VISIONFC Summit: NFC's Role in Transport Ticketing Trends

Welcome to the VISIONFC
Payment and Transport Summit
Koichi Tagawa, Chairman, NFC Forum
November 5, 2019

WELCOME TO TODAY’S SPEAKERS
3
Sadiq Mohammed
Vice President
EMV and Digital Devices,
Mastercard
Satoshi Shibata
Assistant Manager,
JR East
Manoj Sugathan
Head of Chip,
Contactless and Urban Mobility,
Visa Asia Pacific
Goh Say Yeow
Vice President
Head of Digital Security Solutions
Asia Pacific, Infineon Technologies
Matt Bright
Retail & Payment SIG
Chair, NFC Forum
Silvester Prakasam
LTA Singapore
Koichi Tagawa
Chairman,
NFC Forum
Bjoern Scharfen
Senior Director,
Head of Product Line
Payment & Ticketing
Solutions
Infineon Technologies
Preeti Ohri Khemani
Mobility, Identity and Transport
SIG Chair,
NFC Forum
Mike McCamon
Executive Director,
NFC Forum

AGENDA
MC: PREETI OHRI KHEMANI
4
12:30 Registration
1:00 – 1:05 Welcome | Koichi Tagawa, Chairman, NFC Forum
1:05 – 1:20 Mobility, Identity, Transport and Payment Market Overview | Preeti Ohri Khemani MIT SIG Chair, NFC Forum
1:20 – 1:40 NFC Beyond Mobile | Goh Say Yeow, Vice President, Head of Digital Security Solutions Asia Pacific, Infineon Technologies Asia Pacific Pte Ltd
1:40 – 2:00 Transport and Ticketing Trends and Outlook in Asia | Namrta Bangia, Director, Global Mass Transit
2:00 – 2:20 Evolution of Account-based Ticketing | Silvester Prakasam, Senior Advisor Fare Systems, LTA Singapore
2:20 – 2:40 An Application for Multi-Product of Public Transport in Tokyo | Satoshi Shibata, Assistant Manager, JR East
2:40 – 3:00 Break
3:00 – 3:20 Driving EMV payments in Urban Mobility Solutions | Sadiq Mohammed, Vice President, EMV and Digital Devices, Mastercard
3:20 – 3:40 The Future of Commerce – Transit | Manoj Sugathan, Senior Director, Chip, Contactless and Urban Mobility, Visa Asia Pacific
3:40 – 4:10 Show & Tell: NFC Demos | Moderated by Bjoern Scharfen, Senior Director Payment and Ticketing Product Line. Infineon Technologies
4:10 – 5:00 Panel: NFC in Payment and Transport | Moderated by Matt Bright, Retail & Payment SIG Chair, NFC Forum
5:00 – 5:15 Closing Remarks | Mike McCamon, Executive Director, NFC Forum
5:15 – 7:00 Networking Reception

ENGAGE
● Go to
https://pigeonhole.at/NFC2019
● Enter the Q&A to submit
questions
 Type in your question
 Add up to two tags
 Ask!
● Build the NFC Word Cloud
● Share your feedback by taking our
event survey
5

PANEL: NFC IN PAYMENT AND TRANSPORT
Submit your question and tag ‘Panel’: https://pigeonhole.at/NFC2019
Sadiq Mohammed
Vice President
Mastercard
Silvester Prakasam
Senior Advisor Fare
Systems, LTA Singapore
Manoj Sugathan
Head of Chip,
Visa Asia Pacific
Matt Bright
Chair, NFC Forum
MODERATOR PANELISTS
Bjoern Scharfen
Senior Director Payment and
Ticketing Product Line. Infineon
Technologies

THE NFC FORUM AT A GLANCE
7
The NFC Forum has 130+ member organizations
and is the world's leading standards and advocacy
association for Near Field Communication (NFC)
technology.

