This document provides information and resources for managing stress and mental health issues during a credit crisis or time of financial hardship. It lists common signs and symptoms of stress and suggests stress relief activities like relaxation techniques, social support, and accessing help resources. Contact information is provided for free or low-cost counseling options and online articles about stress management.

1. c r i s i s credit

2. Do you see the signs ? Health Mentally & Emotionally Wellbeing Physically Felt the effects ?

3. Lost concentration … Pacing and biting nails… Nervous ? The Symptoms Cognitive Emotional Behavioral Physical … or procrastinating and neglecting responsibilities ? … or feeling moody and depressed ? Headache again…

4. indecisiveness trouble thinking clearly poor judgment memory problems constant worrying fearful anticipation seeing only the negative In this state of mind… Could anyone possibly make the right decisions to get out of Debts ?

5. That’s not all! You may… loss appetite or eat more

6. You may… sleep too much or find no peace to sleep

7. Don’t wait till you need alcohol cigarettes or drugs to relax. The bills… Keep mounting!

8. Feeling tense and “on edge”? Who can you… call? consult? write to?

9. Don’t cross that threshold! It can make you… restless short tempered impatient … lose your objectivity .

10. I need help but I can’t afford one now…

11. Sweat Out the Tension

14. Try… progressive muscle relaxation guided imagery deep breathing self-massage meditation tai chi yoga

15. Learn Free Off the web Found: Help Guide Organization Ask around your neighbourhood… societies, associations, temples… Found: Metta Meditation by Dr. Ong 8:30pm to 9:30 pm Sungai Long Buddhist Society 7-2, Jalan SL 1/3, Bandar Sungai Long 43000 Selangor Search the web “yoga learn free” Found: The Yoga Channel Hello… I am facing a credit crisis right now!

16. The Library calm and quiet place for answers I CAN HANG AROUND make connections only if I want to Near You

17. Enjoy it? Do it. Every Day recharge your batteries

18. Laughing helps your body fight stress. Keep Your Sense of Humor

19. Connect … … with others . enhance your life Talk Share

20. positive and supportive people Find

21. Take a long bath. Walk Enjoy nature. Play with pet. Read or write. Set Aside Relaxation Time

22. take a break

24. Start a Stress Journal record regular stressors Strategies working? note responses it helps clarify things establish a plan for moving forward

25. Need more information? Where can you go?

26. Created in 1999 by the Rotary Club of Santa Monica Empower You and Your Loved Ones Understand, Prevent, Resolve Health Challenges

27. Where do you stand?