1.
Price: 25 Paise
Dated: 1-15 Feb 2023
Redg. No. RNI 21891/70 Vol. 53 No. 10/Delhi
MULTIPLYING NEWS
HEALTH
INSURANCE
A Gift of
Better Health
Care for the
Golden Years of
Life
P3
MUTUAL
FUND
Balanced
Advantage Fund
Vs
Multi-Asset
Allocation Fund
P5
SCAN
HERE
to safeguard
your family's
future
M NEY
OPPORTUNITY
DOESN’T COME
KNOCKING TWICE.
INVEST TODAY
FOR A BETTER
TOMORROW!
n this policy, the investment risk in
the investment portfolio is borne
Iby the Policyholder. The linked
Insurance Products do not offer any
liquidity during the first five years of the
contract. The Policyholder will not be
able to surrender/withdraw the monies
invested in linked Insurance Products
completely or partially till the end of
the fifth year.
Living in the moment is fun, but Life
Protection and Financial stability are
necessary. Financially securing your
future doesn’t mean you can’t enjoy
the present moment. All you have
to do is strike the perfect balance
between instant gratification and
future planning.
Presenting AVI
VA Life Insurance
Signature Investment GenX Single
Premium Plan that helps you save in
a systematic manner for your future
but also ensures that your loved
ones are taken care of in case of an
unfortunate incident.
This Investment Plan is designed to help you tackle life’s challenges.
AVIVA Signature Investment Plan provides a perfect formula for building
and sustaining wealth, along with ensuring protection for your family from
an unfortunate incident.
A plan that will help you take CARE of your family, stay COMMITTED to
your Investment goals and face the future with CONFIDENCE.
www.BajajCapital.com | Follow us on:
LIFE INSURANCE
FLEXIBILITY
RETURN

2.
Example 2: A 40 year old businessman opts for
Signature GenX with Single Premium of Rs. 1Cr. wishing
to create a source of retirement income and a corpus at
maturity.
Life Insurance
Disclaimer: Reproducľion in whole or in parľ wiľhouľ ľhe prior wriľľen permission of ľhe Publisher is prohibiľed. Opinions expressed in ľhe
arľicles are of ľhe auľhors and do noľ necessarily reflecľ ľhose of ediľors or publishers. While ľhe ediľors do ľheir uľmosľ ľo verify informaľion
published, ľhey do noľ accepľ responsibiliľy for iľs absoluľe accuracy.
2
MONEY MULTIPLYING NEWS |1-15Feb 2023 |
Boundary Conditions
Min. Entry Age 91 Days
Max. Entry Age
Single Premium/Sum Assured Multiple 10 Times 5 Times 1.25 Times
2.30 Lacs & Above 35 Years 43 years
60 years
5 Lacs & Above 40 years 50 years
10 Lacs & Above 45 years 55 years
Max. Maturity Age
Single Premium/Sum Assured Multiple 10 Times 5 Times 1.25 Times
2.30 Lacs & Above 55 Years 63 years
80 years
5 Lacs & Above 60 years 70 years
10 Lacs & Above 65 years 75 years
Minimum premium 2.30 Lacs
Top Up
Min Top Up: Rs. 10,000
Max Top Up: No Limit subject to Board approved underwriting policy
The total Top -Ups paid shall not exceed the sum of single premiums
paid at any point of time.
Min/Max Policy Terms Min. 20 years, Max. 60 years
Number of Funds 7 Funds
CHOOSE YOUR INVESTMENT FUNDS:
LET US SEE HOW THIS WOULD WORK:
Example 1:A 40 year old businessman opts for Signature
GenX with Single Premium of Rs. 2 Cr. wishing to create
a stream of income for self and create a trust fund for his
grandchild.
