                                           12
THE URBAN INSTITUTE
Results:  Renewal
 • First month: of 266,000 children and adults slated 
   for renewal, 126,000 were renewed automatically 
   via ELE based on SNAP records
 • Enormous administrative savings
     – With ELE, no staff involvement
     – Without ELE, staff involvement often required 
       (e.g., to sort through methodological differences 
       between SNAP and Medicaid rules)

                                                            13
THE URBAN INSTITUTE
Focus Group Results:  
       What do parents say about ELE?
 Parents told us they:
 •   Recalled receiving letter informing them that children were 
     eligible for coverage
 •   Were initially caught off guard (“This can’t be right?!?”) 
 •   Were thrilled to learn their children were covered (“It’s a 
     blessing…”  “Like a gift from God…”)
 •   All obtained services for their kids
 •   Found renewal to be very easy (“It wasn’t even a 
     ‘process’…”)
 •   Some would not have applied for Medicaid; they didn’t 
     think their kids were eligible

                                                               14
THE URBAN INSTITUTE
Lessons for States/Policymakers
 • “Simplification isn’t simple…but the juice is worth 
   the squeeze…”  Ruth Kennedy
 • Express Lane Eligibility is not a “push button” 
   operation
 • ELE is an important additional tool for states 
   seeking to expedite enrollment and retention
     – Increases participation, reduces administrative costs, 
       prevents manual errors
     – SNAP is a great candidate for ELE – food is fundamental
 • ELE can facilitate states’ move towards data‐driven 
   eligibility under the Affordable Care Act
                                                            15
THE URBAN INSTITUTE
Lessons (continued)
 • Why did it work?
     – Culture change occurred over many years
     – Willing partner in SNAP agency (plus, no downside 
       risk for SNAP)
     – MaxEnroll involvement—money for staff, IT 
       programming, and extensive TA
     – Centralized eligibility system is critical
     – Effective messaging to policymakers – stressed 
       efficiency, not increases in enrollment

