2. Safeguarding your
business relationships
The cornerstone of any business is the
relationships that it establishes and maintains.
For four decades, AGA has developed long-
lasting associations with a broad spectrum of
companies. We understand the hard work
that goes into forming these alliances and
retaining them. That is why we put a premium
on business practices that are open and
honest. We earn our clients’ trust by proving,
time and again, that we can get the job
done while protecting your highly valued
business-to-business relationships.
Sharing our core skills
We see ourselves as an extension of your credit
department. In other words, a reliable working
partner with specialized expertise in commercial
collections and accounts receivables manage-
ment. While you remain focused on building and
shaping your business, let our recovery team aid
you in sustaining a healthy balance sheet.
Achieving dependable
receivables resolutions
You can feel confident that whether AGA
receives a single collections account or is
entrusted with handling your company’s entire
accounts receivable portfolio, we approach each
assignment with diligence and dedication.
When you work with us, you’ll know that even
if your business isn’t always predictable, the
efforts and results of AGA’s team will be. By
turning past due receivables into cash, we
retrieve monies that can then be reinvested
toward your business growth.
Since 1972, A.G. Adjustments (AGA) has been committed to ensuring our
clients – from small businesses to Fortune 500 companies – the highest
possible rate of return on outstanding receivables. Our time-tested solutions
to both commercial collections and accounts receivable management help
maintain your company’s professional and public image while optimizing your
business’ critical cash flow cycle. With on-going evaluation and refinement
of our services, business practices and relationships, we stay at the top of our
game in order to continually meet and, yes, exceed your expectations.
With corporate offices in New York, satellite offices throughout the U.S., and
strategic alliances worldwide, AGA is well positioned as a resourceful global
partner in both commercial collection recovery and A/R management.
MISSION: To return the maximum net dollars to you, in the
shortest time possible, while maintaining your public image.
3. Conquering collection challenges
AGA is recognized worldwide for its industry
expertise, strength in the marketplace, and for
the broad range of services we provide. You will
have a skilled, outcome-focused ally standing in
your corner. After compiling a detailed debtor
profile, we work with your customers toward a
timely positive resolution. AGA’s collection
efforts are efficient, yet centered on preserving
sound, ongoing relationships for your business.
By communicating to your customers in a
professional and ethical manner we help
re-establish solid business-to-business relations
that keep your business moving forward.
Harnessing business-
critical information
We realize that our clients have enough strain
on their time without being inundated with
countless reports, analyses and summaries. As
we see it, our job is to provide you with the
customized updates you need, specifically when
you need them. You let us know exactly what
information you wish to see, in what format,
and with what frequency and we do the rest.
You’ll always have access to timely reports and
archival data through your customized client
portal and we’ll adapt our reporting so that it
remains user friendly and pertinent. Moreover,
you can rest assured that personal service and
ease of communication continue to stand at the
forefront of our business.
FEE SCHEDULE
Basic Commissions
25% on the first $3,000
20% on the excess
50% on claims over 1 year old or
second placements
Large claims negotiable on
individual basis
Minimum Commissions
0 - $300 ..... 50%
$301 - $600 ..... $150
Return of Merchandise
50% of published fee
International Claims
33 1/3%
Legal fees will vary depending upon
the country. Attorneys may require
retainers or handling fees that will be
applied to their customary fees.
Consumer Placement
50%
Forwarding Fee
When necessary, claims will be
forwarded to attorneys for collection.
A 25% fee will be charged on
monies recovered.
Litigation
When suit is recommended, client’s
authorization will be required.
Should suit be authorized, creditor
will be responsible for court costs
and attorney fees.
AGA may retain compensation for its costs
and expenses and all lawful sums collected
over and above the principal amount of the
claim.
www.agaltd.com
“No Collection -
No Fee”
AGA SERVICES
Collection Services
O Accounts Receivable
Management Outsourcing
O Commercial Collections:
Domestic and International
O Credit and Collection Consulting
O Debt Management
Asset Searches
O Bank Searches
O Bankruptcy Filings
O Judgment Liens
O Skip (address) Tracing:
Domestic and International
O Tax Liens
O UCC Filings
Seminars
O Accounts Receivable Management
O Cash Flow Management
O Collection Techniques
Letter Writing Services
O Commercial and Consumer
O Customized Industry-Specific Letters
4. 740 Walt Whitman RoadMelville, NY 11747-9090
CERTIFIED MEMBER, COMMERCIAL COLLECTION AGENCY ASSOCIATION
Adherence to a rigorous code of ethics
Reputable collection procedures that maintain good will with customers
Maximum dollar recovery
All accounts bonded and insured
Maintenance of separate Trust Accounts for collected funds
Prompt remittance of funds to creditors
THE AGA TEAM
The longevity found within the AGA team speaks volumes
about its strength, cohesiveness, commitment and pride.
While we have grown exponentially over the past four
decades, AGA has continually built a matrix in which
personal and professional aspirations are able to thrive and
progressive ideas flourish. What’s the benefit to you? The
advantage is that you profit from an optimistic, results-
driven atmosphere that achieves positive outcomes using
the most up-to-date methods together with a system of
proven best practices.
Heading the AGA team are Marc Gerstel, president, and
Robert Gerstel, chief executive officer. Together, they
represent a passionate second generation of industry
experts who continue to operate and grow the business
with an eye toward the future. While infusing the AGA
team with their dedication to serving the best interests of
their clients, both officers remain fully involved and
actively engaged in all facets of the organization.
Contact AG Adjustments: Email: salesCMA@agaltd.com - Phone: 888-496-1600