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           Level 1, Trade Centre, Bandra Kurla
           Complex, Bandra (E), Mumbai - 51      1
IDEAL PORTFOLIO



        Name –

        Age –

        Investment – 15 Lakh




                                Level 1, Trade Centre, Bandra Kurla
                                Complex, Bandra (E), Mumbai - 51      2
agiLe Break Up
                  agiLe Break Up


                 10
            10

       10                                                          Equity
                                                                   Gold
                                        70                         Debt
                                                                   Cash




                             Level 1, Trade Centre, Bandra Kurla
                             Complex, Bandra (E), Mumbai - 51           3
EQUITY
  EQUITY - Equity investors are essentially 'owners' and have a right to gain
    future profits. Returns from these shares depend on external factors like
    market conditions, political scenario, etc. and also internal factors like the
    company's performance, change in management structure, etc. Stocks or
    equities, as an investment vehicle may be risky as the stock market can be
    highly volatile. Gains can be enormous, so can be the losses. Equity is best
    for long-term investing as gains and losses get averaged out due to market
    conditions. This asset class is known to give the highest rate of return over
    time and also giving investors the benefit of liquidity.

    Equity based investments are essential to achieve major investment
    objectives as they offer the potential for growth and generally outrun
    inflation, providing investors with much-needed ”implicit return”. However,
    dealing solely with equity can be highly volatile and more risky.


  Sensex has risen from 2600 points in 1998 to 16080 on October 05, 2011
    almost a rise of 620%% and in the same time Nifty has given a return of
                                                Level 1, Trade Centre, Bandra Kurla
    600%                                        Complex, Bandra (E), Mumbai - 51      4
EQUITY MODEL
   Sector             Stocks             Reason
   Resources          Coal India         World‟s Largest Coal Reserve Holder. Coal
                                         India is the primary beneficiary of the
                                         structural deficit of coal in India
   Financial          Axis Bank          Banking revenue set to grow 5.3X to `10.6
   Services                              Lakh Crores, Axis is front runner to capture
                                         this opportunity
   Organized Retail   Pantaloon Retail   Organized Retail to grow 6.3X to `6.3 Lakh
                                         Crores, FDI in retail to bring in global biggies,
                                         Pantaloon Retail is the biggest beneficiary
   Automobiles        M&M                Automobile market forecast to grow ~5X to
                                         `4.3 Lakh Crores & it has a strong presence
                                         in rural area to catch the rural growth
   Domestic           ITC                Cigarettes business to remain robust, FMCG
   Consumption                           the trump card, classic domestic consumption
                                         bet
                                                    Level 1, Trade Centre, Bandra Kurla
                                                    Complex, Bandra (E), Mumbai - 51      5
Sector          Stocks       Reason
Pharmaceutic    Biocon       Pharmaceutical Market size of US 6.3 billion in 2005
al & Drugs                   will grow up to US$ 20 billion by 2015 which implies a
                             CAGR of 12.3% and Biocon is sure to take a big pie.
Engineering -   Larsen &     Government in its proposed budget this year increased
Construction    Turbo        spending in infrastructure sector by 23% up to `
                             2,14,000 Crores and also gave importance to PPP
                             project development which makes Larsen & Turbo a
                             sure BUY
NBFC            IDFC         India‟s Infrastructure lending is poised to grow from
                             US$ 10 billion to US$ 12 billion between 2010 – 2014
                             and up to US$ 25 billion thereafter
Oil & Gas       Reliance     Oil & Gas consumption of a country increases with rise
                Industries   in its GDP and India with its constant economic growth
                Limited      is sure to add value to RIL
IT - Software   Tata       The engineering services outsourcing (ESO) market,
                Consultanc which is estimated to grow at $40 billion by 2020 from
                y Services the current level of $2.5 billion to $3 billion, presents
                           huge potential for domestic IT companies especially for
                           TCS
                                                 Level 1, Trade Centre, Bandra Kurla
                                                 Complex, Bandra (E), Mumbai - 51      6
EQUITY PORTFOLIO
BREAK UP
     Equity Portfolio Break Up           Allocation%
     Large Cap                                                                        70.0%
     Mid Cap                                                                          30.0%

