Unemployment Powerpoint

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Presentation detailing health insurance options for unemployed, low-to-moderate-income Massachusetts residents

Santé & Médecine Business Économie & finance

Healthcare Coverage Options for Unemployed MA Residents August 2009 This information is provided courtesy of BMC HealthNet Plan, a Massachusetts health plan that participates in MassHealth and Commonwealth Care – two programs that you, as an unemployed Massachusetts resident, may qualify for now or when your eligibility for other health coverage programs expires.

Introduction ,[object Object],[object Object],[object Object],[object Object],[object Object]

If You’ve Been Unemployed For A Long Time And/Or Do Not Qualify For Massachusetts Unemployment Insurance Benefits ,[object Object]

If You Are Newly Unemployed And Qualify For Massachusetts Unemployment Benefits ,[object Object],[object Object],[object Object]

OPTION 1 - COBRA ,[object Object],[object Object]

Federal COBRA Premium Assistance: If you lose your job between September 1, 2008 and December 31, 2009 ,[object Object],[object Object],[object Object]

Federal COBRA Premium Assistance: If you lose your job between September 1, 2008 and December 31, 2009 (con’t) ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

State Assistance for COBRA Premium ,[object Object],[object Object]

Opportunities To Elect COBRA Coverage ,[object Object],[object Object],[object Object],[object Object]

Second Opportunity to Elect COBRA ,[object Object]

For More Information on COBRA ,[object Object]

OPTION 2 – COVERAGE THROUGH SPOUSE’S OR DOMESTIC PARTNER’S PLAN ,[object Object],[object Object]

OPTION 2 – COVERAGE THROUGH SPOUSE’S OR DOMESTIC PARTNER’S PLAN (con’t) ,[object Object]

OPTION 3 – MEDICAL SECURITY PROGRAM (MSP) ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Eligibility for MSP ,[object Object],*Your family’s actual income from the six months prior to applying for MSP + your projected income for the next six months = the annual income that MSP will use to determine if you qualify for direct coverage or premium assistance.

Two MSP Program Options ,[object Object],[object Object],[object Object],[object Object],[object Object]

MSP Hardship Waiver Guidelines ,[object Object],[object Object],[object Object],[object Object]

MSP Hardship Waiver Guidelines (con’t) 2009 MSP Hardship Waiver Guidelines (effective January 23, 2009)

Applying for MSP ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

OPTION 4 – MASSHEALTH OR COMMONWEALTH CARE ,[object Object],[object Object]

For More Information on MassHealth and Commonwealth Care Options ,[object Object],[object Object]

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