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Success Through Experience
We make history by daring to
shape the future.
Corporate Solutions from Buck Consultants at Xerox
is an all-encompassing proposition to fulfil the needs
of both you, and your employees. By harnessing the
technology of the future, we can help you to deliver
the solutions you want, to maximise productivity and
employee engagement.
Corporate Solutions brings you a holistic, single
platform for the delivery and communication of
employee benefit programmes, talent management,
learning & development and HR solutions. Truly
forward-thinking and innovative and the single
solution required to meet your needs.
Our people are focused on our primary
goal – helping you to achieve yours. This
is why we have developed a solution to
allow you to manage and communicate a
wide array of HR policies, benefits and
news. Not only that, but we’ll ensure it’s
engaging and informative for employees,
whether to enable learning on retirement,
the selection of a benefit or to think
about investing for the future.
Employee benefits,
flex and total reward
Share plan
administration
Communications
Health, protection and
productivity services
Talent and HR solutions
Defined contributionDefined contribution
pension schemes
Buck Consultants
Corporate
Solutions
Talent and HR solutions
People: find them, grow them, keep them
2
E
ngagement
Our talent management wheel
illustrates our holistic view of managing
the talent within an organisation. It shows
how business strategy and talent capability
work together to drive performance
and how successful planning, deployment
and engagement leads to better
service delivery.
Using a tailored combination of improved
human resources (HR) processes, increased
business intelligence and the right
technology, we can help you get to where
you want to be.
Make it happen
Talent management is a set of interwoven processes aiming to attract, develop,
retain and engage the best people. Your people – the heart of your organisation –
drive performance and results for your business.
Planni
ng De
ployment
Human capital strategy: an HR
strategy driven by your company’s
overall business and HR goals
Design and implement a governance
structure, a talent management
approach, an HR delivery service model
and meaningful metrics.
Workforce planning: reorganise, align
and create efficiencies in your workforce
Maintain a workforce that supports your
needs and future business goals; use
metrics, including size, skills, location,
motivation and price, to make sure you
spend your budget on having the right
people at the right time.
High-performer profile and
measurement: quantify the expense
and effectiveness of optimising high
performers
Define and isolate the specific factors
that make your top performers excel,
and use these results to create a high-
performer profile.
Supplier selection, management and
oversight: establish and maintain a
framework
Improve the quality of relationships by
building on your HR suppliers’ strengths
and identifying areas for improvement.
Mergers and acquisitions: specialist
assistance with transition and
integration
Support and services for both pre- and post-
deal phases, focusing on: due diligence,
company and talent; rewards and benefits;
and change and implementation.
Talent planning
When it comes to your people, you can find truth in that age old adage “failing to plan is planning to fail”. We can help you to
develop your strategic talent plan, make the most of your valuable assets and make the best decisions for your business.
3
Right people, right place, right time
Using a tailored combination of improved HR processes, increased
business intelligence and the right technology, we can help you
get to where you want to be.
Talent engagement
Your employees are among your most valuable assets, adding maximum value when they are present and productive.
Understanding how their work contributes to the success of the company, and understanding the culture, reward and principles
of your company, means happy and engaged people delivering value for your business.
HR process and programme design:
creating high-performance, results-
driven HR teams
Make it happen with benchmarking,
process improvement, and programme
assessment and design.
Change management: making it
‘stick’ and measuring results
Assess your change readiness and
stakeholder impact, and develop a road
map to deliver the right communications
and tools at precisely the right times.
Career pathing: creating the right job
and role structures
Align performance management
objectives with self-assessment
processes for your employees.
Employee life cycle services: from the
initial introduction to the final farewell
Design onboarding processes that drive
increased acclimatisation, acceptance
and retention, and offboarding solutions
that ensure smooth redeployment and
separation experiences.
HR portals: streamlining data
management
Establish a flexible platform that provides
sophisticated user functionality and covers
all audiences and purposes; incorporate
new and existing self-service tools to help
drive desired workforce behaviours.
Personalised communications: make
it count
Deliver highly targeted messages,
personal data and educational content
to your workforce in the medium
preferred by each end user.
Recommendation engines: DIY
solutions
Improve HR, manager and employee
productivity by providing the information
and tools needed to promote greater
self-service through data and social-
based recommendations.
Training: ensure commitment and
adoption
Design structured on-site, classroom,
one-to-one and online training that
aligns employee education programmes
with change management initiatives
and your company’s objectives.
Talent deployment
There’s no reason why your HR team shouldn’t be running like a well-oiled machine, whether it’s supporting a changing
headcount, workforce optimisation or a reorganisation. We can help to minimise costs with reduced day-to-day administration
efforts, informed decision support and increased self-service.
Buck Consultants Limited (registered number 1615055), Buck Consultants (Administration & Investment) Limited (registered number
1034719) and Buck Consultants (Healthcare) Limited (registered number 172919) are private limited liability companies registered in
England and Wales and all have their registered office at 160 Queen Victoria Street, London EC4V 4AN. Buck Consultants (Administration &
Investment) Limited and Buck Consultants (Healthcare) Limited are authorised and regulated by the Financial Conduct Authority.
©2014 Xerox Corporation and Buck Consultants, LLC. All rights reserved. Xerox® and Xerox and Design® are registered trademarks of Xerox
Corporation in the United States and/or other countries. Buck Consultants® is a registered trademark of Buck Consultants, LLC in the United
States and/or other countries. BR11544
“Your team has become an integral
part of our extended family … great
technical knowledge, outstanding project
management skills, and professionally and
personally a pleasure to work with. We are
very pleased with the selection of Buck to
support this integration.”
In their words
Talk to us
Managing HR decisions associated with changes and trends without a people
strategy is like hiking without trail markers. Your people strategy should be your
compass, and we’ll be your guide. Please contact:
CorporateSolutions@xerox.com
+44(0)20 7429 1000
Communications
Harness the power of engagement
2
Shout about it
You spend time deciding
which benefits to offer your
employees, working with
advisers, administrators,
brokers, benefit providers
and many more.
You negotiate great
deals and work hard to
offer your employees
valuable learning tools
and opportunities.
You put in place
easy-to-use systems, and
keep up to date with the
changes in requirements.
But are you
letting your
employees
know?
An effective brand means
that your voice can be heard
by many, quickly. Carefully
planned communication
and open dialogue with your
employees are essential to
building a good relationship.
Call to action
Motivate,guide,encourage
conviction,presentimmediate
decisionsandmakedoing
somethingeasierthannot.
Get where you want to be
It’s all about listening and being listened to. If your voice is heard and employees feel considered and valued, this can impact on retention,
productivity and general atmosphere. Why not let us help you achieve your goals and start to follow the steps below?
Develop understanding
Educate, inform, develop new
insights, make complexity
accessible and aid decision-
making.
Create awareness
Aim for high impact, grab
attention, breed affection,
develop association and
establish a brand.
3
The UK communications practice forms
part of a global team whose expertise in
social media, personalised communication
and online tools are well recognised within
the employee benefits market.
Whatever you want to talk to your
employees about — employee benefits,
change, reward, employee engagement
and learning programmes, we’re here to
help. We provide unique and engaging
communication around all types of HR
messaging, as well as developing fresh
and appealing brands.
Printed
communications
Surveys and
focus groups
Online and
social media
Hit the target for
each and every
population
Interactive
communications
Online solutions
and modellers
Solid
communication
strategies
Communicating
and branding of
rewardstrategies
Creative and
relevant visuals
and branding
Access to
subject-matter
experts
Multimedia
and mobile
apps
Postcards and
desk drops
Training and
education
One-to-ones
Personalised
statements
Group
workshops
What’s your mix?
Once you have decided on a course of action and a message, you need to get this across to your employees in the best way. We
have significant expertise in delivering complex communication programmes and achieving measurable results, and develop and
deliver ideas that influence what employees think, feel and do.
Whether this is by utilising member feedback through focus groups and qualitative research, or simply producing engaging
newsletters for your employees, we recognise that each of our clients has their own needs, and that all workforces are different.
We’ve got the tools
Our award-winning communications team
delivers a rich mix of content, information,
innovation and creativity.
Buck Consultants Limited (registered number 1615055), Buck Consultants (Administration & Investment) Limited (registered number 1034719) and Buck Consultants (Healthcare) Limited (registered number
172919) are private limited liability companies registered in England and Wales and all have their registered office at 160 Queen Victoria Street, London EC4V 4AN. Buck Consultants (Administration &
Investment) Limited and Buck Consultants (Healthcare) Limited are authorised and regulated by the Financial Conduct Authority.
©2014 Xerox Corporation and Buck Consultants, LLC. All rights reserved. Xerox® and Xerox and Design® are registered trademarks of Xerox Corporation in the United States and/or other countries. Buck
Consultants® is a registered trademark of Buck Consultants, LLC in the United States and/or other countries. BR11071
“Our employees really like the new, bright and
informative literature around our pension
plan campaign. It certainly grabs their
attention, and we have seen an impact
on the number of employees who have
signed up and who are making personal
contributions.”