NFC FORUM: DRIVING NFC FORWARD ON ALL FRONTS
8
• Ensure compliance and
interoperability with the NFC
Forum’s standards
• Develop and maintain product
certification and interoperability
programs
• Encourage broad adoption of NFC
technology in targeted vertical
markets
• Gather business requirements to
drive work within the Technical
and Compliance Committees
• Engage market critical liaisons
Compliance
Committee
Special
Interest
Groups
Technical
Committee
• Creation and maintenance of
technical requirements
documents and specifications
• Engage with NFC Forum
liaison partners

NFC FORUM CELEBRATES 15 YEARS OF SUCCESS
9
Since 2004 the NFC Forum has led the effort to
expand the adoption of Near Field
Communication technology around the world.
In 2019 we celebrate our 15th anniversary and
look forward to more NFC innovation and
growth in the years to come.
Visit the NFC Forum 15th Anniversary web page

LET’S GET SOCIAL
● Throughout VISIONFC we encourage
you to share your key takeaways and
photos on social media
● When sharing, use hashtag
#VISIONFC or #NFCFORUM
10
#VISIONFC
or
#NFCFORUM
@nfcforum

Preeti Ohri Khemani
NFC Forum Vice Chairman & MIT SIG Chair
11
Mobility, Identity, Transport and Payment
Market Overview

What is
the future of
NFC
technology?
15

… is flexible,
invisible and
ubiquitous
Internet
of Things
and 5G
16

… is flexible,
invisible and
ubiquitous
Integrated
Smartphone
Applications
17

Identification
Access
Management
Mobility
& Transport
Payment
Retail
The available markets
are on the rise in
traditional segments
18

Key market trends
NFC deployment is the most prevalent
in transport and payment applications
Increasing trend towards the usage of
a mobile phone for card emulation in
Transport Ticketing
NFC enables smart phones to be used
not only for communication purposes
but also as a transaction tool
NFC as a one-touch
connection for
transport and payment
applications
19

NFC ecosystem
across a variety of
applications
Payment Info Sharing eTicketing Peer to Peer
NFC enables new
services and offers
new convenience
factors
Different form
factors
SIM
(UICC/eUICC)
Secure Element
Embedded
Secure
Element
Dual
Interface (DIF) chip with
flexible antenna
μSD Card NFC Tags
17
20

Access
Control
Product
Authentication
Supply Chain
Management
NFC in retail
Product
Information
Asset
Tagging
Object
Identification
18
21

Transport Ticketing
expected to grow
driven by migration to
microcontrollers based
solutions Source: ABI Secure Smart Cards and Embedded Secure ICs, Q3 2019
Transport
microcontroller and
memory market
[Million USD]
2019 2024
182
211
CAGR
+3%
19
22

NFC in MaaS enables
account & card based
ticketing fully compliant
to Open Standards
The Future
of MIT
Limited Use Tickets For seasonal cards
For multi
application cards
NFC mobile devices/
wearables
Based on Open Standards
20
23

Registration
• Grants access to all
individual services
• Only completed once
Journey planning
• Provides list of service
offering
• Combines optimal use
of transport modes
based on
selection
Booking
• User decides on
service to purchase
• MaaS operator issues
necessary
travel documents
• MaaS operator
informs service
provider so they
provide capacity
Payment
• PAYG or monthly
subscription
• User financial
transaction and
revenue sharing
Journey
• MaaS operator
ensures service
is delivered
• MaaS operator
provides data
feed: delays,
routing changes
…
MaaS as a process
for a convenient
user experience
21
24

Today’s consumer
world is …
Trust and
convenience drive
everything
Global
On-demand
Ubiquitous
Digital
22
25

JOIN THE MOBILITY, IDENTITY AND TRANSPORT AND
RETAIL AND PAYMENT SIGS!
23

Goh Say Yeow
Vice President, Head of Digital Security Solutions Asia Pacific,
Infineon Technologies Asia Pacific Pte Ltd.
24
NFC Beyond Mobile

Goh Say Yeow
Vice President, Digital Security Solutions
Infineon Technologies Asia Pacific Pte Ltd
Founding Member
of the
Sponsor Member
of the
- restricted -

Info Sharing Peer to PeereTicketingPayment

1983
First patent related to RFID by
Charles Walton
2005
Nokia 3220
2006
Watchdata SIMPpass™
launched
2010
Evolution of NFC Technology
Android phone SAMSUNG NEXUS S
with NFC Support released
To drive mobile NFC, a dongle
antenna solution was even
developed to mimic the success in
China
2010 2015
Apple Pay and Android Pay
debut globally
Google expands
Support for transit
cards on NFC mobile
phones
2019

