Whether you believe the hysteria surrounding the Coronavirus pandemic or not, one thing is sure: The Coronavirus is impacting countless households when it comes to finances. Those who are brave enough to check the status of their 401K accounts have seen steady drops. Investors are scrambling. Events are canceled for the foreseeable future. However, the people hit hardest might be the people who face lay-offs and job uncertainty; the people who work in the everyday sectors. Shops, restaurants, small businesses, and just about everything else are closing their doors in the wake of the COVID-19 pandemic.

1. 12 Tips That Help To You
Make Money During The
Coronavirus
Whether you believe the hysteria surrounding the
Coronavirus pandemic or not, one thing is sure:
The Coronavirus is impacting countless households
when it comes to finances.
Those who are brave enough to check the status of
their 401K accounts have seen steady drops. Investors
are scrambling. Events are canceled for the foreseeable
future. However, the people hit hardest might be the
people who face lay-offs and job uncertainty; the
people who work in the everyday sectors.
Shops, restaurants, small businesses, and just about
everything else are closing their doors in the wake of
the COVID-19 pandemic. That has left many

2. wondering, “How am I going to make money during
the Coronavirus?”
We might not have all the answers, but we decided to
ask financial bloggers, work from home business
owners, and everyday people what are some of the
best ways to make money during the Coronavirus, and
here is what they had to offer.
1. Get Paid for Your Opinion
With the closing of many shops, restaurants, and
workplaces, many people are stuck at home. Instead of
going crazy with boredom, there are lots of ways to
make extra money during your downtime.
One of the easiest ways to make money from home is
by taking online surveys. Of course, spending a few
minutes a day on surveys won’t make you rich, but
every little bit helps, especially in a crisis.
So how does it work? Many brands, research groups,
and even political organizations are looking for help on
the latest trends and what people like YOU think. In

3. exchange for your opinion, you will get paid for the
time you put into answering a few questions.
Most surveys take anywhere from 5-30 minutes, and
you’ll get paid a few dollars for your time. However,
there are sometimes surveys that can pay $50, $100, or
more. These usually require a little more involvement,
such as being part of an in-person or online focus
group, or testing out a new product and providing
feedback.
According to Andrew, a personal finance blogger at
Wealthy Nickel, two of the best survey apps for
newbies are Survey Junkie and Swagbucks. They both
are highly rated, with a long track record of paying out
cash to their members.
So instead of twiddling your thumbs, or staying glued
to the TV watching events unfold, take a few minutes
out of your day to improve your finances with online
surveys.
2. Find a Part-Time Gig ASAP

4. In a large-scale Coronavirus shutdown both locally and
nationally, for schools, offices, and restaurants, two
places will continue to remain open pharmacies and
grocery stores. The closures, along with quite frankly a
bit of public panic, are putting tremendous stress on
the supply chain, causing food, toiletries, cleaning
supplies, and medicine to be in demand.
Right now, grocery stores are working overtime to
meet the needs of everyone and need your help. A
part-time job at a grocery store is a great way to earn
some extra income and help others in your community.
A quick search on indeed, and there are over 35,000
open part-time jobs nationally. Here are a few
companies looking for help.
Amazon
Aldi
Kroger
Ralphs
Whole Foods

5. A part-time job offers a flexible schedule and can be
worked during nights and weekends. Unlike other side
gigs that often take time to build an income, a part-
time job will pay you within 1-2 weeks.
Brian, a blogger at Debt Discipline, described how a
part-time job helped him fund his holiday shopping and
avoid debt.
“I worked a part-time job during nights and weekends
for six weeks during the holidays and was able to earn
over $2K during that time. Yes, I worked a lot of hours,
but the short time sacrifice was well worth it to avoid
going into debt.”
3. Clean Out and Cash-In!
One man’s trash is another man’s treasure. Clearing
out your clutter while making a little extra coin has
financial and environmental benefits!
Use this opportunity of extra time at home to do a
deep Spring Clean of your closets, drawers, and attic.
Go all Marie Kondo on your stuff and get rid of
anything that doesn’t spark joy. Then, see what of your

6. cast-offs you can turn into cash by selling them via
various online marketplaces and apps.
Got a wedding dress to sell? Try out, StillWhite.
An old cell phone or tablet in your drawer? Try Gazelle.
Last season’s clothing? Sell it on Poshmark.
Computers, cameras, video games? Try eBay.
Purses, Shoes, (unopened) Makeup, etc.? Check out
Mercari.
No matter what you’re trying to sell, there’s probably
an app for that.
Of course, take the proper precautions for health and
safety. Make sure to clean and disinfect all your items
before you box them up and ship them out to their new
owners.
4. Offer Childcare & Babysitting Services
Schools, daycares, preschools, and everything in
between are shutting down (if not already shut down)
for the foreseeable future.