“Everyone loves the documents. The layout
and presentation is very good. It’s much
clearer and easier for members to understand
than our last one.”
“Thank you for doing
a fantastic job on
embracing our identity
and helping us to really
speak to our people.”
What our clients think
Talk to us
For help, advice, examples, case studies or quotes, please get in touch. Furthermore,
if you’re interested in eye-catching design, effective HR branding, thought-provoking
messaging, games, presentations, videos or other communication materials, we’d be
delighted to have a chat. Please contact:
CorporateSolutions@xerox.com
+44(0)20 7429 1000
Talk to your employees
“A person who feels appreciated will
always do more than expected.”
Simple but true. Let us help you to tell
your employees how great you are,
because of them.
The voice of value
What can good communication do for
you? Well, where there is a need, the
opportunities are endless. It could mean:
•	 Greater engagement with your
benefits programme
•	 A higher interest in flexible benefits
with better take-up and more
competitive provider rates
•	 More employees investing and
believing in your brand.
Defined contribution
pension schemes
Looking ahead
2
Navigating the maze
At the heart of any corporate benefit programme will be a number of core
objectives. One very current and prominent requirement is to help your employees
understand how they can best meet their retirement needs.
Mapping it out
Our goal is to ensure your pension
arrangements meet your objectives and
the needs of your employees. Whether
you’re starting from scratch or you want
to check the suitability of any existing
arrangements, we provide the advice
and support you need to implement a
solution that’s right for you.
Send a signal
Our award-winning team can design
a communications strategy that your
employees can relate to. We can tap into
those methods that are tried and tested,
whilst suggesting new ways of helping
your employees engage and understand
the valuable benefits offered, using a
variety of media.
Who’s looking out for you?
A robust governance plan can help
you to manage risk and achieve your
objectives whilst also monitoring the
progress of engagement and levels of
investment.
Investing wisely
One of the most important decisions to
make is where the contributions should
be invested. Using the expertise of our
investment team, we can help you to
select appropriate default funds, ‘off-
the-shelf’ options or a bespoke solution.
We can also provide advice on
investment strategy and on the selection
of a core range of investment funds for
those employees who prefer to choose
their own investments, but would like a
simplified number of options.
Salary sacrifice
Making pension contributions via salary
sacrifice means savings for you and your
employees, and can help to support
increasing benefit costs.
Our consultants implement
effective programmes for small and
large companies with feasibility,
consultancy, project management and
communication services included as part
of the package.
Managing outcomes
Achieving the best outcome possible
at retirement for members, whilst
controlling your costs, is something we
can help with. Finding ways to optimise
the processes used to manage your
plan, providing suitable investment
options and improving engagement and
understanding can be cost-effective
ways to accomplish the results you want.
By the way, pension benefit
statements are a legal
requirement, but can also be a
great engagement tool for your
employees. Here’s how:
• Use dynamic content to create
fully personalised and highly
effective statements
• Brand statements with creative
layout and design to provide a
visually powerful document that
members are more inclined to
pay attention to
• Keep content clear and relevant
to the member
• Utilise the power of charts,
tables and visual representations
to help communicate the
information more effectively
• Highlight the most important
information and the ‘big figures’.
3
In sync
The alignment of HR systems, data management, payroll processing and benefit
portals is critical to the successful management of your retirement solution.
Are we employing the right investment
strategies?
Selecting an appropriate range of
investment funds
Will you help us to talk to our employees?
Employee presentations, workshops, one-
to-ones and easy-to-use communications
How about managing risk? Scheme governance
Are we compliant with legislation? Regulatory compliance
Is our pension scheme relevant within the
wider benefits offering?
Integration and harmonisation
Running your scheme What we’re great at
Our promise
Pension legislation continues to change enormously, and benefit programmes are
constantly shifting to react to our ever-developing world. We love bringing these
changes and new requirements to life, by working out new ways to satisfy them
together. This is why we promise to re-evaluate your arrangements continually to
ensure they are working together in the most effective way possible.
Buck Consultants Limited (registered number 1615055), Buck Consultants (Administration  Investment) Limited (registered number
1034719) and Buck Consultants (Healthcare) Limited (registered number 172919) are private limited liability companies registered in
England and Wales and all have their registered office at 160 Queen Victoria Street, London EC4V 4AN. Buck Consultants (Administration 
Investment) Limited and Buck Consultants (Healthcare) Limited are authorised and regulated by the Financial Conduct Authority.
©2014 Xerox Corporation and Buck Consultants, LLC. All rights reserved. Xerox® and Xerox and Design® are registered trademarks of Xerox
Corporation in the United States and/or other countries. Buck Consultants® is a registered trademark of Buck Consultants, LLC in the United
States and/or other countries. BR11403
“Great presentations, thank you so much. Our staff have
always found pensions to be confusing, but we had some
great feedback from the members, and they really felt like
they understood how the scheme works and what they
needed to do.”
“It’s been great working with
you. I am sorry that I’m
leaving, but rest assured,
I’ll be taking your contact
details with me to my new
employer and will contact
you with all my pensions
questions!”
“The savings you have generated for the firm through
introducing salary sacrifice have really helped us and
the members, thank you. The presentations were a great
reminder of how the scheme works and we have had
particularly positive comments from the higher rate
taxpayers, who are delighted that they don’t have to
contact HMRC with details of the pension contributions!”
“Onthefaceofit,auto-
enrolmentlooked
straightforward, but when
we went into the detail, we
were completely confused.
Thank you so much for
clearing the fog and
helping us through it all.”
What our clients say
Get in touch
To arrange a meeting, or for more information, please contact:
CorporateSolutions@xerox.com
+44(0)20 7429 1000
Need a guiding hand?
In addition to our consultancy services, we are also able to provide a wide range of
administration services. Many companies value this service, which ensures you are
freed from as much administrative routine as possible. We can provide a valuable
interface between you and your pension solution to ensure efficient processing of
regular tasks. Your internal teams will have direct email and telephone access to
a client team so that any queries can be resolved efficiently. We believe that, by
building close working relationships, you will benefit significantly from limiting the
time spent administering your pension arrangements.
Defined contribution pension schemes
Defined contribution pension
governance
At Buck Consultants at Xerox, we firmly
believe that if you have taken the time and
energy to set up a pension arrangement
to benefit your staff, it should be regularly
reviewed – and we are not alone.
The Pensions Regulator (TPR) has set out its view of what
good governance looks like, so that all schemes can review
their governance design in line with six defined contribution
(DC) principles, comprising of 31 detailed quality features.
To comply with each of these, all group personal pension
schemes should be reviewed, monitored and managed through
a governance or management committee. As a minimum,
scheme governance should incorporate the checks and
controls to ensure that all six principles are taken into account.
The six principles
1. Essential characteristics
Schemes are designed to be durable, fair and deliver good
outcomes for members.
2. Establishing governance
A comprehensive scheme governance framework is established
at set-up, with clear accountabilities and responsibilities
agreed and made transparent.
3. People
Those who are accountable for scheme decisions and activity
understand their duties and are fit and proper to carry them out.
4. Ongoing governance and monitoring
Schemes benefit from effective governance and monitoring
through their full life cycle.
5. Administration
Schemes are well administered with timely, accurate and
comprehensive processes and records.
6. Communication to members
Communications are designed and delivered to ensure
members are able to make informed decisions about their
retirement savings.
The objectives are clear
The introduction of automatic enrolment requirements
has increased the number of individuals saving for
retirement, and the Government is committed to
making sure that all workplace pension schemes are of
high quality, offer value for money and are capable of
delivering good outcomes for individuals.
Buck Consultants Limited (registered number 1615055), Buck Consultants (Administration  Investment) Limited (registered number 1034719) and Buck Consultants (Healthcare) Limited (registered number
172919) are private limited liability companies registered in England and Wales and all have their registered office at 160 Queen Victoria Street, London EC4V 4AN. Buck Consultants (Administration 
Investment) Limited and Buck Consultants (Healthcare) Limited are authorised and regulated by the Financial Conduct Authority.
©2014 Xerox Corporation and Buck Consultants, LLC. All rights reserved. Xerox® and Xerox and Design® are registered trademarks of Xerox Corporation in the United States and/or other countries. Buck
Consultants® is a registered trademark of Buck Consultants, LLC in the United States and/or other countries. BR11548
Defined contribution pension schemes
How can we help?
We have a wealth of experience in managing
pension governance for companies of all sizes –
and we don’t have a ‘one size fits all’ approach.
So, regardless of whether you are looking for
a comprehensive solution or simply to ensure
that the minimum requirements are met, we
can design a pension governance programme
that meets your needs, and those of your
employees, in line with your budget.
Next steps
To find out more, please contact our DC Pension Governance Team.
We will arrange a free non-obligatory discussion with our experts to
explore the right approach for you. Please contact:
CorporateSolutions@xerox.com
+44(0)20 7429 1000
Our approach to pension governance.
