Benjamin Alderson serves as president and CEO of deVere USA, the largest independent financial consultancy in the world. International clients come to Benjamin Alderson for help with insurance, savings, investments, and pension management.

1. Benjamin Alderson

2.  Benjamin Alderson serves as president and CEO of deVere USA, the
largest independent financial consultancy in the world. International
clients come to Benjamin Alderson for help with insurance, savings,
investments, and pension management.
When saving for retirement, you want to get the most out of your
money. Making the following choices, and avoiding the following
mistakes, will help grow your finances to provide for comfortable,
dignified golden years.
Do:
- Know how much money you will need to maintain your lifestyle at
retirement, taking into account travel, leisure activities, higher health
care costs, and long-term care plans.
- Contribute to a retirement saving’s plan offered by your employer to
reap benefits like matching contributions and lower taxes. Also, ask
your employer about available pension programs.

3.  - Learn and apply basic investment principles, like diversifying
your investments, and strategize based on your personal
situation.
Don’t:
- Wait to save. The earlier you begin, the more time your
money has to grow, thanks to capitalized interest.
- Underestimate what you will need, or rely solely on Social
Security benefits. The average worker currently receives only
about 40 percent of pre-retirement earnings.
- Neglect your financial education. Revisit your retirement plan
every few years to account for changes in your situation, and
be sure to keep learning. Your financial advisor can be a great
source of information when you’re not sure which direction to
go.