Budgeting is need of everyone. And its very essential. Everyone wants to maintain budget with new technology techniques.

1. Top Ten Personal Budget Apps To
Control Your Expenditure

2. Top 10 Budget Apps to Help
You Manage Your Money

3. Mint
In terms of budget tracking, it beats
most apps out of the water with ease.
Mint automatically updates your
spending and transactions without any
user input required. It does so by
connecting directly to your bank
account through Mint's secure and
award-winning online service. It keeps
an eye on all of your spending and
automatically categorizes your
transactions in the background so you
don't have to constantly update your
spending profile in order for the service
to work for you. www.mint.com

4. Kick-Ass Budget
A simple budgeting solution for adults,
Students and seniors. Kick-Ass Budget
requires no accounting knowledge and will
keep you on- track throughout the year.
Never get over budget again. The kick-ass
budget is available now for download
from the IPhone App store and can be
downloaded at www.kick-assbudget.com
Quit pouring over past bank statements
and records. Just a few taps on your
Smart phone you are aware of:
• Where your money goes
• How to stop unnecessary spending
• How to best use every penny.
Accomplish your personal financial goals
effortlessly.

5. iReconcile
The easily customizable Android app helps you manage day-to-day
financial transactions using a checkbook register. You don’t need to
keep a list of all items you bought or all the money you spent. The app
does everything for you; once you enter each transaction, your new
balances appear automatically. It also comes with free updates and
online backup.

6. Grocery Gadget
Grocery Gadget helps you reduce the time you spend in the supermarket and
the time you would normally spend rewriting grocery lists. It also helps to cut
down your grocery bill. You can add notes, take photos of grocery items, and
use ecoupons from specific stores.

7. YNAB You Need A Budget
The courses (which require registration) also
teaches beginners the basics of starting a
budget and setting up accounts. Meet-ups and
discussion forums are available if you require
more help. There is also a blog and daily posts
presented as real life case studies. If you find
the courses too basic, the 40 video tutorials
have a bit more substance.

8. XpenseTracker – ExpenseTracker & Mileage Log
XpenseTracker is the app you need while you are on
business. Enter your details for each log and
XpenseTracker records your expenses. You can add
expenses for a weekend at a hotel, car rental, purchases, or
business lunches. You can also include descriptions and
notes.
When you set up your preferred currency, XpenseTracker
will calculate your conversion rate. The mileage tracker
calculates distance traveled and fuel purchases. This app is
compatible on iPhone and iPad. The download is available
on iTunes for $4.99.

9. MoneyBook
It's simple in nature, but looking a
little deeper you'll find a number of
unexpected surprises. Entering a
new transaction is a breeze, with
flexible options for adding notes or
affixing a specific category to
individual transactions. In
addition, MoneyBook has options
to export your finances and also
lets you password protect
sensitive items you don't want
others to see. I didn't see any
graph or chart options, so you
may want to keep that in mind
when choosing which app is for
you.

10. Toshl
Need a secure, simple and intuitive
way of keeping your finances in order
while simultaneously taking
advantage of that newfangled cloud
technology everyone keeps talking
about? Toshl delivers with a clean
iPhone expense tracking app
featuring a built-in (and free!) easy to
use online syncing service. The app
takes away the worry of losing your
spending history by syncing
everything -- literally everything -- to
the cloud automatically after adding
or updating a transaction, with
manual sync options for those
looking for a little more control.

11. Expenditure
Expenditure is a gem of a
budget & finance tracking app.
It features effortless methods
for adding new transactions
and going over your allotted
chunk of spending money, and
comes with awesome features
that were missing from some of
the other apps I chose for this
post. A good example is when
adding a new transaction you'll
be presented with options for
including a photo or a quick
note, which effectively pushes
the customizability and
flexibility of your transactions
beyond most basic budgeting
apps.

12. iBank 4
iBank 4 is more suitable for advanced users, or anyone with previous
experience using heavyweight apps. There is a somewhat high-end learning
curve, but the developers have provided video tutorials about how to use each
feature.
Costing a hefty $59.99 for a single license, iBank 4 does more than simple
budgeting. Mac users track and manage their entire net worth in once place
using the Dashboard Widget. You can also manage investment portfolios,
retirement accounts, and stock options. And there are 10 convenient account
options to choose from including line of credit, money market, 401k, asset, and
savings. iBank 4 allows the transfer of funds into foreign currencies.