About Brief introduction

1. By Gattupalli Sumanth

3. Type Public(BSE: 500116)
Industry Banking, Finance Services
Founded July 1964
Headquarters Mumbai, India
Key People RM Malla(CMD)
Products Consumer Banking, Corporate Banking,
Finance and Insurance, Investment
Banking, Mortgage Loans, Private
Banking, Private Equity, Wealth
Management, Agricultural Loan
Revenue Rs. 254.89 billion
Operating Income Rs. 40.57 billion
Net Income Rs. 20.32 billion
Total Assets Rs.2650 billion
Employees 15435

5. IDBI Capital
Markets Services
Ltd.
IDBI
Home
Finance
Ltd.
IDBI Intech Ltd.
IDBI
Gilts
Ltd.

6. 1964
• A Parliamentary Act sets up
IDBI as a subsidiary of RBI
1976
• Ownership of IDBI transferred
to the government from RBI
1994
• The RBI Act is amended to
permit 49% private ownership

7. 1995
• Domestic IPO and Government stake is
reduced
2004
• IDBI moves from its DFI status in to a
commercial bank along with a mandate for
development financing under the name of RBI
2005
• Amalgamation of IDBI Bank Ltd. with IDBI
Ltd.

8. 2006
• Amalgamation of united
Western Bank
2010
• Opens the first overseas
Branch at DIFC, Mumbai
2011
• Merges Subsidiaries, IDBI
Home Finance and IDBI Gilts

11. IDBI BANK
Retail
Banking
Savings
Account
Personal
Saving
Corporate
Saving
Current
Account
Investment
Development
Banking

15. Q4 2011-12 Q4 2010-11 % CHANGE
Net Profit 771 516 49
Other
income
777 677 15
Net interest
income
1211 1107 9
Net NPA% 1.67 1.06

17. Legal Environment
 Banking Regulation Act, 1949
 RBI Act, 1934

18. Problems Faced By IDBI and Solutions
 Negative Mind- Set
 Prefer Nearest Branch for
opening A/C
 Loyal Customer of
existing banks
 Minimum Rs. 5000 is
required for maintaining
the account but masses
prefers Zero Balance
Account
 Less Brand Awareness
 Change People’s mind
set by Advertising and
Promotional Activity
 Need to spend money for
expansion so that Bank
will be available
anywhere
 Review the product
which bank is offering
keep track on
competitors activity

19. IDBI Mutual Fund launched a new open ended
fund of funds scheme named “IDBI GOLD FUND &
QUO”
IDBI cuts interest rates on home loans, slashes
deposit
IDBI bank appoints B K Batra as a whole time
director
IDBI Bank has launched an online portal, IDBI
SAMRIDDHI, to sell its Certificate of Deposits(CD)
to the individual and institutional investors, thus
adding another milestone in the increasing role of
technology in banking sector