2. SBI Magnum Balanced Fund

3. Introduction
WHAT IS BALANCED FUND?
CHARACTERISTICS OF EQUITY & DEBT
SBI MAGNUM BALANCED FUND
ASSET ALLOCATION
PERFORMANCE
SYNOPSIS
PORTFOLIO HOLDINGS
PERFORMANCE OF OTHER SCHEMES MANAGED BY FUND MANAGERS
FUND MANAGER BIOGRAPHIES
ABOUT SBI FM
DISCLAIMER

4. A balanced fund aims to balance the risk & return of the portfolio by
investing in more than one asset class. Generally these funds have
allocation to asset classes such as equity & debt. Equity & debt assets
classes in the fund endeavour to:
Equity
• To provide capital appreciation
• To generate returns above inflation
Debt
• To provide stability in the portfolio
• To generate consistent income from coupons
What is balanced fund?
Balanced fund aims to strike a balance between growth & stability

5. Characteristics of Equity & Debt
• Equity returns can be volatile. There are can be period of up-markets
and down markets
• Debt returns are less volatile and stable over long horizon
• A balanced portfolio of debt and equity derives stability from its debt
component and growth opportunities from the equity component
Data as on 29.02.2016 Source: MFI, internal calculation
Past performance may or may not be sustained in the future.

6. Characteristics of Equity & Debt
• Volatility of the debt asset class is relative low in comparison to the
equity asset class across different investment horizons
• Low volatility comes with low returns
• A balanced portfolio of debt and equity can reduce the volatility while
increasing the expected return
Data as on 29.02.2016 Source: MFI, internal calculation

7. This product is suitable for investors who are
seeking*:
 Long term investment
 Investment in a mix of debt and equity through
stocks of high growth companies and relatively safe
portfolio of debt to provide both long term capital
appreciation and liquidity.
*Investors should consult their financial advisers if in
doubt about whether the product is suitable for them.
INTRODUCING
Riskometer

8. Date of Inception
31/12/1995
Benchmark
Crisil Balanced Fund
Index
Fund Manager
Mr. R. Srinivasan-Equity
Mr. Dinesh Ahuja - Debt
Investment Plans
Direct Plan
&
Regular Plan
Investment Options
Growth
&
Dividend
(Payout, Re-investment &
Transfer Facility)
FUND FEATURES
Investment Objective
To provide investors long term capital appreciation along with the liquidity of an open-ended
scheme by investing in a mix of debt and equity. The scheme will invest in a diversified
portfolio of equities of high growth companies and balance the risk through investing the rest
in a relatively safe portfolio of debt.
Investment Amount
Minimum investments
Rs. 5000 & in multiples of
Re. 1
Additional investments
Rs. 1000 & in multiples of
Re. 1
SIP
Rs. 100 / month – 60 months
Rs. 500 / month – 12 months
Rs. 1000 / month – 6 months
Rs. 1500 / quarter – 4 quarters
SBI Magnum Balanced Fund

9. #Source: CRISIL Fund Analyser
*Portfolio Turnover = lower of total sale or total purchase
for the last 12 months upon Avg. AUM of trailing twelve
months.
Risk Free rate : FBIL OVERNIGHT MIBOR RATE (6.96% as
on 29/Feb/2016). Basis for Ratio Calculation : 3 year
monthly data
QUANTITATIVE ANALYSIS
Standard deviation# 11.03%
Beta# 0.94
Sharpe ratio# 0.82
Portfolio Turnover* 0.28
Fund Philosophy
• Invests in a mix of equity & debt
securities
• Exposure in equity is atleast 50%
and exposure in debt & money
market securities can be upto 50%
• Equity portion is invested in a
diversified portfolio of large & mid
caps
• Debt portion is invested in
investment grade securities with
active duration management
SBI Magnum Balanced Fund

10. SBI Magnum Balanced Fund: Asset allocation
Allocation between equity and debt & money market is stable
Equity and debt & money market allocation

11. In last two years Mid & Small cap indices has outperformed large cap index
In last two years average Mid & Small cap exposure out of total equity exposure was 53.45%.
This was one of the factor for outperformance of the fund in last two years
SBI Magnum Balanced Fund: Active management within Equity asset class
Equity portion into market cap exposureMovement of major indices
For performance please refer slide no. 13. Average has been calculated by taking month end exposure for last 24 months
Data as on 29.02.2016 Source: NSE

12. SBI Magnum Balanced Fund: Active management within Debt asset class
Debt portion is managed dynamically based on interest rate view, inflation & credit risk
In last two years, yields have moved in a trending way
Dynamic allocation between of debt & money market portion into debt & cash has helped fund to
outperform in last two years
Movement of major government securities yields
Debt & money market portion into debt & cash
exposure
Data as on 29.02.2016 Source: Bloomberg
For performance please refer slide no. 13.

