FinTech & InsurTech: Company presentation by Jonny Steel, Payoneer at the NOAH Conference Berlin 2019, 13-14 June - STATION.

1. One World
One Platform
Endless Opportunity
NOAH19 Berlin

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3. 2
Payoneer’s mission
Our mission is to empower businesses around the world
to go beyond – beyond borders, limits and expectations.

4. Payoneer at a glance
3
150+
Currencies
4M
Customers &
growing fast
16
Offices
worldwide
200+
Countries &
territories
& territories
$20B+
Payments in
2018
2005
Payoneer
founded

5. Payoneer at a glance
44
Over 200,000 new customers
each month
Profitable with strong
financial profile, partners,
investors and advisors
Payoneer brand is trusted and
recognized in developed and
emerging markets alike
Technology, compliance and
operations platforms designed to
operate globally at scale

6. Combining local banking with global payments network
5

7. Powering payouts for the world’s leading digital brands
SERVICES CONTENT CREATION ECOMMERCE VACATION RENTALS DIGITAL MARKETING

8. Backed by leading investors in the US, China & beyond
7

9. We are undergoing a global
wave of digitalization
and have truly entered the
connected world

10. 9
Klaus Schwab
Founder and executive chairman of the World Economic
Forum and author of The Fourth Industrial Revolution
The fundamental and global
nature of this revolution means
it will affect and be influenced
by all countries, economies,
sectors and people.

11. What does the Fourth Industrial Revolution mean for us?
10
DEMOCRATIZATION
OF OPPORTUNITY
West meets
East
Borders
come down
Developed world
meets emerging
markets
SMEs gain
greater access
New forms of
commerce emerge
Much easier to
trade with the
world

12. 11
The world of commerce has changed within a generation
Goods
High Street eCommerce
Yellow Pages Freelance
marketplaces
Services
Space
Travel agency Rental sites
Standing
on street
Mobile apps
Travel

13. So why did the world need Payoneer?
12
Businesses of all sizes globally
have entered the digital
world
But payments were stuck in
an analog age
Therefore, a natively digital
payments platform was required
to connect everyone doing
business in the digital world

14. We bridge the gap, connecting people,
removing complexity and lowering costs
13
BANKING AND
PAYMENT SYSTEMS
REGULATION COMPLIANCE TAX ESTABLISHING TRUST

15. 14
Shifting demographics, digitalization,
and the desire for greater job
satisfaction could redesign the
landscape of global employment into a
freelance-driven model in the coming
years, presenting benefits and
challenges to corporates, the staffing
industry, and the freelancers
themselves.
Morgan Stanley
Source:
www.morganstanley.com/ideas/freelance-economy
Trend 1: The future of work
U.S. working population
Within 10 years
freelance
workers
more than
50%

16. 15
2020 total eCommerce
transaction volume
2020 total cross-border eCommerce
transaction volume
2020 global cross-border
eCommerce buyers
Faster growth of cross-border eCommerce
compared to traditional trade
$1T
$3.5T 1B
2x
Trend 2: Staggering growth of cross-border eCommerce
Source: Cross-border B2C E-commerce market trends study by Accenture and AliResearch

17. Trend 3: 3.8 billion internet users, China & India = 33%
16

18. World’s largest digital brands
Developed world, Silicon Valley
Global brand
Service providers
Global banking infrastructure
Payoneer’s foundation: Digital cross-border B2B payments
17
How many other companies have such global
infrastructure and coverage?
SMBs & Entrepreneurs
Emerging markets, China
Localized brand
eCommerce
Regulatory/license infrastructure

19. Powering global growth for SMBs worldwide
18
Local bank withdrawal
ATM and point of sale
Pay suppliers
Marketplaces
Local bank transfer
Credit card payments
Wire
In-Network Payments
Getting paid Managing your account Using your funds
DESKTOP MOBILE
Manage multiple currencies
FX Management
1 32
Working Capital ERP Integrations
Pay VAT

20. Capital Advance – Working
capital for ecommerce sellers
19

21. The opportunity is endless
20
Beyond marketplaces
Beyond businesses
Beyond payments
Beyond products

22. 21
Being obsessively customer-centric
Our secret?

23. 22
Karachi, Pakistan
Seoul, Korea
Colombo, Sri Lanka

24. 23
Odessa, Ukraine
Dhaka, Bangladesh
Delhi, India

25. Tokyo, Japan
Davao, Philippines
Bangkok, Thailand

26. Stay in touch
@Payoneer
payoneer.com
@Payoneer
@MyPayoneer
jonnyst@payoneer.com

27. 26

28. Selected Completed NOAH Transactions
Focus on Leading European Internet companies
Covering over 400 companies across 25 online
verticals, a broad range of over 500 investors as
well as 100+ online-focused corporates
Deep understanding of industry dynamics
Ability to add value beyond banking advice
Facilitates overall process and minimizes
management distraction
NOAH Advisors is globally well connected
and has direct access to virtually all key
players in the industry
Knowledge of and strong relationships with
potential buyers’ key decision makers
Proactively finds and unlocks attractive
investment opportunities for leading investors
Annual NOAH Conference in its 10th year
Over 40 years of combined relevant M&A experience
Routine execution of M&A and financing transactions
with sizes of several billion euros
30 successfully completed NOAH Advisors transactions
underline successful transfer of M&A competencies to
the Internet sector
Entrepreneurial mind-set, focused on growing the
business and establishing a reputation for excellence
Ability to deliver top results in short time frames
Highly success-based compensation structures align
interests of clients and NOAH Advisors, and demonstrate
conviction to deliver top results
Creative deal solutions
Unique Industry Know-How
Unmatched Network and Relationships
Strong Investment Banking Competence
Full Commitment - We Are Entrepreneurs!
EUROPE’S LEADING INTERNET
CORPORATE FINANCE BOUTIQUE®
The NOAH Advisors Core Banking Team
Marco Rodzynek
Managing Director & Founder
Jan Brandes
Managing Director
Nikhil Parmar
Director
Olek Skwarczek
Associate
Lukas Schlund
Analyst
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Exclusive Financial Advisor to
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Financial Advisor to Silver Lake
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by
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Financial Advisor to MagicLab
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and its shareholders
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at a valuation of ~$3 billion
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for €135m to
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