1. Eduardo Roberto V. Bondame
Desired
Position
Head Credit Management Department
Experience October 18, 2014- to present RURAL BANK OF NAGACARLAN a subsidiary of
Philippine Bank of Communication ( PBCOMM)
Head-Credit, Asset Recovery and Disposal Division = Senior Manager
1. Overall in charge Credit , Collection and Sale of ROPA of Rural Bank of
Nagcarlan Inc.
2. Reports directly to the President
3. To spear head the Preparation of Credit . Collection and Sale of ROPA
Policies and Procedures to align with the mother company PBCOmm.
4. Training and Supervision of six ( 6) account Field 6 in house/field Collection
Associate/ Officer for RBNI Non Performing Loan Portfolio.
5. Formulate collection plan/strategies to fast tract recoveries of the Bank
Properties.
6. Reports to ManComm and Excomm the Weekly status/progress of the
Division.
July 2, 2012 to October 15, 2014 LUZON DEVELOPMENT BANK
Head – Consumer Loans – Senior Manager
1. Overall in charge of Auto loan, Housing Loan, Salary loan products of LDB
and Reports directly to the Business Development Head -
2. Preparation of Product and Policy Manual for Consumer loans.
3. Supervision of 6 account Officer for auto loans.
4. Formulate marketing plan/strategies to increase loan bookings.
5. Reports to ManComm the Weekly status of Consumer loans business.
December 1, 2010 to January 01, 2012 METROBANK
Special Accounts Officer/(OIC) Metrohome Collection Dept./CSAD
–SAM
1, Reports directly to the CSAD -Division head, initiates appropriate recovery
effort by way of payment arrangement, dacion en pago, loan restructuring of
Metrohome –Head Office accounts..
2. Coordinates with Legal Department accounts for legal foreclosure
proceedings.
3. Prepares quarterly Impairment and ACA reports
4. Supervise and train Special Accounts Coordinator.
June 2007 to November 2010, Security Bank Corporation
Collection Officer/OIC Collection Dept/CLD-SAM
1. Reports directly to the CLD-Division head, ensure prompt collection
of CLD Auto loans, Housing loans and CTS Accounts.
2.Coordinates with Legal Department accounts for legal action/litigation
3. Supervise and monitor collection associates.
No.17a Athens St/ Ciudad
Grande Exec/ Vill. Rosario,
Pasig City. Phillipines
Tel. No 9856846/09056606673
Mobile No. 0919-2425876

2. 4. Conducts floor-stock audit on various car dealerships
2005 to June 2007,iBank –CBC –Auto Sector (now Union Bank)
Account Officer –CBC Auto Loans – Relationship Manager
" Generate auto loan bookings in Pasig /Libis area, with an average booking of 12
million per month (brand new/2nd
hand vehicle)while maintaining an average
spread of 4% and a Past Due Ratio of less than 3%
2004 to 2005 , International Exchange Bank –CBC –Auto Sector
TCredit Admin Group-Team Head-Administrative Assistant
“ Reports directly to CBC-Center head and sphere headed seven (7) Marketing
Assistants; whose primary function is to prepare of Credit Recommendation Approval
Memorandum act as control unit that ensures compliance with the bank set credit
policies and documentation requirements for Auto loans”.
2002 to 2003, International Exchange Bank –CBC –Auto Sector
Account Officer –CBC Auto Loans – Dealer Coordinator
“ To increase auto loan bookings in Libis area by 30% or From 120 million to 170 million
per year while maintaining an average spread of 3% and a Past due ratio of less than
5%” .
1997–2002, International Exchange Bank –CBC –Mortgage Sector
Collection In-charge - CBC-Mortgage Sector
“ To lead two (2) collection associate and ensure prompt collection of Real Estate
amortization while maintaining a delinquency ratio of less than 5%, this includes
Insurance monitoring, loan restructuring and other related functions”.
1996–1997, International Exchange Bank –Collection Department
Collection and Repossession Assistant
“ To follow –up collections of Auto loan clients thru, phone call, written follow-up and
personal visitation. This includes establishment of where-about (skip-tracing) of
mortgage vehicles, assist Legal Management Sector in foreclosure proceedings and
accompany sheriff in execution of writ of seizure”
1995–1996, Bank of South East Asia - Credit & Collection Department
Field Collection Counselor
“ To follow –up collection of amortization auto loan clients thru personal visitation. To
establish where-about of mortgage vehicles (skip tracing) and , To cause extra judicial
function(voluntary surrender)”.
1994–1995, Insular Savings Bank - Credit & Collection Department
Credit Investigator
“ To conduct residence checking, business verification, bank checking, trade checking,
Purchase Order verification thru open or discreet investigation of clients to whom the
bank has dealings”.
Education 1989-1992 Polytechnic University of the Phil. Sta Mesa Manila
Bachelor in Accountancy.
1987-1989 Junior Electronic Technician ( 2 year ECE course)

3. Career Accomplishment
• Awarded as 2nd
Runner Up in iBank Loan Officer of the year 2003
Seminars Attended
• Sponsored by International Exchange Bank:
1. Creative Selling Seminar
2. Exceeding Customer Satisfaction thru Service Deliver (EXCEED)
3. Effective Business Writing Seminar
4. Over the Counter Fraud and Forgery Detection Seminar
5. Basic Banking Seminar
6. Service Mileage and Telephone Courtesy Seminar
• Sponsored by Trade & Industry Management Institute
Effective Credit Management & Collection Technique
• Sponsored by Bank of Southeast Asia
Effective Collection Seminar
• Sponsored by Association of Credit Investigator and appraisers of the Phil.
Credit Investigation Seminar
Personal Data
• Happily married to Maria Lourdes Bondame , a registered nurse and blessed with
three daughters aged 16,13,and 9. A Roman Catholic.
• Personality is best described as passionate, focused, goal-oriented and
a team player
Other Skills:
• Computer Literate knowledgeable in MS word, Excel and other Windows
Applications
• Basic Electronics Troubleshooting
References
Available upon request