   80.0%
                      Large Cap, 70.0%
   70.0%

   60.0%

   50.0%

   40.0%
                                                          Mid Cap, 30.0%
   30.0%

   20.0%

   10.0%

    0.0%
                         Large Cap                            Mid Cap

                                                Level 1, Trade Centre, Bandra Kurla
                                                Complex, Bandra (E), Mumbai - 51         7
EQUITY PORTFOLIO
HOLDING
    Company Name                     Net Asset(%)             Value(Rs)
    Coal India Ltd.                                  10.0%                                 105000.0
    Infrastructure Development
                                                     10.0%                                 105000.0
    Finance Company Ltd.
    Tata Consultancy Services Ltd.                   10.0%                                 105000.0
    Biocon Ltd.                                      10.0%                                 105000.0
    Axis Bank Ltd.                                   10.0%                                 105000.0
    Pantaloon Retail (India) Ltd                     10.0%                                 105000.0
    ITC Ltd.                                         10.0%                                 105000.0
    Mahindra & Mahindra Ltd.                         10.0%                                 105000.0
    Larsen & Toubro Ltd.                             10.0%                                 105000.0
    Reliance Industries Ltd.                         10.0%                                 105000.0
    Total                                           100.0%                                1050000.0


                                                    Level 1, Trade Centre, Bandra Kurla
                                                    Complex, Bandra (E), Mumbai - 51             8
Equity Portfolio Holding




                                                  Coal India
             10    10                             ITC
        10                 10                     Mahindra & Mahindra
                                                  Biocon
  10                             10
                                                  Tata Consultancy Services
       10                   10                    Pantaloon Retail
             10     10                            Axis Bank
                                                  IDFC
                                                  Larsen & Turbo
                                                  Reliance Industries Limited




                                      Level 1, Trade Centre, Bandra Kurla
                                      Complex, Bandra (E), Mumbai - 51        9
PORTFOLIO SECTOR
ALLOCATION
    Industry                     Net Asset(%)             Value(Rs)
    Retailing                                    10.0%                                 105000.0
    Refineries                                   10.0%                                 105000.0
    Pharmaceuticals & Drugs                      10.0%                                 105000.0
    Mining & Minerals                            10.0%                                 105000.0
    IT - Software                                10.0%                                 105000.0
    Finance Term Lending                         10.0%                                 105000.0
    Engineering - Construction                   10.0%                                 105000.0
    Cigarettes/Tobacco                           10.0%                                 105000.0
    Bank - Private                               10.0%                                 105000.0
    Automobiles-Tractors                         10.0%                                 105000.0
    Total                                       100.0%                                1050000.0


                                                Level 1, Trade Centre, Bandra Kurla
                                                Complex, Bandra (E), Mumbai - 51             10
Portfolio Sector Allocation




                                                Retailing
            10    10                            Refineries
       10                10                     Pharmaceutical & Drugs
                                                Mining & Minerals
 10                            10
                                                IT - Software
      10                  10                    Finance Term Lending
            10     10                           Engineering - Construction
                                                Cigarettes/ Tobacco
                                                Bank - Private
                                                Automobiles - Tractor




                                    Level 1, Trade Centre, Bandra Kurla
                                    Complex, Bandra (E), Mumbai - 51      11
RETURNS(as on Oct 5, 2011)
                                       Current Allocation   6
                 Scheme Name                                     1 Year 2 Year 3 Year 5 Year
                                        Value      %      Months
      Axis Bank Ltd.                    105,000     10.00%   -29.69 -36.99 -0.89 12.12 21.09
      Biocon Ltd.                       105,000     10.00%     -5.35 -7.86 13.27 25.74 12.38
      Coal India Ltd.                   105,000     10.00%     -3.12      0.00      0.00      0.00   0.00
      Infrastructure Development
                                        105,000     10.00%   -31.69 -47.11 -15.85 15.77 10.48
      Finance Company Ltd.
      ITC Ltd.                          105,000     10.00%      6.62      8.95 29.36 26.93 15.69
      Larsen & Toubro Ltd.              105,000     10.00%   -20.15 -37.19 -11.00             4.40 16.05
      Mahindra & Mahindra Ltd.          105,000     10.00%    13.98 13.43 34.66 46.47 18.77
      Pantaloon Retail (India) Ltd      105,000     10.00%   -29.71 -62.30 -24.41 -6.65 -10.91
      Reliance Industries Ltd.          105,000     10.00%   -23.87 -21.69 -14.74 -3.62              6.30
      Tata Consultancy Services Ltd.    105,000     10.00%   -11.50       8.73 28.44 47.04 15.52
      Total                            1,050,000   100.00%

