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www.cma.se
COMPANY	PROFILE
www.cma.se
WHO	WE	ARE
2
We	specialize	in	implementing	new	environments	and	
upgrading	existing	ones	with	our	tailor-made	products
CMA	is	based	in	Sweden	with	offices	in	France,	Canada,	and	
Russia
Our	team	consists	of	100+	certified	engineers	with	
international	experience	in	payment	systems		
27+	years	on	the	market	of	financial	technology	solutions
www.cma.se
ACHIEVEMENTS
3
1500+	Commercial	banks	use	our	solutions
37	Central	Banks	are	among	our	clients
Our	products	work	in	50+	countries	in	24	time	zones
500+	Projects	completed	worldwide
$100bln+	Transacts	daily	through	our	systems
www.cma.se
OUR	EXPERTISE
4
Real-time	Gross	Settlement	System	(RTGS)
Central	Securities	Depository	(including	Clearing	and	Settlement	&	
Collateral	Registry	Subsystems))
Automated	Clearing	House	(ACH)
Сheque Truncation	System
Instant	Payments	(including	Online	Clearing	and	Bill	Payments	&	
eCheques)	
Automated	Trading	System	(including	Auction	module)
Solutions	for	Commodities	Markets	(incl.	Trading,	Clearing,	Settlement)
Transaction	Management	Systems	and	STP-enablers
www.cma.se
SOLUTIONS	TIMELINE
5
2000 2001 2003 2012 20151998
First	generation	RTGS	
solution	is	released.
Current	version	- 5
First	generation	CSD	
solution	is	released.
Current	version	- 4
DEPO/X®
RTS/X®
BCS/X®
First	generation	ACH	
solution	is	released.
Current	version	- 5
Hybrid
Hybrid	integrated
RTGS-ACH
environment	is	introduced
Hybrid	2
Hybrid	integrated
RTGS-ACH-CSD
environment	is	introduced
Transaction	
Management	System	
is	released
2015
Instant	
Payments
Near	Real-Time	Payments	
environment	with	24/7	
capability	is	introduced
TMS/X®
www.cma.se
GLOBAL	FOOTPRINT
6
www.cma.se
ASIA	PRESENCE
7
Indonesia – RTGS,	CSD	and	Online	Auctioning	and	Secondary	Market	
Trading	Systems	for	the	Central	Bank	(RTS/X®,	DEPO/X®,	TRAD/X®)
Laos – RTGS	System	for	the	Central	Bank	(RTS/X®,	BCS/X®)
Mongolia – RTGS	System	for	the	Central	Bank	(RTS/X®)
Cambodia – ACH/ACP	System	for	the	National	Bank	(BCS/X®)
Brunei – RTGS,	ACH,	CSD	Systems	for	the	Monetary	Authority	(RTS/X®,	
BCS/X®,	DEPO/X®)
Bangladesh – RTGS	System	for	the	Central	Bank	(RTS/X®)
Pakistan – RTGS	System	with	Depository	Module	for	the	Central	Bank	
(RTS/X®)
Kyrgyzstan – ACH	and	Automated	Securities	Trading,	Forex	and	Money	
Systems	for	the	Central	Bank	(BCS/X®,	DEPO/X®)
Vietnam – CSD	Module	for	Hanoi	Stock	Exchange	(DEPO/X®)*
*under	implementation
www.cma.se
EUROPE	PRESENCE
8
Montenegro – RTGS	+	Clearing	Hybrid	Solution	for	the	Central	Bank	
(RTS/X®,	BCS/X®)
Russia – Depository	System	for	the	Central	Bank	(DEPO/X®),	Trading	System	
SPIMEX	(TRAD/X®),	Settlement	System	for	National	Settlement	Depository,	
Clearing	System	for	Russian	Settlement	and	Depository	Company
Kosovo – Government	Securities	Trading	and	Depository	and	Settlement	
System for	the	Central	Bank	(DEPO/X®)
Moldova – RTGS	+	Clearing	Hybrid	Solution	for	the	National	Bank	
(RTS/X®,	BCS/X®)
