1. BMF Group LLP
10 Floor, “Alatau” Business Center
Abai Ave., 151/115
Almaty, 050009
Republic of Kazakhstan
bmf@bmflegal.com
www.bmflegal.com
This presentation is for informational purposes only and is not legal advice or consulting. Presenting this information does not create, and
receipt does not constitute, a legal relationship. This presentation should not be used as a substitute for professional legal services or advice.

2. Kazakhstan
Population – 17,522,010 (60th country in the world)
Area – 2 724 900 square kilometers (9th biggest country in the world)
https://www.cia.gov/library/publications/the-world-factbook

3. Tourist
Travel
agent
Departure
tour
operator
Arrival
tour
operator
Hotel,
guide,
transport
services
Tourism in Kazakhstan

4. Tour Operator
 Create tourist product
 Promote its own tourist product or foreign tourist
product
 Sale of tourist product to travel agents or tourist
Main requirements
• License
• Mandatory Insurance
• Only direct sale of foreign tourist products to tourist

5. Travel agent
 Promote tourist product created by Kazakhstan’s tour operator
 Sale of Kazakhstan tourist product to tourist
Main requirements
• Mandatory Insurance
• Sale of tourist products created by Kazakhstan’s tour
operator to tourist

6. Mandatory Insurance
 Civil liability of tour operator and travel agent to reimburse
damage caused to tourist
 Mandatory insure this liability
 Rendering services without insurance is prohibited
Insuring
party (tour
operator or
travel agent)
Insurance
company
beneficiary

7. Mandatory Insurance
 Insured amount – amount of money for which the object is insured and which is
the maximum limit of liability of insurance company upon insurable event.
 Tour operator – not less than 4000 MCI ($46 000) and not more than 5000
($57 000) MCI
 Travel agent - not less than 2000 MCI ($23 000) and not more than 5000
($57 000) MCI
 Insurance premium - amount of money to be paid by insuring party to insurance
company for insurance
 Tour operator – not less than 1% and not more than 2% of insured amount
 Travel agent - not less than 1.5% and not more than 2%
 Term on insurance contract – 12 months
 Insurable event – fact of occurrence of civil liability of insuring party to reimburse
damage caused to property or other interest of tourist during rendering of tourist
services
 Insurable event - decision of the court or recognition/acceptance by insuring party
of tourist claim and consent by insurance company

8. BMF GROUP LLP
Arlan Yerzhanov
Partner, Representative in USA
Mob .: +1 (347) 424-1522
E-mail: ayerzhanov@bmflegal.com