CL Originate™ (http://www.cloudlendinginc.com/loan-origination-software-cl-originate/) is a cost effective, flexible loan origination and underwriting solution that manages your loans, lines of credit and other financing deals, converting applications into contracts for servicing. CL Originate™ – Highlights : Data Aggregation Platform - Quickly integrate with traditional/ non-traditional data sources in your underwriting model Deal Room / Loan Dashboard - Task , Events & Notifications with real time Collaboration to quickly close the loan Auto Decisioning Engine - Enable real-time underwriting and funding About Cloud Lending Solutions : Cloud Lending Solutions is a cloud-based, end-to-end lending platform delivering innovation to the global lending community. Unlike legacy technology platforms that are expensive to maintain and prevent agile response to market conditions, Cloud Lending Solutions’ clients take back control of their business by quickly implementing, extending, and digitizing the entire lending lifecycle. Cloud Lending Solutions’ single system of record is the market leading cloud solution supporting both consumer and commercial lending that scales for the needs of lenders of all sizes. Clients include banks, traditional finance companies, online lenders, and marketplace platforms. Connect with us : Website : http://www.cloudlendinginc.com/ Email : info@cloudlendinginc.com facebook : https://www.facebook.com/CloudLending twitter : https://twitter.com/cloudlending linkedin : https://www.linkedin.com/company/cloudlendinginc

1. © 2016 Cloud Lending Inc. All rights reserved.
CL Originate™
Cloud-based Origination and Underwriting
Product Presentation

2. © 2016 Cloud Lending Inc. All rights reserved.
Today’s Borrowers
1
Need to be wowed
 Mobile, cloud, social, fast
 6-Click Lending™
Are not just a FICO score
 Identity and loan scoring metrics are more complex
 Evaluate future potential
• Banking data
• Social – i.e Facebook/Yelp activity, …
Actively using online lenders and
marketplaces

3. © 2016 Cloud Lending Inc. All rights reserved.
Driving Your LMS Requirements
2
Must deliver a world-class user experience
 via web and mobile (i.e. cloud)
 Project & collaborative approaches (i.e. social)
Fast, responsive
 Auto decisioning
 Configurable workflows for scoring, grading and pricing
Work in a larger eco-system
Leading to – Increased speed and agility Decreased errors & costs

4. © 2016 Cloud Lending Inc. All rights reserved. 3
CL Originate™ is a cost effective, flexible loan origination and underwriting solution that manages your loans, lines of credit
and other financing deals, converting applications into contracts for servicing.
Simple, intuitive user
interface for
originating loans
Automate and simplify
your origination and
underwriting process
Collaboration among
all parties (including
third parties)
“Deal room” facilitates
due diligence underwriting
process while communicating
with borrower
CLORIGINATETM

5. © 2016 Cloud Lending Inc. All rights reserved.
CL Originate™ – Highlights
4
Data Aggregation
Platform
Quickly integrate with
traditional/ non-traditional
data sources in your
underwriting model
Auto Decisioning
Engine
Enable real-time
underwriting and funding
Deal Room / Loan
Dashboard
Task , Events & Notifications
with real time Collaboration
to quickly close the loan

6. © 2016 Cloud Lending Inc. All rights reserved.
6-Click Lending™: Real-time Loan Decisions
5
Social Score
Identity Check
Credit Bureau
Banking
Contract
$
Pricing
Generate Pricing
Credit Rating
Run Scorecard
Data
Aggregation
Application
Web Borrower
Social Media
ID Check
Banking
History
Submit
Review
e-sign

7. © 2016 Cloud Lending Inc. All rights reserved.
With CL Originate™
6
 Quickly add new
products
 Service more loans
 Make your team
more efficient
 Respond to change
“Single System
of Record”
model
Manages
stipulation people
and process
Faster
underwriting and
fewer errors
Enables your agile
business to more
profitable

8. © 2016 Cloud Lending Inc. All rights reserved.
Part of a Complete Cloud Technology Platform
7
Back Office
CL Loan™CL Marketplace™
CRM Accounting Reporting
CL Originate™ CL Collections™CL Lease™
Powers Approximately 100 lenders

9. © 2016 Cloud Lending Inc. All rights reserved.
About Cloud Lending Solutions
Cloud Lending Solutions is a cloud-based, end-to-end lending platform delivering innovation to the global lending
community. Unlike legacy technology platforms that are expensive to maintain and prevent agile response to market
conditions, Cloud Lending Solutions’ clients take back control of their business by quickly implementing, extending,
and digitizing the entire lending lifecycle. Cloud Lending Solutions’ single system of record is the market leading cloud
solution supporting both consumer and commercial lending that scales for the needs of lenders of all sizes. Clients
include banks, traditional finance companies, online lenders, and marketplace platforms.
Copyright © 2016, Cloud Lending Inc. All rights reserved.
Thank you
+1-(650) 918-0499 | info@cloudlendinginc.com | www.cloudlendinginc.com
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