The second challenge from the Badges: New Currency for Professional Credentials MOOC. Here are the instructions: For the ecosystem you defined in Challenge 1, How are competencies defined in your industry or community of practice, and by whom? What are the learning frameworks that guide learners toward achieving the competencies? Who assesses learners’ competencies? What evidence documents learners’ competencies, and who has access to this evidence? Can individuals assert competence without having undertaken a learning program, e.g., through tests or prior learning evaluation? How are learners’ competencies recorded? Who are the consumers of the records of competence? Outline the shortcomings and strengths of the current currency exchange in this ecosystem. Create a persona/archetype that represents an assessor stakeholder. This could be articulated as an additional role for your learning provider persona from Challenge 1. Elaborate on your “before badges” user stories from Challenge 1 to include more detail about the current state of the currency exchange.