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Insurance Fraud
Predict, prevent, prosecute: learn from the experts at
the industry’s leading event
24th March 2015
The Waldorf Hilton, London
Marketforce’s 6th Annual Conference
Early registration
rates available
Book before 19th
December and save £200
Rob Cummings
Manager, Civil Justice
& Data Strategy
Association of British Insurers
John O’Roarke
Managing Director
LV= General Insurance
Byron Shepherd
Service Delivery Manager –
MyLicence
Motor Insurers’ Bureau
Steve Jackson
Head of Financial Crime
Covéa Insurance
Natasha Glasgow
Head of Insurance
Moneysupermarket.com
Andy Pagett
Manager – Counter Fraud
Ageas
David Wood
Detective Chief Inspector
& Head of the Insurance
Fraud Department
City of London Police
Tony Sales
Retail Fraud Expert
Retail Fraud Uncovered
Glen Marr
Director of Fraud
1st Central
Mike Brown
Head of Counter Fraud
Intelligence
Direct Line Group
Graham Knight
Fraud Manager
Allianz
Martin Andrews
Director General
Credit Hire Organisation
John O’Roarke, Managing Director, LV= General Insurance
An influential conference on a subject which is critically
important to the profitability of the industry
35+
insurance companies
95%delegate approval
Join us at Britain’s leading fraud event and gain insight on key
developments in the fight against it.
How can
your company
better defend
itself against
fraudsters?
150+attendees in 2014
BOOK ONLINE www.marketforce.eu.com/fraud
Insurance Fraud
24th March 2015 | The Waldorf Hilton, London
With more than 150 of your peers and 16 expert
speakers discussing this year’s key developments,
Insurance Fraud is the only fraud event you and
your colleagues need to attend in 2015.
From application all the way through to conviction,
senior speakers will be sharing their insight on how
best the industry can collaborate and efficiently
optimise anti-fraud operations in the face of
increasing fraud levels.
•	 Get a cross sector perspective from a line-up 	
	 that includes insurers, brokers, aggregators, law 	
	 representation and law enforcement
•	 Hear from ‘Britain’s Greatest Fraudster’ Tony 	
	 Sales on how to combat the bad guys
•	 Learn how to collaborate across departments and 	
	 fight fraud in all types of insurance
•	Share expertise with fraud experts on application, 	
	 claims and convictions
For more information on our programme and to
benefit from the discounted early registration rate
please visit our website:
www.marketforce.eu.com/fraud
1st Central
3e Intelligence
Ageas Insurance
AIG
Allianz Group
Alpha Insurance
Amlin
Association of British Insurers
Aviva
AXA Group
BAE Systems
Barclays Bank
Berrymans Lace Mawer
BGL Group
Callcredit
Chaucer Insurance
CIFAS
City of London Police Force
Clyde & Co
comparethemarket.com
Confused.com
Covéa Insurance
CRIF
Cunningham Lindsey
DAC Beachcroft
DAS Group
Davies Group
Direct Line Group
DWF
Ecclesiastical Insurance Group
Eldon Insurance Services
Esure Insurance
FICO
Gocompare.com
Hartec
Hyperion Insurance
IBM
Impetro Consulting
Inceptum Insurance
Insurance Fraud Bureau
Insurance Initiatives
Iovation
Kennedys
KGM Motor Insurance
LexisNexis
Lifestyle Services Group
LV=
Markerstudy Group
McKinty & Wright
Motor Insurers’ Bureau
Murphy O’Rawe
NCI Vehicle Rescue
NFU Mutual
NICE Systems
Open GI
Retail Fraud Uncovered
RIAS
Risk Intelligence Ireland
Roundcube
RSA Group
SAS Institute
Simplyhealth
Sterling Insurance Company
Swinton Group
Synectics Solutions
Talbot Underwriting
The A&A Group
The AA
The Co-operative Insurance
The Surveillance Group
VFM Services
Weightmans
Willis Group
Zurich Insurance Group
Companies represented last year included:
Investigative Interviewing to Combat Insurance
Fraud – 23rd March 2015, Central London
This pre-conference workshop day will introduce you to a range
of interviewing and conversation management techniques that
your organisation can implement to identify and discourage
fraudulent insurance claims. Managing conversations with
potential fraudsters is a vital component of fraud detection, and
by the end of the day you will have knowledge of how this can be
done successfully as part of a wider counter-fraud effort.