Harmonization of
standardization activities
Market player alignment
Infrastructure enabling
Considering security
aspects
Customer education
Precondition
for NFC
Success
Seamless migration and
convergence
Customer convenience

RF
Modem
Application /
Baseband
Processor
CLF
Modem
 SWP chips
for UICC-SE
removable SE
embedded SE
 Card Reader
Mobile Handset-
Makers
Payment Transport
Providers
Network-Operator versus
The struggle to be in control

Source: https://herow.io/apple-opens-up-nfc-api-on-ios-11/LIMITED SDK - READ-ONLY
Allows simple tag reading
Card emulation not open to all developers

Bringing the Mobile Makers and Acquiring Infrastructure
together
Source: The Straits Times
Source: todayonline.com

In a short time…

User Experience
One of the KEY to Successful Adoption
Convenience

Beyond just Mobile Phones

Different wearable OEMs require different
solutions
Contactless Cards
Contactless Accessories and
Connected Wearables
Card Manufacturers and Device OEMs

Key Takeaway
The mobile NFC is lacking behind expectation.
IoT is the next wave for NFC but will take some time.
To differentiate against QR code, we need to go
beyond mobile. This will build the foundation for the
sustainability of NFC.

Namrta Bangia
Director, Global Mass Transit
44
Transport and Ticketing Trends and Outlook in Asia

1
VISIONFC Transport Summit
Transport and Ticketing Trends and Outlook in Asia
Namrta Bangia
Director
Global Mass Transit
November 5, 2019

CURRENT NFC MOBILE TICKETING INDUSTRY
Global Mass Transit Research has analysed existing fare payment systems in 300 cities across the world. Of these, 50 cities
are in North America, 20 in Latin America, 75 in Asia Pacific, 115 in Europe and 40 in Middle East and Africa. Of the
total, only 46 cities have deployed near-field communications (NFC) based mobile ticketing and 32 cities have unveiled
concrete plans to deploy it in the future.
7
0
18
20
1
10
1
11
8
2
North America Latin America Asia Pacific Europe Middle East and
Africa
Current number of cities with NFC-based mobile ticketing in transit
Number of cities with plans to deploy NFC-based mobile ticketing in transit
© Global Mass Transit Research, November2019
4
6
Region-wise current and upcoming deployments
of NFC-based mobile ticketing
•In the last five years, transit agencies
have moved from mass deployment of
contactless smartcards towards the use
of contactless payment technology. By
2021, smartcards, mobile ticketing and
EMV cards are expected to replace
paper tickets as the dominant form of
ticketing.
•Mobile ticketing is no longer an
emerging technology posing risks. More
and more transport service providers
are using mobile ticketing as the initial
step to launch account-based ticketing
(ABT).
•The penetration of smartphones and
increase in the deployment of NFC
devices has favoured transit agencies
because the customers can now bring
their own fare media and more readily
engage in the advanced fare collection
system. Asia Pacific and Europe leads the
way in the deployment of NFC- based
mobile ticketing in public transport
systems.

MARKET SIZE AND OUTLOOK
NFC market size
USD9.5-10
billion
Segment 2017 2025
USD47-50
billion
NFC chips market
Contactless point of sale
terminals size
Smartphone connections
USD2-2.5
billion
USD8-10
billion
4.44 billion
USD10-13
billion
USD30-35
billion
6.93 billion
No. of cities with NFC-based
mobile ticketing
46 76
4
7

4
8
TRENDS INFLUENCING ADOPTION OF NFC TICKETING
•Earlier, transit agencies didn’t have the means and technology to capture and analyse data, and
hence couldn’t take evidence-backed decisions.
•Transit agencies can now conduct pilots and use Big Data analytics to determine the most feasible
transit routes and type of passengers for the successful deployment of NFC mobile ticketing.
•In addition, the need for Big Data is driving the deployment of NFC mobile ticketing since NFC-
derived data can support public policy objectives and help drive economic opportunities.
Impact of Big Data on NFC mobile ticketing in transit
•MaaS drives the usage of public transport by integrating various mobility services in a single service
that is more affordable and convenient than using private cars.
•The growth of MaaS along with growth of open loop and account-based ticketing systems has
placed smartphones at the forefront for fare payment.
•MaaS offers passengers the pay-as-you-go fare payment option and may influence the adoption of
NFC- based mobile ticketing as it enables passengers to avoid the hassle of buying and recharging
different transit agency-specific smartcards.
Impact of MaaS on NFC mobile ticketing in transit