Success doesn’t happen by accident. At Buck Consultants at
Xerox, we believe that pension governance is fundamental to
the success of all workplace pension schemes.
Within the TPR framework, we start by setting out the
objectives of your committee. Achieving better outcomes for
pension scheme members is typical of the sort of issues we
tackle, and setting a metric to measure this by, such as an
income replacement ratio or average contribution rate, can
help to monitor progress towards meeting this objective.
What does good pension governance look like?
Whatever the size of your scheme, there are some basic checks
to ensure the scheme is operating effectively, such as:
•	 Payments made and invested on time
•	 Accurate and up-to-date record keeping
•	 A provider that is fit for purpose, with a competitive
charging structure and accurate administration services
•	 A default investment strategy is suitable to the
demographics of the membership
•	 Accurate, clear and engaging member communication.
Once these checks have been made, we move on to the areas
where we can add real value. These tend to have the greatest
material effect on member outcomes.
By measuring a number of standard metrics, we can, for
example, assess where more focused communications could
help to guide members’ behaviour and potentially improve
their outcomes at retirement.
For example…
There are a number of modellers and calculators
available to help members understand how much they
need to invest to achieve the income they want in
retirement. If members are not accessing these, we can
facilitate the use of a bespoke modeller and provide
workshops or one-to-one sessions to help members use it
to reach their target retirement income.
Many people don’t fully understand the relationship
between the level of personal investment now and
their income at retirement and, as a result, don’t realise
how much they need to invest. The success of this
exercise would be measured and reported on in the next
governance report.
Pension Quality Mark – National Association of Pension Funds
It’s not just TPR and Buck Consultants at Xerox that are keen
on governance. The National Association of Pension Funds
(NAPF) has an accreditation system that awards high-quality
pension schemes with a Pension Quality Mark (PQM), or the
PQM+ for the most attractive and high-quality schemes. This
prestigious award is given only to those schemes that meet the
NAPF standards and, not surprisingly, a structured governance
programme is high on the list of requirements.
The PQM, and especially the PQM+, can demonstrate how much
you care about your staff and value their wellbeing, not just to
the employees themselves, but also to your competitors and
your customers.
Share plan services
Tailor-made for you
Designed to fit
Our experienced account managers work
with you to deliver a range of services
customised to your specific preferences.
As your needs change, we adapt our
systems to fit around you. We offer an
unrivalled level of flexibility enjoyed by
clients across the board and recognised
industry-wide.
Cutting-edge technology
We invest heavily in the development
of our HR and benefits technology,
share plan administration platform
and ‘big data’ analytics.
Our portals have extensive employee self-
service, giving you access to participant
data and enabling you to send broadcast
messages for plan communications.
Freedom to focus.
Share plan administration can be complex and time-consuming. Our award-
winning administration systems make the whole process easier, reduce costs and
improve the experience for your employees.
Whether you want to integrate multiple share plans within a single web portal,
support offshore arrangements or embed your share plans within a wider pension and
reward offering, our bespoke systems are designed to meet your exact requirements.
A seamless experience
We have designed our portals with you and your employees in mind, enabling you to manage your schemes better. Bringing
together both plan administration and trustee capabilities ensures a seamless, high-quality and yet personal service, offering a
complete solution for all your share plan needs.
Many clients go one step further and embed their employee share proposition within a wider Total Reward proposition. The
flexibility of our system means you can access pension, flexible benefits and share information from one single portal with an
integrated administration function at its core.
2
Administration services
We draw on over 25 years’ experience in
implementing and administering various
employee and Executive Compensation
share plans, with over 250,000 share and
option plan participant records.
Our dedicated administration team offers
an end-to-end approach – from answering
queries to dealing with complex issues and
providing tailored reports. In addition, our
processes and timetables for every plan
type are ISO approved.
We administer a broad range of UK,
European and global schemes, including
Share Incentive Plans, Company Share
Option Plans, Unapproved Share Option
Plans, Deferred Share Bonus Plans, Long-
Term Incentive Plans, Global Stock Purchase
Plans, Restricted Share Plans and SAYE.
Trustee services
Utilising our extensive knowledge of
employee benefits and share ownership
trusts from our office in Guernsey, we offer:
•	 An in-depth understanding of UK
and Guernsey regulatory frameworks,
working with advisers in creating and
managing trusts and share plans
•	 Flexibility to adapt to changing
legislation in the UK and globally
•	 Access to the trustees’ independent
and extensive network of contacts to
provide tax-efficient benefits from a
well-regulated, transparent jurisdiction
•	 Continual investment in new systems
infrastructure.
Online services
In collaboration with our clients, we have
invested in focus groups and usability
studies to understand employees’
attitudes to employer-enabled plans
and online tools. These research findings
have shaped the design of our portal,
with a focus on making it simple and
effective for you.
A premium service.
To create the best experience for you and your employees,
we believe that great administration should run quietly in the
background with minimum fuss.
A joined-up approach with proven expertise.
Key highlights include:
•	 Interactive and transactional
content and features, encouraging
users to become more involved
in their share plans and make
informed choices
•	 Execution of share transactions,
with a single view of all plans within
a summary statement
•	 Intuitive interface and tools, with
information presented in
a dashboard
•	 Functionality to communicate
messages to highlight plan
changes to notify transactions
completed online to all employees
•	 Real-time updating of shareholdings
•	 Reinforcement of your
organisation’s underlying brand
and messaging.
3
Buck Consultants Limited (registered number 1615055), Buck Consultants (Administration  Investment) Limited (registered number 1034719) and Buck Consultants (Healthcare) Limited (registered number
172919) are private limited liability companies registered in England and Wales and all have their registered office at 160 Queen Victoria Street, London EC4V 4AN. Buck Consultants (Administration 
Investment) Limited and Buck Consultants (Healthcare) Limited are authorised and regulated by the Financial Conduct Authority.
©2014 Xerox Corporation and Buck Consultants, LLC. All rights reserved. Xerox® and Xerox and Design® are registered trademarks of Xerox Corporation in the United States and/or other countries. Buck
Consultants® is a registered trademark of Buck Consultants, LLC in the United States and/or other countries. BR10811
Case study: transforming service delivery.
Our client wanted a consolidated view of their diverse employee share plans.
The challenges
•	 	High number of diverse share plans with complex
rules and low visibility of plan value to employees
•		Difficulty in communicating the value of the
plans to employees
•		Plans administered by different administrators
making it difficult to get information for both
employees and employer
•		Out-of-date information
•		Inefficient paper-based administration
•		Short time frame to go live due to prolonged
closed period.
Our solution
•		Service offering consolidated to a single
administrator
•		Administration processes transformed to
leverage the consolidation
•		A single website detailing all plan information,
including a summary screen showing overall
shareholdings
•		Shareholdings updated in real-time
•		Messages emailed to employees highlighting
changes to holdings and the ability to do
transactions online
•	 	A dedicated project team and resources during set-up.
“It is great to finally be able to see all of my share plans on
one platform. I was surprised to see my worth in the summary
table. I never knew share schemes amounted to that.”
“Very easy to follow and gives a good overview of my shares in
one place.”
“It is extremely user-friendly.”
“On time and on budget.”
Looking for a bespoke solution?
To arrange a demonstration, or for more information, please contact:
CorporateSolutions@xerox.com
+44(0)20 7429 1000
What our clients say
Health, protection and
productivity services
Managing health is managing productivity
2
Our approach is naturally consultative
and we tailor our client solutions to meet
your objectives, rather than offering a
generic, one-size-fits-all approach. You can
therefore be sure that your programme will
remain aligned to corporate objectives, fit
for purpose, valued by your employees and
financially competitive.
Our UK team comprises 40 people and
includes some of the most experienced
and qualified consultants in the market.
Our exceptional technical knowledge
allows us to navigate around clients’
challenges and optimise strategy and
delivery successfully.
A healthier workplace
Healthy employees are more productive.
Tailored benefit and wellbeing
programmes can be an effective
tool in keeping employees healthy
and productive, and should be a core
element in a company’s healthcare and
sickness absence strategy.
Promoting a culture of health and
fitness, integrating benefits into a
comprehensive wellness programme and
improving accessibility to healthcare
professionals all support the objective of
a fit and healthy workforce.
There has been a tangible shift in
corporate focus in recent years. In our
2014 Global Wellness Survey*, 60% of
respondents stated that they have a
fully or partially implemented wellness
strategy. The trends are already positive;
in 2013, there were 131 million days
lost due to absence, compared with 178
million in 1993, according to the Office for
National Statistics.
We are on hand to help you assess the
health of your workforce and assist in
implementing feasible solutions to improve
health, wellbeing and absence rates.
* 6th Edition Buck Consultants Global Wellness Survey 2014
In fine fettle
Buck Consultants at Xerox is a market-leading consultancy with over 40 years of
experience in managing corporate healthcare, risk benefits and well-being programmes.
We currently assist over 700 corporate clients in delivering such programmes, increasing business
productivity by focusing on employee wellbeing.
