Before you start your journey for a healthier financial future, it is imperative you answer these overarching questions.

2. INTRODUCTION
• When it comes to your financial future, it is
imperative that you understand and internalize your
expenses.
• To help you with this, I have outlined some of the
top overarching questions you should ask yourself.
• These questions will help break down your finances
in a more holistic manner and set you on the path
for true financial success.

3. What five things do you most truly love doing?
Think of things that you both enjoy in the
moment and also enjoy looking back on later.
Do any of these cost money?

4. What things are preventing you from doing
more of the things you love and less of the
things you hate? How can you remove those
obstacles?

5. What are some of your goals? Think
expenses. Do you want to travel? Are you
looking to buy a house in the next five years?

6. What is your monthly revenue? What are your
expenses? How much is in your savings
account?

7. Do you have any investments? What about a
retirement plan?

8. Do you remember a time in your life where
you weren’t concerned about money? What
specifically changed between then and now?
Is the difference between the two mostly
“stuff”?

9. Where do you want to be in one year?
Describe your life in as much detail as you
can.

10. When do you want to retire? How much would
you like to have saved up at that point?

11. What was the last money mistake you made
and why did you make it?

12. Are you conservative with your spending?
What about for investments? How much
would you feel comfortable investing on a
particular opportunity?

13. Do I have enough of an emergency fund?

14. If you lose your job tomorrow, will you be
alright for the next six-months? If not, how
long can you last off of your savings?

15. What big expenses do I know are coming in
the next year, such as property taxes or
insurance payments?

16. What big expenses do I know are coming in
the next five to ten years, such as a down
payment or a new car?

17. What can I realistically do to improve my
income level?