Syllabus at a glance
•	 The role of interview and conversation approaches in 	 	
	 claims fraud
•	 How to use the PEACE Model
•	 Examining conversation management and conversational 	 	
	 techniques
•	 The principles of active listening and how they can be applied
•	 How to plan and structure your approach to the conversation 	
	 when a problem has been identified
Save £200 by booking both the conference and
workshop. To find out more visit the website:
www.marketforce.eu.com/fraudtraining
Join the debate on twitter
using the hashtag #fraud15 and
follow @marketforceins
Interested in speaking, exhibiting or hosting an event
around the conference?
There are a limited number of opportunities to engage key
decision makers through speaking, exhibiting and other
tailored packages. For more details, please get in touch:
Tel: +44 (0)20 7760 8685
Email: sponsorenquiries@marketforce.eu.com
“Great day with good focus
on key problems”
Josh Barnsdale, Anti Fraud Manager
One Call Insurance
4
3
7
6
5
2
1
09.00	 Welcome address by Marketforce
09.05	 Chairman’s opening remarks
	
Nipping it in the bud – combatting fraud from
the start
09.10	 Achieving total collaboration: the need for a united front against 	
	 fraud
Glen Marr, Director of Fraud, 1st Central
09.30	 Catching it at source: the aggregator’s role
Natasha Glasgow, Head of Insurance, Moneysupermarket.com
09.50	 Advisory Session
	
10.10	P2P
!
?
!
P2P
Panel Discussion
Keeping them off the books: pre-empting the fraudsters at
application
Glen Marr, Director of Fraud, 1st Central
Natasha Glasgow, Head of Insurance, Moneysupermarket.com
Graham Knight, Fraud Manager, Allianz
	
Penetrating the fraudster’s mind-set
10.40	 The fraudster: an insider view
Tony Sales was formerly one of the most prolific fraudsters in
the country. Now he works with IFED, along with other crime-
fighting organisations and insurers, to catch today’s criminals.
Tony Sales, Retail Fraud Expert, Retail Fraud Uncovered
11.10	 Questions	
11.15	 Refreshments
A progress update from the MIB
11.45	
P2P
!
?
!
P2P
Case Study
MyLicence
MyLicence has given insurers access to driver information held
by the DVLA. The project aims to help reduce fraud and produce
fairer prices by making quotes accurately reflect the driver’s
record. Here a senior figure from the scheme will talk about how
the roll out is going and what they’ve learnt in these first few
months.
Byron Shepherd, Service Delivery Manager – MyLicence, Motor
Insurers’ Bureau
12.05	 Questions
Looking beyond motor – fraud in other insurances
12.10	 P2P
!
?
!
P2P
Peer-to-Peer Discussion
Delegates will choose from four focused discussions of fraud in
different insurance lines. The discussions will last 20 minutes,
moderated by a leading expert on the topic, who will then feed
back the conclusions to the room.
Zone 1: Pet
Facilitator: Simon Wheeler, Managing Director, Agria Pet
Insurance
Zone 2: Home
Facilitator: Mike Brown, Head of Counter Fraud Intelligence,
Direct Line Group
	
Zone 3: Health
Facilitator: Cheryl Winslade, Fraud Manager, Simplyhealth
	
Zone 4: Travel
Facilitator: Andy Pagett, Manager – Counter Fraud, Ageas
Insurance
12.40	 Advisory Session
13.00	 Questions
13.05	 Lunch
The Justice perspective
14.20	
P2P
!
?
!
P2P
Keynote Address
Raising convictions and upholding the law
Speaker to be confirmed
14.40	 Questions
Claims fraud – new challenges, new rules,
new solutions
14.50	 Optimising claims fraud operations
Steve Jackson, Head of Financial Crime, Covéa Insurance
15.10	 Advisory Session
15.30	 Questions
15.40	
P2P
!
?
!
P2P
Question Time
Combatting fraudulent inflation throughout the claims supply
chain
Rob Cummings, Manager, Civil Justice & Data Strategy,
Association of British Insurers
John Spencer, President, Association of Personal Injury
Lawyers
Martin Andrews, Director General, Credit Hire Organisation
Andrew Pemberton, Chairman, UK Rehabilitation Council
	
16.10	 Refreshments
Catching the crooks – success stories
16.40	
P2P
!
?
!