Our mission is to deliver the highest-quality, most
innovative and relevant solutions to you.
Our services include:
•	 Private healthcare
arrangements (including
trust funding)
•	 Income protection
•	 Life assurance
•	 Critical illness
•	 International healthcare
•	 International risk benefits
•	 Pooling expertise
•	 Occupational health
•	 Employee assistance
•	 Dental benefits
•	 Cash plans
•	 Wellbeing programmes.
Protection Assurance
Support Health
3
People protection
Medical benefits consulting
Our healthcare consultancy team provides
clear and insightful advice on domestic
and international healthcare benefits. We
have whole-market access and focus on
tailored solutions aligned to our clients’
healthcare objectives.
Our expertise extends to a multitude of
funding vehicles (such as health trust),
cost-effective delivery platforms (such as
pooling) and legislative impact (such as
international health benefits regulations).
We are market leaders, and continuously
drive innovation and market development.
We support our clients through in-depth
analysis, strategic reviews, implementation
and ongoing evaluation of their benefits.
Group risk consulting
Our specialist team is dedicated to
providing advice and support in respect
of group income protection and group
life assurance (lump sum, dependants’
pension and, registered and non-registered
benefits), as well as critical illness and
voluntary or flex top-up policies.
We deliver intelligent benefit design
taking into account corporate goals, risk
management objectives and market
benchmarking. We support clients
on all aspects of their risk benefit
programme, from design and inception
through to communications and claims
management. Recommended solutions
will always reflect the latest legislative
and state benefit changes.
Peace of mind
Expatriate health and risk solutions
The development and emergence
of new markets means that many
organisations are faced with increasing
numbers of employees working abroad
in key business assignment roles, with
a corresponding responsibility for the
corporate sponsor to provide adequate
healthcare and risk insurance.
We are experts in implementing fit-
for-purpose and cost-sustainable
international healthcare and risk
coverage that is, crucially, locally
compliant in all areas of the globe. This
ensures that risks to both employer and
employee are appropriately mitigated.
Many clients are looking for comprehensive
solutions that represent value for
investment. At Buck Consultants at Xerox,
we do not believe that quality coverage
and manageable costs should be mutually
exclusive.
High ill health costs
For all employers, ill health can be
enormously costly and, in today's global
business environment, companies have to:
•	 Compete to attract and retain the best
people
•	 Consider carefully the objective(s) in
providing medical benefits
•	 Procure the correct benefit solutions
•	 Minimise the risks and costs of ill
health by maintaining a healthy
workforce
•	 Comply with workplace health regulations.
We have a number of case studies
highlighting how we can help and
provide examples of the impact we have
delivered for our clients.
We are not transactional. We provide
our clients with thorough analysis
of the performance of their benefit
programmes and constantly guide our
clients as to the availability of remedial
action, be it tactical or strategic.
Our evaluation of client programmes
is continuous, thus ensuring benefit
programmes remain competitive
and relevant against corporate
objectives.
In addition, Buck Consultants at
Xerox is a thought leader, and we
fully embrace innovation and market
proposition development. We make it
our responsibility to share the details of
market developments with our clients.
We strive to understand your unique
challenges and focus on your core
objectives, serving both you and
your employees.
Future thinking
Buck Consultants Limited (registered number 1615055), Buck Consultants (Administration  Investment) Limited (registered number
1034719) and Buck Consultants (Healthcare) Limited (registered number 172919) are private limited liability companies registered in
England and Wales and all have their registered office at 160 Queen Victoria Street, London EC4V 4AN. Buck Consultants (Administration 
Investment) Limited and Buck Consultants (Healthcare) Limited are authorised and regulated by the Financial Conduct Authority.
©2014 Xerox Corporation and Buck Consultants, LLC. All rights reserved. Xerox® and Xerox and Design® are registered trademarks of Xerox
Corporation in the United States and/or other countries. Buck Consultants® is a registered trademark of Buck Consultants, LLC in the United
States and/or other countries. BR11404
Plan administration
We provide day-to-day support,
including expert advocacy in the event
of problematic claims or disputes.
Insurers and administrators are audited to
ensure that every pound of your benefit
investment is spent in line with plan
rules. Our experience in administration,
claims payment, managed care and
data analysis enables us to pinpoint the
strengths and weaknesses of a claims
handling operation.
Communication
The advantages of a comprehensive
and well-thought-through benefit
programme can be lost without robust
and clear communication. We are
experts in designing and implementing
communication strategies, producing
booklets and explanatory material – we
do it all. See our communication services
brochure for more detail on the art of
the possible.
Your daily supplements
Talk to us
We would welcome the opportunity to talk to you about your benefits programme
and how we can help. For an initial non-obligatory meeting, please contact:
CorporateSolutions@xerox.com
+44(0)20 7429 1000
“I have an extremely positive perception of Buck and
this relationship. They hire very good-quality people,
and they have the right mix of experts both inside and
outside of London.”
“What is remarkable is the
consistency across the
team in terms of quality
of the individuals.”
“They are an excellent outfit – professional, reliable and
trustworthy. I would certainly recommend them. It
definitely feels that we are getting value for money.”
“The culture of the
organisation comes
through to me as a client
– they want to deliver for
their clients.”
What our clients say
Employee benefits,
flex and total reward
Maximising engagement with creative and flexible solutions
2
Delivering effective and collaborative
solutions
However straightforward or complex, employee benefit programmes should be
engaging, adaptable and accessible across a range of media.
Technology should facilitate the promotion of the programme, consolidate or
expand the offering or membership, reduce strain on your resources, overcome
obstacles and ensure success.
Only you
Because every client is different, we
ensure that our services and technology
are led by your benefit requirements and
not vice versa.
Our technology solutions can be
expanded beyond flex to include a range
of human resources (HR) services, such
as learning tools, onboarding, pension
modellers and retirement guidance.
Together with careful planning, our tried
and tested five-phase approach on the
right allows the project to be modular.
Skilled project managers ensure that
the team responsible for each stage
remains focused and on track, helping to
mitigate and minimise risks which may
arise along the journey.
Audit
Existing benefits
Employee feedback
Design
Benefit mix
Benefit design
Launch
Enrolment window
Communicate
Improve awareness
Increase engagement
Build
Requirements gathering
System configuration
3
•	 Provide employees with a complete
overview of their pay and benefits
•	 Evolve over time, remaining relevant to
your employees
•	 Give employees online access to their
latest details with regularly updated
information
•	 Enable employees anywhere in the
world to log in securely
•	 Update information automatically
from a number of data sources
•	 Include interactive modellers and
diagrams
•	 Utilise input to provide management
information which keeps your offer up
to date and relevant.
In harmony
Together we can create intelligent, well-rounded solutions which your employees
can engage with and you can be proud of.
Our experience in working with a diverse range of clients allows us to help manage elements of your reward package, such as
health and wellbeing programmes, communications, employee retirement strategies and your moral and reputational risks, more
effectively. Our consultants audit and advise, with particular attention to:
Workplace flux
Change is all around us, influenced by innovations in technology, evermore diverse
workforce demographics, mergers, acquisitions and continual updates to legislation.
This means it is important to stay on top of your employee offering. Our solutions
are designed to:
All our solutions are specified and
structured to the needs of your company
and, reflect your brand.
Corporate
strategies
Project
objectives
Return on
investment
Delivery Structure
Platform
integration
Buck Consultants Limited (registered number 1615055), Buck Consultants (Administration  Investment) Limited (registered number
1034719) and Buck Consultants (Healthcare) Limited (registered number 172919) are private limited liability companies registered in
England and Wales and all have their registered office at 160 Queen Victoria Street, London EC4V 4AN. Buck Consultants (Administration 
Investment) Limited and Buck Consultants (Healthcare) Limited are authorised and regulated by the Financial Conduct Authority.
©2014 Xerox Corporation and Buck Consultants, LLC. All rights reserved. Xerox® and Xerox and Design® are registered trademarks of Xerox
Corporation in the United States and/or other countries. Buck Consultants® is a registered trademark of Buck Consultants, LLC in the United
States and/or other countries. BR11402
“ The total reward statement
is a fantastic document that
encompasses everything which
we offer to our employees and
is presented in a format which
they can easily understand. The
support which we have received
from Buck Consultants has
been excellent.”
“ For so many of our
employees, it has been a
quick way to manage their
personal benefit choices
and administration, whereas
before, they would have
needed help from the HR
team. It’s been win-win for
employees and the business!”
On the grapevine
Looking for a bespoke solution?
To arrange a meeting, or for more information, please contact:
CorporateSolutions@xerox.com
+44(0)20 7429 1000
Tuning in
A successful benefits
strategy is the product
of satisfying both a
company’s objectives
as well as those of
their employees. How
much your employees
engage with and, as a
result, participate in it is
dependent on how it is
communicated to them.
The best way to encourage participation
is to gauge and consider employee
opinion from the outset and throughout
the design process. We can provide
employee feedback tools such as focus
groups, surveys and workforce analysis, as
well as competitor analysis, recognition
programmes and compensation
benchmarking.
