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Get to Know the
KERNS
Family
June
2021
Our Stories · Our Community · Our Publication
living
A Social Magazine Exclusively
For The Residents Of Tetherow
HIGH DESERT
High Desert Living • June 2021 June 2021 • High Desert Living
2 3
TheVandenbornGroup.com
650 SW Bond St | Suite 100 | Bend, OR 97702
Natalie Vandenborn
Nvandenborn@gmail.com
541.508.9581
TheVandenbornGroup.com
650 SW Bond St | Suite 100 | Bend, OR 97702
Natalie Vandenborn
Nvandenborn@gmail.com
541.508.9581
Your Next
Level Lifestyle.
We know that Bend offers everyone the next level lifestyle they are looking for.
The Vandenborn Group is here to help you purchase a new home or sell your current home.
It is time to begin living your best life! Our vast knowledge and experience allow us to assist
you in all situations. Whether you are a first-time homebuyer, moving up, downsizing or
purchasing an investment property we are here to help you. Our professionalism, integrity
and negotiation skills shine, showing that we are committed to you. Buying or selling a
home can be a stressful time and we recognize this. This is especially true in today's
market and with all of the added stressors COVID has created. Our dedication to
working for you helps create a seamless process and an enjoyable experience.
Let Us Be Your Trusted Advisor and Partner!
High Desert Living • June 2021 June 2021 • High Desert Living
4 5
There is a big difference between
A GOOD DETAILER AND A GREAT DETAILER
Come experience the difference!
541-598-6193
460 NE HEMLOCK AVE #F
REDMOND, OR
The Ultimate
Protection Package
5 YEAR INTERIOR AND EXTERIOR
CERAMIC COATING
Resident Business Owners
Are you a Tetherow Business Owner? Please reach out to
lindsay.resendez@n2pub.com to see how you can become a
sponsor of High Desert Living.
Lindsay Resendez
Tania Lee
Emily Alper
emslensphotography.com
OWNER | PUBLISHER
AD MANAGER
CONTRIBUTING
PHOTOGRAPHER
911
541-322-6300
800-222-1222
541-693-6911
541-693-6911
541-548-2144
541-382-2263
541-382-6660
541-388-5515
541-388-5435
541-389-7275
800-275-8777
541-797-7041
541-355-1000
541-355-4000
541-355-7800
541-355-1700
541-355-2500
541-382-7755
541-382-0699
541-383-5163
Emergency And Non-Emergency
Police/Fire/Ambulance
Fire and EMS
Poison Control
Bend Police non-emergency number
Fire-non-emergency number
Community and Utility
Central Electric Cooperative
Bend Garbage and Recycling
Cascade Disposal
Bend Utilities Department/Water/Sewer
Bend Parks and Rec-Park Services
Bend Parks and Rec-Facility and Rental Information
U.S. Post Office Bend, OR
Jessica Anderson -neighborhood State Farm agent
 
Schools
Bend La Pine District Office
Summit High School
Pacific Crest Middle School
High Lakes Elementary School
William E. Miller Elementary School
Seven Peaks School
Cascades Academy
The Montessori Center
IMPORTANT
PHONE NUMBERS
DISCLAIMER:The N2 Company d/b/a“N2 Publishing”is not affiliated with or contracted byTetherow Owners Association,
Inc. (the“Association”).This publication, including the content of articles and advertisements contained herein, is not
authorized or endorsed by the Association. Any articles included in this publication and/or opinions expressed therein do
not necessarily reflect the views ofThe N2 Company but remain solely those of the author(s).The paid advertisements
contained within High Desert Living magazine are not endorsed or recommended byThe N2 Company or the publisher.
Therefore, neitherThe N2 Company nor the publisher may be held liable or responsible for business practices of these
companies. NOTE:When community events take place, photographers may be present to take photos for that event and
they may be used in this publication.
We are on
Instagram
@highdesert_living 
Be sure to“like us”and follow us
so you are in the know regarding
upcoming events, announcements,
contests and more!
FOR ADVERTISING INFORMATION, CONTACT: 
Lindsay Resendez · lindsay.resendez@n2pub.com
Tetherow
www.n2pub.com
Turning Neighborhoods Into Communities
© 2021 Neighborhood Networks Publishing, Inc.
High Desert Living • June 2021 June 2021 • High Desert Living
6 7
BRINGING
WOOD
AND
STEEL
TO LIFE
Craftsmanship
and detail
like no other.
NATHAN'S CUSTOM WOOD AND STEEL, LLC
541-588-2817 • NathansCustomWoodworking.com
Sponsor
Neighborhood
I N D E X
This section has been created to give you easier access when searching for a trusted neighborhood vendor to use.
Take a minute to familiarize yourself with the businesses sponsoring the publication. These local businesses are
proud to partner with you and make this magazine possible. Please support these businesses and thank them for
supporting the publication!
ACUPUNCTURE/ HEALTH
Dr. Megan Carmichael
(541) 647-0569
acuwmegan.com
ARTIST / PAINTINGS
Cooper Art and Abode
Kristine Cooper
(509) 844-2641
cooperartandabode.com
AUTO SALON
Perfection Plus Auto Salon
(541) 598-6193
ceramiccoatmycaroregon.com
BLINDS
Budget Blinds
Bob Hughes
(541) 788-8444
budgetblinds.com
CLEANING: RESIDENTIAL
& COMMERCIAL
Muddy Paws Residential
Cleaning Services
Patrick Sherman
(541) 280-8736
muddypawscleaners.com
COWORKING & EVENT SPACE
The Haven CoWorking
(541) 323-9675
worklifehaven.com
CUSTOM GARAGE FLOORING
Superior Garage Floors
(541) 549-4040
superiorgaragefloors.com
CUSTOM HOME BUILDERS
Artisan Homes and Design
(541) 318-9987
artisanhomesanddesign.com
CUSTOM WOODWORKING & DESIGN
Nathan’s Custom Wood and Steel, LLC
Nathan Wismer
(541) 588-2817
bendcws.com
DENTISTRY
Mill Point Dental
Mike Longlet
(541) 388-0078
millpointdentalcenter.com
DESIGN AND REMODELING
Buffalo Ridge Builders
Aaron Ribble
(541) 977-1824
buffaloridgebuilders.com
FINANCIAL ADVISOR
Joe Mansfield CLU, ChFC
(541) 633-1927
wfadvisors.com/joseph.L.mansfield
FRAMING/CUSTOM
Eastlake Framing
(541) 389-3770
eastlakeframing.com
HOME INSPECTION
Bend Brothers Inspection Services
(541) 362-6379
bendbrothersinspections.com
HOME WATCH &
CONCIERGE SERVICES
4 Seasons Home Services
(541) 593-8037
4seasonshomeservices.net
INDOOR CYCLING
CycleBar
(541) 797-0490
cyclebar.com/location/bend
INSURANCE AGENCY
State Farm Insurance
Jessica Anderson
(541) 797-7041
sfagentanderson.com
LANDSCAPE/DESIGN
Desert Sun Landscapes
(541) 408-6309
bendlandscapes.com
LANDSCAPE
/IRRIGATION/HARDSCAPES
Native Habit Landscapes
(541) 420-8517
nativehabitbend.com
LUXURY REAL ESTATE
The Vandenborn Group
Natalie Vandenborn
(541) 508-9581
Thevandenborngroup.com
MORTGAGE LENDER
Directors Mortgage
Tonya Robertson
(541) 385-6112 x2314
Directorsmortgage.com/tonya-robertson
PAINTING SERVICE
Marc Riverman Painting, LLC
Marc Riverman
(541) 280-6073
PEDIATRIC DENTISTRY
Pediatric Dental Associates
(541) 312-2490
pediatricdentistco.com
PHOTOGRAPHER
Em’s Lens Photography
Emily Alper
(510) 418-2501
emslensphotography.com
PROFESSIONAL ORGANIZER
Tidy and Flourish
Melissa Jean
(541) 480-1681
tidyandflourish.com
REAL ESTATE
BrundageSmith Real Estate Team
Molly Brundage
(541) 280-9066
brundgagesmith.com
SOLAR ENERGY/INSTALLATION
National Solar
(800) 808-1955
nationalsolarusa.com
VETERINARIAN
Blue Sky Veterinary Clinic
(541) 383-3833
blueskyvet.com
WINDOW COVERING
Bend Window Works
Andy Brookman
(541) 383-2455
bendwindowworks.com
WINDOW TINTING
Custom Tint
(541) 419-9578
custom-tint.com
High Desert Living • June 2021 June 2021 • High Desert Living
8 9
publisher’s note
HELLO, SUMMER!
It’s June! Can you believe how fast this year is going?
It has been flying by for me and I’m sure a lot of you feel the same.
I’m always working two months ahead on High Desert Living and
as I’m sitting here writing this, it’s not exactly a warm day in April.
It’s fun to anticipate life two months ahead and looking forward to
summer officially beginning, makes me smile. Before moving up
to Bend, every day felt like the perfect summer day. I was blessed
to live in a beautiful beach town but definitely wouldn’t trade the
seasonality of Central Oregon after living here. Summer is always
the season to look forward to and, without a doubt, the first day
of summer is celebrated with a barbecue. It’s also my husband’s
birthday, so two reasons to celebrate for us.
Another reason to celebrate this month is for all the wonderful
fathers in Tetherow. Happy Father’s Day to you all!
As we celebrate the season, let us also give thanks to the amaz-
ing business partners who make this publication possible each
month. I would like to ask that if you are planning on purchasing
a product or service, that you seriously consider including these
businesses in your decision-making process. We are here to sup-
port one another and we appreciate that you Shop Local.
