This document summarizes the agenda and content of a personal finance workshop. The workshop covers tools for creating wealth such as cash flow analysis and balancing risks and returns in investments. It also discusses budgeting myths and creating a budget to have surplus funds for goals. Various investment options like equity, debt funds, bank deposits, real estate, etc. are compared in terms of returns, risks, tax treatment and other factors. Retirement and insurance planning tools are also introduced.

1. Personal Finance Workshop A G S Infotech Hotel Fariyas, Lonavla 24 th June & 1 st July 2008

6. PAGE 5 WORKBOOK

7. Asset - Liability Cash Flows WORKBOOK PAGE 6

24. Insurance Planner Income replacement method workbook page 8

25. Retirement & Milestone Planner workbook page 9

31. PAGE 14-15 WORKBOOK

33. Thank you