Understanding your employees provides
you with a foundation upon which you
can utilise the power of personalised
messaging to produce targeted
communications and deliver multilingual
statements to employees in a number
of different locations or areas of the
business.
BUCK - Corporate Solution
Folder (inside)
We make history by daring to
shape the future.
Corporate Solutions from Buck Consultants, a Xerox
Company, is an all-encompassing proposition to fulfil the
needs of both you and your employees. By harnessing
the technology of the future, we can help you to deliver
the solutions you want, to maximise productivity and
employee engagement.
Corporate Solutions brings you an holistic, single
platform for the delivery and communication of
employee benefit programmes, talent management,
learning and development and HR solutions. Truly
forward-thinking and innovative, and the single
solution required to meet your needs.
Our people are focused on our primary
goal – helping you to achieve yours. This
is why we have developed a solution to
allow you to manage and communicate a
wide array of HR policies, benefits and
news. Not only that, but we’ll ensure its
engaging and informative for employees,
whether to enable learning on retirement,
the selection of a benefit or to think
about investing for the future.
Employee benefits,
flex and total reward
Communications
Health, protection and
productivity services
Share plan
services
Defined contribution
pension schemes
Buck Consultants’
Corporate
Solutions
Talent and HR
solutions
BR11550

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hrc_po_corporate_solutions_pack_UK

  • 2. We make history by daring to shape the future. Corporate Solutions from Buck Consultants at Xerox is an all-encompassing proposition to fulfil the needs of both you, and your employees. By harnessing the technology of the future, we can help you to deliver the solutions you want, to maximise productivity and employee engagement. Corporate Solutions brings you a holistic, single platform for the delivery and communication of employee benefit programmes, talent management, learning & development and HR solutions. Truly forward-thinking and innovative and the single solution required to meet your needs. Our people are focused on our primary goal – helping you to achieve yours. This is why we have developed a solution to allow you to manage and communicate a wide array of HR policies, benefits and news. Not only that, but we’ll ensure it’s engaging and informative for employees, whether to enable learning on retirement, the selection of a benefit or to think about investing for the future. Employee benefits, flex and total reward Share plan administration Communications Health, protection and productivity services Talent and HR solutions Defined contributionDefined contribution pension schemes Buck Consultants Corporate Solutions
  • 3. Talent and HR solutions People: find them, grow them, keep them
  • 4. 2 E ngagement Our talent management wheel illustrates our holistic view of managing the talent within an organisation. It shows how business strategy and talent capability work together to drive performance and how successful planning, deployment and engagement leads to better service delivery. Using a tailored combination of improved human resources (HR) processes, increased business intelligence and the right technology, we can help you get to where you want to be. Make it happen Talent management is a set of interwoven processes aiming to attract, develop, retain and engage the best people. Your people – the heart of your organisation – drive performance and results for your business. Planni ng De ployment Human capital strategy: an HR strategy driven by your company’s overall business and HR goals Design and implement a governance structure, a talent management approach, an HR delivery service model and meaningful metrics. Workforce planning: reorganise, align and create efficiencies in your workforce Maintain a workforce that supports your needs and future business goals; use metrics, including size, skills, location, motivation and price, to make sure you spend your budget on having the right people at the right time. High-performer profile and measurement: quantify the expense and effectiveness of optimising high performers Define and isolate the specific factors that make your top performers excel, and use these results to create a high- performer profile. Supplier selection, management and oversight: establish and maintain a framework Improve the quality of relationships by building on your HR suppliers’ strengths and identifying areas for improvement. Mergers and acquisitions: specialist assistance with transition and integration Support and services for both pre- and post- deal phases, focusing on: due diligence, company and talent; rewards and benefits; and change and implementation. Talent planning When it comes to your people, you can find truth in that age old adage “failing to plan is planning to fail”. We can help you to develop your strategic talent plan, make the most of your valuable assets and make the best decisions for your business.
  • 5. 3 Right people, right place, right time Using a tailored combination of improved HR processes, increased business intelligence and the right technology, we can help you get to where you want to be. Talent engagement Your employees are among your most valuable assets, adding maximum value when they are present and productive. Understanding how their work contributes to the success of the company, and understanding the culture, reward and principles of your company, means happy and engaged people delivering value for your business. HR process and programme design: creating high-performance, results- driven HR teams Make it happen with benchmarking, process improvement, and programme assessment and design. Change management: making it ‘stick’ and measuring results Assess your change readiness and stakeholder impact, and develop a road map to deliver the right communications and tools at precisely the right times. Career pathing: creating the right job and role structures Align performance management objectives with self-assessment processes for your employees. Employee life cycle services: from the initial introduction to the final farewell Design onboarding processes that drive increased acclimatisation, acceptance and retention, and offboarding solutions that ensure smooth redeployment and separation experiences. HR portals: streamlining data management Establish a flexible platform that provides sophisticated user functionality and covers all audiences and purposes; incorporate new and existing self-service tools to help drive desired workforce behaviours. Personalised communications: make it count Deliver highly targeted messages, personal data and educational content to your workforce in the medium preferred by each end user. Recommendation engines: DIY solutions Improve HR, manager and employee productivity by providing the information and tools needed to promote greater self-service through data and social- based recommendations. Training: ensure commitment and adoption Design structured on-site, classroom, one-to-one and online training that aligns employee education programmes with change management initiatives and your company’s objectives. Talent deployment There’s no reason why your HR team shouldn’t be running like a well-oiled machine, whether it’s supporting a changing headcount, workforce optimisation or a reorganisation. We can help to minimise costs with reduced day-to-day administration efforts, informed decision support and increased self-service.
  • 6. Buck Consultants Limited (registered number 1615055), Buck Consultants (Administration & Investment) Limited (registered number 1034719) and Buck Consultants (Healthcare) Limited (registered number 172919) are private limited liability companies registered in England and Wales and all have their registered office at 160 Queen Victoria Street, London EC4V 4AN. Buck Consultants (Administration & Investment) Limited and Buck Consultants (Healthcare) Limited are authorised and regulated by the Financial Conduct Authority. ©2014 Xerox Corporation and Buck Consultants, LLC. All rights reserved. Xerox® and Xerox and Design® are registered trademarks of Xerox Corporation in the United States and/or other countries. Buck Consultants® is a registered trademark of Buck Consultants, LLC in the United States and/or other countries. BR11544 “Your team has become an integral part of our extended family … great technical knowledge, outstanding project management skills, and professionally and personally a pleasure to work with. We are very pleased with the selection of Buck to support this integration.” In their words Talk to us Managing HR decisions associated with changes and trends without a people strategy is like hiking without trail markers. Your people strategy should be your compass, and we’ll be your guide. Please contact: CorporateSolutions@xerox.com +44(0)20 7429 1000
  • 8. 2 Shout about it You spend time deciding which benefits to offer your employees, working with advisers, administrators, brokers, benefit providers and many more. You negotiate great deals and work hard to offer your employees valuable learning tools and opportunities. You put in place easy-to-use systems, and keep up to date with the changes in requirements. But are you letting your employees know? An effective brand means that your voice can be heard by many, quickly. Carefully planned communication and open dialogue with your employees are essential to building a good relationship. Call to action Motivate,guide,encourage conviction,presentimmediate decisionsandmakedoing somethingeasierthannot. Get where you want to be It’s all about listening and being listened to. If your voice is heard and employees feel considered and valued, this can impact on retention, productivity and general atmosphere. Why not let us help you achieve your goals and start to follow the steps below? Develop understanding Educate, inform, develop new insights, make complexity accessible and aid decision- making. Create awareness Aim for high impact, grab attention, breed affection, develop association and establish a brand.
  • 9. 3 The UK communications practice forms part of a global team whose expertise in social media, personalised communication and online tools are well recognised within the employee benefits market. Whatever you want to talk to your employees about — employee benefits, change, reward, employee engagement and learning programmes, we’re here to help. We provide unique and engaging communication around all types of HR messaging, as well as developing fresh and appealing brands. Printed communications Surveys and focus groups Online and social media Hit the target for each and every population Interactive communications Online solutions and modellers Solid communication strategies Communicating and branding of rewardstrategies Creative and relevant visuals and branding Access to subject-matter experts Multimedia and mobile apps Postcards and desk drops Training and education One-to-ones Personalised statements Group workshops What’s your mix? Once you have decided on a course of action and a message, you need to get this across to your employees in the best way. We have significant expertise in delivering complex communication programmes and achieving measurable results, and develop and deliver ideas that influence what employees think, feel and do. Whether this is by utilising member feedback through focus groups and qualitative research, or simply producing engaging newsletters for your employees, we recognise that each of our clients has their own needs, and that all workforces are different. We’ve got the tools Our award-winning communications team delivers a rich mix of content, information, innovation and creativity.
