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Supermarket Savings
Know Before You Go
                   • Each weekend, skim through all area store
                     fliers
                      – Where are the best sales clustered?
                      – Where are items from your shopping list on sale or
                        well-priced?
                      – Do you notice any Loss Leaders – items that are
                        priced below cost?

                   • Maintain a Price Book of items that you buy
                     most often, and only stock up when an item’s
                     price hits bottom
Driving to every
store adds up; a
                      – Every time you find a lower price, add it to your
quick local trip
                        Price Book
costs around 75¢
Coupons! … Stacking
                                                 STACKING EXAMPLE:

                                                 •   This week, Ken’s salad dressing is
                                                     marked down to $1 at Stop & Shop
                                                 •   Last Sunday’s paper had a coupon for
                                                     $1 off 2 bottles
                                                 •   This week’s circular has Dollar
                                                     Doublers, so you get $2 off 2



•   Newspaper inserts come out on
    Sunday, and coupons often overlap
    with that week’s store sales
     –   Coupons also come in free
         newspapers during the week
     –   Online coupons can be found at
         SmartSource.com, Coupons.com, and
         supermarket and manufacturers’ sites
     –   Manufacturers also send great coupons
         if you contact them about a bad (or
         good!) experience                                       FREE!
Coupons! … Organizing & Swapping
                                                   SWAPPING EXAMPLE:

                       Be prepared:                •   This week, a $5 large box of Golden
                                                       Grahams is marked down to 4/$8 at
                       Keep your                       Shop-Rite
                       shopping list,              •   Last Sunday’s paper had a coupon for
                       calculator, and                 $1 off 2 boxes of Golden Grahams
                       coupon organizer            •   Swap for a second coupon and use
                                                       them both
                       in your car

•   Organize coupons in envelopes or a
    small file folder
     –   Sample categories: Freezer, Fridge,
         Canned, Baking Needs, Condiments,
         Beverages, Kids, Pets, Household,
         Health, Beauty, Retailers / Restaurants
•   Swap coupons to get more than one of
    those you most need – then bulk buy
     –   Usually you can use more than one
         coupon if you are buying multiple items
                                                                $1.50 / BOX!
Coupons! … Rebate Offers
                                           REBATE EXAMPLE:
                             Most Rite
                                           •   This week, Johnson’s Baby Wash is
                             Aid rebate        $2.99 at Shop-Rite
                             items also    •   SmartSource.com had a $1 coupon
                             go on sale    •   Shop-Rite is offering a refund-with-
                             for one           purchase of $1 off your next trip
                             week out of
                             the month


•   Rite-Aid usually has a few Loss
    Leader items a month with its
    Single-Check Rebate program
     – Wait until the Rebate item goes
       on sale – then stack the sale,
       preferably with a coupon, too
     – During the holidays, Rite Aid
       rewards your spending in gift
       certificates – from $5 to $50
     – Most drugstore chains have                             99¢!
       similar programs
In-store Tips
•    Store brands are usually the best deal for most staples
      –   Make sure that a brand-name item isn’t cheaper with a sale and coupon

•    Bring along your Price Book so that you can make sure that impulse
     buy is real deal
      –   Use a calculator to see if the big package is actually cheaper per ounce

•    Weigh bulk bags of produce – some are heavier (or lighter) than
     labeled

•    The usual suspects
      –   Stick to the sides of the store
      –   Don’t shop hungry
      –   Don’t bring the kids
      –   Eat seasonally




    DON’T FORGET HOLIDAY SALES
                                  Cabbage 17¢/lb.                        71% off

                                  Sweet potatoes 49¢/lb.                             50% off

                                  Campbell’s Cream of Mushroom 39¢                             78% off
How I Saved 52% This Week
                          Item      Price Per       Sales    Coupons        Bonus        Retail        I Paid
                Blistex             $    1.99   $     (1.00) $   (0.25) $      -    $       1.99   $      0.74
                Haircolor           $    8.99   $     (1.00) $   (2.50) $     (2.00) $     17.98   $      6.98
                Nivea Lip Balm      $    2.99   $     (2.00) $    -    $       -    $       8.97   $      2.97