Wishing you all good health,
Lindsay Resendez
lindsay.resendez@n2pub.com
541-219-1670
Emily Alper
High Desert Living
Photographer
Ryan and Rachael Blakely
Tetherow Landscape
Tips Contributor
Megan Tormey
Owner of Dog Pack Collars
and Pet of the
Month Sponsor
Shannah Werner
Tetherow Resident
Dr. Megan Carmichael
Tetherow Healthful
Living Contributor
Tania Lee
Ad and Design Manager
High Desert Living
Staff & Resident Contributor Team
High Desert Living Would Like To Thank Our Entire Staff and Our Resident
Contributors For Their Valuable Contributions To The Magazine
Bowie
Tetherow Resident
Joseph Mansfield, CLU,
ChFC | Financial
Fitness Contributor
Marianne Cox
Highlands Resident
Stan Morgan
Tetherow Business Partner
The Kerns Family
Tetherow Residents
High Desert Living • June 2021 June 2021 • High Desert Living
10 11
4 Seasons Home Services
Professional Home Watch Services for Central Oregon
Leave your home in good hands
541.593.8037 • 4seasonshomeservices.net
Weekly home checks for absentee homeowners to ensure safety, security and peace-of-mind
Bonded & Insured
WE LOVE WHAT WE DO
and we love your pets too!
“I love that Patrick shows up with a cleaning crew
of 3 or 4 people. They can get thru my house in an hour.
They are always on time and can squeeze me in last
minute if necessary. They practice Covid mask wearing.
They bring their own supplies and use natural
cleaning products. They are always happy and asking
for feedback so they can improve their services.
I highly recommend them!!”
(541) 280-8736
muddypawscleaners@gmail.com
SPECIALIZING IN RESIDENTIAL HOUSEKEEPING
AND COMMERCIAL CLEANING SERVICES
taste of tetherow
by Shannah Werner | Tetherow Resident and Owner of BoXIT Fitness Studio
How do you take a comfort meal like
spaghetti and make it gluten-free,
plant-based, and absolutely deli-
cious?! This is one of our favorite
meals and is filling and chock full of
nutritious goodies!
First, saute’ zoodles (zucchini noo-
dles), onion, mushrooms, and garlic.
You can also add spaghetti squash?! 
Then, add in Beyond Beef crumbles
and lentils. This adds some protein
and fiber. 
After all of that is cooked, mix in
spaghetti sauce (the Simply Ragu is
pretty tasty!) and any seasonings you
like (oregano, basil, Italian season-
ing, etc.). 
Once everything is cooked and you
are ready to eat, serve in a bowl and
top with nutritional yeast for B12
and flavor!
Enjoy
“Spaghetti
Night”
High Desert Living • June 2021 June 2021 • High Desert Living
12 13
welcome to high desert living
WELCOME OUR NEW BUSINESS SPONSORS
Our Sponsors Help Us Bring You This Publication Each
And Every Month. Check Out Our New Partners!
Perfection Plus
Auto Salon
Started in 2010 by owner
Shane Mayfield, with the
mindset of combining out-
standing customer service
with quality professional
detailing, has expanded from a one-man operation to five full-time
employees. A 3,000 Square-Foot state-of-the-art facility featuring
the best products, tools, and equipment available in the industry
today. Shane personally trains each and every employee to safely
clean, rejuvenate and restore each vehicle to its maximum potential. 
Perfection Plus Auto Salon was awarded “Detail Shop of the Year”
in 2018 by the International Detailing Association. With a detailing
staff having a combined 30 years of automotive reconditioning and
rejuvenating experience, they take tremendous pride in their work,
customer service, and meeting client’s expectations. From auto and
mobile detailing, protective coatings, paint corrections, and window
tinting, they believe in old fashion customer service and treat their
customers like family and every vehicle like their very own. They
use the best products and tools available in the industry today. They
are constantly improving their techniques, knowledge, and skills
to bring your vehicle back to “like-new condition” using the safest,
most environmentally friendly ways possible.
“We guarantee that you will be 100% satisfied with all of our
work performed on your vehicle when it’s finished. We want our
work to speak for itself – when someone asks you “who detailed
your vehicle?” we want you to be proud to say Perfection Plus
Auto Salon!” For your next auto detailing visit:
ceramiccoatmycaroregon.com and contact: (541) 598-6193
or spmpdr@gmail.com.
Budget Blinds
Budget Blinds of Central Oregon is a family-owned business.
Owners Mike and Stacy Hughes of Bend, along with Bob and
Clara Hughes of Sisters, have proudly served over 13,240
customers since 2009. “Our only focus is providing top-quality
Exterior & Interior Painting | Stain & Lacquer
Cabinet Refinishing | Interior Doors & Trim
Deck & Fence Staining | Epoxy Garage Floor Coatings
Color Consultations
MarcRivermanPainting.com Licensed • Bonded • Insured CCB#175732
Serving
Central
Oregon
Since 2003
Before After
Curate. Choose Joy. Live in Gratitude.
Specializing in Home and Business Organization + KonMari Method Services
Text/Call Melissa at 541.480.1681 to discuss your project • TidyAndFlourish.com
home tidying • pantry organization • moving in
window coverings to our loyal customers. Today, we are for-
tunate to have 75% of our business from repeat customers and
referrals from our customers.”
Budget Blinds gives discerning customers, at every price point,
a high-end product, plus design-level expertise. They do it with
unequaled support, unsurpassed buying power, and the peace of
mind of the best warranty in the business. Installers are factory
trained, with years of experience, ensuring the custom window
coverings are installed correctly.
“We explore the best options with our customers, but we never
push them into a choice that doesn’t fit. We guide, discuss, give
examples and investigate until our customers find the perfect
choice to fit their budget and style. What works for us? Leave
them happy, satisfied, and ready to tell their own Budget Blinds
story online and in-person to our next customers: their friends
and neighbors.” Contact: Stacy Hughes (541)788-8444 or
shughes@budgetblinds.com
CycleBar
Locally owned and
operated by a Tetherow
resident, Stefanie
Nelson of CycleBar® Bend, has been bringing fun, accessible,
high-energy workouts for all ages and fitness levels to the Old
Mill District since 2018. Using a combination of great instruc-
tors and great music, riders are immersed in an experience that
makes for a one-of-a-kind indoor cycling environment. “We’ve
turned up the volume on the indoor cycling experience! Get ready
for a mind-blowing, heart-pumping party on a bike! CycleBar®
Bend is more than a ride. It’s a journey of self-discovery. With
indoor cycling rides designed for all fitness levels, we promise to
empower, inspire, and elevate you throughout every day.”
Book your next class at cyclebar.com/location/bend or text/
call (541)797-0490
No matter where you are in your fitness journey, we’ve got a
ride for you!
High Desert Living • June 2021 June 2021 • High Desert Living
14 15
tetherow trends
WHAT IS HANGING ON
Meet the Abstract Painter
Bringing Bold Colors and Textiles
Into Tetherow Homes!
Meet High Desert Living’s business sponsor, Kristine
Cooper, of Cooper Art and Abode. Graduating
with a fine arts degree in 2016 from Seattle Pacific
University, Kristine enjoys pushing boundaries and
challenging the way elements pull together with
vibrant acrylic paints, charcoals, and varying mixed
media. Her use of bold colors and modern textiles
have captured the aesthetic eye and are shining in
beautiful spaces of several Tetherow homes. 
Kristine’s artwork is inspired by Bend. “It is a direct
reflection of how I feel when I explore the place we
live. Sunsets at Sparks Lake, the winding trails at
Smith Rock, and the vast beauty found here create
the inspiration for my palette. My artwork is a
perfect complement to a Tetherow home, breathing
life into the neutral palette. The Tetherow home
community is known for its tasteful, neutral, and
timeless finishes. My artwork adds the warmth of
Central Oregon into the space.”
By supporting a local artist, it supports the local
economy and culture. “In a time like 2021, it’s more
important than ever that we pick out items for our
home that are made locally and made intentionally.
When I have a client with a specific vision for their
home, I create a commission. The commissions have
been a great fit for many in the Tetherow commu-
nity. It has been such a fun and unique experience
building a design with a client. I start with something
that they’re passionate about and complement it
with their personal taste. This process also gives us
the flexibility to make the painting the exact size that
would look best based on the size of the wall. The
commission process is special, becoming an heir-
loom piece that fits perfectly in the home.”
For more information, check out Kristine’s ad in
High Desert Living!
Cooperartandabode.com
“Kristine Cooper’s paintings bring me so much joy. She uses beautiful, cheerful colors and if you have ever met Kristine, she is as lovely as her paintings!” Lisa Kerns | Tetherow Resident
“This reminds me of spring and calm. I love the vibrant colors. It’s so Zen to me.”
Judy Farless | Tetherow Resident
“This one makes me happy. I love the colors that compliment our monochrome house! It
lifts me up when I walk into the room!”Judy Farless | Tetherow Resident
TETHEROW WALLS?
Commissions • Murals • Original Artwork
K R I S T I N E C O O P E R
Fine Artist
cooperartandabode.com
info@cooperartandabode.com
@cooperartandabode
M O D E R N B E N D A R T
•
High Desert Living • June 2021 June 2021 • High Desert Living
16 17
inspirational
residents
Marianne Cox
THE HERO BEHIND STREET DOG HERO
Marianne founded Street Dog Hero four years ago, following her
long-held aspiration of saving a street dog in January 2017. “Back
in 2000 after college (Go, Beavs!), my husband and I went to
Mexico for our very first time and that is when I saw street dogs
for the first time. That trip I lost sleep as all I could think about
were dogs running down the roads, dogs begging for food, dogs
looking so thin and begging for love and attention. After every
meal, I grabbed our scraps and made sure to feed every dog I saw.
From that moment on, for 17 years, I told my husband I wanted to
save just one of those street dogs. In those 17 years, we married,
got corporate jobs in Portland, moved to Bend, opened a little bar
named JC’s, founded 10 Barrel Brewing Company, raised a family
and enjoyed all that Bend has to offer.” 
“2017 is when I decided to stop dreaming it and do some-
thing.” Once Street Dog Hero was created, Marianne did a lot of
research.  She had never worked in animal welfare, never rescued
a dog besides pulling over and calling owners of lost dogs, and
only volunteered walking dogs at the local humane society with
her kids. She also knew little about non-profits, boards, raising
money or how rescues worked, and had never flown a dog on a
plane before. Yet, in 2 months she received her 501c3 determina-
tion letter from the State of Oregon and it was official. “It was that
spring break, March 2017, my family traveled to Sayulita, Mexico,
and there I spent my days talking and meeting rescues. I clicked
with one immediately, met my first rescued street dog, and flew
it home with me on April 1, 2017.” That was dog number one. Fast
forward to today –Street Dog Hero has rescued and rehomed over
1,400 dogs from around the world and placed them in loving homes
throughout the PNW and across the United States! 