  • 10. Buck Consultants Limited (registered number 1615055), Buck Consultants (Administration & Investment) Limited (registered number 1034719) and Buck Consultants (Healthcare) Limited (registered number 172919) are private limited liability companies registered in England and Wales and all have their registered office at 160 Queen Victoria Street, London EC4V 4AN. Buck Consultants (Administration & Investment) Limited and Buck Consultants (Healthcare) Limited are authorised and regulated by the Financial Conduct Authority. ©2014 Xerox Corporation and Buck Consultants, LLC. All rights reserved. Xerox® and Xerox and Design® are registered trademarks of Xerox Corporation in the United States and/or other countries. Buck Consultants® is a registered trademark of Buck Consultants, LLC in the United States and/or other countries. BR11071 “Our employees really like the new, bright and informative literature around our pension plan campaign. It certainly grabs their attention, and we have seen an impact on the number of employees who have signed up and who are making personal contributions.” “Everyone loves the documents. The layout and presentation is very good. It’s much clearer and easier for members to understand than our last one.” “Thank you for doing a fantastic job on embracing our identity and helping us to really speak to our people.” What our clients think Talk to us For help, advice, examples, case studies or quotes, please get in touch. Furthermore, if you’re interested in eye-catching design, effective HR branding, thought-provoking messaging, games, presentations, videos or other communication materials, we’d be delighted to have a chat. Please contact: CorporateSolutions@xerox.com +44(0)20 7429 1000 Talk to your employees “A person who feels appreciated will always do more than expected.” Simple but true. Let us help you to tell your employees how great you are, because of them. The voice of value What can good communication do for you? Well, where there is a need, the opportunities are endless. It could mean: • Greater engagement with your benefits programme • A higher interest in flexible benefits with better take-up and more competitive provider rates • More employees investing and believing in your brand.
  • 12. 2 Navigating the maze At the heart of any corporate benefit programme will be a number of core objectives. One very current and prominent requirement is to help your employees understand how they can best meet their retirement needs. Mapping it out Our goal is to ensure your pension arrangements meet your objectives and the needs of your employees. Whether you’re starting from scratch or you want to check the suitability of any existing arrangements, we provide the advice and support you need to implement a solution that’s right for you. Send a signal Our award-winning team can design a communications strategy that your employees can relate to. We can tap into those methods that are tried and tested, whilst suggesting new ways of helping your employees engage and understand the valuable benefits offered, using a variety of media. Who’s looking out for you? A robust governance plan can help you to manage risk and achieve your objectives whilst also monitoring the progress of engagement and levels of investment. Investing wisely One of the most important decisions to make is where the contributions should be invested. Using the expertise of our investment team, we can help you to select appropriate default funds, ‘off- the-shelf’ options or a bespoke solution. We can also provide advice on investment strategy and on the selection of a core range of investment funds for those employees who prefer to choose their own investments, but would like a simplified number of options. Salary sacrifice Making pension contributions via salary sacrifice means savings for you and your employees, and can help to support increasing benefit costs. Our consultants implement effective programmes for small and large companies with feasibility, consultancy, project management and communication services included as part of the package. Managing outcomes Achieving the best outcome possible at retirement for members, whilst controlling your costs, is something we can help with. Finding ways to optimise the processes used to manage your plan, providing suitable investment options and improving engagement and understanding can be cost-effective ways to accomplish the results you want. By the way, pension benefit statements are a legal requirement, but can also be a great engagement tool for your employees. Here’s how: • Use dynamic content to create fully personalised and highly effective statements • Brand statements with creative layout and design to provide a visually powerful document that members are more inclined to pay attention to • Keep content clear and relevant to the member • Utilise the power of charts, tables and visual representations to help communicate the information more effectively • Highlight the most important information and the ‘big figures’.
  • 13. 3 In sync The alignment of HR systems, data management, payroll processing and benefit portals is critical to the successful management of your retirement solution. Are we employing the right investment strategies? Selecting an appropriate range of investment funds Will you help us to talk to our employees? Employee presentations, workshops, one- to-ones and easy-to-use communications How about managing risk? Scheme governance Are we compliant with legislation? Regulatory compliance Is our pension scheme relevant within the wider benefits offering? Integration and harmonisation Running your scheme What we’re great at Our promise Pension legislation continues to change enormously, and benefit programmes are constantly shifting to react to our ever-developing world. We love bringing these changes and new requirements to life, by working out new ways to satisfy them together. This is why we promise to re-evaluate your arrangements continually to ensure they are working together in the most effective way possible.
  • 14. Buck Consultants Limited (registered number 1615055), Buck Consultants (Administration Investment) Limited (registered number 1034719) and Buck Consultants (Healthcare) Limited (registered number 172919) are private limited liability companies registered in England and Wales and all have their registered office at 160 Queen Victoria Street, London EC4V 4AN. Buck Consultants (Administration Investment) Limited and Buck Consultants (Healthcare) Limited are authorised and regulated by the Financial Conduct Authority. ©2014 Xerox Corporation and Buck Consultants, LLC. All rights reserved. Xerox® and Xerox and Design® are registered trademarks of Xerox Corporation in the United States and/or other countries. Buck Consultants® is a registered trademark of Buck Consultants, LLC in the United States and/or other countries. BR11403 “Great presentations, thank you so much. Our staff have always found pensions to be confusing, but we had some great feedback from the members, and they really felt like they understood how the scheme works and what they needed to do.” “It’s been great working with you. I am sorry that I’m leaving, but rest assured, I’ll be taking your contact details with me to my new employer and will contact you with all my pensions questions!” “The savings you have generated for the firm through introducing salary sacrifice have really helped us and the members, thank you. The presentations were a great reminder of how the scheme works and we have had particularly positive comments from the higher rate taxpayers, who are delighted that they don’t have to contact HMRC with details of the pension contributions!” “Onthefaceofit,auto- enrolmentlooked straightforward, but when we went into the detail, we were completely confused. Thank you so much for clearing the fog and helping us through it all.” What our clients say Get in touch To arrange a meeting, or for more information, please contact: CorporateSolutions@xerox.com +44(0)20 7429 1000 Need a guiding hand? In addition to our consultancy services, we are also able to provide a wide range of administration services. Many companies value this service, which ensures you are freed from as much administrative routine as possible. We can provide a valuable interface between you and your pension solution to ensure efficient processing of regular tasks. Your internal teams will have direct email and telephone access to a client team so that any queries can be resolved efficiently. We believe that, by building close working relationships, you will benefit significantly from limiting the time spent administering your pension arrangements.
  • 15. Defined contribution pension schemes Defined contribution pension governance At Buck Consultants at Xerox, we firmly believe that if you have taken the time and energy to set up a pension arrangement to benefit your staff, it should be regularly reviewed – and we are not alone. The Pensions Regulator (TPR) has set out its view of what good governance looks like, so that all schemes can review their governance design in line with six defined contribution (DC) principles, comprising of 31 detailed quality features. To comply with each of these, all group personal pension schemes should be reviewed, monitored and managed through a governance or management committee. As a minimum, scheme governance should incorporate the checks and controls to ensure that all six principles are taken into account. The six principles 1. Essential characteristics Schemes are designed to be durable, fair and deliver good outcomes for members. 2. Establishing governance A comprehensive scheme governance framework is established at set-up, with clear accountabilities and responsibilities agreed and made transparent. 3. People Those who are accountable for scheme decisions and activity understand their duties and are fit and proper to carry them out. 4. Ongoing governance and monitoring Schemes benefit from effective governance and monitoring through their full life cycle. 5. Administration Schemes are well administered with timely, accurate and comprehensive processes and records. 6. Communication to members Communications are designed and delivered to ensure members are able to make informed decisions about their retirement savings. The objectives are clear The introduction of automatic enrolment requirements has increased the number of individuals saving for retirement, and the Government is committed to making sure that all workplace pension schemes are of high quality, offer value for money and are capable of delivering good outcomes for individuals.
