Brian Linnekens discusses the different types of bankruptcy chapters. Chapter 7 provides debt relief by liquidating assets to pay creditors and discharging unsecured debts. Chapter 13 allows individuals to keep assets by creating a repayment plan over 3 to 5 years. Chapter 11 is intended for businesses seeking to reorganize debts while maintaining ownership. Chapter 9 applies only to municipalities seeking protection from creditors. The document advises speaking to a bankruptcy lawyer to determine the best option based on an individual's financial situation and debt obligations.