1. 4 TERMS DOCUMENT
Here is all the information that you need to get a loan. Call me if you have any questions or just simply email me that
you want the application, and I will send it right away.
The lender is a hard money, asset based lender.
That means that they loan out strictly on assets and projects.
They will loan on:
Any asset and
Any project
Anywhere in the world!
The lender that we work with has $4Billion available to lend and is ready to loan on your project now! Our
smallest loan is $5 Million and we lend up to 2.5 Billion for any one project.
I am the broker for this lender. I only work with them. However we have established a basic 4 term system that if
understood and implemented correctly you can get the funding that you need for your loan, faster and more
efficient.
The 4 Terms:
1. 14% Interest rate per year.
A. This is a pro-rated rate.
B. Example:
If your loan only extended 6 months, you would then only pay 7%
2. 5% Origination fee
A. This is due at close
B. Both the 14% and the 5% can be taken out of the loan proceeds.
3. Appraisal Fee for ALL Assets or Projects
A. This fee can range on average from 100k-150k
(If the lender has to appraise a gold mine with “in-ground assets” it could be from 150k - 200k+)
B. They always have this fee on every deal they do, because they personally appraise and review all
assets or projects.
The reason for this is because the lender does not lend solely on people’s credit score, or if they have
had a bankruptcy. The lender is more interested about the asset or the project.
C. THESE FEES ARE NOT UP FRONT!!! But the fees must be paid to the lender before the loan is funded.
D. They first have to make sure you qualify for a loan with them. After you qualify, you must receive an
LOI (Letter Of Intent) from the lender. This is NOT an LOC (Letter Of Commitment). A Letter Of Intent -
Tells you what they intend to do. Then they can give you references if needed.
After this when you feel comfortable, it is then you pay the “Appraisal Fee” to the lender.
4. 50%LTV up to 95%LTV (Loan To Value)
A. 50%LTV is on Gold, Diamonds, Real-estate, or any had asset you have.
B. 95%LTV on an SBLC or a BG.
C. 50%LTV Example:
If you give the lender $10Million in appraised assets they can give you a $5Million Loan.
All loans are written to last 1 year with the ability to go longer if approved.
I encourage you:
Do these 4 terms and you can get any loan approved within these guidelines.
This program is set up so you can get paid quickly and to close fast on any project or hard asset.
Brokers
We require you to get a signed “Fee Agreement” with your clients before they talk to us. Send us this document right
away and you can get paid at close. Our average loan closes in 7-14 Business Days. The average fee is around 1%-5%.
Bottom Line
This is easy!! Fit the 4 terms and get your loan.
Remember we close loans anywhere in the world, from 5Million up to 2.5Billion.
Thank you for your interest. Call me if you need anything else.
Call me at: 763.280.3483
Email: OasisFundingCo@gmail.com