The document summarizes research on the spending habits of students of different age groups. It collected primary data through questionnaires from 100 students to study their pocket money amounts, spending patterns, and habits. Key findings include that most students receive Rs. 1000-3000 monthly, spend a lot on food, and some save for the future but few donate to organizations. It suggests teaching youth to ration spending and the importance of savings and investment. The research could be improved by increasing samples size and including tobacco/alcohol habits and gender segmentation.