P2P
Case Study
IFED
IFED’s work as the Police’s specialist insurance fraud unit has
resulted in over 500 arrests. Funded in part by the ABI, they
often work in close conjunction with insurers themselves. In this
presentation IFED and LV= will talk through a case that resulted
in conviction from start to finish.
David Wood, Detective Chief Inspector & Head of the Insurance
Fraud Department, City of London Police
John O’Roarke, Managing Director, LV= General Insurance
17.00	 Advisory Session
17.20	 Questions
17.30	 Chairman’s closing remarks and end of conference
TELEPHONE +44 (0)20 7760 8699
Tuesday 24th March 2015
Want to find out more? For the full programme visit www.marketforce.eu.com/fraud
Insurance Fraud
24th March 2015 | The Waldorf Hilton, London
How to Book
Simply return this form to: Marketforce Business Media Ltd | 3 Sutton Lane | London | EC1M 5PU | United Kingdom
Telephone us on: +44 (0)20 7760 8699 	 			 Fax this form to: +44 (0)20 7490 2296 	 	
Book online at: www.marketforce.eu.com/fraud	 		 Email us on: info@marketforce.eu.com
Company Name
Address
Postcode/Zip				 Country						 Fax
Prices
Company Information
Payments
Please select the relevant box:
I wish to book the named delegate(s) and I understand that this registration is made subject to Marketforce Business Media Ltd’s terms and conditions.
I cannot attend so I wish to purchase a copy of the conference documentation ­­@ £150/€180 + VAT.
The conference documentation is distributed online and accessed via a password which will be emailed to you after the conference and once payment has
been made. The presentations will be online for a period of 3 months.
Signed
I enclose a cheque for the sum of ­­­_______________ . Cheques must be drawn on a UK bank account with a UK sort code and should be made payable to
Marketforce Business Media Ltd and sent to The Accounts Department, Marketforce Business Media Ltd, 3 Sutton Lane, London EC1M 5PU.
I will transfer the sum of _________________
Bank Transfer details: please transfer quoting reference IZI48 plus company name. Bank Details: Lloyds Bank, Southampton Row, London WC1B 5HR. 	
Bank transfers in Sterling should be ma­de to Lloyds Bank, sort code 30-97-81, account number 00894664, IBAN: GB39 LOYD 3097 8100 8946 64,
BIC: LOYDGB21034.
Payments made in this way should also carry the conference name and your company name as reference.
Bank transfers in Euros should be made to Lloyds Bank, sort code 30-97-81, account number 88061150, IBAN: GB09 LOYD 3097 8188 0611 50,
BIC: LOYDGB21034.
Payments made in this way should also carry the conference name and your company name as reference.
Please debit the sum of _________________ from my Credit Card: Amex/Visa/MasterCard.
Card No											 Exp. Date		
Holder’s Name										 Security Code*	
Signature											 Date
Terms and Conditions
Delegate information
Registration and document distribution from 8.30am on Tuesday 24th March 2015.
Event accommodation
Overnight accommodation and travel costs are not included in the registration fee. For further
information on discounted hotel rooms, please refer to the delegate pack which will be sent out
once you have confirmed your place.
Please note it may be necessary for reasons beyond the control of the organisers to alter the
content or the timing of the programme.
Terms and conditions
The fee covers attendance at all sessions and payment must be received prior to the event. The
delegate rate is charged at the discretion of the conference producers.
Cancellations
Cancellations must be received in writing to cancellations@marketforce.eu.com. Verbal
cancellations will not be accepted. Where cancellation is received in writing more than 30 days
prior to the first day of the conference any fees due will be refunded in full less an administration
charge of £100/€150 + VAT per ticket. Where cancellations are submitted within 30 days of the
first day of the conference, the registration fee remains payable in its entirety. Substitutions are
acceptable at any time.
Data Protection
Marketforce Business Media Ltd gathers and processes data in accordance with the Data
Protection Act 1998. The information contained about you on this form may be used for future
updates about our products and services. Occasionally, we may make your details available to
carefully selected external companies for marketing purposes. If you wish your details to be
amended, removed or not passed on to external organisations, please write to the Database
Administrator at the address on the registration form. Following your update or removal request,
you may receive additional pieces of communication whilst the changes are effected.­­­
Delegate Information
Title			 First Name					 Surname
Job Title
Phone									 Email
Title			 First Name					 Surname
Job Title
Phone									 Email
Registrations on or before
19th December 2014
Registrations on or before
27th February 2015
Registrations after
30th January 2015
Insurers’ Rate* £645 + VAT = £774 (€966) £745 + VAT = £894 (€1,116) £845 + VAT = £1,014 (€1,266)
Standard Rate £795 + VAT = £954 (€1,194) £895 + VAT = £1,074 (€1,344) £995 + VAT = £1,194 (€1,494)
*This rate is only available to insurance companies, managing agents, brokers, underwriters and aggregators and will be awarded at the discretion of the conference organiser whose decision is final.