                                                             Level 1, Trade Centre, Bandra Kurla
                                                             Complex, Bandra (E), Mumbai - 51           12
CURRENT EQUITY
PORTFOLIO ANALYSIS
(as on Oct 05,2011)




                         Ratio Analysis               Portfolio
           Beta                                                                  1.05
           Standard Deviation                                                    4.60
           P/E Ratio                                                            21.50
           P/B Ratio                                                             4.58




                                          Level 1, Trade Centre, Bandra Kurla
                                          Complex, Bandra (E), Mumbai - 51          13
OUR STRATEGY

       Indian economy is largely depended on domestic consumption.

       Equity Model Portfolio is also largely concentrated on Indian
        Consumption except for TCS and RIL and therefore have negligible
        impact of any economic slowdown in US and Europe and with rise
        in income of Indian public and rising consumption level Indian
        economy is looking very optimistic.

       The overall Indian market is set to quadruple over the next one
        and half decades, as expected, growth will not be even across
        consumption categories, leading to significant changes in the “share
        of wallet” of various spending. The Indian consumption pattern are
        evolving rapidly and will continue to do so in the coming decades.
        Most importantly as seen in other economies during periods of
        income growth , the share of necessities will fall and share of
        discretionary spending is estimated to rise to 70% of total spending
        in 2025 from 52% in 2005

                                              Level 1, Trade Centre, Bandra Kurla
                                              Complex, Bandra (E), Mumbai - 51      14
NON CONVERTIBLE
DEBENTURE (DEBT)
      A Non Convertible Debenture (NCD in short) is a low to moderate
       risk debt instrument issued by companies, for a fixed maturity period at
       a fixed rate of interest. NCDs cannot be converted into equity.

   ADVANTAGES
    Issuance and trading: NCDs are issued and traded in demat form.
    Returns: NCDs are ideal for conservative investors who seek higher
     returns but are risk averse. Returns are generally in the range of 11 to
     12%, depending upon the company.
    Safety: NCDs are relatively safer than company FDs. They possess low
     to moderate amounts of risk depending upon the company. NCDs
     could be secured or unsecured.
    Liquidity: Investors could liquidate NCDs by either selling it on the
     stock exchange or by exercising the Call or Put Option.
    Tax Implication: There is no Tax Deducted at Source (TDS) on NCD
     investments. However for NRI investors, there is a TDS deduction. The
     interest income of an NCD is taxed at normal rates and is included
     under Income from other sources
                                                 Level 1, Trade Centre, Bandra Kurla
                                                 Complex, Bandra (E), Mumbai - 51      15
DEBT MODEL

             SHRIRAM TRANSPORT FINANCE COMPANY
       Part of „SHRIRAM‟ Conglomerate


       Shriram Transport Finance Company Limited is India's largest player
        in commercial vehicle finance


       Established in the year 1979


       The company has a network of 488 branches and service centers.