PLAN’S FUNDS- PAST RETURNS:
Funds
Optio
n
Equity
Exposur
e
Debt
Exposur
e
Money
Market
Exposur
e
Risk-
Return
Profile
Balanced
Fund-II
0-45% 25-100% 0-40% Medium
Bond Fund-II - 60-100% 0-40% Low
Enhancer
Fund-II
60-100% 0-40% 0-40% High
Growth Fund-
II
30-85% 0-50% 0-40% High
Infrastructure
Fund
60-100% 0-40% 0-40% High
Protector
Fund-II
0-20% 25-100% 0-40% Low
PSU Fund 60-100% 0-40% 0-40% High
Funds
Optio
n
1
Month
Return
s
6
Month
Return
s
1 Year
Return
s
2 Year
Return
s
3 Year
Return
s
Since
Inceptio
n
returns
Balanced Fund-II -1.38 8.24 3.03 8.39 9.8 8.37
Bo nd Fund-II 0.23 3.09 1.32 2.25 5.23 6.74
Enhancer Fund-II -3.45 15.78 4.47 17.16 15.34 11.41
Growth Fund-II -2.58 12.83 3.93 13.76 13.06 9.53
Infrastructure Fund -3.5 16.34 -0.12 24.03 24.92 6.13
Protector Fund-II -0.38 5.13 2.08 4.65 7.26 7.16
P S U Fund 0.02 28.8 25.19 33.88 18.45 5.99
1.DEATH BENEFITS - Ifall due premiums
are paid: Signature GenX Option:
Death benefit payable shall be:
a. Highest of:
i . S um assured or
ii.Fund value pertaining to Single Premium
iii.105 percent of the total premiums received up to date
of death, and
b. Highest of:
i. Top–up sum assured or
ii.Fund value pertaining to top-up premiums or
iii.105 percent of top-up premiums received upto date of
death, if any
2.DEATH BENEFIT:Ifa policy becomes a Paid-
Up policy, Signature GenX Option:
Death Benefit shall be:
a. Highest of:
i. Paid-up sum assured or
ii.Fund value pertaining to Regular/Single Premium or
iii.105 percent of the total premiums received up to date
of death, and
b. Highest of:
i. Top–up sum assured or
ii.Fund value pertaining to top-up premiums or
iii.105 percent of top-up premiums received up to date
of death, if any
Zero
Allocation
Charges
Periodic
Milestone
Boosters
starting end of
6th policy year
Upto 100% of
the Mortality &
Policy
Administration
charges at
Maturity
7 fund
options to
choose from
to match the
risk profile
Easy access to
your money
during
unexpected
needs through
partial
withdrawals
and systematic
partial
withdrawals
Two Savings
Strategies to
move your
funds into
equity or debt
fund as per
your choice
and life stage
KEY FEATURES OF THE PLAN!
SAMPLE ILLUSTRATIONS:
▶Policy Term ▶One can also choose
being equal to a lesser Sum Assured
the paying which shall not be
term of 25 years eligible for 10(10D)
benefits
Paying ₹ 1Cr Su m Assured ₹ 10Crs Systematic Partial
Withdrawls of
₹ 6 Lacs per
annum for 10 years
starting 15th policy
years
At Policy Maturity
after 25 years,
Projected Fund Value
▶At 8% p.a. Assumed
Return 2.27 Cr
▶At4% p.a. Assumed
return 75.51 Lacs
Single Premium
▶Stay invested
for the entire
Policy Term
which is 20 years
▶One can also choose
a lesser Sum Assured
which shall not be
eligible for 10(10D)
benefits
Paying ₹ 2Cr as Sum Assured ₹ 20Crs Systematic Partial
Withdrawl
▶₹ 10Lacs per
year in the last 6
policy years
At Policy Maturity
after 20 years,
Projected Fund Value
▶At 8% p.a. Assumed
Return 4.61 Cr
▶At4% p.a. Assumed
Return 1.86 Cr
₹ 2Cr
Paid as
Single
Premium
0
Systenatic Partial
Withdrawal for
6 years ₹ 10 Lacs
tax free
14
Gift to
Grandchild
19 20
Age Term Single
Premiu
m
Fund Value
@8%
assumed
rate of return
Fund Value
@4%
assumed
rate of return
30 30 50 Lacs 2,68,47,228 80,32,780
35 30 50 Lacs 2,37,00,802 66,14,329
40 20 50 Lacs 1,35,00,366 63,26,616

3.
General Insurance
3
MONEY MULTIPLYING NEWS |1-15Feb 2023 |
HIGHLIGHTS OF THE FEATURES: KEY FEATURES:
• Room Category Flexibility with no Proportionate
Deduction - Avail treatment in room category
higher than your eligibility & get charged only for the
additional difference.