Save up to £200 if you book the conference and workshop together.
Visit the website for full prices.

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Insurance Fraud_Final

  • 1. Insurance Fraud Predict, prevent, prosecute: learn from the experts at the industry’s leading event 24th March 2015 The Waldorf Hilton, London Marketforce’s 6th Annual Conference Early registration rates available Book before 19th December and save £200 Rob Cummings Manager, Civil Justice & Data Strategy Association of British Insurers John O’Roarke Managing Director LV= General Insurance Byron Shepherd Service Delivery Manager – MyLicence Motor Insurers’ Bureau Steve Jackson Head of Financial Crime Covéa Insurance Natasha Glasgow Head of Insurance Moneysupermarket.com Andy Pagett Manager – Counter Fraud Ageas David Wood Detective Chief Inspector & Head of the Insurance Fraud Department City of London Police Tony Sales Retail Fraud Expert Retail Fraud Uncovered Glen Marr Director of Fraud 1st Central Mike Brown Head of Counter Fraud Intelligence Direct Line Group Graham Knight Fraud Manager Allianz Martin Andrews Director General Credit Hire Organisation John O’Roarke, Managing Director, LV= General Insurance An influential conference on a subject which is critically important to the profitability of the industry 35+ insurance companies 95%delegate approval Join us at Britain’s leading fraud event and gain insight on key developments in the fight against it. How can your company better defend itself against fraudsters? 150+attendees in 2014
  • 2. BOOK ONLINE www.marketforce.eu.com/fraud Insurance Fraud 24th March 2015 | The Waldorf Hilton, London With more than 150 of your peers and 16 expert speakers discussing this year’s key developments, Insurance Fraud is the only fraud event you and your colleagues need to attend in 2015. From application all the way through to conviction, senior speakers will be sharing their insight on how best the industry can collaborate and efficiently optimise anti-fraud operations in the face of increasing fraud levels. • Get a cross sector perspective from a line-up that includes insurers, brokers, aggregators, law representation and law enforcement • Hear from ‘Britain’s Greatest Fraudster’ Tony Sales on how to combat the bad guys • Learn how to collaborate across departments and fight fraud in all types of insurance • Share expertise with fraud experts on application, claims and convictions For more information on our programme and to benefit from the discounted early registration rate please visit our website: www.marketforce.eu.com/fraud 1st Central 3e Intelligence Ageas Insurance AIG Allianz Group Alpha Insurance Amlin Association of British Insurers Aviva AXA Group BAE Systems Barclays Bank Berrymans Lace Mawer BGL Group Callcredit Chaucer Insurance CIFAS City of London Police Force Clyde & Co comparethemarket.com Confused.com Covéa Insurance CRIF Cunningham Lindsey DAC Beachcroft DAS Group Davies Group Direct Line Group DWF Ecclesiastical Insurance Group Eldon Insurance Services Esure Insurance FICO Gocompare.com Hartec Hyperion Insurance IBM Impetro Consulting Inceptum Insurance Insurance Fraud Bureau Insurance Initiatives Iovation Kennedys KGM Motor Insurance LexisNexis Lifestyle Services Group LV= Markerstudy Group McKinty & Wright Motor Insurers’ Bureau Murphy O’Rawe NCI Vehicle Rescue NFU Mutual NICE Systems Open GI Retail Fraud Uncovered RIAS Risk Intelligence Ireland Roundcube RSA Group SAS Institute Simplyhealth Sterling Insurance Company Swinton Group Synectics Solutions Talbot Underwriting The A&A Group The AA The Co-operative Insurance The Surveillance Group VFM Services Weightmans Willis Group Zurich Insurance Group Companies represented last year included: Investigative Interviewing to Combat Insurance Fraud – 23rd March 2015, Central London This pre-conference workshop day will introduce you to a range of interviewing and conversation management techniques that your organisation can implement to identify and discourage fraudulent insurance claims. Managing conversations with potential fraudsters is a vital component of fraud detection, and by the end of the day you will have knowledge of how this can be done successfully as part of a wider counter-fraud effort. Syllabus at a glance • The role of interview and conversation approaches in claims fraud • How to use the PEACE Model • Examining conversation management and conversational techniques • The principles of active listening and how they can be applied • How to plan and structure your approach to the conversation when a problem has been identified Save £200 by booking both the conference and workshop. To find out more visit the website: www.marketforce.eu.com/fraudtraining Join the debate on twitter using the hashtag #fraud15 and follow @marketforceins Interested in speaking, exhibiting or hosting an event around the conference? There are a limited number of opportunities to engage key decision makers through speaking, exhibiting and other tailored packages. For more details, please get in touch: Tel: +44 (0)20 7760 8685 Email: sponsorenquiries@marketforce.eu.com “Great day with good focus on key problems” Josh Barnsdale, Anti Fraud Manager One Call Insurance
  • 3. 4 3 7 6 5 2 1 09.00 Welcome address by Marketforce 09.05 Chairman’s opening remarks Nipping it in the bud – combatting fraud from the start 09.10 Achieving total collaboration: the need for a united front against fraud Glen Marr, Director of Fraud, 1st Central 09.30 Catching it at source: the aggregator’s role Natasha Glasgow, Head of Insurance, Moneysupermarket.com 09.50 Advisory Session 10.10 P2P ! ? ! P2P Panel Discussion Keeping them off the books: pre-empting the fraudsters at application Glen Marr, Director of Fraud, 1st Central Natasha Glasgow, Head of Insurance, Moneysupermarket.com Graham Knight, Fraud Manager, Allianz Penetrating the fraudster’s mind-set 10.40 The fraudster: an insider view Tony Sales was formerly one of the most prolific fraudsters in the country. Now he works with IFED, along with other crime- fighting organisations and insurers, to catch today’s criminals. Tony Sales, Retail Fraud Expert, Retail Fraud Uncovered 11.10 Questions 11.15 Refreshments A progress update from the MIB 11.45 P2P ! ? ! P2P Case Study MyLicence MyLicence has given insurers access to driver information held by the DVLA. The project aims to help reduce fraud and produce fairer prices by making quotes accurately reflect the driver’s record. Here a senior figure from the scheme will talk about how the roll out is going and what they’ve learnt in these first few months. Byron Shepherd, Service Delivery Manager – MyLicence, Motor Insurers’ Bureau 12.05 Questions Looking beyond motor – fraud in other insurances 12.10 P2P ! ? ! P2P Peer-to-Peer Discussion Delegates will choose from four focused discussions of fraud in different insurance lines. The discussions will last 20 minutes, moderated by a leading expert on the topic, who will then feed back the conclusions to the room. Zone 1: Pet Facilitator: Simon Wheeler, Managing Director, Agria Pet Insurance Zone 2: Home Facilitator: Mike Brown, Head of Counter Fraud Intelligence, Direct Line Group Zone 3: Health Facilitator: Cheryl Winslade, Fraud Manager, Simplyhealth Zone 4: Travel Facilitator: Andy Pagett, Manager – Counter Fraud, Ageas Insurance 12.40 Advisory Session 13.00 Questions 13.05 Lunch The Justice perspective 14.20 P2P ! ? ! P2P Keynote Address Raising convictions and upholding the law Speaker to be confirmed 14.40 Questions Claims fraud – new challenges, new rules, new solutions 14.50 Optimising claims fraud operations Steve Jackson, Head of Financial Crime, Covéa Insurance 15.10 Advisory Session 15.30 Questions 15.40 P2P ! ? ! P2P Question Time Combatting fraudulent inflation throughout the claims supply chain Rob Cummings, Manager, Civil Justice & Data Strategy, Association of British Insurers John Spencer, President, Association of Personal Injury Lawyers Martin Andrews, Director General, Credit Hire Organisation Andrew Pemberton, Chairman, UK Rehabilitation Council 16.10 Refreshments Catching the crooks – success stories 16.40 P2P ! ? ! P2P Case Study IFED IFED’s work as the Police’s specialist insurance fraud unit has resulted in over 500 arrests. Funded in part by the ABI, they often work in close conjunction with insurers themselves. In this presentation IFED and LV= will talk through a case that resulted in conviction from start to finish. David Wood, Detective Chief Inspector & Head of the Insurance Fraud Department, City of London Police John O’Roarke, Managing Director, LV= General Insurance 17.00 Advisory Session 17.20 Questions 17.30 Chairman’s closing remarks and end of conference TELEPHONE +44 (0)20 7760 8699 Tuesday 24th March 2015 Want to find out more? For the full programme visit www.marketforce.eu.com/fraud