Marianne grew up as an Airforce kid, spending most of her time
on the east coast, moving every three years until her father
Incredible Custom Homes, Remodels,
and Project Management
541.977.1824
BuffaloRidgeBuilders.com
retired in Oregon when she was in high school. The Cox family
were one of the first lots sold in Tetherow back in 2009, but
didn’t build and move in until 2015. They lived there for three
years and now live in the Highlands with husband Chris, Bella
(eighth grade), and Colton (sixth grade). They have three dogs –
one is a SDH dog from South Korea, Frank, and two labradoodles
from before Street Dog Hero days. They also have one cat who
thinks he’s a dog. “I pinch myself every day at what one person’s
dream can accomplish. I not only save street dogs from around
the world, but also dogs from meat farms in Asia. I have saved
hundreds of dogs from kill shelters throughout California and
Texas. What I am most proud of is holding free spay and neu-
ter clinics in communities that need them most. We hold free
pop-up spay and neuter clinics throughout Mexico and rural
communities in Oregon. We have done clinics in both La Pine and
Christmas Valley and hope to expand to Madras and maybe one
day, Warm Springs.”
Marianne’s inspiration hasn’t come from anyone in particular but
instead from the dogs she sees who have no one. “It’s inspired me
to be their voice. I’m inspired to help educate and raise awareness
of the lives these dogs face. I’m inspired to give them hope.” With
so many people helping her and Street Dog Hero along the way,
Marianne “feels blessed to have an AMAZING group of volun-
teers who believe in me; making Street Dog Hero what it is today.
From fosters (as we are 100% foster based), volunteers, trans-
porters, the list is endless.” For more information on adopting,
donating, or volunteering at Street Dog Hero visit:
www.streetdoghero.org
streetdoghero@gmail.com
street dog hero is also on FB and IG
MEET
High Desert Living • June 2021 June 2021 • High Desert Living
18 19
tetherow landscape tips
By Rachael Blakely | Desert Sun Landscape
You spend hours getting your pots and beds planted just right,
with an abundance of your favorite lush green and colorful
plants. Now it’s time to sit back and enjoy your hard work. Take it
all in...because, in the morning, you will come outside to discover
that your beautiful foliage was merely a well-displayed feast for
the neighborhood deer to enjoy! In case you were wondering,
they walked away with full bellies laughing at you.
You are baffled because you even gave everything a spritz of that
smelly spray the hardware store sold you! If you want to have a
landscape that the deer will gladly pass by, then here are some
things to consider. Keep in mind, these are suggestions and tips.
Some deer (especially young ones) are brave, hungry, or maybe
vengeful and will try to eat anything!
Deer love lush green, colorful plants surrounded by rich soil. If you
have a garden bed or specific area you need to protect, then deer
fencing (if HOA approved) will be your best line of defense. If that
is not possible, then here are some tips that will help deter them.
LANDSCAPE SERVICES
• Full service landscape installation
• Customized landscape maintenance plans
• Irrigation activation/ winterization
(541) 408-6309
BendLandscapes.com
Since 2003
We work closely with your design to create a
beautiful and sustainable outdoor space.
FAMILY
OWNED
IN BEND
OREGON
LCB #9536
•	 Frequent applications of nursery-grade deer spray may help
repel the deer. Apply especially to young plants until they are
established. Keep in mind, rain and irrigation will wash away
spray so frequency is key.
•	 There are many plants that deer will typically turn their nose
up to. The book 50 Beautiful Deer-Resistant Plants by Ruth
Rogers as well as Xeriscaping in the High Desert provides a col-
lection of foliage with characteristics that deer tend to avoid.
•	 Many popular plants that deer are less drawn to in our area
include Potentilla, Russian Sage, Salvia, Bluebeard, and the
fragrant English Lavender. Deer tend to avoid plants with
spines, fuzzy leaves, and that are overly fragrant to them.
So, before you head to your favorite nursery or home store, do
some research on which types of plants and bushes do best in
our area for climate and deer resistance. Also, check for the
neighborhood-approved plant list! This will save you from some
serious spring disappointment when it comes to your landscape!
FROM BEING DEVOURED BY
PROTECTINGYOUR PLANTS
DEER
High Desert Living • June 2021 June 2021 • High Desert Living
20 21
pet of the month
MEET BOWIE
By The Rafail Family
You might recognize this handsome face from our first issue of
High Desert Living. Bowie was so eager to be with his human
family (Sam, Sarah, Lexi, Isaac, Micah, and Noah) as they were
getting photographed for the front cover, we wanted to give this
photogenic pooch his very own spotlight. 
Meet Bowie! An athletic and energetic 5-year-old, Terrier mixed
breed, that loves to race around the yard and play catch with his
squeaky tennis ball. He can jump very high to catch his balls,
shakes, rolls over, and even gives high fives. Bowie loves to go on
walks to pick up the kids from school but feels most comfortable
hanging out at home, standing guard at the front door, and bark-
ing at every dog that passes by.
The Rafails found Bowie’s litter on Petfinder. The litter and the
mother were in foster care after being brought back from Tijuana.
They went over to the foster’s home to meet the puppies as they
were originally interested in one of his sisters, who was a poodle
mix. Bowie wouldn’t leave Sarah’s lap the entire time they were
there to meet the puppies. “I knew he was meant to be ours.” His
original name from foster care was Blondie. They thought that
sounded more like a girl’s name and kept calling him a her. David
Bowie passed away right around the time that they adopted him
so they changed it to Bowie since it wasn’t too different from his
original name. 
A couple of weeks after they adopted Bowie, he started limping.
He was also throwing up a lot and wouldn’t eat. Sam and Lexi
TYLER DAY,
Owner & Operator
LANDSCAPING • HARDSCAPING • IRRIGATION
NATIVEHABITBEND.COM @NATIVEHABITLANDSCAPES
LCB# 9861
S U S T A I N A B L E
took him to the vet to get checked out. The vet told them that
Bowie had distemper. This is a fatal disease that dogs are usually
vaccinated for. In his case, he caught it in Mexico before they
adopted him. The vet said that it was neurological by now and that
was why he was limping. “He told us that he would have to be “put
down” before his condition declined. We were devastated. We
reached out to the rescue group that we adopted him from and she
knew of a vet in Texas who does a Newcastle Virus Disease spinal
tap that can possibly cure Bowie’s distemper.” Without hesitation,
Sam said that he would drive Bowie to Texas from California if he
could find a friend to trade off the driving. His best friend offered
to help and they left the very next day. Once getting to Texas, the
vet gave Bowie a 50% chance of surviving the surgery because he
was so sick to begin with. Well, Bowie survived and came back
home a healthy dog! “He had a crazy amount of energy, almost
TOO much. The only residual effect of the distemper is his teeth
not growing in, so he is all gums with a silly tongue that hangs out.
If you ever end up in this situation with a rescue dog, please reach
out to me, said Sarah Rafail. I can refer you to our vet. Distemper
does not have to be a death sentence.” 
Bowie was never able to be socialized because he wasn’t able to
be around other dogs, due to distemper, for the first four months
of his life. “He is a bit neurotic and anti-social towards other
dogs to this day, so if you see us walking and he is reactive, this
is why.” When asked what the Rafails like best about Bowie, they
happily replied, “Bowie is very loyal and will “protect” his family
members from “strange” people and pets. Once he gets to know
you, he is the most lov-
ing animal. His tongue
sticks out to one side
because he is missing
most of his teeth due to
distemper and he will
try to lick you but his
tongue never makes it
to your face. He will lick
and lick but the tongue
always comes out to the
side. It’s so funny!”
Thank you for sharing
your heartwarming
story with us. We
are sure glad he has
an incredibly loving
family like the Rafails
helping him enjoy
life to the fullest in
Tetherow. Thank you to
the wonderful, Megan
of Dog Pack Collars,
for making Bowie look
extra handsome with a
“Furry Fantasies” collar
bandana set!
High Desert Living • June 2021 June 2021 • High Desert Living
22 23
Kerns Family
MEET THE
Kerns Family
meet your neighbors
Story content by the Kerns family | photos by: Em’s Lens Photography
Tim and Lisa Kerns have lived the last four years in Tetherow with their three
daughters – Jenna Anne (15), Kennady (14), and Addison (11) – and their dog,
Wrigley (3). After owning a vacation home in Sunriver for a few years, they felt
like Bend would be a perfect place to raise their children. They chose a beautiful
Tetherow home situated on the 16th hole and you can often find them together
barbecuing, visiting at their fire pit, hot tubbing, and enjoying Mt. Bachelor views
from their balcony. 
Tim and Lisa were both born and raised in the San Francisco Bay Area. They
have known each other since high school and have been together since they
were 18 years old! They both attended college in California and married right
after graduating. This August they will be celebrating a very happy anniversary
of being married 20 years.  
Tim works for Compass as a residential real estate advisor in
Menlo Park, CA, and commutes back and forth often. In the next
couple of months, the Kerns family is excitedly opening a “fami-
ly-friendly sports bar.” “It will have great food, mini golf, a batting
cage, and golf simulators as well as 12 TVs, private banquet rooms,
and a live music stage. It will be called Walt Reilly’s and will be
opening on Century Drive this summer.” Lisa can be found enjoying
the outdoors, having fun with family and friends, and getting a good
sweat in workout classes at CycleBar in the Old Mill and Barre3.  
All three daughters attend Cascade Academy in Tumalo. Jenna
Anne is a freshman and has been enjoying running, cross country,
and track. Kennady is in eighth grade and loves baking and babysit-
ting. Addison is in fifth grade and will play any sport with a ball.  
The Kerns family loves to travel any chance they get. Some of their
favorite places are The Big Island, Hawaii and Punta Mita, Mexico.
“Living in Central Oregon, it is nice to get to the ocean whenever
we can. Headlands Lodge in Pacific City on the Oregon Coast is also a
favorite. The rooms, food and setting are amazing.”