• Simplistic On-boarding - No Mandatory pre-policy
medical checkup.
• Premium Management Tools - Premium
Management Tools such as capping on the limit
of room & option to choose from wide range of
deductible options.
• Coverage From 91st Day*for PED Cover - A Plan that
gives you flexibility with lower waiting periods and
provides coverage for PED conditions.
• Enhanced Control - A Plan with provision for
coverage without Co- Payments and Sub Limits even
for higher ages.
*Optional cover on payment of additional premium
With Manipal Cigna Prime Senior, Your Care and Cigna
Expertise come together to insure your Parents:
A GIFT OF
BETTER HEALTH CARE
FOR THE GOLDEN
YEARS OF LIFE
PRESENTING
Company
Name Manipal Cigna Health Insurance
Manipal
Cigna
Health
Insuranc
e
Product
Name and
UIN
Prime Senior Classic
Prime Senior
Elite
Eligibility
Entry
Age
(Adult)
Min Age - 56 Years
Max Age - 75 Years
Min Age - 56
Years
Max Age - 75
Years
Sum Insured
Options ₹
3 Lacs/5 Lacs/10 Lacs/15 Lacs/20 Lacs/25 Lacs/50
Lacs
5 Lacs/10 Lacs/15
Lacs/20 Lacs/25
Lacs/50 Lacs
Tenure (Years) 1/2/3 Years 1/2/3 Years
Policy type
-
(Individual
/ Floater)
Individual, Multi-individual and Family Floater
(2A- Self and Spouse)
Individual,
Multi-individual
and Family
Floater (2A- Self
and Spouse)
Medical Test
Requiremen
t
No PPM C No PPM C
In-Patient
Hospitalisatio
n
Room
Rent
Capping
Single PrivaĒe AC
Room ICU: Up Ēo SI
OpĒional Cover: Upgrade Ēo Any Room
CaĒegory (including suiĒe and above) up
Ēo SI
Single
PrivaĒe AC
Room
ICU: Up Ēo SI
OpĒional
Cover:
Upgrade Ēo
Any Room
CaĒegory
(including
suiĒe and
above) up Ēo
SI
Pre
Hospitalizatio
n
30 days; Up to SI
60 days; Up to
SI
Post
Hospitalisatio
n
60 days; Up to SI
90 days; Up to
SI
Day care
Treatmen
t
All Day Care Treatments; Up to SI
All Day Care
Treatments; Up
to SI
Domiciliary
Hospitalizatio
n
Up to SI Up to SI
Home
Care
Treatment
NoĒ Available NoĒ Available
Ambulanc
e Charges
Road
Ambulance: Up
to SI
Air
Ambulance:
NA
Road
Ambulance
: Up to SI
Air
Ambulance:
Upto SI
subject to a
maximum of
Rs. 10 Lacs
(over and
above SI)
AYUSH Cover Up to SI Up to SI

4.
General Insurance
4
MONEY MULTIPLYING NEWS |1-15Feb 2023 |
Disclaimer: Reproducľion in whole or in parľ wiľhouľ ľhe prior wriľľen permission of ľhe Publisher is prohibiľed. Opinions expressed in ľhe
arľicles are of ľhe auľhors and do noľ necessarily reflecľ ľhose of ediľors or publishers. While ľhe ediľors do ľheir uľmosľ ľo verify informaľion
published, ľhey do noľ accepľ responsibiliľy for iľs absoluľe accuracy.
SAMPLE PREMIUMS:
Organ
Donor
Cover
Up to SI
Other Inclusions for Organ Donor:
●Pre & Post Hospitalization expenses (Up to 30
days each) of the donor
●Cost towards donor screening- 1 time for
successful transplantation surgery
●Complications (arising during hospitalization or
up to 30 days from date of discharge) in respect
of the donor, consequent to the harvesting (Up to
25% of SI subject to a m a ximum of Rs. 2 Lacs Over
and above SI)
Up to SI
Other
Inclusions for
Organ Donor:
●Pre & Post
Hospitalization
expenses (Up to
30 days each) of
the donor
●Cost towards
donor
screening- 1
time for
successful
transplantation
surgery
●Complications
(arising during
hospitalization
or up to 30 days
from date of
discharge) in
respect of the
donor,
consequent to
the harvesting
(Up to 25% of SI
subject to a
m a ximum of Rs.