  • 4. Insurance Fraud 24th March 2015 | The Waldorf Hilton, London How to Book Simply return this form to: Marketforce Business Media Ltd | 3 Sutton Lane | London | EC1M 5PU | United Kingdom Telephone us on: +44 (0)20 7760 8699 Fax this form to: +44 (0)20 7490 2296 Book online at: www.marketforce.eu.com/fraud Email us on: info@marketforce.eu.com Company Name Address Postcode/Zip Country Fax Prices Company Information Payments Please select the relevant box: I wish to book the named delegate(s) and I understand that this registration is made subject to Marketforce Business Media Ltd’s terms and conditions. I cannot attend so I wish to purchase a copy of the conference documentation ­­@ £150/€180 + VAT. The conference documentation is distributed online and accessed via a password which will be emailed to you after the conference and once payment has been made. The presentations will be online for a period of 3 months. Signed I enclose a cheque for the sum of ­­­_______________ . Cheques must be drawn on a UK bank account with a UK sort code and should be made payable to Marketforce Business Media Ltd and sent to The Accounts Department, Marketforce Business Media Ltd, 3 Sutton Lane, London EC1M 5PU. I will transfer the sum of _________________ Bank Transfer details: please transfer quoting reference IZI48 plus company name. Bank Details: Lloyds Bank, Southampton Row, London WC1B 5HR. Bank transfers in Sterling should be ma­de to Lloyds Bank, sort code 30-97-81, account number 00894664, IBAN: GB39 LOYD 3097 8100 8946 64, BIC: LOYDGB21034. Payments made in this way should also carry the conference name and your company name as reference. Bank transfers in Euros should be made to Lloyds Bank, sort code 30-97-81, account number 88061150, IBAN: GB09 LOYD 3097 8188 0611 50, BIC: LOYDGB21034. Payments made in this way should also carry the conference name and your company name as reference. Please debit the sum of _________________ from my Credit Card: Amex/Visa/MasterCard. Card No Exp. Date Holder’s Name Security Code* Signature Date Terms and Conditions Delegate information Registration and document distribution from 8.30am on Tuesday 24th March 2015. Event accommodation Overnight accommodation and travel costs are not included in the registration fee. For further information on discounted hotel rooms, please refer to the delegate pack which will be sent out once you have confirmed your place. Please note it may be necessary for reasons beyond the control of the organisers to alter the content or the timing of the programme. Terms and conditions The fee covers attendance at all sessions and payment must be received prior to the event. The delegate rate is charged at the discretion of the conference producers. Cancellations Cancellations must be received in writing to cancellations@marketforce.eu.com. Verbal cancellations will not be accepted. Where cancellation is received in writing more than 30 days prior to the first day of the conference any fees due will be refunded in full less an administration charge of £100/€150 + VAT per ticket. Where cancellations are submitted within 30 days of the first day of the conference, the registration fee remains payable in its entirety. Substitutions are acceptable at any time. Data Protection Marketforce Business Media Ltd gathers and processes data in accordance with the Data Protection Act 1998. The information contained about you on this form may be used for future updates about our products and services. Occasionally, we may make your details available to carefully selected external companies for marketing purposes. If you wish your details to be amended, removed or not passed on to external organisations, please write to the Database Administrator at the address on the registration form. Following your update or removal request, you may receive additional pieces of communication whilst the changes are effected.­­­ Delegate Information Title First Name Surname Job Title Phone Email Title First Name Surname Job Title Phone Email Registrations on or before 19th December 2014 Registrations on or before 27th February 2015 Registrations after 30th January 2015 Insurers’ Rate* £645 + VAT = £774 (€966) £745 + VAT = £894 (€1,116) £845 + VAT = £1,014 (€1,266) Standard Rate £795 + VAT = £954 (€1,194) £895 + VAT = £1,074 (€1,344) £995 + VAT = £1,194 (€1,494) *This rate is only available to insurance companies, managing agents, brokers, underwriters and aggregators and will be awarded at the discretion of the conference organiser whose decision is final. Save up to £200 if you book the conference and workshop together. Visit the website for full prices.