7. While that might be OK for some folks, for the most
part, working parents are scrambling to find childcare
solutions.
Even those fortunate enough to work from home need
help to manage it all. While it might not be your ideal
way of making money, especially if you don’t have kids
of your own, you can offer daycare services and make
money in the process to offset the pandemic.
Blogger and teacher turned entrepreneur Josh from
Money Life Wax had this to say:
“Growing up, my mom ran an in-home daycare. She
typically watched 5-6 kids of varying ages and charged
$125-$200 per kid, depending on their age. It was how
she made a living and got to stay at home and raise her
three boys.”
Tips for watching kids during the Coronavirus:
1. Don’t overwhelm yourself; watch 2 or 3 kids max,
preferable family members, neighbors, or friend’s kids.
2. Wash your hands often and make them wash theirs
too

8. 3. If someone has any flu-like symptoms – they need to
stay at home
4. Charge $25 a day for up to 7-8 hours (Get paid
upfront).
5. Don’t watch babies unless you have experience (Like
full-time daycare experience)
6. Have fun and carve out some daily reading time
5. Sign Up With DoorDash – They Need Help!
The global pandemic has people afraid to go to the
grocery store or out to eat. Actually, in many places,
grocery stores are low on supplies, and restaurants are
shutting down.
The result is that many people are not able to find
what they are looking for at the store. And, many are
just afraid of catching the virus at a restaurant. That’s
where you’ll come in.
Help support your community while making some extra
cash by applying to work for food delivery and meal
services like Uber Eats, Postmates, or Door Dash.

9. Sam, a personal finance expert and co-founder of How
To FIRE says, “Even the cheapest meal delivery service
will make a tough situation easier for those stuck at
home. If they can’t find the food they are looking for,
help bring it to them. Also, many kids are home from
school right now, so make a hectic situation easier for
parents!”
Make sure you follow all federal and state guidelines
for staying safe and healthy, but you can expect to
make upwards of $12 per hour with this side hustle.
Just remember to keep your hands and car clean with
frequent washing, hand sanitizer, and disinfectant
wipes!
6. Use Symposium to Teach Online
One of the easiest ways to make money online is to
become a tutor. However, with social distancing
becoming the new normal, many online tutoring
platforms may see an influx of new applicants. Also,
even the best tutoring jobs only average between 14 to
60 dollars an hour.

10. It is good to pay, of course; however, higher-skilled
workers may find it short in replacing their working
wages.
Additionally, most tutoring positions require a
bachelor’s degree and training. For those that earned
their life experience in the school of hard knocks or the
board room instead of the classroom, traditional
tutoring may not be an option.
However, hope is not lost to monetize your experience
online. Symposium offers the perfect solution for the
work-at-home job seeker to launch a viable side gig or
even a full-time career.
Symposium is an online app and marketplace that
allows anyone with experience to market and sell one-
on-one or one-to-many presentations. The possibilities
are virtually endless, consultants can use the app to
consult with clients virtually, or fitness professionals
could use the app to offer one-on-one fitness training
to those homebound.

11. What sets Symposium apart is the ability to teach
almost anything, considering social distancing, you
could teach anything from how to cook to how to
prepare for quarantine. For those looking for a bit of
levity during the uncertainty, you could offer lessons on
how to make DIY projects and crafts at home.
Think of Symposium like a combination of YouTube and
Facebook Live. If the topic made for a great YouTube
tutorial, it would make an excellent listing on
Symposium. Unlike YouTube, you don’t need hundreds
of thousands of views to start making extra money.
With Symposium, you could charge as little to 5 to 10
dollars for people to attend a one-to-many
presentation and, with minimal effort, make a few
hundred dollars per session. Once your lesson has
ended, your funds are instantly transferred to your
debit card, making Symposium one of the fastest ways
to make money online.
7. Get Your Money Back With Unclaimed.org
One of the easiest ways to potentially make some
money is to look for unclaimed property. It only takes a

12. few minutes of your time to search and see if you have
any money in your name!
The challenge is that you won’t receive fast, as it took
over two months when I had over $300 from an old
health savings account. Plus, with any shutdowns
happening it may take a bit longer for it to process.
But, that doesn’t mean you should not move forward
with it either.
There could be refunds, stocks, checkings or savings
accounts, trust distributions, and many more instances
waiting to be claimed.
Head over to Unclaimed.org, select the state you live
in, and follow the instructions on the treasury site to
see if there is any unclaimed property in your name. If
you have lived in multiple states, ensure to check each
state’s treasury too!
It’s easy to make money. Just take a few minutes out of
your day.
8. Use Freelance Opportunities

13. As you may be forced into quarantine, to stay home
due to your place of work temporarily closing, or
worse, recently got laid off, you need a way to make
money fast. Preferably, that way to make money needs
to be done from home as things progress through this
pandemic.
Freelancing with a specific skill set you have is a great
way to make money from home (or anywhere) as it can
all be done remotely.
Software engineer and entrepreneur Daniella from I
Like To Dabble described how she found her first
freelancing gig:
“After I experienced my first lay off was when I first
found freelancing. At the time, I was a web engineer
for a small startup in St. Louis, and after I was laid off, I
looked towards the ‘jobs’ and ‘gigs’ sections on
Craigslist for freelancing coding opportunities. I found
a former client of the old startup I had worked for and
they needed some WordPress custom sites done. They
offered $100 an hour for around 20 hours a week and I
accepted. It was the perfect opportunity at that time
and helped me out.”