As a family, the Kerns’ love boating in the summer and skiing in
the winter. They love to travel, spend time with family and friends,
and eat out at local restaurants. The Washington is Tim and Lisa’s
favorite for the must-have “Sassy Local” cocktail, but they also enjoy
Jackson’s Corner, Lemon Tree and Wild Rose for Monday lunches
after a long weekend. When asked what they love about Tetherow,
they eagerly replied, “The Tetherow community and facilities have
been amazing! We can usually be found on the golf course, pool,
gym, and, of course, The Row.” Their love for Tetherow has even
spread to Lisa’s family. Within the last year, Lisa’s mom, dad, sister
and family have all moved into Tetherow sharing the joy and fond-
ness for this wonderful community. 
The next time you see the Kerns family out and
about, don’t hesitate to say, “hi.” You will be wel-
comed immediately with beautiful smiles, make
an instant connection, and will feel like you have
genuinely known them forever.
High Desert Living • June 2021 June 2021 • High Desert Living
24 25
Meet Stan Morgan, owner of Superior Garage Floors. Starting
his business 16 years ago, in October 2005, Stan wanted to
provide Central Oregon with quality epoxy coatings and polished
concrete flooring. “The do-it-yourself kits or the one-day install
systems just aren’t a good option for our high-end clientele. We
feel that they deserve better and we provide that for them.”
Superior Garage Floors works with many of the top builders in
Central Oregon, and their floors have been featured multiple
times in the Central Oregon Tour of Homes. Their work can be
found most anywhere in Central Oregon, from garage floors to
commercial kitchens, deli’s, meat departments, dog kennels,
animal hospitals, airplane hangars, office buildings, department
stores, and more. One of their most recent projects is at the new
community development, The Grove, in Northwest Crossing. 
A family-owned business with eight employees, Stan’s vision for
the future is to continue to grow in Central Oregon as a top-notch
company that provides commercial and residential customers
with quality service and exceptional products. Every installation
is designed with a commitment to the client’s project, keeping
them on schedule, and within budget. “We take pride in our work
using only top-of-the-line products for a superior end result. Our
crew is always on time and courteous, finishing the job on time
and in a professional manner.”
From stained and polished concrete floorings to color flake
floor coatings, the finished product is a beautiful, seamless and
durable, long-lasting floor surface that will be enjoyed for years
to come. Epoxy/flake floors come in an unlimited selection of col-
ors and combinations such as the customer favorites, “Creekbed”
and “Wombat.” “We strive to provide a color combination that
satisfies everyone’s style. Your new Superior Garage Floor can
coordinate with your décor or create a dazzling focal point.” 
When asked what sets Superior Garage Floors apart from other
companies, Stan happily replied, “We care about each project
as if it were our own garage, airplane hangar, or manufactur-
ing facility. After all, these are our neighbors that we will see
at local events and we value our Central Oregon community!”
Concrete floor coatings are not a luxury, it’s an investment that
can pay off over time. In addition to making garage floors more
pleasant to look at, an epoxy coating also makes garage floors
more resilient to spills and tire marks, which makes it even
more beneficial. “Not only will your investment look great and
reduce routine maintenance, but it will also improve the overall
value of your home.”
Let us help give you a seamless floor that is as beautiful as it is
easy to clean!
(541)-549-4040
superiorgargaefloors.com
On the Left | Project Manager, Tom. Center | Owner, Stan. On the Right | Project Manager, Marcel.
business sponsor spotlight
SUPERIOR GARAGE FLOORS
SUPERIOR GARAGE FLOORS
ELEGANT, STRONG, AND SEAMLESS FLOORING
ELEGANT, STRONG, AND SEAMLESS FLOORING
Color Flake System
Polished Concrete
CCB#173851
High Desert Living • June 2021 June 2021 • High Desert Living
26 27
Provided by Joseph Mansfield
Window Coverings • Drapes • Awnings • Home Automation
CENTRAL OREGON’S FULL SERVICE PV SOLAR
INSTALLATION CONTRACTOR
FINANCING AVAILABLE STARTING AT 2.99% OAC
2709 NW CROSSING DR BEND, OR 97703
541-213-8062 | NATIONALSOLARUSA.COM
2021 is well under way, with COVID-19 vaccines and therapeu-
tics approved for market, many investors wonder when we can
return to more stable social and economic activity. Even though
Wall Street recovered before Main Street, history suggests that
the two may not diverge for long periods of time.
 
In the “2021 Outlook Report: Forging a path forward,” Wells
Fargo Investment Institute (WFII) strategists detail opportunities
that may arise in the New Year, and how investors might take
advantage of them. 
 
Here, WFII strategists offer their top five ideas for 2021. 
•	 Hold the right amount of cash. Investors may be over-allo-
cated to cash, as money market balances remain near all-time
highs. In our view, investors should hold enough cash to meet
short-term liquidity needs to avoid selling assets at inoppor-
tune times. One potential way to invest excess cash is through
dollar-cost averaging—instead of investing one large sum,
invest smaller sums over time.  
•	 Selectively increase risk. As investors look forward to the
end of the pandemic, we expect riskier assets like stocks to
outperform. However, we suggest that investors be selective
in how they increase risk. We generally favor U.S. stocks over
international stocks, because we believe that growth pros-
pects are stronger in the U.S. Within the U.S. stock market,
we prefer large-cap and mid-cap stocks over small-cap stocks,
because larger companies tend to have higher cash balances,
less debt, and better earnings growth. In fixed income, we favor
taking credit risk and keeping interest-rate sensitivity neutral.  
•	 Consider exposure to higher-quality, growth-oriented
sectors. Quality remains a key theme, but cyclicality could
play a bigger role. We favor cyclical sectors that should demon-
strate more consistent performance as the U.S. economic
recovery advances. Our favored sectors include Information
Technology, Health Care, Communication Services, and
Consumer Discretionary. 
•	 Diversify income sources. Within fixed income sectors, we
favor municipal bonds and investment-grade and high-yield
corporates, as we believe those sectors are well-positioned to
offer yield. Emerging market bonds, dividend-paying stocks,
and preferred securities may also offer attractive income
streams to a well-diversified portfolio.  
•	 Be proactive, not reactive. Investors tend to exhibit cer-
tain behaviors that can lead to unwise decisions. In periods of
high volatility, we suggest taking action thoughtfully and not
reacting emotionally.
A periodic investment plan such as dollar-cost averaging does not ensure a profit or protect against
a loss in declining markets. Since such a strategy involves continuous investment, the investor should
consider his or her ability to continue purchases through periods of low price levels.
 
There is no guarantee that dividend-paying stocks will return more than the overall stock market.
Dividends are not guaranteed and are subject to change or elimination.
 
All investing involves risk including the possible loss of principal.  Asset allocation and diversification
do not guarantee investment returns or eliminate the risk of loss. Each asset class has its own risk
and return characteristics. The level of risk associated with a particular investment or asset class
generally correlates with the level of return the investment or asset class might achieve. Stock
markets, especially foreign markets, are volatile. A stock’s value may fluctuate in response to general
economic and market conditions, the prospects of individual companies, and industry sectors.
International investing has additional risks including those associated with currency fluctuation,
political and economic instability, and different accounting standards. This may result in greater
share price volatility. These risks are heightened in emerging markets. Exposure to the commodities
markets may subject an investment to greater share price volatility than an investment in traditional
equity or debt securities. Bonds are subject to market, interest rate, price, credit/default, call, liquidity,
inflation, and other risks. Prices tend to be inversely affected by changes in interest rates. Cash
alternatives typically offer lower rates of return than longer-term equity or fixed-income securities
and may not keep pace with inflation over extended periods of time.  
WFII is a registered investment adviser and a wholly-owned subsidiary of Wells Fargo Bank, N.A., a
bank affiliate of Wells Fargo & Company.  
 
This article was written by/for Wells Fargo Advisors and provided courtesy of Joseph
Mansfield, Financial Advisor in Bend at 541-633-1927.
Investments in securities and insurance products are: 
Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a
registered broker-dealer and non-bank affiliate of Wells Fargo & Company.
© 2021 Wells Fargo Clearing Services, LLC. All rights reserved.
PORTFOLIOIDEAS
TOP
5FOR 2021
PORTFOLIOIDEAS
TOP
5FOR 2021
tetherow financial fitness
High Desert Living • June 2021 June 2021 • High Desert Living
28 29
tetherow healthful living
THEY ARE AMONG US
Creating 300,000 New Cases A Year In America
By Dr. Megan Carmichael DACM, LAc
The tick is an eight-legged insect that
sucks the blood of wild animals, pets, and
humans. This winter in Central Oregon
was warm, increasing the tick’s activity
from early April through mid-fall. As we
enjoy the beautiful outdoors of Central
Oregon, be prepared for the patient
hunters and know that a high percentage carry Lyme Disease and
possibly 25 other bacterias, viruses, and parasites.
Ticks can’t jump or fly but they do wait for you or your pet to
brush up against them on tall grass, bushes, and woodpiles. They
can drop from a higher location onto you if they have detected your
presence. They do not have eyes but use their front legs to sense
the carbon dioxide of your breath output, odors, and body heat.
Avoiding a tick bite is possible by staying on the trails and
covering your legs and ankles. There are sprays but they can be
toxic to water life so please spray carefully. For a more natural
approach, utilize essential oils to avoid ticks. Your veterinarian
will have something for your pets. The best thing to do is to check
your body after every outdoor outing. The most notorious loca-
tions are your belly button, your toes, hairline, and behind the
ears. Ticks can be the size of a poppy seed.
If you are bitten, remove the tick in a specific way and place it
into a plastic bag. Go to your doctor and send it for lab testing
right away. The most comprehensive lab company is IGeneX Lab.
Symptoms of a tick bite can show up weeks to months later. It
is vital to get on antibiotics quickly. If you wait six months, the
• Improve Your Health
& The Family’s
• Strengthens your body’s
immune system naturally
• Acupuncture reduces stress,
anxiety, & depression.
• Sessions give relief from
acute & chronic pain from
wear & tear and injuries,
including headaches.
• Acupuncture increases gut
health, digestion function,
sleep regularity and allergies.
Dr. Megan Carmichael
DACM, LAc
541.647.0569 • Acuwmegan.com • 61270 Brookswood Blvd. Bend, Oregon 97702
virus has circulated the body and moves into chronic stages of
Lyme or other diseases. Early detection and treatment are cur-
able but late stages of Lyme are extremely difficult as it presents
with many symptoms, weakening of the immune system, and
provides other co-infections.
