Indian Money Reviews Bangalore, the main benefit of having a health insurance is that you get required coverage for expenditure on hospitalization. Such expenditure would include nursing cost, room rent, operation theatre charges, and similar other expenditure.

1. Indian Money Review Bangalore - Benefits of Taking a Health Insurance
What are the benefits of taking a health insurance and how to put complaints in case you are
not happy with your insurance provider? Let us look into these aspects in the following sections.
What are the benefits of health insurance?
Let us look at the benefits of health insurance in this​ ​Indian Money review​.
Healthcare is expensive. Technological advances, new procedures and more effective
medicines have driven up the cost of healthcare. This increase has to be borne by the
consumer, making treatment unaffordable for too many. Health Insurance overcomes these
obstacles so that you remain free of anxiety regarding your health. Think for a moment about
the enormous medical costs you would incur if you suffered a major accident tomorrow or were
suddenly stricken by an illness. Uninsured people live with such risks every day. Health
insurance seeks to shield you from that risk. It provides the much needed financial relief. You
also get tax benefit under section 80D of the Income Tax Act.
Expenditure on Hospitalization
As per​ ​Indian Money Bangalore​, the main benefit of having a health insurance is that you get
required coverage for expenditure on hospitalization. Such expenditure would include nursing
cost, room rent, operation theatre charges, and similar other expenditure.
Tax Benefits
According to​ ​IndianMoney.com​, the other benefit of having health insurance is that you are
able to get tax benefit (as per section 80D). This way you are able to get coverage for your
health problems as well as avail tax benefits.
There is a tax benefit available under Section 80D of the income tax act 1961. Every tax payer
can avail an annual deduction of Rs. 15,000 from taxable income for payment of health
Insurance premium for self and dependants. For senior citizens, this deduction is up to Rs.
20,000. To Know the extent of your tax benefit, call us on 080 67974000.
Cashless Medical Treatment
When there is a medical emergency and you do not get the time or scope to withdraw cash for
hospitalization, this cashless option comes as a blessing. Cashless option means that you just

2. have to show your cashless card at the hospital and your treatment will occur with you having to
pay any cash.
However, you will have to keep note of the fact that no all medical centers provide this facility
and you will be able to go cashless only in select few medical centers with which the insurance
company has a tie-up.
How to put complaints in case you are not happy with your insurance provider?
As per​ ​Indian Money Bangalore review​ if you are not happy with the service you received then
you can do the following:
1.​ ​Contact the Grievance Redressal Officer of insurance company.
2.​ ​Provide the complaints you have in writing.
3.​ ​Get acknowledgement (written) from the insurance company.
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