4. WHAT IS A COOPERATIVE?
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5. WHAT IS A COOPERATIVE?
- Autonomous and a duly
registered association
- Common bond of interest
- Voluntarily joined together
- Achieve their social, economic,
and cultural
needs and aspirations
- Equitable contributions
- Patronizing their products and
services
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- With risks and benefits
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6. COOPERATIVE PRINCIPLES
1. Voluntary and Open Membership
2. Democratic Member Control
3. Member Economic Participation
4. Autonomy and Independence
5. Education, Training and Information
6. Cooperation Among Cooperatives
7. Concern For Community
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7. All Cooperatives must register under the CDA
and all Cooperatives are governed under the:
PHILIPPINE
COOPERATIVE
CODE OF 2008
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8. Who can be Members of a Cooperative?
A cooperative has two kinds of members: regular members
and associate members
An associate member has no right to vote and be voted upon
and is entitled only to such rights and privileges provided by
the cooperative’s by laws.
A regular member is one who has complied with all the
membership requirements and entitled to all the rights and
privileges of membership as stated in the Cooperative Code
and the coops’ by laws.
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9. WHAT ARE THE TYPES OF COOPERATIVE?
Cooperatives may fall under any of the following type:
Credit Cooperative Financial Service Cooperative
Consumer Cooperative Fishermen Cooperative
Producers Cooperative Health Services Cooperative
Marketing Cooperative Housing Cooperative
Service Cooperative Insurance Cooperative
Multipurpose Cooperative Transport Cooperative
Advocacy Cooperative Water Service Cooperative
Agrarian Reform Cooperative Workers Cooperative
Cooperative Bank
Dairy Cooperative Other types of Cooperative as may be
Education Cooperative determined by the CDA Cooperative
Electric Cooperative Development Authority.
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11. FUTURE-NET CREDIT COOPERATIVE
Established November 8, 2011
CDA Registration # 9520-16020832
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12. Empowered by:
Future-net Network Marketing
Association of the Philippines
SEC Registration # CN201118456
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13. Barangay Clearance BIR Certificate Business Permit
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14. FUTURE-NET COMMON
BOND OF INTEREST?
ASSOCIATIONAL
All members of Future-Net Association
(FNMAP, Inc.)
can be a member of Future-Net Credit
Cooperative
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16. The People behind
FUTURE-NET CREDIT COOPERATIVE
MR. RICKY DEPAULA SARMIENTO
Chairman of the Board
- Graduate of Bachelor of Science in Biology
(Far Eastern University)
- Graduate of Bachelor of Science in Nursing
(Our Lady of Fatima University)
- Registered Nurse - PRC #: 0376476
- United States Registered Nurse
(USRN-California)
- Entrepreneur
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17. EMT-Paramedic, CSPT, DGSV, SGCV, SSSH,
MBA-Certified
KSA-MOH-CSSD Committee Member
KFMC-Infection Control Sub-Committee
Member
KFMC-CSSD Safety Liaison Officer
KFMC-CSSD Quality Improvement Officer
European-Germany CSSD International
Certified
(DIN-58946-6)
MR. VIRGILIO JACKSON CASIÑARES
Vice-Chairman of the Board
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18. BOARD OF DIRECTORS
Mary Grace Sarmiento Board Secretary
Entrepreneur Leonora B. Oliva
Operation Manager, Future-Net Fairview
Quezon City. BRANCH
Alejandro O. Navarro Manager of Local Manpower for Six (6) Years
Entrepreneur/Networker
LEGAL ADVISER
Rv B. Calamaya Atty. Al Diaz
IT System Developer @
China Banking Corporation
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19. MISSION
1. To instill cooperativism as a way of life.
Core Values:
2. To act as a catalyst and unifying force in
the promotion, development and
Excellence, cooperation of cooperatives at all levels
Commitment, towards the improvement of the quality of
Integrity life.
& 3. To seek ways and means of achieving
self-reliance, integration and mutual
Teamwork. assistance.
VISION
To become strong, viable cooperative in
the Philippines, unified by common
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aspirations to promote cooperativism
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characterized by self-reliance, mutual
assistance, democracy, justice and
20. The Purpose/s for which this
FUTURE-NET CREDIT COOPERATIVE was
organized;
To provide greater benefits to the
members such as increasing individual
income or enhancing a member’s way of
living.
To be pioneering business in delivering
sustainable financial service for
members and society.
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To engage in accepting deposits and
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22. MEMBERSHIP P1,500
> FNMAP, INC
> Social Fund
> Insurance/ID
> Future-net Incentive Program
> Back office Website
> Future plans of Future-net
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23. SHARE CERTIFICATE
REQUIRED SHARE CAPITAL – P5,000.00 REQUIRED SAVINGS - Minimum of 5,000.00
Deduction will be made weekly 50.00/Week. Succeeding saving upon
from commission 50.00 completion of 5,000.00 is optional.
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24. HELP PROGRAM
- Natural Death -
- Calamity -
INSURANCE COVERAGE Members who has earnings for the week
50k Accidental Death, 50K Dismemberment,
5k Medical Reimbursement due to Accident
the event happened. P20 will be
5k Burial Benefits due to Accident deducted from their commission
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27. “We Help You Invent Your Family’s Future”
In every person that you SPONSOR REMARKS : If you can sponsor as fast
you will get P750 real time as (5) on your Group..You are Qualified
to apply for a loan @ Future-Net Coop.
income
750 750 750 750 750
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28. “TRADITIONAL WAY”
Php5000 S/C (1 month maturity)
Loan Amount: Php5,000 * .5% / month
Php1,000 = Php5.00/month
Php5,000 = Php25.00/month x 6 months
Php5,150 / 6 months = Php858.33
Php858.33 / 4 weeks
Weekly payment = Php214.58
Note: Payment will be made weekly every Friday until 9:00 PM .