Common symptoms people experience
are fever, chills, fatigue, muscle aches,
pain and swelling of the joints, numbness,
weakness of the facial muscles, mem-
ory problems, shortness of breath, and
headaches. A bullseye rash at the bite site
is a clear diagnosis of Lyme Disease but is
sometimes missed. Another bite sign is the bite wound becomes
an eschar. As the chronic infection progresses, the symptoms can
grow in severity with additional complications of digestive, car-
diac, and neurological issues, as well as emotional disorders.
We live in fun adventurous terrain and I encourage you to
explore it all with a clear understanding of its wilderness.
Precautions are easy to do followed by body checks at home. Full
recovery from tick bites is absolutely accomplishable especially
the sooner you get treatment. The further along in the disease,
the more complex and lengthy the healing process.
I am happy to further discuss tick infections and how support
from acupuncture is necessary at any stage as it calms the ner-
vous system, increases the immune system functioning, supports
gut and brain health, balances emotions, manages pain, and so
much more.
living
HIGH DESERT

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High Desert Living - June 2021

  • 1. Get to Know the KERNS Family June 2021 Our Stories · Our Community · Our Publication living A Social Magazine Exclusively For The Residents Of Tetherow HIGH DESERT
  • 2. High Desert Living • June 2021 June 2021 • High Desert Living 2 3 TheVandenbornGroup.com 650 SW Bond St | Suite 100 | Bend, OR 97702 Natalie Vandenborn Nvandenborn@gmail.com 541.508.9581 TheVandenbornGroup.com 650 SW Bond St | Suite 100 | Bend, OR 97702 Natalie Vandenborn Nvandenborn@gmail.com 541.508.9581 Your Next Level Lifestyle. We know that Bend offers everyone the next level lifestyle they are looking for. The Vandenborn Group is here to help you purchase a new home or sell your current home. It is time to begin living your best life! Our vast knowledge and experience allow us to assist you in all situations. Whether you are a first-time homebuyer, moving up, downsizing or purchasing an investment property we are here to help you. Our professionalism, integrity and negotiation skills shine, showing that we are committed to you. Buying or selling a home can be a stressful time and we recognize this. This is especially true in today's market and with all of the added stressors COVID has created. Our dedication to working for you helps create a seamless process and an enjoyable experience. Let Us Be Your Trusted Advisor and Partner!
  • 3. High Desert Living • June 2021 June 2021 • High Desert Living 4 5 There is a big difference between A GOOD DETAILER AND A GREAT DETAILER Come experience the difference! 541-598-6193 460 NE HEMLOCK AVE #F REDMOND, OR The Ultimate Protection Package 5 YEAR INTERIOR AND EXTERIOR CERAMIC COATING Resident Business Owners Are you a Tetherow Business Owner? Please reach out to lindsay.resendez@n2pub.com to see how you can become a sponsor of High Desert Living. Lindsay Resendez Tania Lee Emily Alper emslensphotography.com OWNER | PUBLISHER AD MANAGER CONTRIBUTING PHOTOGRAPHER 911 541-322-6300 800-222-1222 541-693-6911 541-693-6911 541-548-2144 541-382-2263 541-382-6660 541-388-5515 541-388-5435 541-389-7275 800-275-8777 541-797-7041 541-355-1000 541-355-4000 541-355-7800 541-355-1700 541-355-2500 541-382-7755 541-382-0699 541-383-5163 Emergency And Non-Emergency Police/Fire/Ambulance Fire and EMS Poison Control Bend Police non-emergency number Fire-non-emergency number Community and Utility Central Electric Cooperative Bend Garbage and Recycling Cascade Disposal Bend Utilities Department/Water/Sewer Bend Parks and Rec-Park Services Bend Parks and Rec-Facility and Rental Information U.S. Post Office Bend, OR Jessica Anderson -neighborhood State Farm agent   Schools Bend La Pine District Office Summit High School Pacific Crest Middle School High Lakes Elementary School William E. Miller Elementary School Seven Peaks School Cascades Academy The Montessori Center IMPORTANT PHONE NUMBERS DISCLAIMER:The N2 Company d/b/a“N2 Publishing”is not affiliated with or contracted byTetherow Owners Association, Inc. (the“Association”).This publication, including the content of articles and advertisements contained herein, is not authorized or endorsed by the Association. Any articles included in this publication and/or opinions expressed therein do not necessarily reflect the views ofThe N2 Company but remain solely those of the author(s).The paid advertisements contained within High Desert Living magazine are not endorsed or recommended byThe N2 Company or the publisher. Therefore, neitherThe N2 Company nor the publisher may be held liable or responsible for business practices of these companies. NOTE:When community events take place, photographers may be present to take photos for that event and they may be used in this publication. We are on Instagram @highdesert_living  Be sure to“like us”and follow us so you are in the know regarding upcoming events, announcements, contests and more! FOR ADVERTISING INFORMATION, CONTACT:  Lindsay Resendez · lindsay.resendez@n2pub.com Tetherow www.n2pub.com Turning Neighborhoods Into Communities © 2021 Neighborhood Networks Publishing, Inc.
  • 4. High Desert Living • June 2021 June 2021 • High Desert Living 6 7 BRINGING WOOD AND STEEL TO LIFE Craftsmanship and detail like no other. NATHAN'S CUSTOM WOOD AND STEEL, LLC 541-588-2817 • NathansCustomWoodworking.com Sponsor Neighborhood I N D E X This section has been created to give you easier access when searching for a trusted neighborhood vendor to use. Take a minute to familiarize yourself with the businesses sponsoring the publication. These local businesses are proud to partner with you and make this magazine possible. Please support these businesses and thank them for supporting the publication! ACUPUNCTURE/ HEALTH Dr. Megan Carmichael (541) 647-0569 acuwmegan.com ARTIST / PAINTINGS Cooper Art and Abode Kristine Cooper (509) 844-2641 cooperartandabode.com AUTO SALON Perfection Plus Auto Salon (541) 598-6193 ceramiccoatmycaroregon.com BLINDS Budget Blinds Bob Hughes (541) 788-8444 budgetblinds.com CLEANING: RESIDENTIAL & COMMERCIAL Muddy Paws Residential Cleaning Services Patrick Sherman (541) 280-8736 muddypawscleaners.com COWORKING & EVENT SPACE The Haven CoWorking (541) 323-9675 worklifehaven.com CUSTOM GARAGE FLOORING Superior Garage Floors (541) 549-4040 superiorgaragefloors.com CUSTOM HOME BUILDERS Artisan Homes and Design (541) 318-9987 artisanhomesanddesign.com CUSTOM WOODWORKING & DESIGN Nathan’s Custom Wood and Steel, LLC Nathan Wismer (541) 588-2817 bendcws.com DENTISTRY Mill Point Dental Mike Longlet (541) 388-0078 millpointdentalcenter.com DESIGN AND REMODELING Buffalo Ridge Builders Aaron Ribble (541) 977-1824 buffaloridgebuilders.com FINANCIAL ADVISOR Joe Mansfield CLU, ChFC (541) 633-1927 wfadvisors.com/joseph.L.mansfield FRAMING/CUSTOM Eastlake Framing (541) 389-3770 eastlakeframing.com HOME INSPECTION Bend Brothers Inspection Services (541) 362-6379 bendbrothersinspections.com HOME WATCH & CONCIERGE SERVICES 4 Seasons Home Services (541) 593-8037 4seasonshomeservices.net INDOOR CYCLING CycleBar (541) 797-0490 cyclebar.com/location/bend INSURANCE AGENCY State Farm Insurance Jessica Anderson (541) 797-7041 sfagentanderson.com LANDSCAPE/DESIGN Desert Sun Landscapes (541) 408-6309 bendlandscapes.com LANDSCAPE /IRRIGATION/HARDSCAPES Native Habit Landscapes (541) 420-8517 nativehabitbend.com LUXURY REAL ESTATE The Vandenborn Group Natalie Vandenborn (541) 508-9581 Thevandenborngroup.com MORTGAGE LENDER Directors Mortgage Tonya Robertson (541) 385-6112 x2314 Directorsmortgage.com/tonya-robertson PAINTING SERVICE Marc Riverman Painting, LLC Marc Riverman (541) 280-6073 PEDIATRIC DENTISTRY Pediatric Dental Associates (541) 312-2490 pediatricdentistco.com PHOTOGRAPHER Em’s Lens Photography Emily Alper (510) 418-2501 emslensphotography.com PROFESSIONAL ORGANIZER Tidy and Flourish Melissa Jean (541) 480-1681 tidyandflourish.com REAL ESTATE BrundageSmith Real Estate Team Molly Brundage (541) 280-9066 brundgagesmith.com SOLAR ENERGY/INSTALLATION National Solar (800) 808-1955 nationalsolarusa.com VETERINARIAN Blue Sky Veterinary Clinic (541) 383-3833 blueskyvet.com WINDOW COVERING Bend Window Works Andy Brookman (541) 383-2455 bendwindowworks.com WINDOW TINTING Custom Tint (541) 419-9578 custom-tint.com
  • 5. High Desert Living • June 2021 June 2021 • High Desert Living 8 9 publisher’s note HELLO, SUMMER! It’s June! Can you believe how fast this year is going? It has been flying by for me and I’m sure a lot of you feel the same. I’m always working two months ahead on High Desert Living and as I’m sitting here writing this, it’s not exactly a warm day in April. It’s fun to anticipate life two months ahead and looking forward to summer officially beginning, makes me smile. Before moving up to Bend, every day felt like the perfect summer day. I was blessed to live in a beautiful beach town but definitely wouldn’t trade the seasonality of Central Oregon after living here. Summer is always the season to look forward to and, without a doubt, the first day of summer is celebrated with a barbecue. It’s also my husband’s birthday, so two reasons to celebrate for us. Another reason to celebrate this month is for all the wonderful fathers in Tetherow. Happy Father’s Day to you all! As we celebrate the season, let us also give thanks to the amaz- ing business partners who make this publication possible each month. I would like to ask that if you are planning on purchasing a product or service, that you seriously consider including these businesses in your decision-making process. We are here to sup- port one another and we appreciate that you Shop Local. Wishing you all good health, Lindsay Resendez lindsay.resendez@n2pub.com 541-219-1670 Emily Alper High Desert Living Photographer Ryan and Rachael Blakely Tetherow Landscape Tips Contributor Megan Tormey Owner of Dog Pack Collars and Pet of the Month Sponsor Shannah Werner Tetherow Resident Dr. Megan Carmichael Tetherow Healthful Living Contributor Tania Lee Ad and Design Manager High Desert Living Staff & Resident Contributor Team High Desert Living Would Like To Thank Our Entire Staff and Our Resident Contributors For Their Valuable Contributions To The Magazine Bowie Tetherow Resident Joseph Mansfield, CLU, ChFC | Financial Fitness Contributor Marianne Cox Highlands Resident Stan Morgan Tetherow Business Partner The Kerns Family Tetherow Residents
