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Helping people
more than ever
in 2010
How can we help?
key figures




2010 Figures
                      TURNOVER                                                 NET PROFIT
                      in million euros                                         in million euros

                      2010                        1,892                        2010                             67.2

                      2009                      1,673                          2009                          56.0

                      2008                     1,597                           2008                            62.6




                      COMBINED RATIO                                           TOTAL STAFF
                      in percentage                                            number of people

                      2010                           95.8                      2010                                 10,783

                      2009                            95.9                     2009                             10,231

                      2008                     94.9                            2008                             9,817




           STAFF                                       TURNOVER                                   TURNOVER
           per zone                                    by lines of business                       per zone
                                                                                                               1%
                                   25%                                                                                       22%
                                                                                              64%
                                               38%                              46%


                                                                                                                                   13%
     62%                                 13%


                                                              16%

             Americas                                     Travel                                    Americas
             Asia Pacific                                 Health Life & Home                        Asia Pacific
             EMEA                                         Auto                                      EMEA
                                                                                                    Corporate, other & consolidation
2010 Milestones
 Awards                                         Ratings



Belgium                                        Allianz Global Assistance gets
Super Hero wins prize at BT Expo               top ratings
A member from the marketing team did           AM Best Europe Rating Services Ltd,
a Super Hero job handing out flyers at the     issued an A “Excellent” credit rating.
7th annual Brussels Travel Expo inviting       We also won a high rating (AA-) from
participants for a game. For his efforts, he   Standard & Poor’s.
won an indoor skydiving tour! The Belgian
travel industry website, Pagtour, awarded
our business unit the prize for the most        Innovation
attractive booth.

Canada
Our Canadian entity has distinguished                         Australia                                    The Netherlands
itself as an employer of choice after being                    Nissan Australia signs on                   HelpMe
selected as a Top 15 Employer in the                           The MyNissan iPhone                         Our Dutch business
Waterloo area by Mediacorp Canada Inc.                         app is an innovative,                       unit launched HelpMe,
                                                               reassuring addition for                     a Smartphone app that
The Netherlands                                                the Nissan owners, and                      allows customers to request
Feather Award                                                  allows customers to trigger                 roadside assistance in real-
A national travel magazine awarded its                         an assistance call with                     time or when they need
annual innovation Feather Award for our        the touch of a button. It also provides an                  medical assistance abroad.
Dutch entity diverse range of assistance       electronic logbook, vehicle tips, parking
services.                                      meter and service reminders and a handy
Golden Shields                                 trip planner that indicates locations of
For the second time it won 2 Golden            gas stations, public parking areas and the
Shields insurance awards, which recognise      nearest Nissan dealer!
uniqueness and outstanding service.
                                                              France                                       United-Kingdom
Poland                                                         Ensures more online                          Introduces iPhone app
HR Director makes the news                                     and mobile assistance                        for MINI drivers
Our Polish Human Resources Director won                        Our French entity                            Introduction of MINI
the nation’s “Top HR Manager” Award.                           introduced applications                      Assistance, an iPhone app
Customer Friendly Company Certificate                          for Smartphones and                          for MINI owners that they
It also won the Customer Friendly                              iPhones so now travellers                    can launch from their
Company Certificate, a nationwide                              can take out insurance                       iPhone. Equipped with
program conducted by the Management            right before take-off!                        GPS technology, the functions include
Observatory Foundation, which recognises                                                     requesting assistance, locating dealers and
best practices to ensure top quality                                                         getting directions.
services.
well”, then silence. Thanks to       next day, I felt compelled to dial

   Saving                           our internal tools, I managed
                                    to call the emergency services
                                                                         the customer’s mobile number
                                                                         to see how he was (I had not

   a life                           and give them the customer’s
                                    location and all details necessary
                                                                         heard anything since contacting
                                                                         the emergency services) and
                                    for the ambulance to get there       when I heard the elderly man
                                    as quickly as possible. They         get emotional and thank me for