  • 16. Buck Consultants Limited (registered number 1615055), Buck Consultants (Administration Investment) Limited (registered number 1034719) and Buck Consultants (Healthcare) Limited (registered number 172919) are private limited liability companies registered in England and Wales and all have their registered office at 160 Queen Victoria Street, London EC4V 4AN. Buck Consultants (Administration Investment) Limited and Buck Consultants (Healthcare) Limited are authorised and regulated by the Financial Conduct Authority. ©2014 Xerox Corporation and Buck Consultants, LLC. All rights reserved. Xerox® and Xerox and Design® are registered trademarks of Xerox Corporation in the United States and/or other countries. Buck Consultants® is a registered trademark of Buck Consultants, LLC in the United States and/or other countries. BR11548 Defined contribution pension schemes How can we help? We have a wealth of experience in managing pension governance for companies of all sizes – and we don’t have a ‘one size fits all’ approach. So, regardless of whether you are looking for a comprehensive solution or simply to ensure that the minimum requirements are met, we can design a pension governance programme that meets your needs, and those of your employees, in line with your budget. Next steps To find out more, please contact our DC Pension Governance Team. We will arrange a free non-obligatory discussion with our experts to explore the right approach for you. Please contact: CorporateSolutions@xerox.com +44(0)20 7429 1000 Our approach to pension governance. Success doesn’t happen by accident. At Buck Consultants at Xerox, we believe that pension governance is fundamental to the success of all workplace pension schemes. Within the TPR framework, we start by setting out the objectives of your committee. Achieving better outcomes for pension scheme members is typical of the sort of issues we tackle, and setting a metric to measure this by, such as an income replacement ratio or average contribution rate, can help to monitor progress towards meeting this objective. What does good pension governance look like? Whatever the size of your scheme, there are some basic checks to ensure the scheme is operating effectively, such as: • Payments made and invested on time • Accurate and up-to-date record keeping • A provider that is fit for purpose, with a competitive charging structure and accurate administration services • A default investment strategy is suitable to the demographics of the membership • Accurate, clear and engaging member communication. Once these checks have been made, we move on to the areas where we can add real value. These tend to have the greatest material effect on member outcomes. By measuring a number of standard metrics, we can, for example, assess where more focused communications could help to guide members’ behaviour and potentially improve their outcomes at retirement. For example… There are a number of modellers and calculators available to help members understand how much they need to invest to achieve the income they want in retirement. If members are not accessing these, we can facilitate the use of a bespoke modeller and provide workshops or one-to-one sessions to help members use it to reach their target retirement income. Many people don’t fully understand the relationship between the level of personal investment now and their income at retirement and, as a result, don’t realise how much they need to invest. The success of this exercise would be measured and reported on in the next governance report. Pension Quality Mark – National Association of Pension Funds It’s not just TPR and Buck Consultants at Xerox that are keen on governance. The National Association of Pension Funds (NAPF) has an accreditation system that awards high-quality pension schemes with a Pension Quality Mark (PQM), or the PQM+ for the most attractive and high-quality schemes. This prestigious award is given only to those schemes that meet the NAPF standards and, not surprisingly, a structured governance programme is high on the list of requirements. The PQM, and especially the PQM+, can demonstrate how much you care about your staff and value their wellbeing, not just to the employees themselves, but also to your competitors and your customers.
  • 18. Designed to fit Our experienced account managers work with you to deliver a range of services customised to your specific preferences. As your needs change, we adapt our systems to fit around you. We offer an unrivalled level of flexibility enjoyed by clients across the board and recognised industry-wide. Cutting-edge technology We invest heavily in the development of our HR and benefits technology, share plan administration platform and ‘big data’ analytics. Our portals have extensive employee self- service, giving you access to participant data and enabling you to send broadcast messages for plan communications. Freedom to focus. Share plan administration can be complex and time-consuming. Our award- winning administration systems make the whole process easier, reduce costs and improve the experience for your employees. Whether you want to integrate multiple share plans within a single web portal, support offshore arrangements or embed your share plans within a wider pension and reward offering, our bespoke systems are designed to meet your exact requirements. A seamless experience We have designed our portals with you and your employees in mind, enabling you to manage your schemes better. Bringing together both plan administration and trustee capabilities ensures a seamless, high-quality and yet personal service, offering a complete solution for all your share plan needs. Many clients go one step further and embed their employee share proposition within a wider Total Reward proposition. The flexibility of our system means you can access pension, flexible benefits and share information from one single portal with an integrated administration function at its core. 2
  • 19. Administration services We draw on over 25 years’ experience in implementing and administering various employee and Executive Compensation share plans, with over 250,000 share and option plan participant records. Our dedicated administration team offers an end-to-end approach – from answering queries to dealing with complex issues and providing tailored reports. In addition, our processes and timetables for every plan type are ISO approved. We administer a broad range of UK, European and global schemes, including Share Incentive Plans, Company Share Option Plans, Unapproved Share Option Plans, Deferred Share Bonus Plans, Long- Term Incentive Plans, Global Stock Purchase Plans, Restricted Share Plans and SAYE. Trustee services Utilising our extensive knowledge of employee benefits and share ownership trusts from our office in Guernsey, we offer: • An in-depth understanding of UK and Guernsey regulatory frameworks, working with advisers in creating and managing trusts and share plans • Flexibility to adapt to changing legislation in the UK and globally • Access to the trustees’ independent and extensive network of contacts to provide tax-efficient benefits from a well-regulated, transparent jurisdiction • Continual investment in new systems infrastructure. Online services In collaboration with our clients, we have invested in focus groups and usability studies to understand employees’ attitudes to employer-enabled plans and online tools. These research findings have shaped the design of our portal, with a focus on making it simple and effective for you. A premium service. To create the best experience for you and your employees, we believe that great administration should run quietly in the background with minimum fuss. A joined-up approach with proven expertise. Key highlights include: • Interactive and transactional content and features, encouraging users to become more involved in their share plans and make informed choices • Execution of share transactions, with a single view of all plans within a summary statement • Intuitive interface and tools, with information presented in a dashboard • Functionality to communicate messages to highlight plan changes to notify transactions completed online to all employees • Real-time updating of shareholdings • Reinforcement of your organisation’s underlying brand and messaging. 3
  • 20. Buck Consultants Limited (registered number 1615055), Buck Consultants (Administration Investment) Limited (registered number 1034719) and Buck Consultants (Healthcare) Limited (registered number 172919) are private limited liability companies registered in England and Wales and all have their registered office at 160 Queen Victoria Street, London EC4V 4AN. Buck Consultants (Administration Investment) Limited and Buck Consultants (Healthcare) Limited are authorised and regulated by the Financial Conduct Authority. ©2014 Xerox Corporation and Buck Consultants, LLC. All rights reserved. Xerox® and Xerox and Design® are registered trademarks of Xerox Corporation in the United States and/or other countries. Buck Consultants® is a registered trademark of Buck Consultants, LLC in the United States and/or other countries. BR10811 Case study: transforming service delivery. Our client wanted a consolidated view of their diverse employee share plans. The challenges • High number of diverse share plans with complex rules and low visibility of plan value to employees • Difficulty in communicating the value of the plans to employees • Plans administered by different administrators making it difficult to get information for both employees and employer • Out-of-date information • Inefficient paper-based administration • Short time frame to go live due to prolonged closed period. Our solution • Service offering consolidated to a single administrator • Administration processes transformed to leverage the consolidation • A single website detailing all plan information, including a summary screen showing overall shareholdings • Shareholdings updated in real-time • Messages emailed to employees highlighting changes to holdings and the ability to do transactions online • A dedicated project team and resources during set-up. “It is great to finally be able to see all of my share plans on one platform. I was surprised to see my worth in the summary table. I never knew share schemes amounted to that.” “Very easy to follow and gives a good overview of my shares in one place.” “It is extremely user-friendly.” “On time and on budget.” Looking for a bespoke solution? To arrange a demonstration, or for more information, please contact: CorporateSolutions@xerox.com +44(0)20 7429 1000 What our clients say
  • 21. Health, protection and productivity services Managing health is managing productivity
  • 22. 2 Our approach is naturally consultative and we tailor our client solutions to meet your objectives, rather than offering a generic, one-size-fits-all approach. You can therefore be sure that your programme will remain aligned to corporate objectives, fit for purpose, valued by your employees and financially competitive. Our UK team comprises 40 people and includes some of the most experienced and qualified consultants in the market. Our exceptional technical knowledge allows us to navigate around clients’ challenges and optimise strategy and delivery successfully. A healthier workplace Healthy employees are more productive. Tailored benefit and wellbeing programmes can be an effective tool in keeping employees healthy and productive, and should be a core element in a company’s healthcare and sickness absence strategy. Promoting a culture of health and fitness, integrating benefits into a comprehensive wellness programme and improving accessibility to healthcare professionals all support the objective of a fit and healthy workforce. There has been a tangible shift in corporate focus in recent years. In our 2014 Global Wellness Survey*, 60% of respondents stated that they have a fully or partially implemented wellness strategy. The trends are already positive; in 2013, there were 131 million days lost due to absence, compared with 178 million in 1993, according to the Office for National Statistics. We are on hand to help you assess the health of your workforce and assist in implementing feasible solutions to improve health, wellbeing and absence rates. * 6th Edition Buck Consultants Global Wellness Survey 2014 In fine fettle Buck Consultants at Xerox is a market-leading consultancy with over 40 years of experience in managing corporate healthcare, risk benefits and well-being programmes. We currently assist over 700 corporate clients in delivering such programmes, increasing business productivity by focusing on employee wellbeing. Our mission is to deliver the highest-quality, most innovative and relevant solutions to you. Our services include: • Private healthcare arrangements (including trust funding) • Income protection • Life assurance • Critical illness • International healthcare • International risk benefits • Pooling expertise • Occupational health • Employee assistance • Dental benefits • Cash plans • Wellbeing programmes. Protection Assurance Support Health