       It is one of the largest asset financing NBFCs in India with a niche
        presence in financing pre-owned trucks and Small Truck Owners
        (STOs).
                                               Level 1, Trade Centre, Bandra Kurla
                                               Complex, Bandra (E), Mumbai - 51      16
DEBENTURE PORTFOLIO
HOLDING
    Company Name                 Net Asset(%)             Value(Rs)
    Shriram Transport Finance Co
                                                100.0%150000
    Ltd. (NCDs) - STF NCD3 OT
    Total                                       100.0%150000




                                                Shriram Transport
                                                Finance Co Ltd.
                          100                   (NCDs)




                                                Level 1, Trade Centre, Bandra Kurla
                                                Complex, Bandra (E), Mumbai - 51      17
RETURN (as on Oct 5, 2011)

                                 Current Allocation   6
             Scheme Name                                   1 Year 2 Year 3 Year 5 Year
                                  Value      %      Months
     Shriram Transport Finance
     Co Ltd. (NCDs) - STF NCD3    150,000    100.00%      0.00        0.00      0.00        0.00   0.00
     OT

     Total                        150,000    100.00%


       Since the listing was recently historic data is unavailable




                                                          Level 1, Trade Centre, Bandra Kurla
                                                          Complex, Bandra (E), Mumbai - 51           18
GOLD

          GOLD - Gold, the first metal used by humans, remains one of the
           most valued metals since prehistoric times. Gold has long been
           considered one of the most precious metals, and its value has been
           used as the standard for many currencies (known as the gold
           standard) in history. Gold has been used as a symbol for purity,
           value, royalty, and particularly roles that combine these properties.


          On the surge of economic slowdown the demand for gold has
           almost doubled in China increasing the price further.


          Gold is a popular hedge against stock market and dollar decline




                                                  Level 1, Trade Centre, Bandra Kurla
                                                  Complex, Bandra (E), Mumbai - 51      19
GOLD PORTFOLIO
HOLDING
    Company Name                Net Asset(%)              Value(Rs)
    Benchmark Mutual Fund –
    Gold Benchmark Exchange                     100.0%150000
    Traded Scheme (Gold BeES)
    Total                                       100.0%150000




                                               Benchmark Mutual
                                               Fund - Gold
                                               Benchmark
                                               Exchange Traded
                                               Scheme (Gold)
                        100

                                                Level 1, Trade Centre, Bandra Kurla
                                                Complex, Bandra (E), Mumbai - 51      20
RETURNS(as on Oct 05, 2011)



                               Current Allocation   6
          Scheme Name                                    1 Year 2 Year 3 Year 5 Year
                                Value      %      Months
       Benchmark Mutual Fund
       – Gold Benchmark
                                150,000   100.00%    27.22 37.27          28.70       0.00   0.00
       Exchange Traded
       Scheme (Gold BeES)
       Total                    150,000   100.00%




                                                     Level 1, Trade Centre, Bandra Kurla
                                                     Complex, Bandra (E), Mumbai - 51          21
Contact Us –
Level 1, Trade Centre,
Bandra – Kurla Complex,
Bandra (E), Mumbai – 51


