4. 1234 5678 1 34 5678
JANE SMITH
valid from expires
08 / 10 08/14
1234 5678 1 34 5678
JANE SMITH
valid from expires
08 / 10 08/14
1234 5678 1 34 5678
JANE SMITH
valid from expires
08 / 10 08/14
1234 5678 1 34 5678
JANE SMITH
valid from expires
08 / 10 08/14
1234 5678 1 34 5678
JANE SMITH
valid from expires
08 / 10 08/14
1234 5678 1 34 5678
JANE SMITH
valid from expires
08 / 10 08/14
1234 5678 1 34 5678
JANE SMITH
valid from expires
08 / 10 08/14
1234 5678 1 34 5678
JANE SMITH
valid from expires
08 / 10 08/14
1234 5678 1 34 5678
JANE SMITH
valid from expires
08 / 10 08/14
1234 5678 1 34 5678
JANE SMITH
valid from expires
08 / 10 08/14
1234 5678 1 34 5678
JANE SMITH
valid from expires
08 / 10 08/14
1234 5678 1 34 5678
JANE SMITH
valid from expires
08 / 10 08/14
1234 5678 1 34 5678
JANE SMITH
valid from expires
08 / 10 08/14
34 5678 1 34 5678
NE SMITH
d from expires
10 08/14
5678 1 34 5678
MITH
expires
08/14
Merchant of Record
n. [mur-chuhnt uhv rek-erd]
ACH
ACH
ACH
ACH
5. Aggregating
v. [ag-ri-geyt-ing]
Acquirer
n. [uh-kwahyuh r]
1234 5678 1 34 5678
JANE SMITH
valid from expires
08 / 10 08/14
1234 5678 1 34 5678
JANE SMITH
valid from expires
08 / 10 08/14
1234 5678 1 34 5678
JANE SMITH
valid from expires
08 / 10 08/14
1234 5678 1 34 5678
JANE SMITH
valid from expires
08 / 10 08/14
1234 5678 1 34 5678
JANE SMITH
valid from expires
08 / 10 08/14
1234 5678 1 34 5678
JANE SMITH
valid from expires
08 / 10 08/14
1234 5678 1 34 5678
JANE SMITH
valid from expires
08 / 10 08/14
1234 5678 1 34 5678
JANE SMITH
valid from expires
08 / 10 08/14
1234 5678 1 34 5678
JANE SMITH
valid from expires
08 / 10 08/14
1234 5678 1 34 5678
JANE SMITH
valid from expires
08 / 10 08/14
1234 5678 1 34 5678
JANE SMITH
valid from expires
08 / 10 08/14
1234 5678 1 34 5678
JANE SMITH
valid from expires
08 / 10 08/14
1234 5678 1 34 5678
JANE SMITH
valid from expires
08 / 10 08/14
34 5678 1 34 5678
NE SMITH
d from expires
10 08/14
5678 1 34 5678
MITH
expires
08/14
ACH
ACH
ACH
ACH
9. Marketplace
Chargeback
n. [charhrj-bak]
1234 5678 1 34 5678
JANE SMITH
valid from expires
08 / 10 08/14
JOHN JACKSON!
3D Printer!
!
jackson@yahoo.com!
614.564.9821!
!
1567 Rose Ave, LA Has Risk Exposure
JANE SMITH
!
jane@google.com!
916.325.8964!
!
1667 March St, SF
!
13. Dispute Engine
n. [dih-spyoot en-juh n]
!
KYC
n. [kay-why-see]
Payment Service Provider
n. [pey-muh nt sur-vis pruh-vahy-der]
Risk Engine
n. [risk en-juh n]
PCI
n. [pee-see-eye]
AML
n. [ay-em-ell]
18. Confidential - Do Not Distribute
Payments for platform businesses
Thank You
18
Follow me on twitter @billclerico
Download our Platform Payments 101 Paper
www.wepay.com/about