O
         ne quiet Sunday            arrived on site in seven minutes     saving his life I felt really proud
         morning in our service     and found an elderly person          and my heart filled with joy. This
         centre we received         unconscious in the car. They         sort of gratitude is truly priceless.
an emergency call from one          revived him, thereby saving his
of our customers. I could only      life, and took him to the nearest
hear a frail voice in pain on the   hospital for medical tests. On my
end of the phone: “I don’t feel     return to the service centre the     How can we help?
for his children. We informed

   Shark bite                       him that the surgeon was with
                                    his wife and that we would

   in Mexico                        report back to him right after
                                    we had spoken with the doctor.
                                    Thanks to our Mexican medical
                                    correspondent, we received a



W
             e received a call      detailed report, assessed the
             from a friend of one   hospital’s patient care capacity,
             of our clients who     and decided to repatriate her
had been bitten by a shark and      back to Canada. A few days later, r,
was about to receive surgery.       with her husband at her side,
We immediately contacted the        the two were flown back via air
hospital, identified ourselves      ambulance to Canada’s premier     r
and asked a family member           trauma facility. Our customer is
to contact us. The patient’s        doing well, and he and his wife
husband soon called from            are very grateful for the services
Canada very anxious about           we provided!
his wife’s condition. He told
us he would fly to Mexico as
soon as he had arranged care        How can we help?
Never
   give up!


A
          client of a very valuable
          business partner called
          us for our concierge
services. He wanted two concert
s
tickets for a famous Swiss band.
t
Unfortunately, the concert had
U
been sold out for weeks. We
b
tried to find tickets through the
t
band’s homepage, the concert
b
hall’s website and eBay. Alas,
h
there were no tickets to be
found. It seemed to be mission
impossible. But we still hadn’t
thought of one thing! What if
we got in touch with the band’s
manager directly? We called and
left a message, explaining our
situation and that we urgently
needed concert tickets for a
V.I.P. client. At first there was no
response but two days later we
received a phone call from the
manager. He informed us that
there would be an additional
concert that hadn’t been
publicised yet. With this insider
information we were able to
procure the two coveted tickets!
Our client was very impressed by
our services and the concierge
team was proud not to have
given up!



How can we help?
Multiple medical transfers
   for ill patient


A
        young customer became      normally did not cover this
        ill on a trip to Cuzco,    second transfer because the
        Peru. With the help of     hospital in Lima was able to treat
o local correspondent, she was
our                                her, the decision was made, for
admitted to hospital and stayed
a                                  her own comfort and that of
2 days. As her condition did
20                                 her family, to return her to her
n improve, more tests were
not                                country. We approved the costs
done revealing that she had
d                                  of the repatriation. She arrived
pancreatic cancer. We organised
p                                  safely and was immediately
h transfer to a major
her                                taken to Brazil’s top medical
hospital in Lima, but even then
h                                  facility. Her father expressed his
improvement was unsatisfactory.
i                                  deep gratitude for our services
O doctors recommended
Our                                and the care we provided his
repatriation to Brazil. On top
r                                  daughter.
o this, her parents were very
of
worried and felt helpless in São
w
Paulo. Although the insurance
P                                  How can we help?
We track stolen
   vehicles too!


M
            y name is Paolo, I am     installed in her car. We were able
            a coordinator and I’d     to continuously track it and never
            like to tell you about    lost sight of it. In the meantime,
a car theft that was resolved         I alerted the police.
thanks to Service Pack Auto,          50 minutes after it had been
an Allianz Italia product. Late one   stolen, we received news that the
afternoon, I received a call from     car had been found in a suburb
a customer informing me that          of Naples. The vehicle’s bumper
her car had been stolen from          was slightly damaged and had
a village near Naples. She had        a few scratches. Luckily nothing
been attacked and dragged             had been taken. We were really
out of her car. The first thing       happy that this story had a happy
I did was to make sure she            ending, and our customer was
was okay. Then I had the car          even happier!
tracked thanks to Service Pack, a
satellite tracking system that was    How can we help?
Even when you think you’re stranded,
    we’re never far away