Shop No – 5, Prakash Kunj Building
VN Purav Marg, Chembur (E), Mumbai – 71


www.craftwealth.com


Dhanaji Dabade - +91 9321110767
Dhanaji.dabade@craftwealth.com


                                          22
Level 1, Trade Centre, Bandra Kurla
Complex, Bandra (E), Mumbai - 51      23

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Agile Investment

  • 1. I ag le nvest Level 1, Trade Centre, Bandra Kurla Complex, Bandra (E), Mumbai - 51 1
  • 2. IDEAL PORTFOLIO  Name –  Age –  Investment – 15 Lakh Level 1, Trade Centre, Bandra Kurla Complex, Bandra (E), Mumbai - 51 2
  • 3. agiLe Break Up agiLe Break Up 10 10 10 Equity Gold 70 Debt Cash Level 1, Trade Centre, Bandra Kurla Complex, Bandra (E), Mumbai - 51 3
  • 4. EQUITY EQUITY - Equity investors are essentially 'owners' and have a right to gain future profits. Returns from these shares depend on external factors like market conditions, political scenario, etc. and also internal factors like the company's performance, change in management structure, etc. Stocks or equities, as an investment vehicle may be risky as the stock market can be highly volatile. Gains can be enormous, so can be the losses. Equity is best for long-term investing as gains and losses get averaged out due to market conditions. This asset class is known to give the highest rate of return over time and also giving investors the benefit of liquidity. Equity based investments are essential to achieve major investment objectives as they offer the potential for growth and generally outrun inflation, providing investors with much-needed ”implicit return”. However, dealing solely with equity can be highly volatile and more risky. Sensex has risen from 2600 points in 1998 to 16080 on October 05, 2011 almost a rise of 620%% and in the same time Nifty has given a return of Level 1, Trade Centre, Bandra Kurla 600% Complex, Bandra (E), Mumbai - 51 4
  • 5. EQUITY MODEL Sector Stocks Reason Resources Coal India World‟s Largest Coal Reserve Holder. Coal India is the primary beneficiary of the structural deficit of coal in India Financial Axis Bank Banking revenue set to grow 5.3X to `10.6 Services Lakh Crores, Axis is front runner to capture this opportunity Organized Retail Pantaloon Retail Organized Retail to grow 6.3X to `6.3 Lakh Crores, FDI in retail to bring in global biggies, Pantaloon Retail is the biggest beneficiary Automobiles M&M Automobile market forecast to grow ~5X to `4.3 Lakh Crores & it has a strong presence in rural area to catch the rural growth Domestic ITC Cigarettes business to remain robust, FMCG Consumption the trump card, classic domestic consumption bet Level 1, Trade Centre, Bandra Kurla Complex, Bandra (E), Mumbai - 51 5
  • 6. Sector Stocks Reason Pharmaceutic Biocon Pharmaceutical Market size of US 6.3 billion in 2005 al & Drugs will grow up to US$ 20 billion by 2015 which implies a CAGR of 12.3% and Biocon is sure to take a big pie. Engineering - Larsen & Government in its proposed budget this year increased Construction Turbo spending in infrastructure sector by 23% up to ` 2,14,000 Crores and also gave importance to PPP project development which makes Larsen & Turbo a sure BUY NBFC IDFC India‟s Infrastructure lending is poised to grow from US$ 10 billion to US$ 12 billion between 2010 – 2014 and up to US$ 25 billion thereafter Oil & Gas Reliance Oil & Gas consumption of a country increases with rise Industries in its GDP and India with its constant economic growth Limited is sure to add value to RIL IT - Software Tata The engineering services outsourcing (ESO) market, Consultanc which is estimated to grow at $40 billion by 2020 from y Services the current level of $2.5 billion to $3 billion, presents huge potential for domestic IT companies especially for TCS Level 1, Trade Centre, Bandra Kurla Complex, Bandra (E), Mumbai - 51 6
