This document describes an investment opportunity involving purchasing a 4-plex unit at The Enclave at Copper Creek, a new residential development in Stillwater, Oklahoma. Each unit consists of four 1-bedroom apartments that are professionally managed. The document provides financial details such as estimated purchase prices, rental income projections over 5 years, expense projections, and projected returns. It suggests the property may be a good investment for parents of college students at Oklahoma State University located nearby.

1. The EnclaveThe Enclave
at Copper Creekat Copper Creek
Presented byPresented by
Real Estate, LLCReal Estate, LLC

2. Stillwater’s Newest Real EstateStillwater’s Newest Real Estate
Investment OpportunityInvestment Opportunity
Each Enclave unit consists of four (4) one bedroom, high amenity,Each Enclave unit consists of four (4) one bedroom, high amenity,
750 square foot apartments.750 square foot apartments.
Each Enclave unit consists of two (2) stories with two (2) apartments onEach Enclave unit consists of two (2) stories with two (2) apartments on
each leveleach level
Handicapped/ADA compliant apartments availableHandicapped/ADA compliant apartments available
Each Enclave unit is professionally managed and maintained by C-StarEach Enclave unit is professionally managed and maintained by C-Star
Property Management, Stillwater, OklahomaProperty Management, Stillwater, Oklahoma

3. TheThe Place toPlace to livelive in Stillwater!in Stillwater!
Located on 12Located on 12thth
Street Just West of WalnutStreet Just West of Walnut
One Mile To The OSU CampusOne Mile To The OSU Campus
Gated CommunityGated Community
Wooded AreaWooded Area
Seven Blocks To The Stillwater Medical CenterSeven Blocks To The Stillwater Medical Center
One Mile To Stillwater's Growing DowntownOne Mile To Stillwater's Growing Downtown
Optimized Floor PlanOptimized Floor Plan
Professional Property ManagementProfessional Property Management

4. Optimized One Bedroom FloorOptimized One Bedroom Floor
PlansPlans
Spacious Floor Plan (750 SF)Spacious Floor Plan (750 SF)
Wood FlooringWood Flooring
Granite Counter TopsGranite Counter Tops
Energy Star Appliances With MicrowaveEnergy Star Appliances With Microwave
Washer and Dryer Connections in Each UnitWasher and Dryer Connections in Each Unit
Ceiling FansCeiling Fans
Patio’s or Balconies With Each UnitPatio’s or Balconies With Each Unit

5. Financing Package AvailableFinancing Package Available
Financing Package Available Through OklahomaFinancing Package Available Through Oklahoma
National BankNational Bank
30 Year Fixed Rate Mortgage30 Year Fixed Rate Mortgage
25% Down25% Down
5% Interest5% Interest

6. Do You Have a Student AttendingDo You Have a Student Attending
OSU?OSU?
The Enclave at Copper Creek Offers an Excellent HousingThe Enclave at Copper Creek Offers an Excellent Housing
Alternative for Parents of OSU Students.Alternative for Parents of OSU Students.
Purchase an Enclave 4-Plex, Your Student Lives in One ofPurchase an Enclave 4-Plex, Your Student Lives in One of
the Units, Lease the Other Threethe Units, Lease the Other Three
Using The Above Method Your Student's Housing CostsUsing The Above Method Your Student's Housing Costs
While at OSU Can be Drastically ReducedWhile at OSU Can be Drastically Reduced

7. The Enclave atThe Enclave at
Copper CreekCopper Creek
Financial ProspectusFinancial Prospectus
The information contained on this website and from anyThe information contained on this website and from any
communication related to this website is for informationalcommunication related to this website is for informational
purposes only. C-Star Real Estate makes no claims orpurposes only. C-Star Real Estate makes no claims or
guarantees regarding income, return on investment orguarantees regarding income, return on investment or
success of any financial venturesuccess of any financial venture

8. Investor FinancialInvestor Financial
ProspectusProspectus

9. Financial AssumptionsFinancial Assumptions
Purchase PricePurchase Price $280,000.00$280,000.00
Down Payment 25%Down Payment 25% $ 70,000.00$ 70,000.00 $ 70,000.00$ 70,000.00
Loan AmountLoan Amount $210,000.00$210,000.00
ESTIMATED CLOSING COSTESTIMATED CLOSING COST
Loan Fees 1%Loan Fees 1% $ 2,100.00$ 2,100.00
Appraisal FeesAppraisal Fees $ 500.00$ 500.00
TitleTitle $ 765.00$ 765.00
AbstractingAbstracting $ 200.00$ 200.00
SurveySurvey $ 200.00$ 200.00
Misc. Closing CostMisc. Closing Cost $ 250.00$ 250.00
ESTIMATED CLOSING COSTESTIMATED CLOSING COST $ 4,015.00$ 4,015.00 $ 4,015.00$ 4,015.00
TOTAL CASH INVESTMENTTOTAL CASH INVESTMENT $ 74,015.00$ 74,015.00
ASSUMPTIONS:ASSUMPTIONS:
3% Yearly Rent Increase3% Yearly Rent Increase
3% Yearly Expense Increase3% Yearly Expense Increase
3% Yearly Appreciation3% Yearly Appreciation
LOAN ASSUMPTIONSLOAN ASSUMPTIONS
5% Interest Rate5% Interest Rate
30 Year Amortization30 Year Amortization

10. ProformaProforma
Income
Monthly Year 1 Year 2 Year 3 Year 4 Year 5
Gross Rent potential* 2,600 31,200 32,136 33,100 34,093 35,115
Vacancy Rate (5%) ( 1,560) ( 1,606) ( 1,655) ( 1,704) ( 1,755)
Forfeited Deposits 300 400 500 600
Net Rental Income 29,640 30,830 31,845 32,888 33,960
Expenses
Management Fee (6%) 1,778 1,849 1,910 1,973 2,037
Taxes/Insurance 4,200 4,326 4,455 4,589 4,727
Utilities 480 494 509 524 540
Common Area Fee 150 1,800 1,854 1,909 1,966 2,205
Mktg/Adv 300 309 318 327 337
Maintenance 300 900 1,100 1,500 2,000
Total Expenses 8,858 9,733 10,203 10,881 11,668
Cash Flow 20,781 21,096 21,641 22,006 22,291
* All decimals dropped in this proforma* All decimals dropped in this proforma

11. ProformaProforma
Year 1 Year 2 Year 3 Year 4 Year 5
Loan Payment (5%, 30 Year
Interest 10,429 10,271 10,104 9,929 9,745
Principal 3,098 3,256 3,423 3,598 3,782
Total 13,527 13,577 13,527 13,527 13,527
Income After Debt 7,253 7,568 8,113 6,478 8,763
Cash on Cash Return (%) 9.80 10.23 10.96 11.46 11.64
Return including Principal 13.99 14.63 15.59 16.32 16.95
Reduction
Loan Balance 206,901 203,644 200,221 196,623 192,840
Property Value at 3% Appreciation 288,400 297,052 305,963 315,142 324,596
Estimated Equity 81,498 93,407 105,742 118,519 131,756

12. For Further Information RegardingFor Further Information Regarding
The Enclave At Copper CreekThe Enclave At Copper Creek
contactcontact
Larry BrownLarry Brown
C-Star Real EstateC-Star Real Estate
409 South Duck409 South Duck
Stillwater, OklahomaStillwater, Oklahoma
405-533-3800 (office)405-533-3800 (office)
405-564-3109 (cell)405-564-3109 (cell)