2 Lacs Over and
above SI)
Home Nursing NoĒ Available NoĒ Available
Modern
Treatment
s
Up to SI Up to SI
Daily Cash for
shared
accommodatio
n
NoĒ Available
Per
Hospitalization:
Rs. 800 per
day, maximum
up to Rs. 5600
Cover triggers
post 48 hours of
hospitalization
and payable
from 1st day
Out-
Patient
Treatment
Consultation
ManipalCigna Health 360 - O P D
Sum Insured options from Rs. 5k to Rs. 1 Lac
Available only on Cashless basis
ManipalCigna
Health 360 -
O P D
S u m Insured
options from Rs.
5k to Rs. 1 Lac
Available only
on Cashless
basis
Wellnes
s
Features
Medical
Second
Opinion
NoĒ Available
Once every
policy year for
each listed 36
critical illnesses
Consultation
Tele-consultation: Unlimited times including
specialists (Psychological/Mental
Illness/Psychiatric/Stress/Anxiety etc.)
Tele-
consultation:
Unlimited times
including
specialists
(Psychological/
Mental
Illness/Psychiatr
ic/Stress/Anxiet
y etc.)
E-Counselling Part of Tele-consultation
Part of Tele-
consultation
Value
Added
Benefits
Restoration
Optional Cover:
● Unlimited Restoration of SI u p to base SI
● Available for related and unrelated illness
●Unlimited
Restoration of
SI up to base SI
●Available for
related and
unrelated
illness
Bonus
NCB: 10%of SI for every claim free year, m a ximum
up to 100%
(Bonus will not reduce in case of claim)
Guaranteed:
10%of SI for
every year,
m a ximum up to
100%
Health
Check- Ups
Once in every claim-free year (Available from 2nd
year onwards)
Once in a policy
year (Available
from 1st year
onwards)
Other Features
PED Waiting
Period
24 Months
Option to reduce the PE D waiting period to 90
Days
24 Months
Option to
reduce the PE D
waiting period
to 90 Days
Other
Waiting
Periods
1.Initial Waiting Period-30 Days
2. Specific Disease Waiting Period- 24 Months
1.Initial Waiting
Period-30 Days
2.Specific
Disease Waiting
Period- 24
Months
Deductible 10k/25k/50k/1/2/3/4/5 Lacs
10k/25k/50k/1/2
/ 3/4/5 Lacs
Co-Payment Options: 0%/10%/30%
Options: 0%/10%
/30%
1Adult |Zone 1
Age / SI 5 LAC 10 LAC
60 Years 20,413 24,352
65 Years 25,750 30,761
2 Adult |Zone 1
Age / SI 5 LAC 10 LAC
60 Years 34,202 40,775
65 Years 41,985 50,124
1Adult |Zone 1
Age / SI 5 LAC 10 LAC
60 Years 22,536 26,034
65 Years 29,179 33,781
2 Adult |Zone 1
Age / SI 5 LAC 10 LAC
60 Years 38,057 43,908
65 Years 47,566 54,987
Please Note! All above premiums are inclusive of GST
and include 20%co-pay

5.
Mutual Fund
5
MONEY MULTIPLYING NEWS |1-15Feb 2023 |
WHAT ISA BALANCED ADVANTAGE FUND?
As per SEBI categorisation of mutual funds, a Balanced
Advantage Fund dynamically
manages its investment in
Equity/Debt. It is an open-ended
Dynamic Asset Allocation Fund.
SEBI has categorised Balanced
Advantage Funds under the
broader category of hybrid
schemes.
WHAT ISA MULTI-ASSET ALLOCATION FUND?
As per SEBI categorisation of mutual funds, a Multi-Asset
Allocation Fund invests in at least three asset classes
with a minimum asset allocation
of at least 10%each in all three
asset classes. It is an open-ended
scheme investing in three asset
classes: Equity, Debt, Gold, etc.
SEBI has categorised Multi-Asset
Allocation Funds under the broader category of hybrid
plans.
utual Fund schemes like Balanced Advantage
Funds and Multi-Asset Allocation Funds can
Mgive exposure to an investor to multiple asset
classes in a single plan.
