This beautiful presentation revolves around some basic but very important tips which can make you save some invaluable money from your own savings and can keep you growing also

1. Have a
Healthy & Wealthy
Gooood Morning (/mɔːnɪŋ/)
MasterMinds!

2. Our Values & Beliefs
We Are The Believers Of Learning, Excellence, Quality, Growth
And Ethics, And Are Possessively Committed To These Values,
And Ensure That All Our Current And Future Generation Of
Leaders Understand And Practice Them.
Our Organization Culture Would Always Be The Reflection And
Mirror Image Of Our Values, Believes And Core Ideology. We
Will Not Do Any Business Or Take Any Decision Which Does
Not Fits Into Our Value System And Ideology.

3. Objectives
 To learn structured presentation far as
possible
 To share a lifetime, most effective
learning of life
 To discuss most useful TIPS (that
practically helps) to build Wealth.

4. WEALTH BUILDING

5. • Learning basics of personal finance
has helped people build great
wealth, so does for you.
• But...It’s as boring process as
watching grass growing.

6. Why learn Personal Finance?
 To gain real value
of your hard
earned money.
 To make your
money work for
you.
 Its hard earning
money. Its harder
managing same.
 Long term
benefits

7. First Step
 Start tracking
your
expenditures
 Make lists… lots
of lists (Apps)
 Income –
Expenses =
Savings

8.  This will derive two main outcomes:
◦ How much essential amount required to live a
balanced life
◦ (Needs)
◦ Where you need to control
◦ (Wants)
◦ Controlling a little on “Wants” will help you
fulfill your long term goals
◦ (Desires)

9. How Far to Control “Wants”
Subject/ Account Examples Contribution
Basic Needs Rent, Power bills,
Cable bills, Phone bills,
Petrol, Maintenance
30%
Savings Contingency Plan,
Short term/ Urgent
goals, allow yourself
live at fullest
30%
Desire Savings New House, Marriage,
New Car, Business
Capital, Shop for rent,
30%
Life needs Insurance, Health,
Family planning,
retirement
10%

10. While Doing all These,
Remember
 Keep controlling your wants till its
settled at given/ desired level.
 MONEY SAVED IS MONEY EARNED
– 100% TRUST IT
 Your savings and investments are
your NETWORTH and NOT your
salary.

11. Learned Saving?
 Now, let your money work for you.
 Learn investing it, wisely.
 But I don’t know?
 What is MF, Equity, Debt, Insurance
etc.
 Where to start?

12. Dreams- They come True
 Set some rosy-pinky-bubbly goals.
 Goals that drives you, motivates you
and always makes you “GO FOR IT”
 Set time lines for dreams.
 Now, You are set with a seed, seat
back, watch it growing.

13. Different investments
 Each desire has
one account.
 For 3 – 5 year
longer dreams
invest in Equity,
Direct or MF.
 For 15 years or so
70% equity with
NPS or so.
 For less than 3
years RD, FD or
so.

14. Wait… You may get damaged
 Nature of each finance tool is different.
 Select each tool with consideration of
your “RISK TAKING ABILITY”
 What is RTA?
 90 – Age Rule

15. Will discuss different Finance
tools and their nature next
time

16. Happy Wealth Building!!