                          Item      Price Per       Sales    Coupons        Bonus        Retail        I Paid
                Potato Bread        $    3.19   $     (1.50) $    -    $       -    $       3.19   $      1.69
                Barilla Pasta       $    1.39   $     (0.39) $   (0.50) $     (0.50) $     11.12   $        -
                Campbell's Soup     $    1.79   $     (0.79) $   (0.10) $     (0.10) $      5.37   $      2.40
                Ground Turkey       $    2.49   $     (0.83) $    -    $       -    $      29.88   $     19.92


                          Item      Price Per       Sales    Coupons        Bonus        Retail        I Paid
                Seltzer             $    0.60   $     (0.27) $    -    $       -    $       2.40   $      1.32
                Corn Tortillas      $    2.29   $       -   $     -    $      (0.90) $      2.29   $      1.39
                Lasagna             $    2.69   $     (0.70) $   (1.00) $      -    $       2.69   $      0.99
                Dry Beans           $    1.39   $     (0.40) $   (0.25) $     (0.25) $      4.17   $      1.47
                Heinz Ketchup       $    3.49   $     (1.61) $    -    $       -    $       3.49   $      1.88
                Polaner All-Fruit   $    3.49   $     (0.50) $   (1.00) $      -    $       3.49   $      1.99
                Apple Juice         $    2.50   $     (1.00) $    -    $       -    $       2.50   $      1.50
                Ortega Salsa        $    3.29   $     (0.79) $   (0.38) $     (0.38) $      6.58   $      3.50
                Golden Grahams      $    5.29   $     (1.29) $   (0.50) $     (2.00) $     21.16   $      6.00
Total Savings   Cabbage             $    0.59   $     (0.42) $    -    $       -    $       1.18   $      0.34
                Corned Beef         $    2.50   $     (0.60) $    -    $       -    $       5.00   $      3.80
  $125.35       Yogurt              $    0.45   $     (0.16) $    -    $       -    $       1.34   $      0.86
                Mozarella           $    3.49   $     (1.50) $    -    $       -    $       3.49   $      1.99
                Johnson's Baby      $    3.99   $     (1.00) $   (1.00) $     (1.00) $      3.99   $      0.99
                Organic Milk        $    5.99   $     (1.00) $    -    $       -    $      11.98   $      9.98
Pros & Cons of Local Stores
Shop-Rite
•  Best sale prices overall, but regular prices are high, especially on frozen foods
•  Best long-term “special” on organic milk ($4.99/gallon), but regular milk is overpriced
•  Double coupons up to 99¢; usually a four-item limit
•  Meat is well-priced but often out of stock; best prices on ground turkey
•  Sales run Saturday-Friday

 Pathmark and A&P
•   Usually these stores have the same or very similar sales
•   Double coupons up to 99¢; note purchase requirements or
    item limits for sales
•   Fewer “natural” choices, e.g. whole-wheat flour or gallons of organic milk
•   Additional “loadable” e-coupons available on their websites
•   Sales run Friday-Thursday
Pros & Cons of Local Stores
Stop & Shop
•   Highest sale prices but regular prices are decent
•   Excellent private-label organics line, Nature’s Promise
•   Double coupons up to 99¢, with quarterly $1 Doublers in mail-only circulars
•   Sales run Friday-Thursday

Wegmans
•  Few sales on name-brand items, but regular prices are decent, especially on frozen foods
•  Excellent private-label line with incredible sales: baking needs, soda, tomatoes, frozen veggies
•  Best regular price on organic milk ($4.99/gallon)
•  Produce and meat tend to be more expensive but good quality
•  Sales tend to be staggered long-term, lasting 1-12 months
•  Double coupons up to 99¢
•  All local prices available on website
•  Sales run Saturday-Friday
Pros & Cons of Local Stores
Wal-mart and Target
•  Fewer sales but best prices on household and health/beauty items
•  Many very inexpensive private-label options
•  No double coupons
•  Sales run Sunday-Saturday

Rite Aid
•   Sales weekly, but not as good as they used to be
•   Online rebate program makes some items free
•   No double coupons
•   Often runs out of sale items
•   Rain checks written at all hours
•   Sales run Sunday-Saturday