  • 6. High Desert Living • June 2021 June 2021 • High Desert Living 10 11 4 Seasons Home Services Professional Home Watch Services for Central Oregon Leave your home in good hands 541.593.8037 • 4seasonshomeservices.net Weekly home checks for absentee homeowners to ensure safety, security and peace-of-mind Bonded & Insured WE LOVE WHAT WE DO and we love your pets too! “I love that Patrick shows up with a cleaning crew of 3 or 4 people. They can get thru my house in an hour. They are always on time and can squeeze me in last minute if necessary. They practice Covid mask wearing. They bring their own supplies and use natural cleaning products. They are always happy and asking for feedback so they can improve their services. I highly recommend them!!” (541) 280-8736 muddypawscleaners@gmail.com SPECIALIZING IN RESIDENTIAL HOUSEKEEPING AND COMMERCIAL CLEANING SERVICES taste of tetherow by Shannah Werner | Tetherow Resident and Owner of BoXIT Fitness Studio How do you take a comfort meal like spaghetti and make it gluten-free, plant-based, and absolutely deli- cious?! This is one of our favorite meals and is filling and chock full of nutritious goodies! First, saute’ zoodles (zucchini noo- dles), onion, mushrooms, and garlic. You can also add spaghetti squash?!  Then, add in Beyond Beef crumbles and lentils. This adds some protein and fiber.  After all of that is cooked, mix in spaghetti sauce (the Simply Ragu is pretty tasty!) and any seasonings you like (oregano, basil, Italian season- ing, etc.).  Once everything is cooked and you are ready to eat, serve in a bowl and top with nutritional yeast for B12 and flavor! Enjoy “Spaghetti Night”
  • 7. High Desert Living • June 2021 June 2021 • High Desert Living 12 13 welcome to high desert living WELCOME OUR NEW BUSINESS SPONSORS Our Sponsors Help Us Bring You This Publication Each And Every Month. Check Out Our New Partners! Perfection Plus Auto Salon Started in 2010 by owner Shane Mayfield, with the mindset of combining out- standing customer service with quality professional detailing, has expanded from a one-man operation to five full-time employees. A 3,000 Square-Foot state-of-the-art facility featuring the best products, tools, and equipment available in the industry today. Shane personally trains each and every employee to safely clean, rejuvenate and restore each vehicle to its maximum potential.  Perfection Plus Auto Salon was awarded “Detail Shop of the Year” in 2018 by the International Detailing Association. With a detailing staff having a combined 30 years of automotive reconditioning and rejuvenating experience, they take tremendous pride in their work, customer service, and meeting client’s expectations. From auto and mobile detailing, protective coatings, paint corrections, and window tinting, they believe in old fashion customer service and treat their customers like family and every vehicle like their very own. They use the best products and tools available in the industry today. They are constantly improving their techniques, knowledge, and skills to bring your vehicle back to “like-new condition” using the safest, most environmentally friendly ways possible. “We guarantee that you will be 100% satisfied with all of our work performed on your vehicle when it’s finished. We want our work to speak for itself – when someone asks you “who detailed your vehicle?” we want you to be proud to say Perfection Plus Auto Salon!” For your next auto detailing visit: ceramiccoatmycaroregon.com and contact: (541) 598-6193 or spmpdr@gmail.com. Budget Blinds Budget Blinds of Central Oregon is a family-owned business. Owners Mike and Stacy Hughes of Bend, along with Bob and Clara Hughes of Sisters, have proudly served over 13,240 customers since 2009. “Our only focus is providing top-quality Exterior & Interior Painting | Stain & Lacquer Cabinet Refinishing | Interior Doors & Trim Deck & Fence Staining | Epoxy Garage Floor Coatings Color Consultations MarcRivermanPainting.com Licensed • Bonded • Insured CCB#175732 Serving Central Oregon Since 2003 Before After Curate. Choose Joy. Live in Gratitude. Specializing in Home and Business Organization + KonMari Method Services Text/Call Melissa at 541.480.1681 to discuss your project • TidyAndFlourish.com home tidying • pantry organization • moving in window coverings to our loyal customers. Today, we are for- tunate to have 75% of our business from repeat customers and referrals from our customers.” Budget Blinds gives discerning customers, at every price point, a high-end product, plus design-level expertise. They do it with unequaled support, unsurpassed buying power, and the peace of mind of the best warranty in the business. Installers are factory trained, with years of experience, ensuring the custom window coverings are installed correctly. “We explore the best options with our customers, but we never push them into a choice that doesn’t fit. We guide, discuss, give examples and investigate until our customers find the perfect choice to fit their budget and style. What works for us? Leave them happy, satisfied, and ready to tell their own Budget Blinds story online and in-person to our next customers: their friends and neighbors.” Contact: Stacy Hughes (541)788-8444 or shughes@budgetblinds.com CycleBar Locally owned and operated by a Tetherow resident, Stefanie Nelson of CycleBar® Bend, has been bringing fun, accessible, high-energy workouts for all ages and fitness levels to the Old Mill District since 2018. Using a combination of great instruc- tors and great music, riders are immersed in an experience that makes for a one-of-a-kind indoor cycling environment. “We’ve turned up the volume on the indoor cycling experience! Get ready for a mind-blowing, heart-pumping party on a bike! CycleBar® Bend is more than a ride. It’s a journey of self-discovery. With indoor cycling rides designed for all fitness levels, we promise to empower, inspire, and elevate you throughout every day.” Book your next class at cyclebar.com/location/bend or text/ call (541)797-0490 No matter where you are in your fitness journey, we’ve got a ride for you!
  • 8. High Desert Living • June 2021 June 2021 • High Desert Living 14 15 tetherow trends WHAT IS HANGING ON Meet the Abstract Painter Bringing Bold Colors and Textiles Into Tetherow Homes! Meet High Desert Living’s business sponsor, Kristine Cooper, of Cooper Art and Abode. Graduating with a fine arts degree in 2016 from Seattle Pacific University, Kristine enjoys pushing boundaries and challenging the way elements pull together with vibrant acrylic paints, charcoals, and varying mixed media. Her use of bold colors and modern textiles have captured the aesthetic eye and are shining in beautiful spaces of several Tetherow homes.  Kristine’s artwork is inspired by Bend. “It is a direct reflection of how I feel when I explore the place we live. Sunsets at Sparks Lake, the winding trails at Smith Rock, and the vast beauty found here create the inspiration for my palette. My artwork is a perfect complement to a Tetherow home, breathing life into the neutral palette. The Tetherow home community is known for its tasteful, neutral, and timeless finishes. My artwork adds the warmth of Central Oregon into the space.” By supporting a local artist, it supports the local economy and culture. “In a time like 2021, it’s more important than ever that we pick out items for our home that are made locally and made intentionally. When I have a client with a specific vision for their home, I create a commission. The commissions have been a great fit for many in the Tetherow commu- nity. It has been such a fun and unique experience building a design with a client. I start with something that they’re passionate about and complement it with their personal taste. This process also gives us the flexibility to make the painting the exact size that would look best based on the size of the wall. The commission process is special, becoming an heir- loom piece that fits perfectly in the home.” For more information, check out Kristine’s ad in High Desert Living! Cooperartandabode.com “Kristine Cooper’s paintings bring me so much joy. She uses beautiful, cheerful colors and if you have ever met Kristine, she is as lovely as her paintings!” Lisa Kerns | Tetherow Resident “This reminds me of spring and calm. I love the vibrant colors. It’s so Zen to me.” Judy Farless | Tetherow Resident “This one makes me happy. I love the colors that compliment our monochrome house! It lifts me up when I walk into the room!”Judy Farless | Tetherow Resident TETHEROW WALLS? Commissions • Murals • Original Artwork K R I S T I N E C O O P E R Fine Artist cooperartandabode.com info@cooperartandabode.com @cooperartandabode M O D E R N B E N D A R T •
  • 9. High Desert Living • June 2021 June 2021 • High Desert Living 16 17 inspirational residents Marianne Cox THE HERO BEHIND STREET DOG HERO Marianne founded Street Dog Hero four years ago, following her long-held aspiration of saving a street dog in January 2017. “Back in 2000 after college (Go, Beavs!), my husband and I went to Mexico for our very first time and that is when I saw street dogs for the first time. That trip I lost sleep as all I could think about were dogs running down the roads, dogs begging for food, dogs looking so thin and begging for love and attention. After every meal, I grabbed our scraps and made sure to feed every dog I saw. From that moment on, for 17 years, I told my husband I wanted to save just one of those street dogs. In those 17 years, we married, got corporate jobs in Portland, moved to Bend, opened a little bar named JC’s, founded 10 Barrel Brewing Company, raised a family and enjoyed all that Bend has to offer.”  “2017 is when I decided to stop dreaming it and do some- thing.” Once Street Dog Hero was created, Marianne did a lot of research.  She had never worked in animal welfare, never rescued a dog besides pulling over and calling owners of lost dogs, and only volunteered walking dogs at the local humane society with her kids. She also knew little about non-profits, boards, raising money or how rescues worked, and had never flown a dog on a plane before. Yet, in 2 months she received her 501c3 determina- tion letter from the State of Oregon and it was official. “It was that spring break, March 2017, my family traveled to Sayulita, Mexico, and there I spent my days talking and meeting rescues. I clicked with one immediately, met my first rescued street dog, and flew it home with me on April 1, 2017.” That was dog number one. Fast forward to today –Street Dog Hero has rescued and rehomed over 1,400 dogs from around the world and placed them in loving homes throughout the PNW and across the United States!  Marianne grew up as an Airforce kid, spending most of her time on the east coast, moving every three years until her father Incredible Custom Homes, Remodels, and Project Management 541.977.1824 BuffaloRidgeBuilders.com retired in Oregon when she was in high school. The Cox family were one of the first lots sold in Tetherow back in 2009, but didn’t build and move in until 2015. They lived there for three years and now live in the Highlands with husband Chris, Bella (eighth grade), and Colton (sixth grade). They have three dogs – one is a SDH dog from South Korea, Frank, and two labradoodles from before Street Dog Hero days. They also have one cat who thinks he’s a dog. “I pinch myself every day at what one person’s dream can accomplish. I not only save street dogs from around the world, but also dogs from meat farms in Asia. I have saved hundreds of dogs from kill shelters throughout California and Texas. What I am most proud of is holding free spay and neu- ter clinics in communities that need them most. We hold free pop-up spay and neuter clinics throughout Mexico and rural communities in Oregon. We have done clinics in both La Pine and Christmas Valley and hope to expand to Madras and maybe one day, Warm Springs.” Marianne’s inspiration hasn’t come from anyone in particular but instead from the dogs she sees who have no one. “It’s inspired me to be their voice. I’m inspired to help educate and raise awareness of the lives these dogs face. I’m inspired to give them hope.” With so many people helping her and Street Dog Hero along the way, Marianne “feels blessed to have an AMAZING group of volun- teers who believe in me; making Street Dog Hero what it is today. From fosters (as we are 100% foster based), volunteers, trans- porters, the list is endless.” For more information on adopting, donating, or volunteering at Street Dog Hero visit: www.streetdoghero.org streetdoghero@gmail.com street dog hero is also on FB and IG MEET
