Ask private wealth management advisor Thomas Quinlin about Roth Conversion when you talk with him about options to supercharge your 401k. Contact Thomas at http://LifeStyleDesignGroupIntl.com -- And get more information about Roth Conversion at: http://RothConversion2010.net

1. Roth Conversion & 401k Limits & Deadlines - Get Expert Answers to Your Most Important 401k Questions By Thomas Quinlin

2. Retirement funds & 401k plans can be a little confusing even in the best of times …the question about Roth Conversion only adds to the complexity

3. What are the current 401k limits?

4. The 2010 limit for contributions to a 401k for employees who are 49 years of age or younger is $16,500

5. Employees who are 50 or older are allowed what is called a "catch up" contribution

6. The amount for this is currently an additional $5,500, for a total of $22,000 Since these limits will likely change for 2011, be sure to check for the latest numbers at that time

7. What about 401k deadlines?

8. You may know that you have until April 15 of the following year when you put money into an IRA That's not the case with 401k accounts! For those, you will have to make any contributions by the end of the same calendar year

9. So if you want to make contributions for 2010… …be sure to make it by December 31st of 2010, i.e., the year for which you want them to count Don't miss your 401k deadlines or else you'll lose out on the deductions

10. What about Roth Conversion & Roth 401k Accounts?

11. Roth 401k accounts are different from the traditional 401k accounts …Here, the money is contributed from your after tax income

12. There's a plus side, however: once you retire, you can withdraw that money tax-free …Or you can keep it where it is & let it earn some more money for your later years - or your heirs The limits & deadlines are the same as for the traditional 401k

13. To Roth or not to Roth?

14. Whether you choose to invest in a traditional 401k or a Roth 401k or both… …the limit for your 401k contributions applies to the total amount you contribute to the traditional 401k & a Roth 401k together

15. You cannot double your contribution by contributing to both types of 401k… …but you can choose how much you contribute to each kind, up to the maximum limit allowed for both together

16. Going over your 401k contribution limit can result in stiff taxes & penalties, so avoid this at all costs

17. Financial advisors that can help you work your way through the details They are there to sweat the small stuff so you won't have to

18. Get help from a financial advisor who specializes in overcoming 401k contribution limits …by helping you to invest in alternative investments that can yield a much higher return with excellent safety

19. These kinds of investments are especially powerful inside Roth accounts …which high income earners can finally take advantage of in 2010

20. Ask private wealth management advisor Thomas Quinlinabout Roth Conversion when you talk with him about options to supercharge your 401k Contact Thomas at http://LifeStyleDesignGroupIntl.com For more information about Roth Conversion at: http://RothConversion2010.net