I
   received a night call from a    wheelchair. He tried shouting for   give me the information.
   distressed customer. He had     help but the road was deserted.     Then I had another idea: contact
   been driving slowly when        However, there was a parked tow     our local service provider and put
his car hit a pothole. The right   truck on the street, and he was     him in conference call with the
wheels became stuck and the        able to read the phone number       customer who described where
car was immobilised. He was        on the bumper. I thought I’d        he was. Within 30 minutes
alone, in the middle of nowhere,   use this information and call       our tow truck was there to
and because he was unable to       their offices; they may give me     assist him!
walk, he couldn’t tell me his      the exact location of the truck.
exact location. The pavement       Unfortunately, because they had
prevented him from getting his     so many trucks, they couldn’t       How can we help?
With our help, a customer
returns to his flooded town


             I
                n the middle of Brazil,          falling down! And because the
                suffering its worst natural
                s                                streets were flooded, there
                disaster and huge floods,
                d                                were no circulating vehicles
             a cu
               customer called to inform         or any way to get assistance
             us that his home, automobile
                t                                to this customer. In Rio he
             and the entire street where         gathered some funds together
             he lived had been partially
                 l                               for a taxi, but it wasn’t enough
             or totally destroyed. He was
                t                                to take him home to check on
             staying at a friend’s house in
             stay                                the situation. We decided to
             Rio de Janeiro City. He later       provide him with a taxi so he
             learned that his car was still in
             lear                                could make the journey. After
             the garage but that he couldn’t     all, we’re here to help people,
             remove it or ask for mechanical
             rem                                 anytime, anywhere, in any
             help because the garage risked      situation!
Assistance is just part
    of how we help. We offer
    human comfort too!


I
    received a call one stormy     father would be thankful that she
    night. A young woman was       wasn’t hurt. She asked if I would
    crying and in trouble on the   call him to explain what had
other end. She had run out of      happened, which I did. I told him
units for her cell phone, so I     not to worry, that his daughter
called her back. She told me she   was not hurt and that help was
had lost control of her car and    on the way. He thanked me
hit a tree. The car was smoking    many times and rushed to where
and she was scared, alone and      his daughter was stranded. After
without any money. She said        this incident I felt proud to have
she was a novice driver and that   helped a young woman and a
her car was new. “My father will   new driver who really didn’t have
kill me,” she cried. I comforted   anyone else to turn to.
her and said that we would send
someone right away to help.
I also reassured her that her      How can we help?
Bypass surgery for a cruise customer


O
         ne of our customers fell    were made for the operation.        took place within 24 hours. Our
         ill on a cruise to Egypt,   It was very successful and after    customer and his wife’s return
         just before returning to    a few days in the hospital, we      trip was quick and comfortable,
Italy. One of the onboard doctors    had our customer discharged         and they were soon back home.
had him urgently transferred         and transferred to a hotel, then
to the nearest hospital. His wife    we organised his return to Italy.
contacted us and we quickly          Accompanied by the hospital’s       How can we help?
set the wheels in motion. Our        anaesthetist, his repatriation
local correspondent obtained
a detailed medical report and
kept in close touch with his wife
to keep her updated on her
husband’s condition. It turns
out that he needed multiple
by-pass heart surgery. This
information was checked and
counter checked by our assisting
doctors, and arrangements
Come again!
A collection of humorous
assistance stories




                            Caller - “ uld you
                                     Co
                            please tell me how
                                                to
                            put my car in four-
                            wheel drive to help
                                                me
                           out of the snow?”
                           Coordinator - “Sir,
                           I can see from our
                           system that your ca
                                                r
                           doesn’t have four-
                           wheel drive!”
A customer called in to
     ask what a particular
     warning light meant.
     He was advised it
     meant he needed to
     check the pressure in the
     tyres, as they may need
     to be topped up with
     air. The reply: “Does it
     need to be special air?”