  • 10. High Desert Living • June 2021 June 2021 • High Desert Living 18 19 tetherow landscape tips By Rachael Blakely | Desert Sun Landscape You spend hours getting your pots and beds planted just right, with an abundance of your favorite lush green and colorful plants. Now it’s time to sit back and enjoy your hard work. Take it all in...because, in the morning, you will come outside to discover that your beautiful foliage was merely a well-displayed feast for the neighborhood deer to enjoy! In case you were wondering, they walked away with full bellies laughing at you. You are baffled because you even gave everything a spritz of that smelly spray the hardware store sold you! If you want to have a landscape that the deer will gladly pass by, then here are some things to consider. Keep in mind, these are suggestions and tips. Some deer (especially young ones) are brave, hungry, or maybe vengeful and will try to eat anything! Deer love lush green, colorful plants surrounded by rich soil. If you have a garden bed or specific area you need to protect, then deer fencing (if HOA approved) will be your best line of defense. If that is not possible, then here are some tips that will help deter them. LANDSCAPE SERVICES • Full service landscape installation • Customized landscape maintenance plans • Irrigation activation/ winterization (541) 408-6309 BendLandscapes.com Since 2003 We work closely with your design to create a beautiful and sustainable outdoor space. FAMILY OWNED IN BEND OREGON LCB #9536 • Frequent applications of nursery-grade deer spray may help repel the deer. Apply especially to young plants until they are established. Keep in mind, rain and irrigation will wash away spray so frequency is key. • There are many plants that deer will typically turn their nose up to. The book 50 Beautiful Deer-Resistant Plants by Ruth Rogers as well as Xeriscaping in the High Desert provides a col- lection of foliage with characteristics that deer tend to avoid. • Many popular plants that deer are less drawn to in our area include Potentilla, Russian Sage, Salvia, Bluebeard, and the fragrant English Lavender. Deer tend to avoid plants with spines, fuzzy leaves, and that are overly fragrant to them. So, before you head to your favorite nursery or home store, do some research on which types of plants and bushes do best in our area for climate and deer resistance. Also, check for the neighborhood-approved plant list! This will save you from some serious spring disappointment when it comes to your landscape! FROM BEING DEVOURED BY PROTECTINGYOUR PLANTS DEER
  • 11. High Desert Living • June 2021 June 2021 • High Desert Living 20 21 pet of the month MEET BOWIE By The Rafail Family You might recognize this handsome face from our first issue of High Desert Living. Bowie was so eager to be with his human family (Sam, Sarah, Lexi, Isaac, Micah, and Noah) as they were getting photographed for the front cover, we wanted to give this photogenic pooch his very own spotlight.  Meet Bowie! An athletic and energetic 5-year-old, Terrier mixed breed, that loves to race around the yard and play catch with his squeaky tennis ball. He can jump very high to catch his balls, shakes, rolls over, and even gives high fives. Bowie loves to go on walks to pick up the kids from school but feels most comfortable hanging out at home, standing guard at the front door, and bark- ing at every dog that passes by. The Rafails found Bowie’s litter on Petfinder. The litter and the mother were in foster care after being brought back from Tijuana. They went over to the foster’s home to meet the puppies as they were originally interested in one of his sisters, who was a poodle mix. Bowie wouldn’t leave Sarah’s lap the entire time they were there to meet the puppies. “I knew he was meant to be ours.” His original name from foster care was Blondie. They thought that sounded more like a girl’s name and kept calling him a her. David Bowie passed away right around the time that they adopted him so they changed it to Bowie since it wasn’t too different from his original name.  A couple of weeks after they adopted Bowie, he started limping. He was also throwing up a lot and wouldn’t eat. Sam and Lexi TYLER DAY, Owner & Operator LANDSCAPING • HARDSCAPING • IRRIGATION NATIVEHABITBEND.COM @NATIVEHABITLANDSCAPES LCB# 9861 S U S T A I N A B L E took him to the vet to get checked out. The vet told them that Bowie had distemper. This is a fatal disease that dogs are usually vaccinated for. In his case, he caught it in Mexico before they adopted him. The vet said that it was neurological by now and that was why he was limping. “He told us that he would have to be “put down” before his condition declined. We were devastated. We reached out to the rescue group that we adopted him from and she knew of a vet in Texas who does a Newcastle Virus Disease spinal tap that can possibly cure Bowie’s distemper.” Without hesitation, Sam said that he would drive Bowie to Texas from California if he could find a friend to trade off the driving. His best friend offered to help and they left the very next day. Once getting to Texas, the vet gave Bowie a 50% chance of surviving the surgery because he was so sick to begin with. Well, Bowie survived and came back home a healthy dog! “He had a crazy amount of energy, almost TOO much. The only residual effect of the distemper is his teeth not growing in, so he is all gums with a silly tongue that hangs out. If you ever end up in this situation with a rescue dog, please reach out to me, said Sarah Rafail. I can refer you to our vet. Distemper does not have to be a death sentence.”  Bowie was never able to be socialized because he wasn’t able to be around other dogs, due to distemper, for the first four months of his life. “He is a bit neurotic and anti-social towards other dogs to this day, so if you see us walking and he is reactive, this is why.” When asked what the Rafails like best about Bowie, they happily replied, “Bowie is very loyal and will “protect” his family members from “strange” people and pets. Once he gets to know you, he is the most lov- ing animal. His tongue sticks out to one side because he is missing most of his teeth due to distemper and he will try to lick you but his tongue never makes it to your face. He will lick and lick but the tongue always comes out to the side. It’s so funny!” Thank you for sharing your heartwarming story with us. We are sure glad he has an incredibly loving family like the Rafails helping him enjoy life to the fullest in Tetherow. Thank you to the wonderful, Megan of Dog Pack Collars, for making Bowie look extra handsome with a “Furry Fantasies” collar bandana set!
  • 12. High Desert Living • June 2021 June 2021 • High Desert Living 22 23 Kerns Family MEET THE Kerns Family meet your neighbors Story content by the Kerns family | photos by: Em’s Lens Photography Tim and Lisa Kerns have lived the last four years in Tetherow with their three daughters – Jenna Anne (15), Kennady (14), and Addison (11) – and their dog, Wrigley (3). After owning a vacation home in Sunriver for a few years, they felt like Bend would be a perfect place to raise their children. They chose a beautiful Tetherow home situated on the 16th hole and you can often find them together barbecuing, visiting at their fire pit, hot tubbing, and enjoying Mt. Bachelor views from their balcony.  Tim and Lisa were both born and raised in the San Francisco Bay Area. They have known each other since high school and have been together since they were 18 years old! They both attended college in California and married right after graduating. This August they will be celebrating a very happy anniversary of being married 20 years.   Tim works for Compass as a residential real estate advisor in Menlo Park, CA, and commutes back and forth often. In the next couple of months, the Kerns family is excitedly opening a “fami- ly-friendly sports bar.” “It will have great food, mini golf, a batting cage, and golf simulators as well as 12 TVs, private banquet rooms, and a live music stage. It will be called Walt Reilly’s and will be opening on Century Drive this summer.” Lisa can be found enjoying the outdoors, having fun with family and friends, and getting a good sweat in workout classes at CycleBar in the Old Mill and Barre3.   All three daughters attend Cascade Academy in Tumalo. Jenna Anne is a freshman and has been enjoying running, cross country, and track. Kennady is in eighth grade and loves baking and babysit- ting. Addison is in fifth grade and will play any sport with a ball.   The Kerns family loves to travel any chance they get. Some of their favorite places are The Big Island, Hawaii and Punta Mita, Mexico. “Living in Central Oregon, it is nice to get to the ocean whenever we can. Headlands Lodge in Pacific City on the Oregon Coast is also a favorite. The rooms, food and setting are amazing.” As a family, the Kerns’ love boating in the summer and skiing in the winter. They love to travel, spend time with family and friends, and eat out at local restaurants. The Washington is Tim and Lisa’s favorite for the must-have “Sassy Local” cocktail, but they also enjoy Jackson’s Corner, Lemon Tree and Wild Rose for Monday lunches after a long weekend. When asked what they love about Tetherow, they eagerly replied, “The Tetherow community and facilities have been amazing! We can usually be found on the golf course, pool, gym, and, of course, The Row.” Their love for Tetherow has even spread to Lisa’s family. Within the last year, Lisa’s mom, dad, sister and family have all moved into Tetherow sharing the joy and fond- ness for this wonderful community.  The next time you see the Kerns family out and about, don’t hesitate to say, “hi.” You will be wel- comed immediately with beautiful smiles, make an instant connection, and will feel like you have genuinely known them forever.