POTENTIAL FOR NFC MOBILE TICKETING GLOBALLY
80
91
2017
2025
61
76
2017
2025
43
71
2017
2025
70
81
2017
2025
57
77
2017
2025
• Global smartphone penetration stood at 57% in 2017 and is estimated to increase to 77% by 2025.
• Smartphones will be the leading handset type in all individual regions by 2020 and in almost all individual countries
by 2025.
• Growth will be driven by developing nations including India, China, Pakistan and Sub-Saharan Africa.
• By 2025, 61% of the global population will have mobile internet connection and 86% of the mobile phone subscribers
will have internet connection.
Smartphone adoption (%)*
Note: Europe does not include countries belonging to Commonwealth of Independent States
*-Smartphone as a percentage of total mobile connections
Source: GSMA Mobile Economy 2018, Global Mass Transit Research
4
9

POTENTIAL FOR NFC MOBILE TICKETING IN ASIA PACIFIC
Source: NFC Forum
424418
APAC Rest of theworld
Country
New smartphone
connections (in million)
India 208
China 72
Pakistan 36
Indonesia 26
Bangladesh 22
Rest of APAC 60
45
18
61
73
31
61 63
82
7274
55
89 89
76
83
75
83 79
91
79
100
80
60
40
20
0
2017 2025
Contribution to global new subscribers
during 2017-2025 (in million)
5
0
Asia Pacific is one of the largest growing
telecom markets, accounting for over half of
the new smartphone connections globally
between 2017 and 2025.
In the Asia Pacific region, India and China
are the largest markets, contributing to more
than half of the region’s new smartphone
connections between 2017 and 2025.
Except for a few countries, many of them
such as India, Pakistan and the
Philippines have considerable growth
potential even after 2025.
Key takeawaysSmartphone connections (% of mobilesubscribers)

Contactless smartcards dominate
market and high level of integration
Contactless smartcards are a dominant
media for transit fare payments in the
region
43 out of 75 major cities have adopted an
entirely integrated ticketing system across
transport modes and operators
Mobile ticketing being introduced
Of the 75 major cities, 27 are using mobile
ticketing (NFC-based and app-based)
Various cities in Asia Pacific are
conducting pilots for NFC-based as well as
QR code-based mobile ticketing
Presence of other NFC-based
devices
Cities such as Hong Kong, Jakarta,
Kaohsiung, Seoul, Incheon and Shanghai
use devices such as key chains, rings, etc. to
pay fares
NFC-based mobile ticketing in Asia Pacific (cities)
NFC ADOPTION IN ASIA PACIFIC (1/2)
Global Mass Transit Research analysed a sample of 75 cities in Asia
Pacific. Of the total, NFC-based mobile ticketing is present in 18 cities.
21
55
62
31
27
Tokens Tickets Contactless
smartcards
Bank cards Mobile
ticketing
18
cities
5
1

NFC ADOPTION IN ASIA PACIFIC (2/2)
71
81 84
76 71 74
61
51
South
Asia
East Asia Southeast Oceania
Asia
2017 2025
Subscriber penetration (in
million)
Smartphone adoption rate (in %)
76
45
61 61
73 72
63
89
74
83 83 79 79
89 82 91
Asia Pacific will
account for over
half of new
subscribers globally
by 2025. In terms of
smartphone
adoption, four of
the top seven
markets globally
are in Asia Pacific.
2017 2025
Cities with plans to deploy NFC-based
mobile ticketing
Key takeaways
With the increase in the mobile subscriber base and smartphone
growth, mobile ticketing is expected to take off by 2020 with several
cities planning to deploy mobile ticketing. Around 21 cities have
plans to introduce mobile ticketing.
Recently, deployment of NFC mobile ticketing in the region has
seen rapid growth. Cities such as Wuhan and Phnom Penh have
recently deployed NFC technology.
Countries such as Japan and South Korea have been pioneers in
the deployment of NFC-based mobile ticketing in public transport.
In addition, South Korean and Japanese mobile network operators
(MNOs) have tied up to create cross-border NFC services to make
payments for public transport and at convenience stores on a pilot
basis.
Sydney
Ahmedabad
Adelaide
Victoria
(state)
Noida
Urumqi Bangalore
Chennai
Kuala
Lumpur
Bangkok
Petaling Jaya
5
2
Source: GSMA, Global Mass Transit Research