13. Portfolio Holdings
STOCK NAME % OF AUM
INFOSYS LTD. 5.28
HDFC BANK LTD. 3.90
STATE BANK OF INDIA 3.18
PROCTER & GAMBLE HYGIENE AND HEALTH CARE
LTD. 2.97
SJVN LTD. 2.90
HCL TECHNOLOGIES LTD. 2.56
ICICI BANK LTD. 2.34
THE INDIAN HOTELS CO. LTD. 2.22
BAJAJ FINANCE LTD. 2.21
COAL INDIA LTD. 2.14
TOTAL 29.70
Data as on Feb 29, 2016

14. Performance
Past performance may or may not be sustained in future. Returns (in %) other than since inception are absolute,
calculated for dividend option and in INR are point-to-point (PTP) returns calculated on a standard investment of 10,000/-
. It has been assumed that dividends declared under the scheme have been reinvested at the then prevailing NAV.
Growth option was introduced on 19/01/2005. Additional benchmark as prescribed by SEBI for long-term equity schemes
is used for comparison purposes. Source: MFI Explorer. Data as on 31/12/2015.
31-Dec-2014 to
31-Dec-2015
31-Dec-2013 To
31-Dec-2014
31-Dec-2012 To
31-Dec-2013
Since Inception
Absolute Returns (%) CAGR Returns (%) PTP Returns (INR)
SBI Magnum Balanced Fund 7.36 43.24 11.86 16.56 2,22,225
Crisil Balanced Fund Index (Scheme Benchmark) 0.48 25.34 6.05 N.A. N.A.
S&P BSE SENSEX (Additional Benchmark) -5.03 29.89 8.98 10.31 72,895

15. Synopsis
A balanced allocation of equity & debt
Backed by a robust investment management process
Endeavour to bring both - Growth from equity and Stability from debt
Active management within each asset class
The equity portion is dynamically managed based on a bottom up approach.
The debt portion switches actively among government debt, corporate debt and money market
instruments based on interest rate view, inflation & credit risk.

16. Performance of Schemes Managed by R. Srinivasan

17. Performance of Schemes Managed by R. Srinivasan

18. Performance of schemes managed by Mr. Dinesh Ahuja

19. Performance of schemes managed by Mr. Dinesh Ahuja

20. • Mr. Navneet Munot - Chief Investment Officer
Mr. Navneet Munot joined SBI Funds Management Pvt. Ltd. as Chief Investment Officer in Dec. 2008.
Prior to SBIFM he was the Head of Multi Strategies fund at Morgan Stanley Investment Management
before which he worked as the Chief Investment Officer (Fixed Income and Hybrid Funds) of Birla Sun
Life Asset Management Company Ltd. Navneet has been associated with the financial services business
of the Birla group for over 13 years and worked in various areas such as fixed income, equities and
foreign exchange. His articles on matters related to financial markets have widely been published.
Navneet holds a Masters in Commerce and is also a rank holder Chartered Accountant. He is a charter
holder of Chartered Financial Analyst Institute, US and Chartered Alternative Analyst Institute, US. He
has also done Financial Risk Management, FRM from Global Association of Risk Professionals (GARP).
• Mr. R. Srinivasan – Fund Manager Equity portion
Mr. Srinivasan joined SBI Funds Management as a Senior Fund Manager in May 2009, now heads
equities and also directly manages a few funds. He has an experience of over 20 years in capital
markets having worked with FCH, Principal PNB, Oppenheimer & Co, Indosuez WI Carr and Motilal
Oswal, among others. Srinivasan is a post graduate in commerce and has done his MFM from the
University of Bombay.
Mr. Dinesh Ahuja - Fund Manager Debt portion
Dinesh joined SBI Funds Management Pvt. Ltd. as a fixed income portfolio manager in 2010. Prior to
joining SBI Funds Management Pvt. Ltd. Dinesh was a portfolio manager at L&T Asset Management and
Reliance Group for four years. Dinesh started his career in 1998 as a fixed income dealer on the sell
side. Thereafter he worked in leading broking outfits for eight years before moving on the buy side in
2006. Dinesh is a commerce graduate and has completed his Masters in Management Studies from
Mumbai University
Biographies

21. 21
63% 37%
 India’s premier and largest bank with over
200 years experience (Estd: 1806)
 Asset base of USD 399 bn*
 Pan-India network of ~22,972 branches and
~ 50,000 ATM’s as at end of December 2014
 Servicing over 256 million customers
 Only Indian bank in Fortune 500 list; ranked
among the top 100 banks in the world
Global leader in asset management
Backed by Credit Agricole and Société Générale
More than 2,000 institutional clients and distributors
in 30 countries
Over 100 million retail clients via its partner
networks
€952 bn AuM as at end of March 2015
*Source: SBI Analyst Presentation as on end December 2014
# Source : Amundi website as on end March 2015
SBI Funds Management Private Limited

22. SBI FM: Strengths Transforms To Experience
Established in 1987: A leading asset manager in India
22
Broad
Investor
Base
AUM
INR 1,00,055
Cr
Wide
Distribution
Network
Experienced
Investment
Team
Extensive
Product
Range
 INR 1,00,055 Crores* AAUM in mutual funds
 Asset management across mutual funds,
segregated managed accounts, domestic
advisory & offshore advisory business
 Multiple asset classes ranging from equities
and debt, money market to ETFs and
structured funds
 Investment team of 34 professionals with
strong track record
 Broad customer base with over 40 lakh folios
of individual, corporate and institutional
investors
* Quarterly average December, 2015

23. Disclaimer
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
This presentation is for information purposes only and is not an offer to sell or a solicitation to buy any mutual fund
units/securities. These views alone are not sufficient and should not be used for the development or implementation of
an investment strategy. It should not be construed as investment advice to any party. All opinions and estimates
included here constitute our view as of this date and are subject to change without notice. Neither SBI Funds
Management Private Limited, nor any person connected with it, accepts any liability arising from the use of this
information. The recipient of this material should rely on their investigations and take their own professional advice