                                                k call from
                                  ordinator toocoa plained
                             A co                 m
                             a customer who was not
                             that his vehr cleordinator
                                           ic
                                              o
                              moving. Ou stomer whether
                              asked the cuke was released
                              the handbra d the engine
                              and if indee g. “Yes.” “You’re
                               was runnin ice or snow?”
                               not stuck on u pressing the
                                “No.” “Are yopedal?” “I’m not
                                accelerator e tr y. Oh yes that
                                 sure…let m n’t realise you
                                 was it! I did the accelerator in
                                  had to apply c; I thought it just
                                  an automati
                                  moved!”
How can we help ?
37, rue Taitbout
                                         75009 Paris, France
                                         Tel: +33 1 53 25 53 25
                                                                  Allianz Global Assistance




     www.allianz-global-assistance.com
© Allianz Global Assistance - May 2011 - Production: Group Communications - Concept & design :   - Texts: Dixit - Photos: Thinkstock, Getty, Allianz Global Assistance, Simon Mooney, Franck Renoir. Printed by IME on 100%    paper
from sustainably managed forests. ISO 14001 certified production process.

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True stories booklet - Allianz Global Assistance 2010 Annual Report

  • 1. Helping people more than ever in 2010 How can we help?
  • 2. key figures 2010 Figures TURNOVER NET PROFIT in million euros in million euros 2010 1,892 2010 67.2 2009 1,673 2009 56.0 2008 1,597 2008 62.6 COMBINED RATIO TOTAL STAFF in percentage number of people 2010 95.8 2010 10,783 2009 95.9 2009 10,231 2008 94.9 2008 9,817 STAFF TURNOVER TURNOVER per zone by lines of business per zone 1% 25% 22% 64% 38% 46% 13% 62% 13% 16% Americas Travel Americas Asia Pacific Health Life & Home Asia Pacific EMEA Auto EMEA Corporate, other & consolidation
  • 3. 2010 Milestones Awards Ratings Belgium Allianz Global Assistance gets Super Hero wins prize at BT Expo top ratings A member from the marketing team did AM Best Europe Rating Services Ltd, a Super Hero job handing out flyers at the issued an A “Excellent” credit rating. 7th annual Brussels Travel Expo inviting We also won a high rating (AA-) from participants for a game. For his efforts, he Standard & Poor’s. won an indoor skydiving tour! The Belgian travel industry website, Pagtour, awarded our business unit the prize for the most Innovation attractive booth. Canada Our Canadian entity has distinguished Australia The Netherlands itself as an employer of choice after being Nissan Australia signs on HelpMe selected as a Top 15 Employer in the The MyNissan iPhone Our Dutch business Waterloo area by Mediacorp Canada Inc. app is an innovative, unit launched HelpMe, reassuring addition for a Smartphone app that The Netherlands the Nissan owners, and allows customers to request Feather Award allows customers to trigger roadside assistance in real- A national travel magazine awarded its an assistance call with time or when they need annual innovation Feather Award for our the touch of a button. It also provides an medical assistance abroad. Dutch entity diverse range of assistance electronic logbook, vehicle tips, parking services. meter and service reminders and a handy Golden Shields trip planner that indicates locations of For the second time it won 2 Golden gas stations, public parking areas and the Shields insurance awards, which recognise nearest Nissan dealer! uniqueness and outstanding service. France United-Kingdom Poland Ensures more online Introduces iPhone app HR Director makes the news and mobile assistance for MINI drivers Our Polish Human Resources Director won Our French entity Introduction of MINI the nation’s “Top HR Manager” Award. introduced applications Assistance, an iPhone app Customer Friendly Company Certificate for Smartphones and for MINI owners that they It also won the Customer Friendly iPhones so now travellers can launch from their Company Certificate, a nationwide can take out insurance iPhone. Equipped with program conducted by the Management right before take-off! GPS technology, the functions include Observatory Foundation, which recognises requesting assistance, locating dealers and best practices to ensure top quality getting directions. services.