Macedonia – RTGS	System	for	the	National	Bank	(RTS/X®)
Serbia – RTGS	+	Clearing	Hybrid	Solution	for	the	National	Bank	(RTS/X®,	
BCS/X®)
Azerbaijan – RTGS,	Clearing	and	Payment	Utility	Service	Systems	for	the	
for	the	Central	Bank	(RTS/X®,	BCS/X®)
www.cma.se
AFRICA	PRESENCE	(1/2)
9
Algeria – RTGS	System	for	the	Central	Bank	(RTS/X®)
BCEAO	(8	countries) – RTGS	and	CSD	Systems	for	the	Central	Bank	of	West	
African	States	(RTS/X®, DEPO/X®)
BEAC	(6	countries) – RTGS	System	for	the	Bank	of	Central	African	States	(RTS/X®)
Burundi – Automated	Transfer	System	including	RTGS,	ACH	and	CSD	
for	the	Central	Bank	(RTS/X®,	BCS/X®, DEPO/X®)	
Guinea – RTGS	and	Scripless Securities	Settlement Systems	for	the	Central	
Bank	(RTS/X®, DEPO/X®)
Liberia – RTGS	and	Scripless Securities	Settlement Systems	for	the	Central	
Bank	(RTS/X®, DEPO/X®)
Libya – RTGS	and	Clearing	Systems	for	the	Central	Bank	(RTS/X®, BCS/X®)
Madagascar – RTGS	System	for	the	Central	Bank	(RTS/X®)
COMESA	(19	countries) – Regional	Payments	and	Settlement	System	(RTS/X®)
www.cma.se
AFRICA	PRESENCE	(2/2)
10
Mauritius – RTGS,	CSD	and	Check	Clearing	Systems	for	the	Central	Bank	
(RTS/X®,	DEPO/X®)
Morocco – RTGS	System	for	the	Central	Bank	(RTS/X®)
Nigeria – RTGS	and	CSD	Systems	for	the	Central	Bank	(RTS/X®,	DEPO/X®)
Rwanda – RTGS	+	Clearing	Hybrid	Solution	and	CSD for	the	National	Bank	
(RTS/X®	+	BCS/X®	Hybrid,	DEPO/X®)
Sierra	Leone – RTGS	and	Scripless	Securities	Settlement Systems	for	the	Central	
Bank	(RTS/X®,	DEPO/X®)
Gambia – RTGS	and	Scripless	Securities	Settlement Systems	for	the	Central	
Bank	(RTS/X®, DEPO/X®)
Uganda – Central	Securities	Depository	for	the	Central	Bank	(DEPO/X®)
Zimbabwe – CSD	for	Chengetedzai	Depository	Company (DEPO/X®)
www.cma.se
MIDDLE	EAST	PRESENCE
11
Oman – RTGS,	Clearing	and	Central	Depository	Systems
for	the	Central	Bank	(RTS/X®,	BCS/X®,	DEPO/X®)
Bahrain – Electronic	Fund	Transfer	System	(IFTS®) for	the	
BENEFIT	Company.	Private	Network	Payment	Middleware	for	
the	Central	Bank of	Bahrain	(PNG/X®)*	- under	implementation
Jordan – RTGS,	Clearing	and	Central	Depository	Systems
for	the	Central	Bank	(RTS/X®,	BCS/X®,	DEPO/X®)
Afghanistan – Automated	Transfer	System	(RTS/X®)	and	
Central	Depository	System	(DEPO/X®)	for	the	Central	Bank*	-
under	implementation	.
Bahrain,	Kuwait,	Oman,	Qatar,	Saudi	Arabia,	UAE – Regional	
RTGS	system,	connects	6	Central	banks	(RTS/X®)*	- under	
implementation
www.cma.se
SOUTH	AMERICA	PRESENCE
12
Chile – Open	Markets	Operations	System	for	the	
Central	Bank	(DEPO/X®)
Dominican	Republic	– Check	Clearing	System	for	the	
Central	Bank	(BCS/X®)
Uruguay – RTGS	and	CSD	Systems	for	the	Central	Bank	
(RTS/X®,	DEPO/X®)
Paraguay – RTGS,	ACH	and	CSD	Systems	for	the	Central	
Bank	(RTS/X®,	BCS/X®, DEPO/X®)
www.cma.se
PARTNERS
13
We	have	secured	strong	partnerships	across	the	globe:
www.cma.se
COMPETENCE
14
Our	solutions	comply	with	highest	industry	standards:
www.cma.se
CONTACT	US
INFO@CMA.SE

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Cma.se company profile