Investors wanting to manage equity and debt in the
portfolio dynamically will prefer a Balanced Advantage
Fund. Investors wishing to maintain a constant
allocation to equity, debt, and gold will choose a Multi-
Asset Allocation Fund.
In a Balanced Advantage Fund, the fund manager
actively manages the equity and debt component of the
fund based on specific criteria. The criteria can include
parameters like:
1. Price to earnings (P/E) ratio or
2. Price to book (P/B) ratio or
3. Combination of above or other parameters
SEBI has not specified any minimum exposure to equity
and debt. Hence, the fund manager can choose to invest
up to 100% in either equities or debt. The asset class mix
depends on the market opportunity.
Depending on the debt allocation, these funds fall lesser
than diversified equity funds during market falls.
HOW DOES A BALANCED ADVANTAGE FUND
WORK?
A Balanced Advantage Fund works by dynamically
managing the investment in equity and fixed income
instruments based on market valuations. When the
equity market goes up, the proportion of the equity
component will go up. Based on parameters such as
price to earning (P/E) ratio or price to book (P/B) ratio or
others, the fund manager may feel the equity market
is overvalued. During such times, the fund manager
reduces the equity component and increases the debt
portion. Dynamic re-balancing protects investor returns
in the event of a market fall. When the equity market
actually falls, the fund manager can do the re-balancing
again by reducing the debt component and increasing
the equity component once.
A Multi-Asset Allocation Fund offers much-needed
diversification to an investor’s portfolio.
This is because the equity portion offers growth
potential, while the debt portion offers downside
protection and lends stability to the fund’s performance.
BALANCED
ADVANTAGE FUND
MULTI-ASSET
ALLOCATION FUNDS

6.
Posted at LPC Delhi RMS Delhi - 110006
on 1
-15Feb 2023
Delhi Postal Regd. DL (S)-01/3169/2021-23
Bajaj Capital E/FN
Toll free no.
1800 313123123
Email: info@bajajcapital.com
Website: www.bajajcapital.com
Address:
58+ YEARS OF EXPERIENCE |WIDE RANGE OF FINANCIAL PRODUCTS |CUSTOMISED SOLUTIONS |TOTAL WELLBEING
Date of Publication
1.02.23
Disclaimer: Bajaj Capital Limited (‘BCL’) has taken due care and caution in presenting factually correct data contained herein above. While BCL has made every effort to ensure that the information/data being provided is accurate. BCL
does not guarantee the accuracy, adequacy or completeness of any data/information in the publication and the same is meant for the use of the recipient and not for circulation. Readers are advised to satisfy themselves about the merits
and details of each investment scheme, before taking any investment decision. BCL shall not be held liable for any consequences, legal or otherwise, arising out of use of any such information/ data and further states that it has no financial
liability whatsoever to the recipient/ readers of this publication. Neither BCL nor any of its directors/ employees/ representatives accept any liability for any direct or consequential loss arising from the use of data/ information contained in the
publication or any information/ data generated from the publication. Nothing contained in this publication shall constitute or be deemed to constitute
a recommendation or an invitation or solicitation for any product or services. Any dispute arising in future shall be, subject to the Court(S) at Delhi. Views given in the articles are the personal views of the contributors and not that of the
company. Readers are advised to go through the respective product brochure/ offer documents before making any investment decisions.
Disclaimer: The rates of interest are applicable as on the data mentioned here in above. The rate may be revised at the sole discretion of the respective companies inviting the Fixed Deposits without further notice.
Printed by, Rajiv Wadehra, Published By, Raji Wadehra on behalf of Bajaj Capital Investment Centre Limited, Bajaj House, 97 Nehru Place, New Delhi - 110019,and Printed at Sundeep press C-105/2,Naraina, Industrial Area Phase - ,New
Delhi - 110028, and Published at Bajaj House,97 Nehru Place, New Delhi - 110019, Editor-Rajiv Wadehra (CIN: U0000DL1988PLC039417))
Page No. 6 Total Page-6
6
MONEY MULTIPLYING NEWS |01-15Feb 2023 |
BAJAJ CAPITAL BRANCH NETWORK (DELHI NCR)
Head Office
Nehru Place: Bajaj House, 97, Nehru Place, New Delhi -
110019, Phone No.: 41693000.
