Check out these rates with our free trip promotions. If you buy a house and use our financing, you will receive a free 4 day all inclusive cruise for two, or 2 roundtrip airfares with 2 nights accomodations!!

1. Welcome to VirtuallyClose Companies
VIRTUALLYCLOSE COMPANIES
apply@virtuallyclose.com 
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Integrity,visibility and accountability.Building relationships that last
http://www.virtuallyclose.webexone.com The rates listed below are for May 26th 2009, to get an
accurate quote, please email a lock request to lockrequest@virtuallyclose.com
How do we stack up against our competition?
These rates are based off of internet or phone quotes from the respective Companies!
30 year 15 year 5 year Down Points C.C
Chase Bank 5% 4.625% 4.375 (10%) 1.25 $5,662
Tcf Bank 6.09% 5.94% 6.19% (20%) 1% $2,300
Charter One 5.125% 4.75% 5.125 (20%) .5% $2,900
Harris Bank 5% 4.75% 4.5% (10%) 0% $2,000
employment@virtuallyclose.com
MB Financial 5% 4.625% 4.5% (20%) 0% $2,100
Midwest Funding 4.875% 4.625% 3.875% (5%) .5 $1,900
Our Jumbo rates 5/1 arm 4.875% up to $1,500,000 with 25% down and no
closing costs! These rates are based on a 30 day lock, and does not include title
charges (these fees come from the sellers attorney)
There is no lock in deposit required with our company. There is an application fee of $375.00 to be
applied towards appraisal. This fee is only paid when the customer has received an approval. These
rates and closing costs, also include the promotional items listed below!
To receive our promotional items: 3 day 2 night trip and a $250 gift card, the loan amount must be at
least $200,000
The banks listed above required a lock in deposit or application fee.
These rates are not guaranteed and an approval must be issued prior to locking in.
VirtuallyClose Companies 3000 Woodcreek Drive, #120 Downers Grove,, IL 60515

2. Welcome to VirtuallyClose Companies
If you want to submit an application please contact your Relationship Manager!
Jason Chappell 3000 Woodcreek, #120 Downers Grove, IL 60515
(630) 824-2127 office (630) 740-6566 cell (630) 437-5823 fax
May 15th through June 30th 2009 (Purchase Promotions)
YOUR CLIENTS WILL RECEIVE A $250.00 GIFT CARD TO HOME DEPOT, MENARDS, OR
LOWES, PLUS A TRIP OF THEIR CHOICE. (LOAN AMOUNT DRIVEN TO QUALIFY, SEE
DETAILS BELOW!)
Loan Amounts from $200,000 to $300,000 with receive one of 3 trips: (this is the customers
choice, as far as which trip they want to redeem!)
1) Bahamas Cruise for TWO (This trip is redeemable for two adults) within 10 business days of
their purchase closing) Compliments of VirtuallyClose, your clients will cruise round trip
aboard the M/V Regal Empress, from Ft. Lauderdale to Nassau Bahamas for two nights.
There is no costs to your clients and this promotion is not associated with any timeshare. This
is all inclusive of food and beverages. (alcohol is not included, and is additional)
May-June promotional trips for purchase products!
This does not include airfare to and from yur home location.
2) Hawaii Getaway for TWO. (This trip is redeemable for 5 days and 4 nights hotel
accommodations in Honolulu. Reservations require 21 days advance notice).
This does not include airfare to and from your home location.
3) Vacation in paradise for TWO (This trip is redeemable for 3 days and two nights hotel
accomodations, for destinations, such as: Phoenix Arizona, Las Vegas Nevada, San Diego Ca,
Branson Mo, Cocoa Beach Florida, Datona Beach Florida, Orlando Florida, Hilton Head
S.C, Mertle Beach S.C, Virginia Beach VA!
This does not include airfare to and from your home location.
Loan Amounts from $300,001 to $417,000 with receive one of 4 trips:
4 day Jamaica Getaway for TWO (this trip is redeemable for 4 days and 3 nights Resort
accommodations, all inclusive of meals and beverages (alcohol is additional). 60 day
advance notice is required and this does not incluse airfare to and from your home
location.
8 day Resort Getaway for TWO (This trip is redeemable for 8 days and 7 nights resort
accommodations at over 3500 resorts or hotels. Resort properties are 3-4 stars, 48 hour
advance notice is required.
VirtuallyClose Companies Copyright 2009 All Rights Reserved.