  • 13. High Desert Living • June 2021 June 2021 • High Desert Living 24 25 Meet Stan Morgan, owner of Superior Garage Floors. Starting his business 16 years ago, in October 2005, Stan wanted to provide Central Oregon with quality epoxy coatings and polished concrete flooring. “The do-it-yourself kits or the one-day install systems just aren’t a good option for our high-end clientele. We feel that they deserve better and we provide that for them.” Superior Garage Floors works with many of the top builders in Central Oregon, and their floors have been featured multiple times in the Central Oregon Tour of Homes. Their work can be found most anywhere in Central Oregon, from garage floors to commercial kitchens, deli’s, meat departments, dog kennels, animal hospitals, airplane hangars, office buildings, department stores, and more. One of their most recent projects is at the new community development, The Grove, in Northwest Crossing.  A family-owned business with eight employees, Stan’s vision for the future is to continue to grow in Central Oregon as a top-notch company that provides commercial and residential customers with quality service and exceptional products. Every installation is designed with a commitment to the client’s project, keeping them on schedule, and within budget. “We take pride in our work using only top-of-the-line products for a superior end result. Our crew is always on time and courteous, finishing the job on time and in a professional manner.” From stained and polished concrete floorings to color flake floor coatings, the finished product is a beautiful, seamless and durable, long-lasting floor surface that will be enjoyed for years to come. Epoxy/flake floors come in an unlimited selection of col- ors and combinations such as the customer favorites, “Creekbed” and “Wombat.” “We strive to provide a color combination that satisfies everyone’s style. Your new Superior Garage Floor can coordinate with your décor or create a dazzling focal point.”  When asked what sets Superior Garage Floors apart from other companies, Stan happily replied, “We care about each project as if it were our own garage, airplane hangar, or manufactur- ing facility. After all, these are our neighbors that we will see at local events and we value our Central Oregon community!” Concrete floor coatings are not a luxury, it’s an investment that can pay off over time. In addition to making garage floors more pleasant to look at, an epoxy coating also makes garage floors more resilient to spills and tire marks, which makes it even more beneficial. “Not only will your investment look great and reduce routine maintenance, but it will also improve the overall value of your home.” Let us help give you a seamless floor that is as beautiful as it is easy to clean! (541)-549-4040 superiorgargaefloors.com On the Left | Project Manager, Tom. Center | Owner, Stan. On the Right | Project Manager, Marcel. business sponsor spotlight SUPERIOR GARAGE FLOORS SUPERIOR GARAGE FLOORS ELEGANT, STRONG, AND SEAMLESS FLOORING ELEGANT, STRONG, AND SEAMLESS FLOORING Color Flake System Polished Concrete CCB#173851
  • 14. High Desert Living • June 2021 June 2021 • High Desert Living 26 27 Provided by Joseph Mansfield Window Coverings • Drapes • Awnings • Home Automation CENTRAL OREGON’S FULL SERVICE PV SOLAR INSTALLATION CONTRACTOR FINANCING AVAILABLE STARTING AT 2.99% OAC 2709 NW CROSSING DR BEND, OR 97703 541-213-8062 | NATIONALSOLARUSA.COM 2021 is well under way, with COVID-19 vaccines and therapeu- tics approved for market, many investors wonder when we can return to more stable social and economic activity. Even though Wall Street recovered before Main Street, history suggests that the two may not diverge for long periods of time.   In the “2021 Outlook Report: Forging a path forward,” Wells Fargo Investment Institute (WFII) strategists detail opportunities that may arise in the New Year, and how investors might take advantage of them.    Here, WFII strategists offer their top five ideas for 2021.  • Hold the right amount of cash. Investors may be over-allo- cated to cash, as money market balances remain near all-time highs. In our view, investors should hold enough cash to meet short-term liquidity needs to avoid selling assets at inoppor- tune times. One potential way to invest excess cash is through dollar-cost averaging—instead of investing one large sum, invest smaller sums over time.   • Selectively increase risk. As investors look forward to the end of the pandemic, we expect riskier assets like stocks to outperform. However, we suggest that investors be selective in how they increase risk. We generally favor U.S. stocks over international stocks, because we believe that growth pros- pects are stronger in the U.S. Within the U.S. stock market, we prefer large-cap and mid-cap stocks over small-cap stocks, because larger companies tend to have higher cash balances, less debt, and better earnings growth. In fixed income, we favor taking credit risk and keeping interest-rate sensitivity neutral.   • Consider exposure to higher-quality, growth-oriented sectors. Quality remains a key theme, but cyclicality could play a bigger role. We favor cyclical sectors that should demon- strate more consistent performance as the U.S. economic recovery advances. Our favored sectors include Information Technology, Health Care, Communication Services, and Consumer Discretionary.  • Diversify income sources. Within fixed income sectors, we favor municipal bonds and investment-grade and high-yield corporates, as we believe those sectors are well-positioned to offer yield. Emerging market bonds, dividend-paying stocks, and preferred securities may also offer attractive income streams to a well-diversified portfolio.   • Be proactive, not reactive. Investors tend to exhibit cer- tain behaviors that can lead to unwise decisions. In periods of high volatility, we suggest taking action thoughtfully and not reacting emotionally. A periodic investment plan such as dollar-cost averaging does not ensure a profit or protect against a loss in declining markets. Since such a strategy involves continuous investment, the investor should consider his or her ability to continue purchases through periods of low price levels.   There is no guarantee that dividend-paying stocks will return more than the overall stock market. Dividends are not guaranteed and are subject to change or elimination.   All investing involves risk including the possible loss of principal.  Asset allocation and diversification do not guarantee investment returns or eliminate the risk of loss. Each asset class has its own risk and return characteristics. The level of risk associated with a particular investment or asset class generally correlates with the level of return the investment or asset class might achieve. Stock markets, especially foreign markets, are volatile. A stock’s value may fluctuate in response to general economic and market conditions, the prospects of individual companies, and industry sectors. International investing has additional risks including those associated with currency fluctuation, political and economic instability, and different accounting standards. This may result in greater share price volatility. These risks are heightened in emerging markets. Exposure to the commodities markets may subject an investment to greater share price volatility than an investment in traditional equity or debt securities. Bonds are subject to market, interest rate, price, credit/default, call, liquidity, inflation, and other risks. Prices tend to be inversely affected by changes in interest rates. Cash alternatives typically offer lower rates of return than longer-term equity or fixed-income securities and may not keep pace with inflation over extended periods of time.   WFII is a registered investment adviser and a wholly-owned subsidiary of Wells Fargo Bank, N.A., a bank affiliate of Wells Fargo & Company.     This article was written by/for Wells Fargo Advisors and provided courtesy of Joseph Mansfield, Financial Advisor in Bend at 541-633-1927. Investments in securities and insurance products are:  Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. © 2021 Wells Fargo Clearing Services, LLC. All rights reserved. PORTFOLIOIDEAS TOP 5FOR 2021 PORTFOLIOIDEAS TOP 5FOR 2021 tetherow financial fitness
  • 15. High Desert Living • June 2021 June 2021 • High Desert Living 28 29 tetherow healthful living THEY ARE AMONG US Creating 300,000 New Cases A Year In America By Dr. Megan Carmichael DACM, LAc The tick is an eight-legged insect that sucks the blood of wild animals, pets, and humans. This winter in Central Oregon was warm, increasing the tick’s activity from early April through mid-fall. As we enjoy the beautiful outdoors of Central Oregon, be prepared for the patient hunters and know that a high percentage carry Lyme Disease and possibly 25 other bacterias, viruses, and parasites. Ticks can’t jump or fly but they do wait for you or your pet to brush up against them on tall grass, bushes, and woodpiles. They can drop from a higher location onto you if they have detected your presence. They do not have eyes but use their front legs to sense the carbon dioxide of your breath output, odors, and body heat. Avoiding a tick bite is possible by staying on the trails and covering your legs and ankles. There are sprays but they can be toxic to water life so please spray carefully. For a more natural approach, utilize essential oils to avoid ticks. Your veterinarian will have something for your pets. The best thing to do is to check your body after every outdoor outing. The most notorious loca- tions are your belly button, your toes, hairline, and behind the ears. Ticks can be the size of a poppy seed. If you are bitten, remove the tick in a specific way and place it into a plastic bag. Go to your doctor and send it for lab testing right away. The most comprehensive lab company is IGeneX Lab. Symptoms of a tick bite can show up weeks to months later. It is vital to get on antibiotics quickly. If you wait six months, the • Improve Your Health & The Family’s • Strengthens your body’s immune system naturally • Acupuncture reduces stress, anxiety, & depression. • Sessions give relief from acute & chronic pain from wear & tear and injuries, including headaches. • Acupuncture increases gut health, digestion function, sleep regularity and allergies. Dr. Megan Carmichael DACM, LAc 541.647.0569 • Acuwmegan.com • 61270 Brookswood Blvd. Bend, Oregon 97702 virus has circulated the body and moves into chronic stages of Lyme or other diseases. Early detection and treatment are cur- able but late stages of Lyme are extremely difficult as it presents with many symptoms, weakening of the immune system, and provides other co-infections. Common symptoms people experience are fever, chills, fatigue, muscle aches, pain and swelling of the joints, numbness, weakness of the facial muscles, mem- ory problems, shortness of breath, and headaches. A bullseye rash at the bite site is a clear diagnosis of Lyme Disease but is sometimes missed. Another bite sign is the bite wound becomes an eschar. As the chronic infection progresses, the symptoms can grow in severity with additional complications of digestive, car- diac, and neurological issues, as well as emotional disorders. We live in fun adventurous terrain and I encourage you to explore it all with a clear understanding of its wilderness. Precautions are easy to do followed by body checks at home. Full recovery from tick bites is absolutely accomplishable especially the sooner you get treatment. The further along in the disease, the more complex and lengthy the healing process. I am happy to further discuss tick infections and how support from acupuncture is necessary at any stage as it calms the ner- vous system, increases the immune system functioning, supports gut and brain health, balances emotions, manages pain, and so much more.