Corporate Office
Gurugram: N ovus Tower, 1st Floor (East W ing Plot No 18
Sector - 18, Gurugram, Haryana 122015
NORTH REGION
DELHI
CENTRAL DELHI
Connaught Place: United India Life Building, F19-Block,
Connaught Place, New Delhi–110001,
Phone No. 011-41790444.
Rajendra Place: 9, Ground Floor, Rajendra Bhawan, Rajendra
Place (Opp. Rachna Cinema), New Delhi-110008, Phone No.
011-25734989, 41538597.
NORTH DELHI
Ashok Vihar: Shop No. 15, Ground Floor, Deep Cinema
Complex, Ashok Vihar, Phase-I, Delhi-110052,
Phone No. 011-27461651.
Pitampura: Unit No. 124, D-Mall, Netaji Subhash Place,
Pitampura, Delhi-110034,
M: No. 8588944430, 8588944438.
EAST DELHI
Karkardooma: G-14, Sachdeva Tower, Plot No. 17,Community
Center, Near HDFC Bank, Karkardooma, New Delhi-110092,
Phone No. 011-42420905, 40586975, 40618995.
Patparganj: DDA Shop No. 24, Ground Floor, Rama Krishna
Market, No. 1,I.P. Extension, Patparganj, Delhi-110092, M:
8800040268.
WEST DELHI
Dwarka: F-4, Hl Square, Above ICICI Bank, Plot No. 6, Sector-5,
Dwarka, New Delhi–110075,
Phone No. 011-42730057, 42730058, M: No. 9711090044.
Janakpuri: Shop No. 11& 12, 7-A, DDA Building, Janakpuri Dist.
Centre, New Delhi-110058,
M: No. 9891050909.
Kirti Nagar: Shop No. 3, Ground Floor, B-5, Tagore Market, Kirti
Nagar, New Delhi-110015, Phone No. 011-45072026.
Paschim Vihar: G-8 & 9, Ground Floor, Bhanot Tower, A-Block
Opp. Jwala Heri Market, Paschim Vihar, New Delhi-110063,
Phone No. 011-45524016.
SOUTH DELHI
Bhikaji Cama Place: 10, 11,12, Ground Floor, Ansal Chamber-1,
Bhikaji Cama Place, New Delhi-110066, Phone No. 011-
26188644.
Defence Colony: B-87, Ist Floor, Defence Colony, New Delhi-
110024, Phone No. 011-41553182, 24338180.
Kalkaji: N-10, Kalkaji, New Delhi-110019, Phone No. 011-
26223507,26443761.
Nehru Place: 97, Bajaj House, Ground Floor, Nehru Place, New
Delhi-110019, Phone No. 011-41693000.
Malviya Nagar: C-34, Malviya Nagar Near SBI Bank, New
Delhi-110017, Phone No. 011-40526033, 40455629.
Vasant Kunj: 15, LGF Central Market, Masoodpur, Vasant Kunj,
New Delhi-110070, Phone No. 011-26897632, 26136319.
Yusuf Sarai: 19, DDA Market, Commercial Complex, Yusuf
Sarai, New Delhi-110016, M: No. 9873140258.
NATIONAL CAPITAL REGION
Faridabad: 5R/1 Ground Floor, B.K. Chowk, Near HDFC Bank,
NIT Faridabad-121001, Phone No. 0129-4035241, 6466564, M:
8800040274.
Ghaziabad: G-5 & 6, Ansals Satyam Building, Raj Nagar,
District Centre, Ghaziabad-201002, U.P.
Phone No: 0120-2322407, 4336207.
Gurugram: Shop No. 114,115, AKD Tower, Sector - 14,
Gurugram-122001, Phone No. 0124-4062590.
Noida Sector 29: A-2, Brahmputra Commercial Complex, Near
Rail Reservation Centre, Sector 29, Noida-201301, Phone No.
0120-2451496, 2450100.
Noida Sector 41: C-20, C Block Market, Sector 41, Noida-201301,
Phone No. 0120-4340111, M: No. 8800040270.