3. Welcome to VirtuallyClose Companies
Two night hotel accommodations and round trip airfare for TWO (This trip is
redeemable for two rountrip airfare tickets and two nights hotel accommodations, for
destinations such as: Las Vegas, Reno Nevada, Orlando Florida, Los Angeles Ca,
Cancun Mex, New Orleans Lousiana, or Puerto Vallarta Mex.) All travel requires a 90
day advance notice and must be completed within 12 months of the registration date.
8 day Mexico Getaway for TWO (This trip is redeemable for 8 nights all together or in
two trips to either cancun or Puerto Vallarta)These accommodations require a 60 day
advance notice andexpires after 24 months. This trip does not incluse airfare, food,
beverages, or any other expenses.
Loan amounts from $500,00 and above: will receive 1 trip all inclusive
Royal Caribbean Cruise for TWO: (This trip is redeemable for a fun filled 4 day cruise for two
to Nassau Bahamas or to Ensenada, Mexico. All reservations must be made at least 60 days in
advance of requested travel. Reservations with less than 60 days notice may be accepted, on a
space available basis. The passengers are required to pick two departure dates at least 30 days
apart, in which they can travel. This offer is all inclusive of food and beverages (alcohol is not
May-June promotional trips for purchase products!
included) and you must pay for your own airfare to either florida (port Canaveral) Nassau or
Los Angeles, California (port of Los Angeles) Ensenada, Mexico.
All promotional items listed above will expire on June 30th 2009 and requires an application to be
submitted by June 30th and close by August 15th 2009.
 All trips are subject to availability and some restrictions apply (holidays and convention dates
may not be available)
Please Contact: YOUR RELATIONSHIP MANAGER for trip details!
 Rudy Giannetti (Relationship Mananger) 312-618-0500 rgiannetti@virtuallyclose.com
 Fred Cruz (Relationship Manrger) 312-493-2063 fcruz@virtuallyclose.com
 Peter Bakas (Relationship Manager) 312-564-8312 pbakas@virtuallyclose.com
 Roman Kopiec (Relationship Manager) 773-725-8595 rkopiec@virtuallyclose.com
 John Walker (Relationship Manager) 708-712-8702 jwalker@virtuallyclose.com
If you wish to request a prequalification for your clients, please submit:
VirtuallyClose Companies Copyright 2009 All Rights Reserved.

4. Welcome to VirtuallyClose Companies
 Two Years W2 forms (no tax returns required unless self employed)
 Two Months of the most recent asset statements (bank accounts, 401k, etc)
 Filled out application (an assigned loan officer will be able to assist if it is needed).
Please email the requests to: prequal@virtuallyclose.com
If you wish to lock in a rate (approval already exists), then send a reuest to
lockrequest@virtuallyclose.com
If you have any questions, or complaints, please contact:
Jason Chappell (President) jchappell@virtuallyclose.com
Office (630) 824-2127 Cell (630) 740-6566 Fax (630) 437-5823
May-June promotional trips for purchase products!
We are looking to build long term relationships!
Don’t miss this opportunity to partner with a Company that has your clients best interest in
mind!
VirtuallyClose Companies Copyright 2009 All Rights Reserved.

5. Welcome to VirtuallyClose Companies
There are too many trips to list here…Please inquire for a full list of free trip promotions, that
we are offering to your clients!
May-June promotional trips for purchase products!
VirtuallyClose Companies Copyright 2009 All Rights Reserved.