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Java Card Technology: The Foundations of NFC

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Java Card in Banking and NFC
Java Card in Banking and NFC
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Java Card Technology: The Foundations of NFC

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A short presentation about how Java Card technology is underlying most NFC deployments, whether they are based on SIM cards or Secure Elements, and that the interoperability guarantees provided by Java Card are essential to these deployments, in particular in the Mobile Payment area, where security certifications are essential.

A short presentation about how Java Card technology is underlying most NFC deployments, whether they are based on SIM cards or Secure Elements, and that the interoperability guarantees provided by Java Card are essential to these deployments, in particular in the Mobile Payment area, where security certifications are essential.

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Java Card Technology: The Foundations of NFC

  1. 1. Java Card 3 Technology: The Foundations of NFC
  2. 2. Introduction Presentation agenda ● Introduction to the Java Card Forum ● The Java Card 3 platform ● Java Card 3 Technology in the NFC ecosystem ● Conclusion Secure element interoperability is key to the quality of services Source: Observatoire du NFC et du sans-contact
  3. 3. Java Card Forum at a glance o Mission: Develop and promote Java as the preferred programming language for multiple-application smart cards • 1999: Java Card 2.1 Interoperable File Format • 2006: Java Card 2.2.2 ETSI • 2008: Java Card 3.0 first spec • 2011: First deployments of Java Card 3.01 classic • 2013: Java Card 3 is in its maturity phase SmartCard Vendors Silicon Industry+ + Oracle
  4. 4. Java Card Market Footprint is expanding ● over 2.1B Java cards shipped in 2012 ● 100% of all known NFC Card Emulation chips run Java Card. ● Huge growth in Java Card contactless payment cards hitting in 2013 ● forecast is that Java Card payment cards will increase at a minimum of 50% over current 2012 volumes.
  5. 5. Java Card Market Footprint Embedded SE Shipments 100% Java Card 10,000,000,000 and still growing
  6. 6. The initial rationale for Java Cards Overcoming the drawbacks of proprietary systems: ● Proliferation of non-compatible operating systems and applications ● Higher costs to launch, change or upgrade applications ● Need for specialized skills to develop applications ● More difficult to handle multi-sourcing ● Extended time to market due to integration issues AppletApplet Java Card API Java Card Run Time Environment Java Virtual Machine OS and Hardware Applet
  7. 7. Java Card in NFC • Java Card available on all form factors • Industry-wide binary compatibility Foundation for interoperability • Starting from Java Card APIs • Adding GlobalPlatform APIs (incl. Amdt C) • Adding vertical APIs (ETSI, 3GPP, Mifare, …) Full range of APIs • A complete testing offer available • Development and consulting offer • Security labs and certification authorities Complete ecosystem
  8. 8. Java Card Certification ● Developed special tool for Java Card ● “Java Card Test Vehicle” to evaluate ITSEFs ● Focusing uniquely on Java Card security 2011 2012 2013 Total 34 28 2 Java Card 30 14 2 JC Platforms 6 6 1 Certified Smart Card Products
  9. 9. Java Card Security Interoperability Java Card Platform Sensitive Applet Basic Applet Certification by composition ● Limited security portability ● Depends on platform guidelines One-time certification ● Based on platform properties ● Based on common guidelines Java Card platform ongoing work ● Better security properties of APIs ● Promotion of basic guidelines
  10. 10. Java Card targets ● Any contactless card - From a specific app ● Making any card a tag - Add a NDEF app - Use as trigger - Include security SE Access API ● Mandatory for wallets ● Made available in some contexts ● Useful for all NFC apps - Card emulation - NFC reading The Other Sides of Java Card in NFC
  11. 11. Conclusion ● The Java Card 3 Platform comes with integrated support of NFC and enhancements in applications support • Java Card is present in 100% of NFC platforms, in all form factors ● NFC applications require: • A stable and secure platform • Interoperability across many platforms • Certified platforms and application • Remote manageability ● Java Card 3 is the platform of choice to make NFC grow • Be ambitious with Java Card • Think about Java Card outside of the box • Let us know about any bottleneck you encounter
  12. 12. Eric Vétillard Java Card Product Manager JCF Representative Oracle Thank you !

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