  • 4. well”, then silence. Thanks to next day, I felt compelled to dial Saving our internal tools, I managed to call the emergency services the customer’s mobile number to see how he was (I had not a life and give them the customer’s location and all details necessary heard anything since contacting the emergency services) and for the ambulance to get there when I heard the elderly man as quickly as possible. They get emotional and thank me for O ne quiet Sunday arrived on site in seven minutes saving his life I felt really proud morning in our service and found an elderly person and my heart filled with joy. This centre we received unconscious in the car. They sort of gratitude is truly priceless. an emergency call from one revived him, thereby saving his of our customers. I could only life, and took him to the nearest hear a frail voice in pain on the hospital for medical tests. On my end of the phone: “I don’t feel return to the service centre the How can we help?
  • 5. for his children. We informed Shark bite him that the surgeon was with his wife and that we would in Mexico report back to him right after we had spoken with the doctor. Thanks to our Mexican medical correspondent, we received a W e received a call detailed report, assessed the from a friend of one hospital’s patient care capacity, of our clients who and decided to repatriate her had been bitten by a shark and back to Canada. A few days later, r, was about to receive surgery. with her husband at her side, We immediately contacted the the two were flown back via air hospital, identified ourselves ambulance to Canada’s premier r and asked a family member trauma facility. Our customer is to contact us. The patient’s doing well, and he and his wife husband soon called from are very grateful for the services Canada very anxious about we provided! his wife’s condition. He told us he would fly to Mexico as soon as he had arranged care How can we help?
  • 6. Never give up! A client of a very valuable business partner called us for our concierge services. He wanted two concert s tickets for a famous Swiss band. t Unfortunately, the concert had U been sold out for weeks. We b tried to find tickets through the t band’s homepage, the concert b hall’s website and eBay. Alas, h there were no tickets to be found. It seemed to be mission impossible. But we still hadn’t thought of one thing! What if we got in touch with the band’s manager directly? We called and left a message, explaining our situation and that we urgently needed concert tickets for a V.I.P. client. At first there was no response but two days later we received a phone call from the manager. He informed us that there would be an additional concert that hadn’t been publicised yet. With this insider information we were able to procure the two coveted tickets! Our client was very impressed by our services and the concierge team was proud not to have given up! How can we help?
  • 7. Multiple medical transfers for ill patient A young customer became normally did not cover this ill on a trip to Cuzco, second transfer because the Peru. With the help of hospital in Lima was able to treat o local correspondent, she was our her, the decision was made, for admitted to hospital and stayed a her own comfort and that of 2 days. As her condition did 20 her family, to return her to her n improve, more tests were not country. We approved the costs done revealing that she had d of the repatriation. She arrived pancreatic cancer. We organised p safely and was immediately h transfer to a major her taken to Brazil’s top medical hospital in Lima, but even then h facility. Her father expressed his improvement was unsatisfactory. i deep gratitude for our services O doctors recommended Our and the care we provided his repatriation to Brazil. On top r daughter. o this, her parents were very of worried and felt helpless in São w Paulo. Although the insurance P How can we help?
  • 8. We track stolen vehicles too! M y name is Paolo, I am installed in her car. We were able a coordinator and I’d to continuously track it and never like to tell you about lost sight of it. In the meantime, a car theft that was resolved I alerted the police. thanks to Service Pack Auto, 50 minutes after it had been an Allianz Italia product. Late one stolen, we received news that the afternoon, I received a call from car had been found in a suburb a customer informing me that of Naples. The vehicle’s bumper her car had been stolen from was slightly damaged and had a village near Naples. She had a few scratches. Luckily nothing been attacked and dragged had been taken. We were really out of her car. The first thing happy that this story had a happy I did was to make sure she ending, and our customer was was okay. Then I had the car even happier! tracked thanks to Service Pack, a satellite tracking system that was How can we help?
  • 9.