RISKS AND CHALLENGES IMPACTING FUTURE DEPLOYMENT (1/2)
NFC mobile ticketing has great potential in the transit sector. The penetration rate of NFC-enabled
smartphones is estimated to be around 68 percent and is expected to grow further. However,
there are many limitations to NFC mobile ticketing, which are slowing down its growth.
The figure below provides details about the factors reducing the overall market size of NFC mobile
ticketing in transit to the potential user base and the factors reducing it to the acquired and retained
user base.
Potential usage tunnel
53
Source: TU Delft University

RISKS AND CHALLENGES IMPACTING FUTURE DEPLOYMENT (2/2)
Transit agencies have to partner with specific mobile network operators (MNOs)
or mobile wallet operators to deploy NFC mobile ticketing. These partnerships
reduce the potential user base as not many passengers are interested in changing
MNOs especially when alternative fare media options are available.
The processing time of NFC devices is 200% higher than that of smartcards and
50% higher than that of bank cards.
High
processing time
Need to
change SIMs
Less demand
and popularity
of NFC
Despite having a good penetration rate, currently NFC technology is not very
popularamong passengers.Moreover,the availabilityof other fare media options
such as bankcards and smartcardsfurtherreducesthe potentialuser base.
Reluctance
Mobile ticketing is currently the least preferred fare payment option as
compared to other available options such as smartcards and bank cards dueto
lack of trust and fear of cyber fraud.
Factors reducing market size
Factors reducing the potential market size
Battery
concerns
The fear of the smartphone’s battery running out after tapping into the transit
system is a key impediment to the growth of NFC mobile ticketing.
Diverse
standards
NFC mobile devices, released before the interoperable standards were issued by NFC
Forum, have to be interoperable with four different standards and specifications. This
removes passengers with older phones from the potential marketsize.
54

11
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industry. We publish newsletters and market intelligence reports, offer multi-client and custom
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Global Transit Ticketing & Fare Collection
Report 2020
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2019
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Authorities/Agencies Report 2019-2030
Global Light Rail Projects Report 2018-2030
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LIST OF CONFERENCES
Transit State of Good Repair in Washington D.C., US (2012, 2013, 2015, 2016, 2017, 2018, 2019)
Transit Ticketing & Fare Collection APAC in Singapore (2016, 2017, 2018, 2019)
Impact of Autonomous Vehicles on Public Transport in Palo Alto (organised with AV America in 2019)
EV Charging Infrastructure 2019 in New York (being organised by our sister division Global
Transmission Research)
Blockchain in Transit in Netherlands (2019, 2020)
Transit Ticketing & Fare Collection MENA in Dubai (upcoming in December 2019)
Wireless Communications in Transit in Washington D.C., US (2016, 2017, 2018, 2019)
Clean Buses in Europe in Amsterdam (2018, 2019)
Clean Buses in APAC in Singapore (2018, 2019)
Asset Management for Urban Rail Systems in Europe in Amsterdam, Netherlands (2017, 2019)
Asset Management for Urban Rail Systems APAC in Singapore (2018, 2019)
Smart Delivery of Transit Capital Investment Projects: New Starts, Small Starts and Core Capacity (2015)
in Washington D.C., US
Energy Efficiency in Public Transportation, Brussels, Belgium (2013)
International Best Practices in Transit Infrastructure Financing in New Orleans, US (2011)
©www.globalmasstransit.ne

OUR CLIENTS
59

60
CONTACT
For further information, please contact:
Namrta Bangia
Global Mass Transit
B-17, Qutab Institutional Area, New Delhi - 110016
M: +91 999 900 8654
E: namrta.bangia@globalmasstransit.net
W: www.globalmasstransit.net
Twitter: GMT_Research

Satoshi Shibata
Assistant Manager, East Japan Railway Company
61
An Application for Multi-Product of
Public Transport in Tokyo