  • 7. EQUITY PORTFOLIO BREAK UP Equity Portfolio Break Up Allocation% Large Cap 70.0% Mid Cap 30.0% 80.0% Large Cap, 70.0% 70.0% 60.0% 50.0% 40.0% Mid Cap, 30.0% 30.0% 20.0% 10.0% 0.0% Large Cap Mid Cap Level 1, Trade Centre, Bandra Kurla Complex, Bandra (E), Mumbai - 51 7
  • 8. EQUITY PORTFOLIO HOLDING Company Name Net Asset(%) Value(Rs) Coal India Ltd. 10.0% 105000.0 Infrastructure Development 10.0% 105000.0 Finance Company Ltd. Tata Consultancy Services Ltd. 10.0% 105000.0 Biocon Ltd. 10.0% 105000.0 Axis Bank Ltd. 10.0% 105000.0 Pantaloon Retail (India) Ltd 10.0% 105000.0 ITC Ltd. 10.0% 105000.0 Mahindra & Mahindra Ltd. 10.0% 105000.0 Larsen & Toubro Ltd. 10.0% 105000.0 Reliance Industries Ltd. 10.0% 105000.0 Total 100.0% 1050000.0 Level 1, Trade Centre, Bandra Kurla Complex, Bandra (E), Mumbai - 51 8
  • 9. Equity Portfolio Holding Coal India 10 10 ITC 10 10 Mahindra & Mahindra Biocon 10 10 Tata Consultancy Services 10 10 Pantaloon Retail 10 10 Axis Bank IDFC Larsen & Turbo Reliance Industries Limited Level 1, Trade Centre, Bandra Kurla Complex, Bandra (E), Mumbai - 51 9
  • 10. PORTFOLIO SECTOR ALLOCATION Industry Net Asset(%) Value(Rs) Retailing 10.0% 105000.0 Refineries 10.0% 105000.0 Pharmaceuticals & Drugs 10.0% 105000.0 Mining & Minerals 10.0% 105000.0 IT - Software 10.0% 105000.0 Finance Term Lending 10.0% 105000.0 Engineering - Construction 10.0% 105000.0 Cigarettes/Tobacco 10.0% 105000.0 Bank - Private 10.0% 105000.0 Automobiles-Tractors 10.0% 105000.0 Total 100.0% 1050000.0 Level 1, Trade Centre, Bandra Kurla Complex, Bandra (E), Mumbai - 51 10
  • 11. Portfolio Sector Allocation Retailing 10 10 Refineries 10 10 Pharmaceutical & Drugs Mining & Minerals 10 10 IT - Software 10 10 Finance Term Lending 10 10 Engineering - Construction Cigarettes/ Tobacco Bank - Private Automobiles - Tractor Level 1, Trade Centre, Bandra Kurla Complex, Bandra (E), Mumbai - 51 11
  • 12. RETURNS(as on Oct 5, 2011) Current Allocation 6 Scheme Name 1 Year 2 Year 3 Year 5 Year Value % Months Axis Bank Ltd. 105,000 10.00% -29.69 -36.99 -0.89 12.12 21.09 Biocon Ltd. 105,000 10.00% -5.35 -7.86 13.27 25.74 12.38 Coal India Ltd. 105,000 10.00% -3.12 0.00 0.00 0.00 0.00 Infrastructure Development 105,000 10.00% -31.69 -47.11 -15.85 15.77 10.48 Finance Company Ltd. ITC Ltd. 105,000 10.00% 6.62 8.95 29.36 26.93 15.69 Larsen & Toubro Ltd. 105,000 10.00% -20.15 -37.19 -11.00 4.40 16.05 Mahindra & Mahindra Ltd. 105,000 10.00% 13.98 13.43 34.66 46.47 18.77 Pantaloon Retail (India) Ltd 105,000 10.00% -29.71 -62.30 -24.41 -6.65 -10.91 Reliance Industries Ltd. 105,000 10.00% -23.87 -21.69 -14.74 -3.62 6.30 Tata Consultancy Services Ltd. 105,000 10.00% -11.50 8.73 28.44 47.04 15.52 Total 1,050,000 100.00% Level 1, Trade Centre, Bandra Kurla Complex, Bandra (E), Mumbai - 51 12
  • 13. CURRENT EQUITY PORTFOLIO ANALYSIS (as on Oct 05,2011) Ratio Analysis Portfolio Beta 1.05 Standard Deviation 4.60 P/E Ratio 21.50 P/B Ratio 4.58 Level 1, Trade Centre, Bandra Kurla Complex, Bandra (E), Mumbai - 51 13
  • 14. OUR STRATEGY  Indian economy is largely depended on domestic consumption.  Equity Model Portfolio is also largely concentrated on Indian Consumption except for TCS and RIL and therefore have negligible impact of any economic slowdown in US and Europe and with rise in income of Indian public and rising consumption level Indian economy is looking very optimistic.  The overall Indian market is set to quadruple over the next one and half decades, as expected, growth will not be even across consumption categories, leading to significant changes in the “share of wallet” of various spending. The Indian consumption pattern are evolving rapidly and will continue to do so in the coming decades. Most importantly as seen in other economies during periods of income growth , the share of necessities will fall and share of discretionary spending is estimated to rise to 70% of total spending in 2025 from 52% in 2005 Level 1, Trade Centre, Bandra Kurla Complex, Bandra (E), Mumbai - 51 14