Noida Sector 51:B-1A/10, 1st Floor, Commercial Market,
B-Block, Sector 51, Noida-201301, Phone No: 0120-4936900.
Sonipat: Opp. Old Civil Hospital, Railway Road, Sonipat-131001,
Phone No. 0130-6451297, 6451256, 2240623.
Vaishali: Plot No. 2, Rameshwar Towers, Sector-4, Vaishali,
Ghaziabad 201012, U.P.
Phone No: 0120-4349460,61, 6494072.
WEALTH MANAGEMENT CENTRES
GURUGRAM - DLF PHASE IV
B-201, Super Mart 1, DLF Phase IV, Gurugram-122002,
Phone No. 0124-4252961, Mr Anshul Saxena, M: 9811019846,
Email: anshulsa@bajajcapital.com
GURUGRAM - NOVUS TOWER
Plot No. 18,Novus Tower, 1st Floor, (East Wing), Sector 18,
Gurugram 122015, Haryana, Mr. Manu Somani, M: 8860360692,
Email: smanu@bajajcapital.com
NEHRU PLACE
5th Floor, 97, Bajaj House, Nehru Place, New Delhi 110019
Phone No. 011-4169 3000, 6700 0000.
Mr. Dhirender Singh Rawat, M: 9873676724 Email:
dhirendersr@bajajcapital.com & Mr. Rishi Kapoor M:
9811916266, rishik@bajajcapital.com
NOIDA
K-66, Ground Floor, Ansal Fortune Arcade, K Block Road,
Sector 18, Noida 201301, Uttar Pradesh, Mr. Amit Kumar Gupta,
M: 7838556984, Email: amitkg@bajajcapital.com
PUNJABI BAGH
1/51,West Punjabi Bagh, Main Central Market (Opp. Citibank),
New Delhi -110026,
Phone No. 011-47020045/47020091. Mr. Amrendra Kumar
Bipin, M: 9953000459,
Email: amrendrakb@bajajcapital.com
VASANT KUNJ
Shop No 1,First Floor, B-7, Local Shopping Complex, Vasant
Arcade, Opp Police Station, Nelson Mandela Marg, Vasant
Kunj, New Delhi–110070, Phone No. 011-46560414, 15
Mr. Abhishek Kumar. M: 9999600156, Email: abhishekkum@
bajajcapital.com
COMPARISON OF BALANCED ADVANTAGE
FUND AND MULTI-ASSET ALLOCATION FUND
Parameters Balanced
Advantage Fund
Multi-Asset
Allocation Fund
Risk profile D u e to the debt component,
the risk profile of a Balanced
Advantage Fund is lower than
that of a Diversified Equity
Fund. But, the risk profile of a
Balanced Advantage Fund is
higher than that of a Multi-
Asset Allocation Fund.
D u e to the exposure to three
different asset classes, the risk
profile of a Multi-Asset Allocation
Fund is lower than that of a
Balanced Advantage Fund a nd a
Diversified Equity Mutual Fund.
W h o should
invest
Investors who are happy with
just equity a nd debt in their
portfolio will prefer investing in
a Balanced Advantage Fund.
Investors looking for a more
diversified portfolio with equity,
gold, a nd debt will prefer
investing in a Multi-Asset
Allocation Fund.
Asset allocation
m a n a g e m e n t
A Balanced Advantage Fund is
suitable for those investors
who would like the equity a nd
debt portion of their portfolio
to b e m a n a g e d dynamically
depending on market
conditions.
A Multi-Asset Allocation Fund is
for those investors who would
like to maintain a constant
allocation to equity, debt, a nd
gold in their portfolios.
FOLLOWING ARE SOME OF THE BALANCED
ADVANTAGE FUNDS:
FOLLOWING ARE SOME OF THE MULTI-ASSET
ALLOCATION FUNDS:
1. HDFC Balanced Advantage Fund
2. ICICI Prudential Balanced Advantage Fund
3. Nippon India Balanced Advantage Fund
4. TATA Balanced Advantage Fund
5. Kotak Balanced Advantage Fund
1. HDFC Multi-Asset Fund
2. ICICI Prudential Multi-Asset Fund
3. TATA Multi-Asset Opportunities Fund
4. Nippon India Multi-Asset Fund
5. Motilal Oswal Multi-Asset Fund