Costco
•  Good everyday meat and produce prices for weeks when no stores have sales
•  No non-Costco coupons accepted; extra coupons available at membership desk
•  Excellent private-label line and major discounts on home services and drugs
•  Coupons are unofficially interchangeable; Rx program is free for nonmembers
•  Limited hours / crowded / $50-$100 fee / huge packages / Amex or Debit only
•  Strong return policy; 2% Executive refund available up to $500
•  Sales run for approximately three weeks at a time, every four to six weeks

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Supermarket Savings

  • 2. Know Before You Go • Each weekend, skim through all area store fliers – Where are the best sales clustered? – Where are items from your shopping list on sale or well-priced? – Do you notice any Loss Leaders – items that are priced below cost? • Maintain a Price Book of items that you buy most often, and only stock up when an item’s price hits bottom Driving to every store adds up; a – Every time you find a lower price, add it to your quick local trip Price Book costs around 75¢
  • 3. Coupons! … Stacking STACKING EXAMPLE: • This week, Ken’s salad dressing is marked down to $1 at Stop & Shop • Last Sunday’s paper had a coupon for $1 off 2 bottles • This week’s circular has Dollar Doublers, so you get $2 off 2 • Newspaper inserts come out on Sunday, and coupons often overlap with that week’s store sales – Coupons also come in free newspapers during the week – Online coupons can be found at SmartSource.com, Coupons.com, and supermarket and manufacturers’ sites – Manufacturers also send great coupons if you contact them about a bad (or good!) experience FREE!
  • 4. Coupons! … Organizing & Swapping SWAPPING EXAMPLE: Be prepared: • This week, a $5 large box of Golden Grahams is marked down to 4/$8 at Keep your Shop-Rite shopping list, • Last Sunday’s paper had a coupon for calculator, and $1 off 2 boxes of Golden Grahams coupon organizer • Swap for a second coupon and use them both in your car • Organize coupons in envelopes or a small file folder – Sample categories: Freezer, Fridge, Canned, Baking Needs, Condiments, Beverages, Kids, Pets, Household, Health, Beauty, Retailers / Restaurants • Swap coupons to get more than one of those you most need – then bulk buy – Usually you can use more than one coupon if you are buying multiple items $1.50 / BOX!
  • 5. Coupons! … Rebate Offers REBATE EXAMPLE: Most Rite • This week, Johnson’s Baby Wash is Aid rebate $2.99 at Shop-Rite items also • SmartSource.com had a $1 coupon go on sale • Shop-Rite is offering a refund-with- for one purchase of $1 off your next trip week out of the month • Rite-Aid usually has a few Loss Leader items a month with its Single-Check Rebate program – Wait until the Rebate item goes on sale – then stack the sale, preferably with a coupon, too – During the holidays, Rite Aid rewards your spending in gift certificates – from $5 to $50 – Most drugstore chains have 99¢! similar programs
  • 6. In-store Tips • Store brands are usually the best deal for most staples – Make sure that a brand-name item isn’t cheaper with a sale and coupon • Bring along your Price Book so that you can make sure that impulse buy is real deal – Use a calculator to see if the big package is actually cheaper per ounce • Weigh bulk bags of produce – some are heavier (or lighter) than labeled • The usual suspects – Stick to the sides of the store – Don’t shop hungry – Don’t bring the kids – Eat seasonally DON’T FORGET HOLIDAY SALES Cabbage 17¢/lb. 71% off Sweet potatoes 49¢/lb. 50% off Campbell’s Cream of Mushroom 39¢ 78% off