  • 15. NON CONVERTIBLE DEBENTURE (DEBT)  A Non Convertible Debenture (NCD in short) is a low to moderate risk debt instrument issued by companies, for a fixed maturity period at a fixed rate of interest. NCDs cannot be converted into equity. ADVANTAGES  Issuance and trading: NCDs are issued and traded in demat form.  Returns: NCDs are ideal for conservative investors who seek higher returns but are risk averse. Returns are generally in the range of 11 to 12%, depending upon the company.  Safety: NCDs are relatively safer than company FDs. They possess low to moderate amounts of risk depending upon the company. NCDs could be secured or unsecured.  Liquidity: Investors could liquidate NCDs by either selling it on the stock exchange or by exercising the Call or Put Option.  Tax Implication: There is no Tax Deducted at Source (TDS) on NCD investments. However for NRI investors, there is a TDS deduction. The interest income of an NCD is taxed at normal rates and is included under Income from other sources Level 1, Trade Centre, Bandra Kurla Complex, Bandra (E), Mumbai - 51 15
  • 16. DEBT MODEL SHRIRAM TRANSPORT FINANCE COMPANY  Part of „SHRIRAM‟ Conglomerate  Shriram Transport Finance Company Limited is India's largest player in commercial vehicle finance  Established in the year 1979  The company has a network of 488 branches and service centers.  It is one of the largest asset financing NBFCs in India with a niche presence in financing pre-owned trucks and Small Truck Owners (STOs). Level 1, Trade Centre, Bandra Kurla Complex, Bandra (E), Mumbai - 51 16
  • 17. DEBENTURE PORTFOLIO HOLDING Company Name Net Asset(%) Value(Rs) Shriram Transport Finance Co 100.0%150000 Ltd. (NCDs) - STF NCD3 OT Total 100.0%150000 Shriram Transport Finance Co Ltd. 100 (NCDs) Level 1, Trade Centre, Bandra Kurla Complex, Bandra (E), Mumbai - 51 17
  • 18. RETURN (as on Oct 5, 2011) Current Allocation 6 Scheme Name 1 Year 2 Year 3 Year 5 Year Value % Months Shriram Transport Finance Co Ltd. (NCDs) - STF NCD3 150,000 100.00% 0.00 0.00 0.00 0.00 0.00 OT Total 150,000 100.00% Since the listing was recently historic data is unavailable Level 1, Trade Centre, Bandra Kurla Complex, Bandra (E), Mumbai - 51 18
  • 19. GOLD  GOLD - Gold, the first metal used by humans, remains one of the most valued metals since prehistoric times. Gold has long been considered one of the most precious metals, and its value has been used as the standard for many currencies (known as the gold standard) in history. Gold has been used as a symbol for purity, value, royalty, and particularly roles that combine these properties.  On the surge of economic slowdown the demand for gold has almost doubled in China increasing the price further.  Gold is a popular hedge against stock market and dollar decline Level 1, Trade Centre, Bandra Kurla Complex, Bandra (E), Mumbai - 51 19
  • 20. GOLD PORTFOLIO HOLDING Company Name Net Asset(%) Value(Rs) Benchmark Mutual Fund – Gold Benchmark Exchange 100.0%150000 Traded Scheme (Gold BeES) Total 100.0%150000 Benchmark Mutual Fund - Gold Benchmark Exchange Traded Scheme (Gold) 100 Level 1, Trade Centre, Bandra Kurla Complex, Bandra (E), Mumbai - 51 20
  • 21. RETURNS(as on Oct 05, 2011) Current Allocation 6 Scheme Name 1 Year 2 Year 3 Year 5 Year Value % Months Benchmark Mutual Fund – Gold Benchmark 150,000 100.00% 27.22 37.27 28.70 0.00 0.00 Exchange Traded Scheme (Gold BeES) Total 150,000 100.00% Level 1, Trade Centre, Bandra Kurla Complex, Bandra (E), Mumbai - 51 21
  • 22. Contact Us – Level 1, Trade Centre, Bandra – Kurla Complex, Bandra (E), Mumbai – 51 Shop No – 5, Prakash Kunj Building VN Purav Marg, Chembur (E), Mumbai – 71 www.craftwealth.com Dhanaji Dabade - +91 9321110767 Dhanaji.dabade@craftwealth.com 22
  • 23. Level 1, Trade Centre, Bandra Kurla Complex, Bandra (E), Mumbai - 51 23