This document provides information on the costs of studying for a 4-year bachelor's degree in business in Singapore, the UK, USA, and Australia. It details the breakdown of tuition fees, living expenses, travel costs, and other costs. The total costs range from about $132,000 in Singapore to $183,000 in Australia. It also notes that only 45% of Singaporean parents feel financially prepared for their children's education.

1. COSTS OF STUDYING WORLDWIDE
Important notes: The information contained herein is provided solely for general informational purposes and does not constitute
any financial advice. This information is accurate as of May 2014. Investments are subject to investment risks including the possible
loss of the principal amount invested. The value of the units may fall as well as rise. This information is for reference only and not
a contract of insurance. The exact terms and conditions, specific details and exclusions applicable to these insurance products are
stated in the policy documents that can be obtained from a relevant financial professional. Buying a life insurance is a long-term
commitment. An early termination of the policy usually involves high costs and surrender value may be less than the total
premium paid.
Important information
Zurich International Life is a business name of Zurich International Life Limited. Zurich International Life Limited is fully authorised under the Isle of
Man Insurance Act 2008 and is regulated by the Isle of Man Government Insurance and Pensions Authority which ensures that the company has
sound and professional management and provision has been made to protect policy owners. For life assurance companies authorised in the Isle of
Man, the Isle of Man’s Life Assurance (Compensation of Policyholders) Regulations 1991, ensure that in the event of a life assurance company being
unable to meet its liabilities to its policy owners, up to 90% of the liability to the protected policy owners will be met. The protection only applies to
the solvency of Zurich International Life Limited and does not extend to protecting the value of the assets held within any unit-linked funds linked to
your policy. Not for sale to residents or nationals of the United States including any United States federally controlled territory. Calls may be recorded
or monitored in order to offer additional security, resolve complaints and for training, administrative and quality purposes. Zurich International Life
Limited (Singapore branch) is licensed by the Monetary Authority of Singapore to conduct life insurance business in Singapore. Member of the Life
Insurance Association of Singapore. Member of the Singapore Financial Dispute Resolution Scheme.
Zurich International Life Limited provides life assurance, investment and protection products and is authorised by the Isle of Man Government
Insurance and Pensions Authority. Registered in the Isle of Man number 20126C. Registered office: 43-51 Athol Street, Douglas, Isle of Man, IM99 1EF,
British Isles. Telephone +44 1624 662266 Telefax +44 1624 662038 www.zurichinternational.com. Zurich International Life Limited acting through its
Singapore branch at Singapore Land Tower #29-05, 50 Raffles Place, Singapore 048623. Telephone +65 6876 6750 Telefax +65 6876 6751.
Registered in Singapore No. T05FC6754E.
IF YOU’D LIKE TO KNOW MORE ABOUT HOW VISTA COULD HELP YOU REALISE YOUR AMBITIONS,
PLEASE CONTACT YOUR RELEVANT FINANCIAL PROFESSIONAL.
MSP13325 (716705001) (07/14) RRD
MEETING THE COSTS OF EDUCATION
WITH ZURICH INTERNATIONAL LIFE’S VISTA
A GOOD EDUCATION MIGHT BE THE BEST GIFT YOU COULD GIVE YOUR CHILD.
However, with the costs of quality education rising worldwide,
how will you meet the expense?
Source: http://www.studycostcompare.com/.
Figures show the costs for study in a full time 4 year Bachelors Business course in Singapore, UK, USA and Australia as at May 2014.
ONLY
45%
OF SINGAPOREAN PARENTS
ARE FINANCIALLY PREPARED FOR
THEIR CHILDREN’S EDUCATION
Source: OCBC Bank – Media Release – Family research. February 2014.
UK: Your costs breakdown (SGD)
Tuition � 77,772
Travel �3,800
Accommodation � 18,624
Books � 1,144
Bills �6,836
Food �9,568
Household �2,608
Insurance �284
Clothing �3,824
Leisure � 12,492
Total .....................................136,952
USA: Your costs breakdown (SGD)
Tuition �105,216
Travel � 3,128
Accommodation � 24,048
Books �
Bills �9,020
Food �9,020
Household...................................................
Insurance � 4,008
Clothing �
Leisure �6,012
Total ....................................... 160,452
Australia: Your costs breakdown (SGD)
Tuition �83,600
Travel � 9,900
Accommodation �44,580
Books � 2,328
Bills �8,348
Food �16,716
Household � 2,320
Insurance � 2,320
Clothing � 3,716
Leisure � 9,660
Total .................................................183,488
Singapore: Your costs breakdown (SGD)
Tuition � 60,000
Travel �2,880
Accommodation � 38,400
Books �2,880
Bills � 4,800
Food �14,400
Household �1,440
Insurance �384
Clothing �3,360
Leisure � 3,840
Total ................................................... 132,384