Have your clients found a home they like, but are hesitant to buy? Are they concerned about buyer’s fees or unexpected renovation costs? Help their dream come true worry-free – tell them about the city’s financial assistance programs for homeowners! Reimbursement of the real estate transfer tax, a lump sum upon purchase to cover their first expenses, financial assistance for renovation or stabilization of foundations – there are so many ways you can help and reassure your clients.

1. A boost for your clients,
a head start for you.
The Ville de Montréal housing programs:
There’s great value in knowing about them.

2. Everyday, you meet potential clients looking
to buy a home.
How can you stand out and seal the deal?
The Ville de Montréal housing financial assistance
programs can be powerful allies.

3. The Home Ownership Program
A helping hand to get them going…
Depending on their situation, first-time buyers and families
who already own a property can take advantage of:
• A refund of the real estate transfer tax (a.k.a. “the welcome tax”). For a
triplex, this refund can be as high as $5850.
• For first-time buyers who purchase a new property, a lump-sum payment
of up to $6250 to help cover start-up expenses (notary, moving
expenses, decorating, furniture, etc.)
• In some cases, a real estate transfer tax refund AND a lump sum.

4. And that’s not all:
• Families who purchase an existing property with the help of this program can
take advantage of easier eligibility to the city’s renovation financial
assistance programs anywhere within city limits.
• Households with children are eligible to receive 6 months of free public
transit on purchase of a one-year OPUS full-fare pass… a value of close to
$500.
Suddenly, start-up expenses seem more bearable…

5. A little help to upgrade a tired home…
There’s nothing like a leaky roof or an outdated kitchen to
turn off potential buyers.
The Ville de Montréal has 2 residential renovation
programs to help your clients carry out their projects, and
help you overcome any hesitation they may have.
That’s an excellent way to help them grow their asset!
Residential renovation programs

6. The financial assistance can be as high as
$500,000 for a multi-tenant building.
Enough to make anybody eager to
renovate from top to bottom…
1. Major Residential Renovation

7. This program provides financial assistance mainly to
upgrade all building components in need of repair in
compliance with applicable codes and by-laws:
Foundations
Structure
Electricity
Plumbing
Cladding
Doors and windows
1. Major Residential Renovation

8. Other types of work can also be included, for instance:
 Changing the number of dwellings
 Designing a more functional layout
 Updating kitchens and bathrooms
 Improving heat or sound insulation
1. Major Residential Renovation

9. 2. Renovation à la carte
The financial assistance can be as high as
$150,000 for a multi-tenant building.
A golden opportunity to protect
the value of a real estate asset.

10. This program provides financial assistance to renovate,
restore or replace some interior or exterior components
of a residential building:
 Doors and windows
 Balconies, staircases and railings
 Roof
 Landscaping of the backyard
 Cladding and crown
 Kitchen and bathroom
 Electrical panel
 Heating system
 Basement
2. Renovation à la carte

11. This program provides financial assistance to owner-
occupants to consolidate foundations affected by
subsidence.
 The financial assistance can be as high as $19,500.
 It is available anywhere with city limits.
Stabilization of Residential Building
Foundations Program

12. NOTES:
It is possible to combine certain programs, such as the Home Ownership
program and the renovation programs.
Programs end when the funds earmarked for them are exhausted.
Some programs are only available in designated areas.

13. The Ville de Montréal housing programs:
There’s great value in knowing about them.
When buying a home,
financial assistance
can make all the difference.

14. The Ville de Montréal housing programs:
There’s great value in knowing about them.
Information: ville.montreal.qc.ca/housing/financial_assistance_programs