Colorful Future Team - Final presentation - CITIZEN ACT 2011

1. RUSSIA
Irkutsk

3. Microfinance Education Monitoring Volunteering
Microfinance Centers Processes:
Provide potential rural businessmen with Evaluate clients and business ideas
microloans for business idea Assist in business plan writing
development Prepare individual terms of loan distribution
Research in 3 villages
Elantsy Population: 4148
UR: 11%
Criteria: AS: 210
UR - Unemployment rate
AS - Avg. salary (€)
Method:
Interviews
Tyret Kultuk
Population: Population: 4276
5000 UR: 15%
UR: 12,2% AS:157
AS: 142
Microfinance
Irkutsk Region Lake Baikal

4. Microfinance Centre Education Monitoring CSR
1. Enhance Financial Literacy 2. Evaluate Entrepreneurial potential
Organize seminars and trainings on Prepare tests on leadership, motivation,
financial literacy decision making, riskiness
Provide an individual consultations Form an evaluation criteria
3. Define Individual Terms of microloans
Terms
Develop Individual Entrepreneurial
Evaluation Report Amount of microloans
Assist in Business Plan writing Cost of borrowing
Education
Microfinance

5. Microfinance Education Monitoring Volunteering
Terms: Processes:
Progress Report Control Points:
1st year – every month Individual Monitoring Program
2nd year – every 2 months Define the format of the Progress Report
3rd year - every 4 months Determine tools of control
4th year – every 6 months Provide Individual feedback
5th year – once in a year
Individual Monitoring Program
Control: Consult:
Report Analysi
Feedback
Collection s
Problems/opp Monitoring
Checking out Plan of
ortunities
business improvements
development identification Education
Microfinance

6. Microfinance Education Monitoring Volunteering
Strategy of Irkutsk Region – Sustainable Development
Economic
Environmental
Socio-cultural
Volunteer for Sustainable Development Program
Involve rural entrepreneurs in regional development projects
Volunteering
Terms: Processes:
Monitoring
Obligatory participation Seek partners
in one project Develop projects Education
Opportunity to earn Build database of rural
Bonuses volunteers involvement Microfinance

7. Multifunctional Centre
Volunteering
Monitoring Monitoring
Education
Education
Microfinance
Microfinance
Innovation in the New CSR tool
Banking Sector
Implementation

8. Pilot Project in Irkutsk Region
Monitoring
Preparation Stage Education MF
VSD
Citizen ACT
Seminar & Training
Education
Education Material
Microfinance MF
Methodology
Monitoring Monitoring
SD Projects Ideas development Project I Planning Project II
Promotion Online/Offline Expand
Negotiations:
Communication Government, NGOs,
Universities,
Coachers
Months 6 8 10 12 14 16 18 20
Deadline

9. Human Resources
1. Chief manager of centre
2. Manager of regional centre
3. Finance manager Long-term Banker’s employees
4. Accountant
5. Risk manager
6. Project manager
Students from
Short-term Finance school
7. Coacher
8. Volunteer
R – responsible W- write C - contribute

10. Financial Resources
Assumed repayment rates:
Optimistic = 97%
Realistic = 95%
Pessimistic = 91%
Colorful Future

11. Communication plan
Local Administration
Bank’s employees Email, Letters to stakeholders, meeting
Students, Volunteers, Social network, Blog, TV/Radio
Interns
NGOs Advertising TV/Radio, Social network
Advertising TV/Radio
Clients Regional announcements

12. Partnerships
Government University
•Providing SD for the region
•Involving volunteers among
representatives of business environment •A grass-root experience of project management
•Project ideas for development Irkutsk region
•Interns (Coachers)
•Investments
•Students – volunteers for VSD, for coaching
•Additional financial support
NGO Bank
•Interested in HR •Improving CSR policy
•Resources for project implementation •Becoming a part of the regional development
process
•Building a positive image
•Assistance volunteers projects
•Collaboration projects •Employees
•Resources
•Investments

13. Colorful Future – small part of a big change

14. Thank you for your attention!