1. Sell Your Listings Faster In A Challenging Market Monica P. Espejo Mortgage Loan Officer Bank of America Home Loans (714) 814-6967 Cell (714) 671-4313 Office Toll Free (866) 7 – LOAN - SI

2. How Can You Make Your Listings Stand Out?

5. We Call This Strategy The Seller Funded Buy Down

6. Current Sales Price

7. Price Reduction Effect

8. Permanent Buy Down Instead Monica P. Espejo Mortgage Loan Officer (714) 814-6967 [email_address] In this example we used 3 in points or $ 18,000 to buy down the interest rate from 5.25% to 4.75% resulting in a net savings of $ 146.67 per mo. Also, the points are a tax deduction in the year the property is purchased for the buyer. Please consult your CPA for specific information. This example is to show you the power of reducing Rate versus Price. Let’s meet and discuss how this strategy can help you finance or sell the home of your dreams! Bank of America Home Loans 2500 E. Imperial Highway # 174 Brea, CA 92821

10. For more information on how this strategy can benefit you, please call Monica P. Espejo Bank of America Home Loans 2500 E. Imperial Highway # 174 Brea, CA 92821 (714)814-6967 Cell (714)671-4313 Office Email: [email_address]