                                                       16
THE URBAN INSTITUTE

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Arm2011 dorn(hill) 6.13.11

  • 1. Louisiana Does it Again:  THE URBAN INSTITUTE The First Use of Express Lane Eligibility  to Automate Children’s Enrollment and  Retention Prepared by: Stan Dorn, Ian Hill, Fiona Adams Urban Institute Washington, DC Supported by: State Health Access Reform Evaluation, Robert Wood Johnson Foundation  Presented to: AcademyHealth Annual Research Meeting Seattle, WA 13 June 2011
  • 2. Outline of Presentation • Research methods • Federal policy and Louisiana’s approach to  Express Lane Eligibility • Preliminary results • Lessons for States and Policymakers 2 THE URBAN INSTITUTE
  • 3. Research methods • Document review • Site Visit ‐ Key informant interviews – State Medicaid officials – State nutrition program officials – Local social service agency staff – Community‐based outreach organizations • Focus groups with parents of children enrolled via  Express Lane Eligibility • Next Steps – Analysis of state administrative data 3 THE URBAN INSTITUTE
  • 4. Express Lane Eligibility (ELE): federal law • An option created by CHIPRA (Children’s Health  Insurance Program Reauthorization Act of 2009 • State Medicaid and CHIP programs may use  findings of other need‐based programs to  establish eligibility – Irrelevant to such eligibility are technical differences  between programs’ eligibility rules – ELE can be used to establish any element of  Medicaid/CHIP eligibility except for citizenship    4 THE URBAN INSTITUTE
  • 5. Federal ELE law (continued) • Before data from other program is accessed,  family must be given a chance to “opt out” • Before a child is “automatically enrolled,” family  must affirmatively consent – By phone, in writing, or through other methods • Can use ELE for enrollment, renewal, or both • ELE is one of 8 “best practices” (to qualify for  CHIPRA performance bonus, states must  implement at least 5 of 8) 5 THE URBAN INSTITUTE
  • 6. Louisiana’s history with eligibility  simplification • Renowned for innovative strategies to streamline  enrollment • Leader in automated/ex parte renewal • Received CHIPRA performance bonus ($3.6 million in  2010) for employing:  continuous eligibility, no asset  test, automated renewal, no in‐person interview, joint  Medicaid/CHIP application and renewal forms • State legislature passes Express Lane Eligibility in 2007,  before it was even a federal option • Formally adopted by state shortly after passage of  CHIPRA in ‘09 6 THE URBAN INSTITUTE
  • 7. Louisiana’s approach to ELE • Grants eligibility based on findings from the  Supplemental Nutrition Assistance Program  (SNAP, formerly known as Food Stamps) – SNAP eligibility limited to families with “net incomes”  below 100 percent FPL – Household definitions, income disregards different  from Medicaid’s • Used for both enrollment and renewal 7 THE URBAN INSTITUTE
  • 8. “It happened one night” • In February 2010, 10,573 children enrolled into  Medicaid in a single night, based on SNAP records  ‐‐ How did this happen?  • In 2009, data matches with SNAP identified  children receiving SNAP but not Medicaid • State narrowed list of such children to – Identify and remove “duplicates” already receiving Medicaid – Limit initial enrollment to children already known to  Medicaid from prior applications or coverage • With previously unknown children, manual  confirmation needed before enrollment 8 THE URBAN INSTITUTE
  • 9. More lead‐up to that magical night • State sent “opt‐out” letters to parents of all  children remaining on the list – Result:  very few parents opted out (<1%) • Affirmative consent process – Sent Medicaid cards to parents, w/ letter  indicating that use of the card = consent to  enrollment – Note: Louisiana Medicaid is fee‐for‐service  9 THE URBAN INSTITUTE
  • 10. Enrollment: Not just a one‐night stand… • Starting in Jan. 2010, SNAP application forms  modified to include ELE “opt‐out” • Except for children who opt out, monthly data  matches identify children receiving SNAP but not  Medicaid • State moving towards daily data matches • SNAP application changed again in Jan. 2011 to  have “opt in” check‐box 10 THE URBAN INSTITUTE
  • 11. Coming back for more: Renewals • Renewing eligibility for all children – At renewal, if data match shows a Medicaid child  is receiving SNAP, the child’s Medicaid eligibility is  automatically renewed – Does not apply to a family if Medicaid is provided  to (a) a parent or (b) a child not receiving SNAP • Renewing eligibility for ELE children – Parents who did not use the card get another  change to consent – very few take advantage of  opportunity 11 THE URBAN INSTITUTE
  • 12. Results:  Enrollment • By December 2010, 20,589 children had been  sent Medicaid cards via ELE • 11,149 of these children used services • Community outreach groups said: – Before ELE, always saw uninsured children at  community events – After ELE, no uninsured children at these events! • Appear to be reaching “poorest of the poor” 12 THE URBAN INSTITUTE
  • 13. Results:  Renewal • First month: of 266,000 children and adults slated  for renewal, 126,000 were renewed automatically  via ELE based on SNAP records • Enormous administrative savings – With ELE, no staff involvement – Without ELE, staff involvement often required  (e.g., to sort through methodological differences  between SNAP and Medicaid rules) 13 THE URBAN INSTITUTE
  • 14. Focus Group Results:   What do parents say about ELE? Parents told us they: • Recalled receiving letter informing them that children were  eligible for coverage • Were initially caught off guard (“This can’t be right?!?”)  • Were thrilled to learn their children were covered (“It’s a  blessing…”  “Like a gift from God…”) • All obtained services for their kids • Found renewal to be very easy (“It wasn’t even a  ‘process’…”) • Some would not have applied for Medicaid; they didn’t  think their kids were eligible 14 THE URBAN INSTITUTE
  • 15. Lessons for States/Policymakers • “Simplification isn’t simple…but the juice is worth  the squeeze…”  Ruth Kennedy • Express Lane Eligibility is not a “push button”  operation • ELE is an important additional tool for states  seeking to expedite enrollment and retention – Increases participation, reduces administrative costs,  prevents manual errors – SNAP is a great candidate for ELE – food is fundamental • ELE can facilitate states’ move towards data‐driven  eligibility under the Affordable Care Act 15 THE URBAN INSTITUTE
  • 16. Lessons (continued) • Why did it work? – Culture change occurred over many years – Willing partner in SNAP agency (plus, no downside  risk for SNAP) – MaxEnroll involvement—money for staff, IT  programming, and extensive TA – Centralized eligibility system is critical – Effective messaging to policymakers – stressed  efficiency, not increases in enrollment 16 THE URBAN INSTITUTE