6. MSME ’S Contribution to Economy As of 2006 No of Establishments ( in %) Jobs Generated (in % ) 92.0 7.3 0.4 0.3 33.5 25.7 7.6 33.3 MICRO SMALL MEDIUM LARGE Since 2006, 99.7% of total registered establishments are MSMEs Total 783,000 4,984,883
7.
8.
9.
10. BUSINESS ASSISTANCE CENTERS DEPARTMENT OF SCIENCE AND TECHNOLOGY TECHNICAL EDUC. & SKILLS DEVT AUTHORITY DEPARTMENT OF TRADE & INDUSTRY OTHER AGENCIES BAC – a one stop shop that provides research and extension services to MSMEs. It aims to provide seamless access to market, credit & technical
11.
12.
13.
14.
15.
16. Maximum Loan Amount Private entity DBP 90% Equity participation 10% Salient Features
30. For CSF-Member Cooperatives This credit facility was designed to meet the demands of Cooperative-MSME Members for smaller amount of loans at the shortest time possible. The participating cooperatives will become the conduit of funds to facilitate the process. The Credit Facility
31. Release the loan by batch Credit Facility for CSF Member Coops DBP Cooperative Coop Member CSF Oversight Committee DBP Pre-approves Credit Lines for coop Notify Notify Applies for loan Evaluates the loans Applies for Surety Cover Evaluates the Request for Surety Cover Notifies Approval subject to issuance of Letter of Suretyship Submit loan requirements Release loan to Coop members
32. Credit For Non-CSF Provide financial assistance to MSMEs who are not yet CSF members and capable of supplying all necessary requirements to avail of a loan MSME DBP Submit application for loan Approve and release loan Evaluates loan application based on Bank ’s regular policies
33. DBP ’s Role & Participation in the Credit Surety Fund Program of BSP L G U I G L F COOP D B P Other Institutions THE SURETY FUND MOA OVERSIGHT COMMITTEE
45. THE END Click to GO BACK TO PROGRAM DEVT UNITS Click to GO BACK TO MAIN MENU Click to REPEAT PRESENTATION
46.
47. The DBP Forest is NOT a loan project . It is an assistance/partn e rship project . Program Basics
48.
49. Philippine Medium Term Philippine Development Plan (2004-2010) Common Goal : reduce poverty through job creation and enterprise Ensure the physical sustainability of the economic growth with job creation, through identification of measures to restore the environment , including the reforestation of 1 million hectares in 140 priority watersheds, the extensive replanting of mangroves, and the maintenance of fish sanctuaries in coastal and fishing communities. Background Link to National Goals
50.
51.
52.
53. Upland Forest The forest area in the Philippines has fallen from 21 million hectares in 1900 to less than 6 million in 1996 (DENR 2002). The rate of destruction has been faster in Southeast Asia than elsewhere. Soil erosion is now the most serious environmental problem in the Philippines Sector Overview Philippine Forest
54. Mangrove Forest In 1920, mangrove forest area is estimated at 450,000 hectares. It has shrunk to 150,000 hectares mainly due to conversion to fishponds Rate of depletion is about 3,700 has/yr Sector Overview Philippine Forest
56. institutions and agencies that are involved in forestland development State Universities and Colleges (SUCs) People ’s Organizations (POs) that have been awarded Community-Based Forest Management Agreement (CBFM) by DENR Local Government Units (LGUs) Other Government Agencies which have large forest areas under their management Salient Features Eligible Forest Partners
57.
58.
59.
60. NO CUTTING of trees to plant trees Partner has mechanisms for sustainable management of the project On-site residents to participate in the project Sector Overview Basic Principles
61.
62.
63. Classification/Type Desirable Size 1. Revenue Generating Fruit Tree Forest 50-200 ha Nipa Plantation 10-100 ha Other economically useful species 50-100 ha 2 . Non-Revenue Generating Mangrove Forest (except nipa) 10-100 ha Forest Trees not for cutting 50-100 ha Salient Features Classification and Size of Project Site
64. BPI-accredited commercial nurseries nationwide State Universities and Colleges DA-Bureau of Plant Industry DENR-Ecosystems Research and Development Bureau * Suppliers should be accredited by DBP Salient Features Source of Planting Stocks
65. Except for fruit tree species that are normally not asexually propagated (e.g. mangosteen), the project will avoid planting stocks from seeds . Planting scheme (e.g. spacing) will follow prescribed or commonly adopted standards for each crop. Mix planting may be considered to ensure year-round revenue. Interplanting of other economic crops will be encouraged . Program Modalities Planting Scheme
66. Based on net yield 70% for the Partner 30% for DBP For Revenue-Generating Projects Salient Features Revenue Sharing 30% 70% DBP PARTNER
67. Letter of Intent and Application Form Development Plan/Planting and Maintenance Plan Monitoring Plan Baseline data/Rapid appraisal Basic Documentary Requirements
68. Development Advocacy and Special Projects Unit Program Development 3 rd Floor DBP Head Office Se. Gil Puyat Ave. cor Makati Ave., Makati City Tel Nos.: 8128088/8189511 loc. 2331/2327 Fax No.: 812-8088 E-mail: acmaghirang@devbankphil.com.ph [email_address] [email_address] Contact Information
69. THE END Click to GO BACK TO PROGRAM DEVT UNITS Click to GO BACK TO MAIN MENU Click to REPEAT PRESENTATION Click to GO BACK TO DEVT ADVOCACY MENU
70.
