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Foreclosure vs. Short Sale; Homeowner Consequences
Confusion is Rampant
Clearly Outline the Differences
1. Exiting the Home




         Public Notices vs. For Sale sign
2. Length of Time




         +/-11 months vs. +/-6 months
3. Deficiency Judgement




            Yes vs. No (maybe)
4. Future Mortgage




         Wait 7 years vs. Wait 2 years
5. Credit Score & History




     Negative Impact vs. Some Impact (maybe)
6. Security Clearances




        Negative Impact vs. Almost Never
7. Employment




         Possibly vs. Almost Never
8. Paperwork



       E DUE
     OV R




       Ignore mail vs. Stacks and stacks
9. Tax Relief




    Little impact (usually) vs. Forgiveness (for now)
10. Neighborhood Impact
YOU ARE NOT AN
 ATTORNEY OR
 ACCOUNTANT

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Foreclosure vs. Short Sale; Homeowner Consequences