  • 7. How I Saved 52% This Week Item Price Per Sales Coupons Bonus Retail I Paid Blistex $ 1.99 $ (1.00) $ (0.25) $ - $ 1.99 $ 0.74 Haircolor $ 8.99 $ (1.00) $ (2.50) $ (2.00) $ 17.98 $ 6.98 Nivea Lip Balm $ 2.99 $ (2.00) $ - $ - $ 8.97 $ 2.97 Item Price Per Sales Coupons Bonus Retail I Paid Potato Bread $ 3.19 $ (1.50) $ - $ - $ 3.19 $ 1.69 Barilla Pasta $ 1.39 $ (0.39) $ (0.50) $ (0.50) $ 11.12 $ - Campbell's Soup $ 1.79 $ (0.79) $ (0.10) $ (0.10) $ 5.37 $ 2.40 Ground Turkey $ 2.49 $ (0.83) $ - $ - $ 29.88 $ 19.92 Item Price Per Sales Coupons Bonus Retail I Paid Seltzer $ 0.60 $ (0.27) $ - $ - $ 2.40 $ 1.32 Corn Tortillas $ 2.29 $ - $ - $ (0.90) $ 2.29 $ 1.39 Lasagna $ 2.69 $ (0.70) $ (1.00) $ - $ 2.69 $ 0.99 Dry Beans $ 1.39 $ (0.40) $ (0.25) $ (0.25) $ 4.17 $ 1.47 Heinz Ketchup $ 3.49 $ (1.61) $ - $ - $ 3.49 $ 1.88 Polaner All-Fruit $ 3.49 $ (0.50) $ (1.00) $ - $ 3.49 $ 1.99 Apple Juice $ 2.50 $ (1.00) $ - $ - $ 2.50 $ 1.50 Ortega Salsa $ 3.29 $ (0.79) $ (0.38) $ (0.38) $ 6.58 $ 3.50 Golden Grahams $ 5.29 $ (1.29) $ (0.50) $ (2.00) $ 21.16 $ 6.00 Total Savings Cabbage $ 0.59 $ (0.42) $ - $ - $ 1.18 $ 0.34 Corned Beef $ 2.50 $ (0.60) $ - $ - $ 5.00 $ 3.80 $125.35 Yogurt $ 0.45 $ (0.16) $ - $ - $ 1.34 $ 0.86 Mozarella $ 3.49 $ (1.50) $ - $ - $ 3.49 $ 1.99 Johnson's Baby $ 3.99 $ (1.00) $ (1.00) $ (1.00) $ 3.99 $ 0.99 Organic Milk $ 5.99 $ (1.00) $ - $ - $ 11.98 $ 9.98
  • 8. Pros & Cons of Local Stores Shop-Rite • Best sale prices overall, but regular prices are high, especially on frozen foods • Best long-term “special” on organic milk ($4.99/gallon), but regular milk is overpriced • Double coupons up to 99¢; usually a four-item limit • Meat is well-priced but often out of stock; best prices on ground turkey • Sales run Saturday-Friday Pathmark and A&P • Usually these stores have the same or very similar sales • Double coupons up to 99¢; note purchase requirements or item limits for sales • Fewer “natural” choices, e.g. whole-wheat flour or gallons of organic milk • Additional “loadable” e-coupons available on their websites • Sales run Friday-Thursday
  • 9. Pros & Cons of Local Stores Stop & Shop • Highest sale prices but regular prices are decent • Excellent private-label organics line, Nature’s Promise • Double coupons up to 99¢, with quarterly $1 Doublers in mail-only circulars • Sales run Friday-Thursday Wegmans • Few sales on name-brand items, but regular prices are decent, especially on frozen foods • Excellent private-label line with incredible sales: baking needs, soda, tomatoes, frozen veggies • Best regular price on organic milk ($4.99/gallon) • Produce and meat tend to be more expensive but good quality • Sales tend to be staggered long-term, lasting 1-12 months • Double coupons up to 99¢ • All local prices available on website • Sales run Saturday-Friday
  • 10. Pros & Cons of Local Stores Wal-mart and Target • Fewer sales but best prices on household and health/beauty items • Many very inexpensive private-label options • No double coupons • Sales run Sunday-Saturday Rite Aid • Sales weekly, but not as good as they used to be • Online rebate program makes some items free • No double coupons • Often runs out of sale items • Rain checks written at all hours • Sales run Sunday-Saturday Costco • Good everyday meat and produce prices for weeks when no stores have sales • No non-Costco coupons accepted; extra coupons available at membership desk • Excellent private-label line and major discounts on home services and drugs • Coupons are unofficially interchangeable; Rx program is free for nonmembers • Limited hours / crowded / $50-$100 fee / huge packages / Amex or Debit only • Strong return policy; 2% Executive refund available up to $500 • Sales run for approximately three weeks at a time, every four to six weeks