An Application
for Multi-Product of Public transport in
Tokyo,
~Migration from classical public transport to the MaaS
platform~
05. 11. 2019, Singapore
East Japan Railway Company (JR East)
Satoshi Shibata

Agenda
• Overview of JR-East and Suica
• Multi-product on one single mobile NFC device
• Our future work – Mobility as a Service

Overview of JR East
64
*Numbers are as of FY ended 31 March , 2019
$1 =110JPY
The Greater Tokyo Area,
said having 40 million people
Network: 7,457 km
No. of Trains: 12,229 /day
No. of Passengers: 17.5 million /day
(the largest in the world)
Operating Revenue: $ 16.7 billion
No. of Employees: 56,450
High-Speed Metropolitan Regional
Suica in circulation: more than 70 million

Transport Network in Tokyo
65
97 Transport Operators
2013 Train Stations

Multi-Product on one single medium
All kind of public transport products must be covered by one single medium.
• One-way ticket (Regular / Children)
• Commuter pass (Regular / Student / Children)
• Seating service ticket on commuter trains
• One-day Zone ticket (Regular / Children)
• Bullet train ticket (Regular / Children)
• Bus ticket, including reward program (Regular / Children)
*Only “exiting fare gate” requires deduction of value.
*Some products must be offered even if there is no network. 66

Combinations for a trip including multi products
67
Commuter Pass
Fare Gate
Shinjuku Shibuya
157 JPY 157 JPY
198 JPY
OsakiIkebukuro
Commuter Pass
Shinjuku Shibuya
157 JPY
Osaki
Combination of Commuter pass & PAYG
Best rate fare collection

What realized by NFC technology
68
Kanto Regional Transit
Bullet Train
Media centric FMSMedia centric FMS
Kansai Regional Transit
Back office centric FMS
Single mobile NFC device
The interoperation between media centric FMSs and back office centric
FMSs has been realized.
Fare Gate
FMS: Fare Management System

Our Vision “Move up 2027”
69

What we will do in near future
70
Home Station Station Station Destination
Bus
Stop
Primary Transportation Secondary/tertiary Transportation
Car/Bicycle/Walking Commuter Shinkansen Bus/Taxi/Walking etc..
Secondary/tertiary Transportation
Connecting each transport service seamlessly by using NFC is what we will do.
Mobility-related ID management would be essential for MaaS.
Mobility-
related ID
Ringo Pass: JRE’s MaaS platform smartphone app

Summary
• NFC technology has been the significant function while we
developed the FMS infrastructure.
• Existing infrastructure has to be considered to migrate for the
MaaS concept.
• Integration of mode of transportations will be done by transport-
owned Identities.
• JR East will support MIT SIG & NFC Forum by sharing our
experience.
71

Manoj Sugathan
Head of Chip, Contactless and Urban Mobility, Visa
72
The Future of Commerce - Transit

©2019 Visa. All rights reserved. Visa confidential73
Future of Commerce – Transit
Manoj Sugathan
Head of Chip, Contactless and Urban Mobility Programs. Visa Asia Pacific

©2019 Visa. All rights reserved. Visa confidential74ALL BRAND NAMES AND LOGOS ARE THE PROPERTY OF THEIR RESPECTIVE OWNERS, ARE USED FOR IDENTIFICATION PURPOSES ONLY.
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The way we live is changing
By 2050, 68% of the world’s population will live in an urban environment*
*2018 World Urbanization Prospects, UN

By making transportation more efficient, cities are unlocking
growth in economic output, regardless of population size
Why cities matter

Fragmented systems
The mobility challenge
Pressure on roads and transit Developing/aging infrastructure

Mobility as a Service

What’s hindering change?

How are we solving this: Global expertize

How are we solving this: Global frameworks

How are we solving this: Global and regional partnerships
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Consultant
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How are we solving this: Enhancing our approach
Current state Desired future state
Cities
launched

Transit Sellers Acquirers Issuers Tech Providers Passengers
 Increase ridership
 Improve passenger
experience
 Reduce operational
costs
 Improve operations
 Increase transaction
volumes
 New market segment
– reusable & scalable
 Wider opportunity
for cash displacement
 Increase transaction
volumes
 Drive top-of-wallet
preference
 Opportunity for
further innovation &
differentiation
 Increase product
sales & access new
markets
 Gain economies of
scale
 Increase investment
& innovation
opportunities
 Seamless, non-
physical ticketing
 Flexible, clear
charging
 Habituation - use of
contactless that goes
beyond transit: the
‘halo-effect’
 Buy-in for future roll-
outs
How are we solving this: Developing Win-win-win-win-win for all
* 2018 World Urbanization Prospects, UN

