Health insurance is necessary owing to increasing medical costs these days & uncertain environment.

1. FAQs
Frequently Asked Questions

2. Critical
illness
Accidents
Lifestyle
diseases
Mediclaim

3. What if I
make a
claim?
When can
me and my family
members avail
health checkup?
Health Insurance
Religare
Health
insurance
company
Our prime concern
is to see you in
good health, so You
can claim health
check ups every
year, even if you
make a claim.
You and your adult family
(members covered by the policy)
can avail health check ups from
the very first year of purchasing
Religare Health Insurance Plan.

4. Can you
give me an
example?
How does the
Auto-Recharge
work?
Religare
Health
insurance
company
Let’s say, Rs.5 lakh is used
on a particular illness by
one member. An Auto-
Recharge of Rs.5 lakh is
made available for
another family member
or for this member for
any other ailment.
In case the sum insured and any
no claim bonus accumulated is
exhausted during the policy
year, Religare Health Insurance
will automatically recharge the
sum insured. One recharge is
built into the product in one
year!
Health Insurance

5. Can you
give me an
example?
What is
Co-payment?
Health Insurance
Religare
Health
insurance
company
If co-pay is 20% and
claim is of
Rs. 10,000, we will
pay you Rs. 8,000
(80% of 10K) and
you will bear 20%
(Rs. 2,000).
Co-pay is that part of your claim
which you have to bear after
certain age. In Religare Health
Insurance, there is
No Co-payment ever in policy
Sum Insured 2/3/4 Lacs. For
Sum Insured >4, no co-payment
if insured with us before 61.

6. Does it add on
year after year?
What is No-Claim
Bonus?
Religare
Health
insurance
company
Yes, your No-claim
bonus keeps
building up, upto
50% of your sum
insured!
In a particular policy year, if you
had no occasion to make a claim
for your Religare Health
Insurance policy, you get an
increase of 10% in your sum
insured during the next year.
Health Insurance

7. What if I’m a
Senior Citizen?
How do I Save Tax
with Health
Insurance?
Religare
Health
insurance
company
You can get a deduction and save
upto Rs.15,000/- under Section
80D of Income Tax act if you’ve
paid for a Health Insurance in the
current year in any payment
mode other than cash!
Health Insurance
If you are senior
citizen then you
can get a
deduction of upto
Rs.20,000/- under
section 80D.

8. For more answers please visit:
http://www.religarehealthinsurance.com/relig
are/buy-health-insurance-policy-plan-
online.html