3. What are Debit Cards? 02 Introduction about debit cards. Debit Cards A debit card is much different than a credit card. You do not have to apply for credit when you get one, which means that your credit history has no bearing on your acceptance. This is not a short-term loan like you get with a credit card since it is linked directly to your bank account and is treated the same way as cash. If you do not have the money in the bank, then you cannot make your purchase.
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5. Any purchase that you make on your card is covered and protected by VISA’s Zero Liability policy
6. It’s a lot more convenient, easier and safer than carrying cash or using your EFTPOS card.
9. Best Debit Card 05 What is the best debit card? ANZ Access Advantage card This card is the most recommended as one of the best debit cards. It is a straightforward and simple account which you can use for your everyday purchases and savings. For a limited time you will get a free debit card that is linked to your account from Visa.