Extended comparison of service-based business health insurance packages
1. Comparative aspects
Generali
Company Care
Union
PrivateMed Next
Allianz
Individual Group Personal
Insurance**
Groupama
MediCare
Uniqa
Med 4 Group
CIG Pannónia
Elixír
Service provider Europ Assistance Union-Érted Kft.
Partner network of
healthcare providers
400 service points all over the
country
300 service points all over the
country
Entry age From 1 to 69 years From 0,5 to 69 years rom 2 to 65 years From 2 to 64 years From 1 to 70 years From 18 to 70 years
Services with a non-
contracted partner
For a temporary period up to 20.000
HUF / occasion
On request
Antecedent illnesses
Over 100 persons included, under
100 persons can be requested
Yes for specialist and small
diagnostics, on request for high
value
EXTRAS* that distinguish it
from other market
participants
Onkomplex, Comprehensive
insurance, Annual travel insurance,
International emergency hotline
Automatic coverage of previous
illness (also for family members),
FitPuli App, Alternative medicine,
There is a restricted package,
Priority tumor diagnostics
Dental screening, Pregnancy
care, Accident insurance, Minor
trauma coverage in Budapest,
VIP Hospital care, Flu
vaccination
Dental screening,
Infertility tests, VIP
hospital care, Post
covid package, Small
trauma cover
Psychology, Dental
screening, Mobile Health
Center, Dietetics, Cost of
anesthesia for endoscopy
examinations
App, Hospital daily
reimbursement, Online
dietitian, Risk calculator,
Lifestyle counseling
Minimum number of
members
6 people 1 person 10 people 20 people 5 people 10 people
What can be booked
online
Specialist examination and some
minor diagnostics
Specialist, low- and high-value
diagnostics
Preventive screenings Built-in packages at low prices
3 types of packages, some can be
individually assembled
Can be individually assembled
by number and value
Family members join
Pre-existing illnesses are excluded,
at a higher price
Same packages, higher prices
Pre-existing disease exclusion,
same price
Individually
configurable
Limited history
commitment, same price
Exclusion of previous
illness, almost the same
price, adult only
Made by: Balázs Iván 2023.10
Can be individually designed and built-in
*for certain packages. The table above reflects the opinion of the author. The author strove for the greatest possible accuracy and objectivity, he worked from insurance conditions and his own experience.
** at Allianz Hungária Zrt, group health insurance coverage is available within the framework of individual contracts. Some contracts may have different coverages.
Extended comparison of service-based business
health insurance packages
Teladoc
550 healthcare institutions in 75 settlements all over the country
Yes
By post-financing
On request
Specialist, low- and high-value diagnostics