71.
72. The Kyoto Protocol requires that countries limit or reduce their greenhouse gas emissions. The CDM is a flexibility mechanism that helps countries meet their emission targets and encourages the private sector and developing countries to contribute to emission reduction efforts. Background The Kyoto Protocol
73. Background Clean Development Mechanism An arrangement under the Kyoto Protocol that allows emission-reduction (or emission removal) projects in developing countries to earn certified emission reduction (CER) credits, each equivalent to one tonne of CO2. These CERs can be traded and sold, and used by industrialized countries with a greenhouse gas commitment (Annex 1 countries) to a meet a part of their emission reduction targets under the Kyoto Protocol.
75. Background The CDM Project Cycle Step 1. Project Design Step 2. Validation and Registration Step 3. Monitoring Step 4. Verification and Certification Step 5. Issuance of Credits
76. “ strengthen, integrate, consolidate and institutionalize government initiatives to achieve coordination in the implementation of plans and programs to address climate change in the context of sustainable development” CDM in the Philippines Republic Act No. 9279: Climate Change Act of 2009
77. Link to National Goals Energy development objectives Focus on the development of indigenous energy resources , such as renewable energy CDM in the Philippines
78. Being an archipelago with abundant agricultural and renewable resources and access to local and global technology , the Philippines has tremendous prospects and opportunities for hosting CDM projects. The Philippines has vast untapped indigenous resources that can be harnessed as renewable sources of energy. Among these, wind, hydro, and biomass are viewed as having the most potential for developing into CDM projects. CDM in the Philippines
79. Types of Project Activities based on applications received by the DENR, the Philippine Designated National Authority (DNA) 80% small scale 241 – 79,000 CERs/yr Mostly methane recovery & electricity generation projects Methane avoidance from biomass decay via composting Bagasse (from an ethanol distillery) - biogas (wastewater treatment) cogeneration Biomass Mini-hydropower Watershed rehabilitation Tricycle retrofitting CDM in the Philippines
80. Types of Project Activities based on applications received by the DENR, the Philippine Designated National Authority (DNA) 20% regular scale 53,000 – 582,000 CERs/yr Renewable energy (Wind, Geothermal, Hydropower) Wastewater from an ethanol plant Waste heat recovery at a sinter plant Landfill gas recovery & power generation Rice-husk biomass use at cement plants and a sugar mill Organic waste composting Blended cement CDM in the Philippines
81.
82.
83. DBP as CDM Intermediary DBP ’s Business Model DBP CER Buyer Project Y CDM Act.Y Project Z CDM Act.Z Market Project X CDM Act.X CERs Loan / Monetization Agreement Share of CER / payment ERPA Sale of CERs $$$ Trading Brokerage CERs Bundled projects Escrow/ Trustee $$$ Loan payment CERs/$ Interest
84. DBP Credit Application CDM Registration Process Documentary Requirements Loan Credit Initiation Credit Evaluation/ CA Preparation Disbursement Credit Proposal and Approval CDM Project Initiation CDM Project Dev ’t Installation of CDM Equipment Project Operation CDM Registration Activity 1. Letter of Intent 4. Project Idea Note (PIN) Install and test CDM monitoring equipment 1. Project Monitoring 2. Request for Issuance of CERs 3. Request for Verification 4. Monetization of CERs 5. Application of CER proceeds to Loan repayments Project Design Document Sustainable Development Benefits Description 1. Host Country Approval by DENR/TEC-DNA 2. Validation by Designated Operational Entity (DOE) 3. Registration with the CDM Executive Board 2. Board/ Company Resolution 3. CDM Registration Agreement between DBP & Project Owner Credit Administration CDM Process vis-à-vis Credit Process
85.
86.
87.
88.
89.
90. Climate Change/CDM Team Program Development Development Bank of the Philippines Sen. Gil Puyat Ave. cor. Makati Ave., Makati City Tel nos: (+632) 8189511 loc. 2357 (+632) 8934912 Email: [email_address] [email_address] [email_address] Contact Information
91. THE END Click to GO BACK TO PROGRAM DEVT UNITS Click to GO BACK TO MAIN MENU Click to REPEAT PRESENTATION Click to GO BACK TO ENVIRONMENT MENU
Thrusts: Infrastructure & Logistics Environment Social Services and Community Development mSMEs
*attesting to the fact that the person offering subject property has actually occupied said property and has been in peaceful and uninterrupted possession thereof for continuous period of time.
*provided that expiry date of the instrument shall not go beyond the term/tenor of the loan