~50 countries where 1/3 of transaction are contactless
How are we solving this: Building contactless momentum
Source: Penetration across regions from VisaNet, April 201
Canada
~59%
LAC
~5%
Europe
~68%
CEMEA
~65%
Excluding the U.S., >50% contactless penetration
AP
~38%
*Source: Penetration across regions from VisaNet, June 2019

| Presentation Title | Month XX, Year86
Contactless86 Visa Confidential
Digital Payments using contactless technology
Contactless technology is proven to be a cash-displacement tool
Fast
No need for PIN or
signature for everyday
low-tickets purchases
Convenient
Consumers prefer contactless
cards because of its convenience
Secure
Same security as a
chip card
Innovative
Stepping stone to
digital transformation

Contactless Payments
Asia Pacific was always in the forefront

How are we solving this: Customers come first

Singapore June 2019
How are we solving this: Successful launches around the world
Prague May 2019
Rio de Janeiro April 2019 New York City May 2019

| Presentation Title | Month XX, Year90
Contactless90 Visa Confidential
Leave home Pay toll
Grab a coffee
Lunch Board the train
Back on the train
Grab a snack Pick up the car Home again
Park the car
A day in the life of a smart city resident

91
The future is already here...
it’s just not very evenly distributed
- William Gibson, author

Panel: NFC in Payment and Transport
Moderated by: Matt Bright, Retail & Payment SIG
Chair, NFC Forum
93

Closing Remarks
VISIONFC - Payment and Transport Summit
Mike McCamon - NFC Forum, Executive Director
96

THANK YOU TO THE R&P AND MIT SIG LEADERS FOR
ORGANIZING TODAY’S VISIONFC EVENT 98
Matt Bright, R&P SIG Chair
Preeti Ohri Khemani, MIT SIG Chair
Patti Morin, Project Manager

THANK YOU TO TODAY’S SPEAKERS
99
Sadiq Mohammed
Vice President
Mastercard
Satoshi Shibata
Assistant Manager,
JR East
Manoj Sugathan
Head of Chip,
Visa Asia Pacific
Goh Say Yeow
Vice President
Head of Digital Security Solutions
Asia Pacific, Infineon Technologies
Matt Bright
Chair, NFC Forum
Silvester Prakasam
LTA Singapore
Koichi Tagawa
Chairman,
NFC Forum
Bjoern Scharfen
Head of Product Line,
Infineon Technologies
Preeti Ohri Khemani
Mobility, Identity and Transport
SIG Chair,
NFC Forum

HOW MANY PHONES AND DEVICES
ARE IN THE WORLD TODAY? 100
According to Statista
SMARTPHONE USERS IN THE WORLD
3.3 billion
5.13 billion
According to GSMA
MOBILE DEVICES USERS IN THE WORLD
35.13%
66.53%

SIZING THE NEAR-TERM OPPORTUNITY FOR NFC
2 BILLION
NFC-enabled
devices in use
Almost a quarter of the
world’s population will have
access to NFC by 2020¹.
36 BILLION
IoT Devices
Four for every person on the
planet – will need
commissioning, connection
and control by 2020².
>4 Billion
Cards
>75% are contactless
High number of
terminals worldwide
Source 1: IHS Source 2: Gartner
101

AN NFC-ENABLED WORLD
WIDE-RANGING USER EXPERIENCES - NFC IS EVERYWHERE
Access
Connected
Car Connected
Home
Smart
Manu-
facturing
Smart
Mobility
Payment
Marketing
Graphic provided by NXP
102

LEARN MORE ABOUT NFC
103
Visit the NFC Forum Website and
LinkedIn, Twitter and Facebook

NETWORKING RECEPTION
104
All are welcome to join the networking happy hour right after
this until 7pm in the Ballroom B Foyer

THANK YOU!
QUESTIONS?
mmccamon@nfc-forum.org

VISIONFC Summit: NFC's Role in Transport Ticketing Trends

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