14. Other resources to use to look for freelance
opportunities:
1. VirtualVocations.com
2. Problogger.com/Jobs
3. Freelancer Facebook Groups and Virtual Assistant
Facebook Groups
4. Fiverr
5. Upwork
9. Apply for Unemployment Insurance
Many assume that Unemployment Insurance (also
known as employment insurance, social security, and
job seekers allowance) is only available to people that
are laid off from their job. The truth is, if you lost your
job or had your hours reduced through no fault of your
own, you likely qualify to receive financial assistance.
Employment Service Specialist and personal finance
blogger Amanda of My Life, I Guess says:

15. “Most people don’t realize that if they quit, were fired,
or are sick – including being quarantined or taking time
off to care for a sick family member – they may be
eligible for Unemployment Insurance. Everyone has the
right to apply. It’s up to the agency to determine if you
meet the eligibility requirements or not.”
The specific requirements will vary between each state,
province, and country, as will the amount paid and
weeks of entitlement. But thankfully, the government
is responding to our current reality and is making it
easier to receive this short-term benefit. In the USA, for
example, they are allowing states to amend their laws
and be more flexible with their eligibility requirements.
In Canada, they shortened the waiting period and are
prioritizing applications for those under quarantine.
So if you are sick or quarantined and don’t have paid
sick days or sick leave through your employer, apply for
sickness benefits or disability insurance.
If your company has shut down or reduced your hours,
whether it’s temporary or permanent, apply for
unemployment insurance.

16. And if you are the caregiver of someone who is sick,
apply for caregiver benefit or file a paid family leave
claim.
10. Don’t Sell Your Investments!
That is not an idea of how to make money. It’s more of
an idea on how not to lose money! Though, to me,
money not lost is money gained.
Alright, enough with the double negatives.
The stock market is facing unprecedented volatility and
huge swings day after day. It can make even the most
determined long term investor re-think their plans.
But you shouldn’t… long-term plans are called long-
term for a reason. You should not make short-term
decisions based on what you are reading in the
headlines.
A funny, but accurate, snippet I read on Reddit sums it
up best:

17. “Don’t just do something, stand there.”
As Kevin from Just Start Investing put’s it, “Sometimes,
the best thing you can do is nothing at all. Just wait out
the storm, and ten years from now, you might forget
this ever happened.”
If you don’t have a long-term plan or are looking to get
started with investing, you can learn about getting
started with index funds here.
11. Optimize Your Recurring Expenses
Aside from earning extra money, if you find yourself
with some free time, now is a perfect chance to go
through all of your recurring expenses and shop around
for lower prices.
Take a look at your bank statement for the account you
use to cover your expenses and see what you’re
spending money on each month. You might find some
subscriptions you aren’t using anymore and can cancel
for instant savings.

18. Nathan from Millionaire Dojo offers this advice:
Make a list of all your recurring bills and go through
each one to shop around for better deals. If you haven’t
ever done this, you might end up cutting your monthly
expenses by a significant amount! Every little bit that
you can cut adds up and will be money saved from this
point forward.
It’s also a good idea to optimize your utility expenses.
Try to use as little water and electricity (or gas) as
possible and watch your power bill drop drastically!
12. Become An Online Tutor
It seems the Coronavirus Pandemic has finally pushed
public education into the 21st century. With all of the
panic, schools have shut down, and teachers are
quickly attempting to adapt to an online learning
environment. Now is the perfect time to sign up for an
online tutoring platform like VIPKid to help parents and
teachers navigate the online education world.
By becoming an online tutor, you can provide much
needed additional instruction to kids without worrying

19. about exposing you or the kids to other health risks.
Also, by working with VIPKid, you can make up to $22
an hour by working from home! While VIPKid focuses
on teaching English as a second language to native
Chinese speakers, you don’t need to worry about
knowing Chinese – it’s an immersion program!
Ryan from Arrest Your Debt put together this list of
online tutoring programs:
Chegg (various topics from calculus to biology)Pay –
$20 per hour
Brainfuse (variety of topics – elementary to college
level)Pay – $10 – $15 per hour
Tutor.com (must be considered an expert in a
subject)Pay – $9 – $13 an hour
Skooli (K-12 courses as well as college-level classes)Pay
– $25 per hour
Yup (primarily math and science classes)Pay – $10 –
$13 per hour
TutorMe (over 300 subjects to include ACT and GRE
tutoring)Pay – $16 per hour
Whether you are trying to sell your stuff online or save
money when you shop, adding online tutoring to your
daily schedule is a sure bet to improve your finances
during this pandemic

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