  • 23. 3 People protection Medical benefits consulting Our healthcare consultancy team provides clear and insightful advice on domestic and international healthcare benefits. We have whole-market access and focus on tailored solutions aligned to our clients’ healthcare objectives. Our expertise extends to a multitude of funding vehicles (such as health trust), cost-effective delivery platforms (such as pooling) and legislative impact (such as international health benefits regulations). We are market leaders, and continuously drive innovation and market development. We support our clients through in-depth analysis, strategic reviews, implementation and ongoing evaluation of their benefits. Group risk consulting Our specialist team is dedicated to providing advice and support in respect of group income protection and group life assurance (lump sum, dependants’ pension and, registered and non-registered benefits), as well as critical illness and voluntary or flex top-up policies. We deliver intelligent benefit design taking into account corporate goals, risk management objectives and market benchmarking. We support clients on all aspects of their risk benefit programme, from design and inception through to communications and claims management. Recommended solutions will always reflect the latest legislative and state benefit changes. Peace of mind Expatriate health and risk solutions The development and emergence of new markets means that many organisations are faced with increasing numbers of employees working abroad in key business assignment roles, with a corresponding responsibility for the corporate sponsor to provide adequate healthcare and risk insurance. We are experts in implementing fit- for-purpose and cost-sustainable international healthcare and risk coverage that is, crucially, locally compliant in all areas of the globe. This ensures that risks to both employer and employee are appropriately mitigated. Many clients are looking for comprehensive solutions that represent value for investment. At Buck Consultants at Xerox, we do not believe that quality coverage and manageable costs should be mutually exclusive. High ill health costs For all employers, ill health can be enormously costly and, in today's global business environment, companies have to: • Compete to attract and retain the best people • Consider carefully the objective(s) in providing medical benefits • Procure the correct benefit solutions • Minimise the risks and costs of ill health by maintaining a healthy workforce • Comply with workplace health regulations. We have a number of case studies highlighting how we can help and provide examples of the impact we have delivered for our clients. We are not transactional. We provide our clients with thorough analysis of the performance of their benefit programmes and constantly guide our clients as to the availability of remedial action, be it tactical or strategic. Our evaluation of client programmes is continuous, thus ensuring benefit programmes remain competitive and relevant against corporate objectives. In addition, Buck Consultants at Xerox is a thought leader, and we fully embrace innovation and market proposition development. We make it our responsibility to share the details of market developments with our clients. We strive to understand your unique challenges and focus on your core objectives, serving both you and your employees. Future thinking
  • 24. Buck Consultants Limited (registered number 1615055), Buck Consultants (Administration Investment) Limited (registered number 1034719) and Buck Consultants (Healthcare) Limited (registered number 172919) are private limited liability companies registered in England and Wales and all have their registered office at 160 Queen Victoria Street, London EC4V 4AN. Buck Consultants (Administration Investment) Limited and Buck Consultants (Healthcare) Limited are authorised and regulated by the Financial Conduct Authority. ©2014 Xerox Corporation and Buck Consultants, LLC. All rights reserved. Xerox® and Xerox and Design® are registered trademarks of Xerox Corporation in the United States and/or other countries. Buck Consultants® is a registered trademark of Buck Consultants, LLC in the United States and/or other countries. BR11404 Plan administration We provide day-to-day support, including expert advocacy in the event of problematic claims or disputes. Insurers and administrators are audited to ensure that every pound of your benefit investment is spent in line with plan rules. Our experience in administration, claims payment, managed care and data analysis enables us to pinpoint the strengths and weaknesses of a claims handling operation. Communication The advantages of a comprehensive and well-thought-through benefit programme can be lost without robust and clear communication. We are experts in designing and implementing communication strategies, producing booklets and explanatory material – we do it all. See our communication services brochure for more detail on the art of the possible. Your daily supplements Talk to us We would welcome the opportunity to talk to you about your benefits programme and how we can help. For an initial non-obligatory meeting, please contact: CorporateSolutions@xerox.com +44(0)20 7429 1000 “I have an extremely positive perception of Buck and this relationship. They hire very good-quality people, and they have the right mix of experts both inside and outside of London.” “What is remarkable is the consistency across the team in terms of quality of the individuals.” “They are an excellent outfit – professional, reliable and trustworthy. I would certainly recommend them. It definitely feels that we are getting value for money.” “The culture of the organisation comes through to me as a client – they want to deliver for their clients.” What our clients say
  • 25. Employee benefits, flex and total reward Maximising engagement with creative and flexible solutions
  • 26. 2 Delivering effective and collaborative solutions However straightforward or complex, employee benefit programmes should be engaging, adaptable and accessible across a range of media. Technology should facilitate the promotion of the programme, consolidate or expand the offering or membership, reduce strain on your resources, overcome obstacles and ensure success. Only you Because every client is different, we ensure that our services and technology are led by your benefit requirements and not vice versa. Our technology solutions can be expanded beyond flex to include a range of human resources (HR) services, such as learning tools, onboarding, pension modellers and retirement guidance. Together with careful planning, our tried and tested five-phase approach on the right allows the project to be modular. Skilled project managers ensure that the team responsible for each stage remains focused and on track, helping to mitigate and minimise risks which may arise along the journey. Audit Existing benefits Employee feedback Design Benefit mix Benefit design Launch Enrolment window Communicate Improve awareness Increase engagement Build Requirements gathering System configuration
  • 27. 3 • Provide employees with a complete overview of their pay and benefits • Evolve over time, remaining relevant to your employees • Give employees online access to their latest details with regularly updated information • Enable employees anywhere in the world to log in securely • Update information automatically from a number of data sources • Include interactive modellers and diagrams • Utilise input to provide management information which keeps your offer up to date and relevant. In harmony Together we can create intelligent, well-rounded solutions which your employees can engage with and you can be proud of. Our experience in working with a diverse range of clients allows us to help manage elements of your reward package, such as health and wellbeing programmes, communications, employee retirement strategies and your moral and reputational risks, more effectively. Our consultants audit and advise, with particular attention to: Workplace flux Change is all around us, influenced by innovations in technology, evermore diverse workforce demographics, mergers, acquisitions and continual updates to legislation. This means it is important to stay on top of your employee offering. Our solutions are designed to: All our solutions are specified and structured to the needs of your company and, reflect your brand. Corporate strategies Project objectives Return on investment Delivery Structure Platform integration
  • 28. Buck Consultants Limited (registered number 1615055), Buck Consultants (Administration Investment) Limited (registered number 1034719) and Buck Consultants (Healthcare) Limited (registered number 172919) are private limited liability companies registered in England and Wales and all have their registered office at 160 Queen Victoria Street, London EC4V 4AN. Buck Consultants (Administration Investment) Limited and Buck Consultants (Healthcare) Limited are authorised and regulated by the Financial Conduct Authority. ©2014 Xerox Corporation and Buck Consultants, LLC. All rights reserved. Xerox® and Xerox and Design® are registered trademarks of Xerox Corporation in the United States and/or other countries. Buck Consultants® is a registered trademark of Buck Consultants, LLC in the United States and/or other countries. BR11402 “ The total reward statement is a fantastic document that encompasses everything which we offer to our employees and is presented in a format which they can easily understand. The support which we have received from Buck Consultants has been excellent.” “ For so many of our employees, it has been a quick way to manage their personal benefit choices and administration, whereas before, they would have needed help from the HR team. It’s been win-win for employees and the business!” On the grapevine Looking for a bespoke solution? To arrange a meeting, or for more information, please contact: CorporateSolutions@xerox.com +44(0)20 7429 1000 Tuning in A successful benefits strategy is the product of satisfying both a company’s objectives as well as those of their employees. How much your employees engage with and, as a result, participate in it is dependent on how it is communicated to them. The best way to encourage participation is to gauge and consider employee opinion from the outset and throughout the design process. We can provide employee feedback tools such as focus groups, surveys and workforce analysis, as well as competitor analysis, recognition programmes and compensation benchmarking. Understanding your employees provides you with a foundation upon which you can utilise the power of personalised messaging to produce targeted communications and deliver multilingual statements to employees in a number of different locations or areas of the business.
  • 29. BUCK - Corporate Solution Folder (inside) We make history by daring to shape the future. Corporate Solutions from Buck Consultants, a Xerox Company, is an all-encompassing proposition to fulfil the needs of both you and your employees. By harnessing the technology of the future, we can help you to deliver the solutions you want, to maximise productivity and employee engagement. Corporate Solutions brings you an holistic, single platform for the delivery and communication of employee benefit programmes, talent management, learning and development and HR solutions. Truly forward-thinking and innovative, and the single solution required to meet your needs. Our people are focused on our primary goal – helping you to achieve yours. This is why we have developed a solution to allow you to manage and communicate a wide array of HR policies, benefits and news. Not only that, but we’ll ensure its engaging and informative for employees, whether to enable learning on retirement, the selection of a benefit or to think about investing for the future. Employee benefits, flex and total reward Communications Health, protection and productivity services Share plan services Defined contribution pension schemes Buck Consultants’ Corporate Solutions Talent and HR solutions BR11550