This document discusses Dan Lawrie Insurance Brokers' approach to employee benefits. It provides context about the company's history, size, and departments. It then outlines some of the challenges in today's benefits landscape, such as rising health costs, an aging population, and increased complexity. The document argues that to address these challenges, benefits require innovation from the top down and cross-departmental teamwork. It presents Dan Lawrie Insurance Brokers as offering a unique perspective focused on objectives, strategy, and the employee experience.

1. 1
different
Perspective on Benefits
A
DAN LAWRIE INSURANCE BROKERS

2. Knowledge
Good Idea
Expertise
Innovation
1% Idea
99% Execution
ARE ALL BROKERAGES ALL ALIKE? –
YOU DECIDE

3. 30+Years In Business
95Employees
30mIn Premium Under
Management
8Customer Service
Representatives
Our Clients Are Always
#1
12Advisors
377Employee Benefit Clients
3DLIB Departments
DAN LAWRIE INSURANCE BROKERS

4. Innovation starts at the top.
Leaders need to create the vision and live the values.
For Benefits – Vision is articulated by Objectives and
Strategy that sees the world from the employees
viewpoint.

5. Innovation happens anywhere.
Anyone can do it but not everyone is good at it.

6. Innovation requires team work.
Operating in silos is deadly.

7. OUR MARKETSPACE

8. SOME OF OU R
INSURER PARTNERS

9. • Benefit Realities
• Hyper-competitive benefit insurer marketplace
• Further consolidation (Manulife and Standard Life)
• Low interest rates
• Aging employee population
• Emerging disease states
• Reduction in the overall health of overall population
• Employee entitlement mentality
• Health and dental inflationary factors above CPI
• Increased complexity in the management and adjudication of claims
BENEFITS LANDSCAPE

10. • Drug management
• Plan design mechanisms
• Beyond plan design
• Pharmacy management companies entering the Canadian market
• Non-compliance issues
• Biologics
• EP3 – insurer pooling
• Benefit consumerism
• Employee education and engagement required
• Start a new conversation with employees about their value proposition
• Complexity around compliance and risk management
• Wellness
BENEFITS LANDSCAPE

11. WHAT WE PROVIDE OUR CLIENT

12. Benefit
Objectives
and
Strategy
Financial
Management
Administration
Plan
Management
Partnership
Review
Employee
Value
Proposition
Compliance &
Risk
Management
DLIB’S APPROACH

13. A DIFFERENT PERSPECTIVE ON BENEFITS

14. THANKS!