The shortest term of payment is (3) months and payable religiously on the given date.
Second loan amount will be upon the decision of the Loan Evaluator.
Collateral/Co-maker will be needed when loan amount is Php20,000 and above.
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29. “FAST TRACK LOAN”
CI/Collateral/Co-
maker
more 1 month maturity
YOU
1ST LEVEL - D D D D D
2ND LEVEL - D D D D D
3RD LEVEL - D D D D D
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30. No. of Direct
Referrals LOAN
Loan Interest is
5 DIRECTS =
(Required Share Capital P 500)
P3,000
0.5% monthly
25 DIRECTS = P10,000 Loan Payable in
(Required Share Capital P 1500)
6months
35 DIRECTS = P15,000
(Required Share Capital P 2500)
45 DIRECTS = P20,000
(Required Share Capital P 3500)
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33. THERE’S MORE…
6 months to pay w/ P5000 share capital
1 year to pay w/ P5000 share capital
1 yr. & 6 mo. to pay w/ P5000 share capital
2 yrs. to pay w/ P5000 share capital
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36. 6% Pro-rata
Patronage Refund
Dividend
YEAR END
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37. FUTURE-NET
ADDITIONAL COMPENSATION PLAN
INFINITY P1,500
POWER INFINITY
2 PASS UP
LARGEST EARNING POTENTIAL!!!!!
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38. 1ST DIRECT 2nd DIRECT 3RD 4th DIRECT 5th DIRECT
DIRECT REFERRAL
REFERRAL REFERRAL REFERRAL
REFERRAL
You earn P750 You earn P750 You earn P750
You earn P750 You earn P750 You earn P750
Stays in your Stays in your Stays in your
network network Passed up to network
Passed up to
Your UPLINE Your UPLINE
He/She earns P750 He/She earns P750
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39. MONTHLY INTEREST
0.5% or P5.00 in every P1000 Payable in Six (6) Months
INDIRECT REFERRAL COMMISION
Cut-off: Monday to Sunday (Cut-off 9pm)
Release of Commission is every WEDNESDAY the following week.
SCHEDULE OF PAYMENT
Share Capital , Loans & Savings – every FRIDAY until 9pm cut off time.
*** Release/Renewal of loan will be delayed for 1 month in case of late
payment.
STRICTLY IMPLEMENTED
*** You may pay in advance – Ex : P200.00 will cover your payment for
a month
*** You can deposit for your Share Capital & Savings simultaneously.
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40. WHERE TO DEPOSIT YOUR WEEKLY PAYMENTS
All members must deposit their weekly SHARE CAPITAL, SAVINGS and LOAN payments directly to any Mobile
Franchisee or authorized banks of FUTURE-NET CREDIT COOPERATIVE.
For bank payments. Make 2 copies of the deposit slip. 1 COPY for filing purposes of the member and bank copy.
Report the detail of the deposit at the office thru our TXT MESSAGE FORMAT.
INFORMATION NEEDED ARE
Purpose of payment /Full Name/Amount/Bank/Branch/Date/Time/Transaction Number
TXT FORMAT: Example 1: ( For SHARE CAPITAL PAYMENT )
SHARE CAPITAL/JUAN DELA CRUZ/200/BPI/FAIRVIEW/28DEC12/11:19:04/454CRLP3
Example 2: ( For LOAN PAYMENTS )
LOAN /JUAN DELA CRUZ/500/BPI/FAIRVIEW/28DEC12/11:19:04/454CRLP3
Future-net Cooperative Banks
BANK OF THE PHILIPPINE ISLANDS Send to:
ACCOUNT NO: 004543-1138-46
SMART: 0947.773.8823
RIZAL COMMERCIAL BANKING CORPORATION (RCBC) GLOBE: 0917.905.83.05
ACCOUNT NAME : FUTURE NET CREDIT COOPERATIVE SUN: 0923.445.67.08
ACCOUNT NO: 1-135-76246-2
Email to: fncc.info@gmail.com
UNITED COCONUT PLANTERS BANK (UCPB)
ACCOUNT NAME: FUTURE NET CREDIT COOPERATIVE
ACCOUNT NO: 201940002527
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41. INVESTMENT: PHP100,000
o Mobile Franchise Panel
Benefits:
o Certificate of Appointment
P75 per paid Mem Application
o 1M Insurance Coverage AD & D 5% Encashment
o 500,000 for Spouse & Maximum of 2 0.5% Loan of Tagged Application
Children (7-18y/o).
o 100,000 Unprovoked Murder and assault Lock in (by Parameter area/
o 100,000 Burial Assistance Accidental Death Municipality)
o Personal VTPL (Second Layer of car insurance) REQUIREMENTS:
P200,000.00 oLetter of Intent (LOI)
o Fire Assistance P 50,000.00 oBarangay Clearance
o Membership Forms (2 pads) oExisting Member
o 2pc. Provisionary Receipts oOffice
o 2 pcs. Tarpaulin ( BIG )
oComputer/Scanner
oInternet
o 2 pcs. Tarpaulin ( SMALL )
o 40 ACTIVATION CODES X 1500/each = P60,000
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42. + Php 5 in every entry of your direct
franchise sponsor
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