NRT 2011 May 23-24, 2011 Manila Session 2: Knowing Your Bank's Performance By: Allan Robert I. Sicat Deputy Executive Director, Microfinance Council of the Philippines, Inc. (MCPI)

1. Knowing Your Bank’s Performance
Allan Robert I. Sicat
Microfinance Council of the Philippines, Inc.
RBAP‐MABS Na>onal Roundtable
May 23, 2011

2. Structure of Presenta7on
 ntroduc>on to MCPI and the MIX
I
 he New MIX Market
T
 enefits of Repor>ng
B
 napshots
S
 sia
A
 hilippines and Philippine RBs
P
 elected Performance Indicators
S

3. About MCPI
MCPI is the na>onal network of MFIs and
support organiza>ons working towards
sustainable, innova>ve, and client‐responsive
solu>ons to poverty in the Philippines.
MCPI is composed of 47 ins>tu>ons
including 39 MFIs and 8 support
organiza>ons.

4. About the MIX
The Microfinance Informa7on
eXchange (MIX) is the premier
source for microfinance data and
analysis.
 MicroBanking Bulle/n is an
online publica/on featuring
cri/cal industry topics wri8en
by prac//oners and academics
 MIX Microfinance World
presents Regional and Country
level analysis reports
 MIX Market is an online
informa/on plaAorm – a global
clearing house for performance
and outreach informa>on

5. The MIX Market

6. Snapshot: Asia Borrowers
Source: MIX Market

7. Snapshot: Asia Depositors
Source: MIX Market

8. Snapshot: Philippines
No. of Ac7ve Borrowers
3,000,000
2,500,000
2,000,000
1,500,000
1,000,000
500,000
0
2006 2007 2008 2009
Philippines All Philippine RBs
Source: MIX Market

9. Snapshot: Philippines
No. of Depositors
4,000,000
3,500,000
3,000,000
2,500,000
2,000,000
1,500,000
1,000,000
500,000
0
2006 2007 2008 2009
Philippines All Philippine RBs
Source: MIX Market

10. ROA and ROE ‐ 2009
14.00% 13.28%
12.62%
12.00% 11.51% 11.43%
10.00%
8.00%
6.00%
4.00%
2.47% 2.17%
2.09% 2.05%
2.00%
0.00%
East Asia Philippines ‐ All Philippine NGOs Philippine RBs
ROA ROE
Source: MIX Market

11. Yield and Financial Revenue ‐ 2009
60.00%
49.31%
50.00%
40.00%
34.17%
29.11% 29.83%
30.00% 26.30%
24.51% 25.35%
20.84%
20.00%
10.00%
0.00%
East Asia Philippines ‐ All Philippine NGOs Philippine RBs
Yield Financial Revenue/assets
Source: MIX Market

12. Opera7ng Expense ‐ 2009
40.00%
36.92%
35.00%
30.00%
25.00% 23.40% 23.55%
20.00% 18.61%
17.49%
15.00% 12.27%
10.41% 9.36%
10.00%
5.00%
0.00%
East Asia Philippines ‐ All Philippine NGOs Philippine RBs
Opera>ng expense/ loan por]olio Personnel expense/ loan por]olio
Source: MIX Market

13. Thank You!
Microfinance Council of the Philippines, Inc.
E‐mail: secretariat@microfinancecouncil.org
Tel No.: 63 (2) 6315920
Website: www.microfinancecouncil.org