  • 10. Even when you think you’re stranded, we’re never far away I received a night call from a wheelchair. He tried shouting for give me the information. distressed customer. He had help but the road was deserted. Then I had another idea: contact been driving slowly when However, there was a parked tow our local service provider and put his car hit a pothole. The right truck on the street, and he was him in conference call with the wheels became stuck and the able to read the phone number customer who described where car was immobilised. He was on the bumper. I thought I’d he was. Within 30 minutes alone, in the middle of nowhere, use this information and call our tow truck was there to and because he was unable to their offices; they may give me assist him! walk, he couldn’t tell me his the exact location of the truck. exact location. The pavement Unfortunately, because they had prevented him from getting his so many trucks, they couldn’t How can we help?
  • 11. With our help, a customer returns to his flooded town I n the middle of Brazil, falling down! And because the suffering its worst natural s streets were flooded, there disaster and huge floods, d were no circulating vehicles a cu customer called to inform or any way to get assistance us that his home, automobile t to this customer. In Rio he and the entire street where gathered some funds together he lived had been partially l for a taxi, but it wasn’t enough or totally destroyed. He was t to take him home to check on staying at a friend’s house in stay the situation. We decided to Rio de Janeiro City. He later provide him with a taxi so he learned that his car was still in lear could make the journey. After the garage but that he couldn’t all, we’re here to help people, remove it or ask for mechanical rem anytime, anywhere, in any help because the garage risked situation!
  • 12. Assistance is just part of how we help. We offer human comfort too! I received a call one stormy father would be thankful that she night. A young woman was wasn’t hurt. She asked if I would crying and in trouble on the call him to explain what had other end. She had run out of happened, which I did. I told him units for her cell phone, so I not to worry, that his daughter called her back. She told me she was not hurt and that help was had lost control of her car and on the way. He thanked me hit a tree. The car was smoking many times and rushed to where and she was scared, alone and his daughter was stranded. After without any money. She said this incident I felt proud to have she was a novice driver and that helped a young woman and a her car was new. “My father will new driver who really didn’t have kill me,” she cried. I comforted anyone else to turn to. her and said that we would send someone right away to help. I also reassured her that her How can we help?
  • 13. Bypass surgery for a cruise customer O ne of our customers fell were made for the operation. took place within 24 hours. Our ill on a cruise to Egypt, It was very successful and after customer and his wife’s return just before returning to a few days in the hospital, we trip was quick and comfortable, Italy. One of the onboard doctors had our customer discharged and they were soon back home. had him urgently transferred and transferred to a hotel, then to the nearest hospital. His wife we organised his return to Italy. contacted us and we quickly Accompanied by the hospital’s How can we help? set the wheels in motion. Our anaesthetist, his repatriation local correspondent obtained a detailed medical report and kept in close touch with his wife to keep her updated on her husband’s condition. It turns out that he needed multiple by-pass heart surgery. This information was checked and counter checked by our assisting doctors, and arrangements
  • 14. Come again! A collection of humorous assistance stories Caller - “ uld you Co please tell me how to put my car in four- wheel drive to help me out of the snow?” Coordinator - “Sir, I can see from our system that your ca r doesn’t have four- wheel drive!”
  • 15. A customer called in to ask what a particular warning light meant. He was advised it meant he needed to check the pressure in the tyres, as they may need to be topped up with air. The reply: “Does it need to be special air?” k call from ordinator toocoa plained A co m a customer who was not that his vehr cleordinator ic o moving. Ou stomer whether asked the cuke was released the handbra d the engine and if indee g. “Yes.” “You’re was runnin ice or snow?” not stuck on u pressing the “No.” “Are yopedal?” “I’m not accelerator e tr y. Oh yes that sure…let m n’t realise you was it! I did the accelerator in had to apply c; I thought it just an automati moved!” How can we help ?
  • 16. 37, rue Taitbout 75009 Paris, France Tel: +33 1 53 25 53 25 Allianz Global Assistance www.allianz-global-assistance.com © Allianz Global Assistance - May 2011 - Production: Group Communications - Concept & design : - Texts: Dixit - Photos: Thinkstock, Getty, Allianz Global Assistance, Simon Mooney, Franck Renoir. Printed by IME on 100%  paper from sustainably managed forests. ISO 14001 certified production process.